ITI Banking and PSU Fund - Regular Plan - Growth
Fund House : ITI MUTUAL FUND
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- SI
NAV (as on
2025-06-03)
13.03 0.03%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
0.70%
Expense Ratio
(Direct)
0.15%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-05-27 | ₹1,000.00 | ₹1,001.02 |
0.10 %
|
| Two Week | 2025-05-19 | ₹1,000.00 | ₹1,003.45 |
0.35 %
|
| 1 Month | 2025-05-05 | ₹1,000.00 | ₹1,007.66 |
0.77 %
|
| Three Months | 2025-03-05 | ₹3,000.00 | ₹3,054.73 |
1.82 %
|
| Six Months | 2024-12-05 | ₹6,000.00 | ₹6,176.13 |
2.94 %
|
| One Year | 2024-06-03 | ₹12,000.00 | ₹12,598.94 |
4.99 %
|
| Three Year | 2022-06-06 | ₹36,000.00 | ₹40,558.85 |
12.66 %
|
| Since Inception | 2020-10-22 | ₹57,000.00 | ₹66,765.63 |
17.13 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| ICICI Bank Limited | Certificate of Deposit | Debt Instrument | 9.71 |
| Union Bank of India | Certificate of Deposit | Debt Instrument | 6.24 |
| National Housing Bank | Commercial Paper | Debt Instrument | 9.74 |
| Power Finance Corporation Limited | Corporate Bond | Debt Instrument | 11.38 |
| HDFC Bank Limited | Corporate Bond | Debt Instrument | 9.68 |
| Power Grid Corporation of India Limited | Corporate Bond | Debt Instrument | 8.24 |
| REC Limited | Corporate Bond | Debt Instrument | 8.14 |
| Bharat Petroleum Corporation Limited | Corporate Bond | Debt Instrument | 8.06 |
| Corporate Debt Market Development Fund Class A2 | Corporate Debt Market Development Fund | Debt Instrument | 0.27 |
| 7.1% GOI (MD 08/04/2034) | Government Bond | Debt Instrument | 16.52 |
| 7.34% GOI (MD 22/04/2064) | Government Bond | Debt Instrument | 5.06 |
| 7.3% GOI (MD 19/06/2053) | Government Bond | Debt Instrument | 3.36 |
| Clearing Corporation of India Ltd | Reverse Repo/TREPS | Debt Instrument | 1.89 |
| Net Current Assets | Net Current Assets | Debt Instrument | 1.71 |
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
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Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Vikrant Mehta (28 years),
- Expense ration regular : 0.70
- Expense ration direct : 0.15
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹-
- Type : debt
Exit load
Nil
FAQs
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