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Home Mf Research Iti Banking And Psu Fund Regular Plan Growth
ITI MUTUAL FUND

ITI Banking and PSU Fund - Regular Plan - Growth

Debt Debt Banking Psu
Fund House : ITI MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2025-06-12)
13.03 -0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.70%
Expense Ratio (Direct)
0.15%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹999.26
-0.07 %
Two Week 2025-05-28 ₹1,000.00 ₹1,000.61
0.06 %
One Month 2025-05-13 ₹1,000.00 ₹1,007.17
0.72 %
Three Months 2025-03-17 ₹3,000.00 ₹3,045.04
1.50 %
Six Months 2024-12-16 ₹6,000.00 ₹6,165.03
2.75 %
One Year 2024-06-12 ₹12,000.00 ₹12,579.59
4.83 %
Three Year 2022-06-13 ₹36,000.00 ₹40,511.72
12.53 %
Since Inception 2020-10-22 ₹57,000.00 ₹66,774.86
17.15 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.71% REC Limited (26/02/2027) - Debt 8.49
7.59% National Housing Bank (08/09/2027) - Debt 7.11
7.79% Small Industries Dev Bank of India (19/04/2027) - Debt 7.09
7.33% Indian Railway Finance Corporation Limited (27/08/2027) - Debt 7.07
7.23% Power Finance Corporation Limited (05/01/2027) - Debt 7.02
8.32% Power Grid Corporation of India Limited (23/12/2025) - Debt 7.01
6.11% Bharat Petroleum Corporation Limited (04/07/2025) - Debt 6.94
7.53% National Bank For Agriculture and Rural Development (24/03/2028) - Debt 5.68
7.58% National Bank For Agriculture and Rural Development (31/07/2026) - Debt 0.70
6.79% Government of India (07/10/2034) - Debt 9.36
Axis Bank Limited (16/07/2025) - Debt 6.90
HDFC Bank Limited (04/02/2026) - Debt 6.66
Corporate Debt Market Development Fund - Debt 0.24
TREPS 02-Jun-2025 - Debt 2.81
Net Receivables / (Payables) - - 16.92
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Laukik Bagwe (),
  • Expense ration regular : 0.70
  • Expense ration direct : 0.15
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt
Exit load
Nil

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