Home Mf Research Iti Banking And Psu Fund Regular Plan Growth

ITI Banking and PSU Fund - Regular Plan - Growth

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  • 1M
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  • 6M
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  • 3Y
  • SI
Fund info
NAV (as on 2025-07-17)
13.10 0.04%
AUM (Fund Size)
15
Expense Ratio
0.7%
Exit load
Nil
Risk
Low to Moderate
AMC
ITI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹1,001.42
0.14 %
Two Week 2025-07-02 ₹1,000.00 ₹1,002.20
0.22 %
One Month 2025-06-17 ₹1,000.00 ₹1,004.72
0.47 %
Three Months 2025-04-21 ₹3,000.00 ₹3,028.24
0.94 %
Six Months 2025-01-20 ₹6,000.00 ₹6,143.55
2.39 %
One Year 2024-07-18 ₹12,000.00 ₹12,547.78
4.56 %
Three Year 2022-07-18 ₹36,000.00 ₹40,469.69
12.42 %
Since Inception 2020-10-22 ₹58,000.00 ₹68,150.50
17.50 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 77%
Others 16%

Sectors Holding in ITI Banking and PSU Fund - Regular Plan - Growth

Other
93%

Companies Holding in ITI Banking and PSU Fund - Regular Plan - Growth

7.71% REC Limited (26/02/2027)
8.49%
7.59% National Housing Bank (08/09/2027)
7.11%
7.79% Small Industries Dev Bank Of India (19/04/2027)
7.09%
7.33% Indian Railway Finance Corporation Limited (27/08/2027)
7.07%
7.23% Power Finance Corporation Limited (05/01/2027)
7.02%
8.32% Power Grid Corporation Of India Limited (23/12/2025)
7.01%
6.11% Bharat Petroleum Corporation Limited (04/07/2025)
6.94%
7.53% National Bank For Agriculture And Rural Development (24/03/2028)
5.68%
7.58% National Bank For Agriculture And Rural Development (31/07/2026)
0.70%
6.79% Government Of India (07/10/2034)
9.36%
Axis Bank Limited (16/07/2025)
6.90%
HDFC Bank Limited (04/02/2026)
6.66%
Corporate Debt Market Development Fund
0.24%
TREPS 02-Jun-2025
2.81%
Net Receivables / (Payables)
16.92%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Low To Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.7
Expense Ratio Direct
0.15
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Laukik Bagwe
Experience

Exit load

Nil

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