Home Mf Research Jm Elss Tax Saver Fund Regular Plan Growth

JM ELSS Tax Saver Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
48.68 -0.75%
AUM (Fund Size)
53
Expense Ratio
2.38%
Exit load
Nil
Risk
Very High Risk
AMC
JM Financial Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,005.24
0.52 %
Two Week 2025-07-03 ₹1,000.00 ₹997.13
-0.29 %
One Month 2025-06-18 ₹1,000.00 ₹1,024.34
2.43 %
Three Months 2025-04-21 ₹3,000.00 ₹3,140.49
4.68 %
Six Months 2025-01-20 ₹6,000.00 ₹6,392.61
6.54 %
One Year 2024-07-18 ₹12,000.00 ₹12,274.61
2.29 %
Three Year 2022-07-19 ₹36,000.00 ₹48,230.03
33.97 %
Five Year 2020-07-20 ₹60,000.00 ₹97,802.61
63.00 %
Ten Year 2015-07-21 ₹120,000.00 ₹304,829.46
154.02 %
Since Inception 2008-03-31 ₹211,000.00 ₹941,197.38
346.07 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 73%
Debt 2%
Others N/A

Sectors Holding in JM ELSS Tax Saver Fund - Regular Plan - Growth

Banks
15%
Construction
6%
Automobiles
4%
Telecom - Services
2%
Pharmaceuticals & Biotechnology
4%
IT - Software
6%
Finance
5%
Cigarettes & Tobacco Products
2%
Leisure Services
2%
Capital Markets
2%
Industrial Products
2%
Consumer Durables
3%
Chemicals & Petrochemicals
3%
Retailing
2%
Insurance
1%
Healthcare Services
1%
Non - Ferrous Metals
1%
Beverages
1%
Ferrous Metals
1%
Cement & Cement Products
2%
Electrical Equipment
1%
Financial Technology (Fintech)
1%
Consumable Fuels
1%
Power
1%
Industrial Manufacturing
1%
Auto Components
1%
Gas
1%
Realty
1%
Other
2%

Companies Holding in JM ELSS Tax Saver Fund - Regular Plan - Growth

ICICI Bank Limited
5.68%
Larsen & Toubro Limited
5.36%
HDFC Bank Limited
4.81%
State Bank Of India
2.98%
Maruti Suzuki India Limited
2.92%
Bharti Airtel Limited
2.87%
Bajaj Auto Limited
2.73%
One Source Specialty Pharma Ltd
2.73%
Infosys Limited
2.59%
Creditaccess Grameen Limited
2.51%
Godfrey Phillips India Limited
2.17%
Coforge Limited
2.15%
Axis Bank Limited
2.07%
Jubilant Foodworks Limited
2.03%
360 ONE WAM LIMITED
2.01%
Kotak Mahindra Bank Limited
1.99%
Cummins India Limited
1.97%
Lupin Limited
1.97%
Tech Mahindra Limited
1.88%
Newgen Software Technologies Limited
1.81%
Century Plyboards (India) Limited
1.76%
Garware Polyester Limited
1.71%
Navin Fluorine International Limited
1.70%
KEC International Limited
1.70%
Power Finance Corporation Limited
1.69%
Eternal Limited
1.68%
Karur Vysya Bank Limited
1.67%
Max Financial Services Limited
1.66%
Trent Limited
1.66%
Max Healthcare Institute Limited
1.59%
Hindalco Industries Limited
1.56%
Varun Beverages Limited
1.56%
Bajaj Finance Limited
1.50%
Jindal Steel & Power Limited
1.29%
Pidilite Industries Limited
1.29%
PG Electroplast Limited
1.28%
SPANDANA SPHOORTY FINANCIAL LIMITED
1.24%
SRF Limited
1.24%
The Ramco Cements Limited
1.23%
Neuland Laboratories Ltd
1.22%
Suzlon Energy Limited
1.17%
One 97 Communications Limited
1.12%
Ambuja Cements Limited
1.11%
Coal India Limited
1.10%
NTPC Limited
1.09%
SYRMA SGS TECHNOLOGY LIMITED
1.09%
Thangamayil Jewellery Limited
1.08%
ZF Comm. Vehicle Control Systems Ind Ltd
1.06%
GAIL (India) Limited
1.05%
Prestige Estates Projects Limited
1.03%
Suraksha Diagnostic Limited
0.94%
CCIL
2.12%
Net Receivable/Payable
0.56%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.38
Expense Ratio Direct
1.10
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Chaitanya Choksi
21 years Experience
Mr. Asit Bhandarkar
20 years Experience
Mr. Gurvinder Singh Wasan
20 years Experience

Exit load

Nil

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