JM Liquid Fund - Regular Plan - Growth
Debt
Debt Liquid
Fund House : JM Financial Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-15)
71.08 0.02%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
0.26%
Expense Ratio
(Direct)
0.16%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-08 | ₹1,000.00 | ₹1,000.92 |
0.09 %
|
| Two Week | 2025-05-31 | ₹1,000.00 | ₹1,002.79 |
0.28 %
|
| One Month | 2025-05-16 | ₹1,000.00 | ₹1,005.54 |
0.55 %
|
| Three Months | 2025-03-17 | ₹3,000.00 | ₹3,033.69 |
1.12 %
|
| Six Months | 2024-12-17 | ₹6,000.00 | ₹6,120.51 |
2.01 %
|
| One Year | 2024-06-15 | ₹12,000.00 | ₹12,463.76 |
3.86 %
|
| Three Year | 2022-06-16 | ₹36,000.00 | ₹40,139.78 |
11.50 %
|
| Five Year | 2020-06-16 | ₹60,000.00 | ₹70,583.68 |
17.64 %
|
| Ten Year | 2015-06-18 | ₹120,000.00 | ₹163,512.08 |
36.26 %
|
| Since Inception | 1997-12-31 | ₹335,000.00 | ₹959,579.49 |
186.44 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| 7.38% LIC Housing Finance Limited 18-AUG-2025 | - | Debt | 2.28 |
| 7.15% SIDBI 02-JUN-2025 | - | Debt | 1.14 |
| 91 Days Treasury Bill 28-Aug-2025 | - | Debt | 8.99 |
| 364 Days Treasury Bill 21-Aug-2025 | - | Debt | 2.25 |
| 91 Days Treasury Bill 01-Aug-2025 | - | Debt | 0.23 |
| 91 Days Treasury Bill 19-Jun-2025 | - | Debt | 0.14 |
| 91 Days Treasury Bill 03-Jul-2025 | - | Debt | 0.13 |
| 182 Days Treasury Bill 10-Jul-2025 | - | Debt | 0.09 |
| EXIM Bank 08-AUG-2025 | - | Debt | 4.50 |
| SIDBI 26-AUG-2025 | - | Debt | 4.49 |
| Godrej Agrovet Limited 22-AUG-2025 | - | Debt | 3.37 |
| ICICI Home Finance Company Limited 06-AUG-2025 | - | Debt | 2.25 |
| Piramal Finance Ltd 28-JUL-2025 | - | Debt | 2.25 |
| Reliance Retail Ventures Ltd 14-AUG-2025 | - | Debt | 2.25 |
| Aditya Birla Capital Limited 12-AUG-2025 | - | Debt | 2.25 |
| LIC Housing Finance Limited 19-AUG-2025 | - | Debt | 2.25 |
| SBI Cards and Payment Services Limited 21-AUG-2025 | - | Debt | 2.24 |
| Reliance Retail Ventures Ltd 26-AUG-2025 | - | Debt | 2.24 |
| Godrej Properties Limited 25-AUG-2025 | - | Debt | 2.24 |
| Bajaj Housing Finance Ltd 29-AUG-2025 | - | Debt | 2.24 |
| 360 ONE Prime Limited 20-AUG-2025 | - | Debt | 2.24 |
| ICICI Securities Limited 07-AUG-2025 | - | Debt | 2.03 |
| Kotak Mahindra Investments Ltd. 20-JUN-2025 | - | Debt | 1.13 |
| Kotak Securities Ltd. 27-JUN-2025 | - | Debt | 1.13 |
| Indian Bank 07-AUG-2025 | - | Debt | 4.50 |
| HDFC Bank Limited 18-AUG-2025 | - | Debt | 4.49 |
| Axis Bank Limited 22-AUG-2025 | - | Debt | 4.49 |
| HDFC Bank Limited 11-JUN-2025 | - | Debt | 3.41 |
| Union Bank of India 04-JUN-2025 | - | Debt | 2.28 |
| The Federal Bank Limited 04-AUG-2025 | - | Debt | 2.25 |
| Bank of Baroda 05-AUG-2025 | - | Debt | 2.25 |
| Indian Bank 20-AUG-2025 | - | Debt | 2.25 |
| NABARD 24-JUN-2025 | - | Debt | 1.13 |
| Bank of Baroda 06-JUN-2025 | - | Debt | 0.45 |
| Corporate Debt Market Development Fund - Class A2 Units | - | Debt | 0.36 |
| CCIL | - | Debt | 21.99 |
| Net Receivable/Payable | - | Cash | -4.22 |
| 7.38% LIC Housing Finance Limited 18-AUG-2025 | - | Debt | 2.28 |
| 7.15% SIDBI 02-JUN-2025 | - | Debt | 1.14 |
| 91 Days Treasury Bill 28-Aug-2025 | - | Debt | 8.99 |
| 364 Days Treasury Bill 21-Aug-2025 | - | Debt | 2.25 |
| 91 Days Treasury Bill 01-Aug-2025 | - | Debt | 0.23 |
| 91 Days Treasury Bill 19-Jun-2025 | - | Debt | 0.14 |
| 91 Days Treasury Bill 03-Jul-2025 | - | Debt | 0.13 |
| 182 Days Treasury Bill 10-Jul-2025 | - | Debt | 0.09 |
| EXIM Bank 08-AUG-2025 | - | Debt | 4.50 |
| SIDBI 26-AUG-2025 | - | Debt | 4.49 |
| Godrej Agrovet Limited 22-AUG-2025 | - | Debt | 3.37 |
| ICICI Home Finance Company Limited 06-AUG-2025 | - | Debt | 2.25 |
| Piramal Finance Ltd 28-JUL-2025 | - | Debt | 2.25 |
| Reliance Retail Ventures Ltd 14-AUG-2025 | - | Debt | 2.25 |
| Aditya Birla Capital Limited 12-AUG-2025 | - | Debt | 2.25 |
| LIC Housing Finance Limited 19-AUG-2025 | - | Debt | 2.25 |
| SBI Cards and Payment Services Limited 21-AUG-2025 | - | Debt | 2.24 |
| Reliance Retail Ventures Ltd 26-AUG-2025 | - | Debt | 2.24 |
| Godrej Properties Limited 25-AUG-2025 | - | Debt | 2.24 |
| Bajaj Housing Finance Ltd 29-AUG-2025 | - | Debt | 2.24 |
| 360 ONE Prime Limited 20-AUG-2025 | - | Debt | 2.24 |
| ICICI Securities Limited 07-AUG-2025 | - | Debt | 2.03 |
| Kotak Mahindra Investments Ltd. 20-JUN-2025 | - | Debt | 1.13 |
| Kotak Securities Ltd. 27-JUN-2025 | - | Debt | 1.13 |
| Indian Bank 07-AUG-2025 | - | Debt | 4.50 |
| HDFC Bank Limited 18-AUG-2025 | - | Debt | 4.49 |
| Axis Bank Limited 22-AUG-2025 | - | Debt | 4.49 |
| HDFC Bank Limited 11-JUN-2025 | - | Debt | 3.41 |
| Union Bank of India 04-JUN-2025 | - | Debt | 2.28 |
| The Federal Bank Limited 04-AUG-2025 | - | Debt | 2.25 |
| Bank of Baroda 05-AUG-2025 | - | Debt | 2.25 |
| Indian Bank 20-AUG-2025 | - | Debt | 2.25 |
| NABARD 24-JUN-2025 | - | Debt | 1.13 |
| Bank of Baroda 06-JUN-2025 | - | Debt | 0.45 |
| Corporate Debt Market Development Fund - Class A2 Units | - | Debt | 0.36 |
| CCIL | - | Debt | 21.99 |
| Net Receivable/Payable | - | Cash | -4.22 |
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Gurvinder Singh Wasan (20 years), Ms. Naghma Khoja (6 years), Ms. Ruchi Fozdar (10 years),
- Expense ration regular : 0.26
- Expense ration direct : 0.16
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : debt
Exit load
Day 1 - 0.0070%, Day 2 - 0.0065%, Day 3 - 0.0060%, Day 4 - 0.0055%, Day 5 - 0.0050%, Day 6 - 0.0045%, Day 7 Onwards - 0.0000%
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