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JM Liquid Fund - Regular Plan - Super Institutional itutional Plan - Growth

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Fund info
NAV (as on 2025-07-18)
41.08 0.01%
AUM (Fund Size)
N/A
Expense Ratio
0.26%
Exit load
Day 1 - 0.0070%, Day 2 - 0.0065%, Day 3 - 0.0060%, Day 4 - 0.0055%, Day 5 - 0.0050%, Day 6 - 0.0045%, Day 7 Onwards - 0.0000%
Risk
N/A
AMC
JM Financial Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.06
0.11 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.21
0.22 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.82
0.48 %
Three Months 2025-04-19 ₹3,000.00 ₹3,030.46
1.02 %
Six Months 2025-01-19 ₹6,000.00 ₹6,114.62
1.91 %
One Year 2024-07-18 ₹12,000.00 ₹12,451.90
3.77 %
Three Year 2022-07-19 ₹36,000.00 ₹40,111.02
11.42 %
Five Year 2020-07-19 ₹60,000.00 ₹70,616.96
17.69 %
Ten Year 2015-07-21 ₹120,000.00 ₹163,433.19
36.19 %
Since Inception 2004-05-19 ₹258,000.00 ₹563,785.88
118.52 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 186%
Others N/A

Sectors Holding in JM Liquid Fund - Regular Plan - Super Institutional itutional Plan - Growth

Other
178%

Companies Holding in JM Liquid Fund - Regular Plan - Super Institutional itutional Plan - Growth

7.38% LIC Housing Finance Limited 18-AUG-2025
2.28%
7.15% SIDBI 02-JUN-2025
1.14%
91 Days Treasury Bill 28-Aug-2025
8.99%
364 Days Treasury Bill 21-Aug-2025
2.25%
91 Days Treasury Bill 01-Aug-2025
0.23%
91 Days Treasury Bill 19-Jun-2025
0.14%
91 Days Treasury Bill 03-Jul-2025
0.13%
182 Days Treasury Bill 10-Jul-2025
0.09%
EXIM Bank 08-AUG-2025
4.50%
SIDBI 26-AUG-2025
4.49%
Godrej Agrovet Limited 22-AUG-2025
3.37%
ICICI Home Finance Company Limited 06-AUG-2025
2.25%
Piramal Finance Ltd 28-JUL-2025
2.25%
Reliance Retail Ventures Ltd 14-AUG-2025
2.25%
Aditya Birla Capital Limited 12-AUG-2025
2.25%
LIC Housing Finance Limited 19-AUG-2025
2.25%
SBI Cards And Payment Services Limited 21-AUG-2025
2.24%
Reliance Retail Ventures Ltd 26-AUG-2025
2.24%
Godrej Properties Limited 25-AUG-2025
2.24%
Bajaj Housing Finance Ltd 29-AUG-2025
2.24%
360 ONE Prime Limited 20-AUG-2025
2.24%
ICICI Securities Limited 07-AUG-2025
2.03%
Kotak Mahindra Investments Ltd. 20-JUN-2025
1.13%
Kotak Securities Ltd. 27-JUN-2025
1.13%
Indian Bank 07-AUG-2025
4.50%
HDFC Bank Limited 18-AUG-2025
4.49%
Axis Bank Limited 22-AUG-2025
4.49%
HDFC Bank Limited 11-JUN-2025
3.41%
Union Bank Of India 04-JUN-2025
2.28%
The Federal Bank Limited 04-AUG-2025
2.25%
Bank Of Baroda 05-AUG-2025
2.25%
Indian Bank 20-AUG-2025
2.25%
NABARD 24-JUN-2025
1.13%
Bank Of Baroda 06-JUN-2025
0.45%
Corporate Debt Market Development Fund - Class A2 Units
0.36%
CCIL
21.99%
Net Receivable/Payable
-4.22%
7.38% LIC Housing Finance Limited 18-AUG-2025
2.28%
7.15% SIDBI 02-JUN-2025
1.14%
91 Days Treasury Bill 28-Aug-2025
8.99%
364 Days Treasury Bill 21-Aug-2025
2.25%
91 Days Treasury Bill 01-Aug-2025
0.23%
91 Days Treasury Bill 19-Jun-2025
0.14%
91 Days Treasury Bill 03-Jul-2025
0.13%
182 Days Treasury Bill 10-Jul-2025
0.09%
EXIM Bank 08-AUG-2025
4.50%
SIDBI 26-AUG-2025
4.49%
Godrej Agrovet Limited 22-AUG-2025
3.37%
ICICI Home Finance Company Limited 06-AUG-2025
2.25%
Piramal Finance Ltd 28-JUL-2025
2.25%
Reliance Retail Ventures Ltd 14-AUG-2025
2.25%
Aditya Birla Capital Limited 12-AUG-2025
2.25%
LIC Housing Finance Limited 19-AUG-2025
2.25%
SBI Cards And Payment Services Limited 21-AUG-2025
2.24%
Reliance Retail Ventures Ltd 26-AUG-2025
2.24%
Godrej Properties Limited 25-AUG-2025
2.24%
Bajaj Housing Finance Ltd 29-AUG-2025
2.24%
360 ONE Prime Limited 20-AUG-2025
2.24%
ICICI Securities Limited 07-AUG-2025
2.03%
Kotak Mahindra Investments Ltd. 20-JUN-2025
1.13%
Kotak Securities Ltd. 27-JUN-2025
1.13%
Indian Bank 07-AUG-2025
4.50%
HDFC Bank Limited 18-AUG-2025
4.49%
Axis Bank Limited 22-AUG-2025
4.49%
HDFC Bank Limited 11-JUN-2025
3.41%
Union Bank Of India 04-JUN-2025
2.28%
The Federal Bank Limited 04-AUG-2025
2.25%
Bank Of Baroda 05-AUG-2025
2.25%
Indian Bank 20-AUG-2025
2.25%
NABARD 24-JUN-2025
1.13%
Bank Of Baroda 06-JUN-2025
0.45%
Corporate Debt Market Development Fund - Class A2 Units
0.36%
CCIL
21.99%
Net Receivable/Payable
-4.22%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.26
Expense Ratio Direct
0.16
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Gurvinder Singh Wasan
20 years Experience
Ms. Naghma Khoja
6 years Experience
Ms. Ruchi Fozdar
10 years Experience

Exit load

Day 1 - 0.0070%, Day 2 - 0.0065%, Day 3 - 0.0060%, Day 4 - 0.0055%, Day 5 - 0.0050%, Day 6 - 0.0045%, Day 7 Onwards - 0.0000%

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