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Home Mf Research Jm Ultra Short Duration Fund Regular Plan Growth
JM Financial Mutual Fund

JM Ultra Short Duration Fund - Regular Plan - Growth

Debt Debt Short Duration
Fund House : JM Financial Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2020-09-25)
26.72 0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.09%
Expense Ratio (Direct)
0.34%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2020-09-18 ₹1,000.00 ₹1,000.49
0.05 %
Two Week 2020-09-10 ₹1,000.00 ₹1,001.08
0.11 %
One Month 2020-08-26 ₹1,000.00 ₹1,002.30
0.23 %
Three Months 2020-06-29 ₹3,000.00 ₹3,050.65
1.69 %
Six Months 2020-03-30 ₹6,000.00 ₹6,214.07
3.57 %
One Year 2019-09-26 ₹12,000.00 ₹12,623.59
5.20 %
Three Year 2017-09-26 ₹36,000.00 ₹38,442.73
6.79 %
Five Year 2015-09-28 ₹60,000.00 ₹67,873.18
13.12 %
Ten Year 2010-09-28 ₹120,000.00 ₹168,371.48
40.31 %
Since Inception 2006-09-27 ₹171,000.00 ₹284,521.48
66.39 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.68% SIDBI 09-JUL-2027 - Debt 6.34
6.75% Sikka Ports & Terminals Limited 22-APR-2026 - Debt 4.96
7.58% REC Limited 31-MAY-2029 - Debt 4.27
7.6% Power Finance Corporation Limited 13-APR-2029 - Debt 4.27
7.85% Bajaj Housing Finance Ltd 01-SEP-2028 - Debt 4.23
7.8% LIC Housing Finance Limited 22-DEC-2027 - Debt 4.23
7.8% NABARD 15-MAR-2027 - Debt 4.22
7.9611% HDB Financial Services Limited 05-JAN-2028 - Debt 4.19
8.061% ICICI Home Finance Company Limited 25-MAR-2026 - Debt 4.17
8% Bajaj Finance Limited 27-FEB-2026 - Debt 4.17
7.4% NABARD 30-JAN-2026 - Debt 4.15
6.4% Jamnagar Utilities & Power Pvt Ltd 29-SEP-2026 - Debt 4.12
7.85% Power Finance Corporation Limited 03-APR-2028 - Debt 3.00
7.39% SIDBI 21-MAR-2030 - Debt 2.55
7.645% LIC Housing Finance Limited 21-FEB-2030 - Debt 2.13
7.27% Indian Railway Finance Corporation Ltd 15-JUN-2027 - Debt 2.10
7.7% REC Limited 10-DEC-2027 - Debt 1.70
7.33% Indian Railway Finance Corporation Ltd 27-AUG-2027 - Debt 1.68
7.8445% Tata Capital Housing Finance Limited 18-SEP-2026 - Debt 0.84
7.32% GOI - 13-Nov-2030 - Debt 14.52
7.02% GOI 18-JUN-2031 - Debt 9.57
7.17% GOI - 17-APR-2030 - Debt 0.87
6.75% GOI 23-Dec-2029 - Debt 0.43
HDFC Bank Limited 04-NOV-2025 - Debt 2.42
Corporate Debt Market Development Fund - Class A2 Units - Debt 0.30
CCIL - Debt 2.46
Net Receivable/Payable - Cash 2.09
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Gurvinder Singh Wasan (20 years), Ms. Naghma Khoja (6 years), Ms. Ruchi Fozdar (10 years),
  • Expense ration regular : 1.09
  • Expense ration direct : 0.34
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
NIL

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