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Home Mf Research Kotak Banking And Psu Debt Fund Regular Plan Growth
Kotak Mutual Fund

Mutual Fund Research

Kotak Banking And PSU Debt Fund - Regular Plan - Growth

Kotak Mutual Fund Debt Debt Banking Psu

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,003.58 +0.36%
Two Week 2026-10-19 ₹1,000.00 ₹1,000.52 +0.05%
One Month 2026-10-05 ₹1,000.00 ₹997.69 -0.23%
Three Months 2026-08-05 ₹3,000.00 ₹2,992.51 -0.25%
Six Months 2026-05-07 ₹6,000.00 ₹6,023.07 +0.38%
One Year 2025-11-03 ₹12,000.00 ₹12,219.58 +1.83%
Three Year 2023-11-06 ₹36,000.00 ₹39,240.37 +9.00%
Five Year 2021-11-08 ₹60,000.00 ₹70,178.32 +16.96%
Ten Year 2016-11-07 ₹120,000.00 ₹168,129.55 +40.11%
Since Inception 2005-07-29 ₹259,000.00 ₹589,814.01 +127.73%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL AAA 63.19%
Other 8.74%
ICRA AAA 6.36%
CRISIL A1+ 6.13%
SOV 4.30%
CRISIL AAA(CE) 3.62%
ICRA A1+ 3.07%
FITCH A1+ 1.54%
CARE A1+ 1.02%
BRICKWORK AA+(CE) 1.01%
FITCH AAA 0.53%
Alternative Investment Fund 0.39%
CARE AAA(CE) 0.10%

Top Holdings

Company-wise portfolio exposure

0.076 Power Finance Corporation Ltd.** 6.90%
0.0737 NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT** 4.15%
0.077 Power Grid Corporation of India Ltd.** 3.36%
0.0855 HDFC BANK LTD.** 3.19%
0.068 STATE BANK OF INDIA.** 2.94%
0.0736 INDIAN OIL CORPORATION LTD.** 2.93%
0.0777 REC LTD** 2.73%
0.0783 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** 2.62%
0.0748 NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 2.61%
0.0734 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** 2.60%
0.0759 Power Finance Corporation Ltd.** 2.10%
0.0775 Power Finance Corporation Ltd.** 2.09%
0.074 Export-Import Bank of India** 2.09%
0.0762 NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** 2.09%
0.0645 ICICI BANK LTD.** 2.06%
0.0667 NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT** 2.02%
0.074 ICICI BANK LTD.(AT 1 Bonds)** 1.98%
0.0753 NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 1.78%
0.088 Food Corporation of India** 1.57%
0.0747 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** 1.56%
0.0739 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** 1.55%
0.078 HDFC BANK LTD.** 1.45%
0.074 Power Grid Corporation of India Ltd.** 1.36%
0.0801 REC LTD** 1.28%
0.0645 REC LTD** 1.20%
0.09 HDFC BANK LTD.** 1.07%
0.0746 INDIAN RAILWAY FINANCE CORPORATION LTD.** 1.04%
0.0737 INDIAN RAILWAY FINANCE CORPORATION LTD.** 1.04%
0.076 Food Corporation of India** 1.04%
0.0744 NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 1.04%
0.0742 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** 1.04%
0.0769 HDFC BANK LTD.** 1.03%
0.0674 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** 1.03%
0.0705 Mahanagar Telephone Nigam Ltd. ** 1.01%
0.0699 ONGC PETRO ADDITIONS LTD.** 1.01%
0.0797 HDFC BANK LTD.** 0.94%
0.0744 NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.94%
0.077 REC LTD** 0.53%
0.077 NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.53%
0.0746 REC LTD** 0.52%
0.0652 REC LTD** 0.52%
0.0765 INDIAN RAILWAY FINANCE CORPORATION LTD.** 0.10%
0.078 Mahanagar Telephone Nigam Ltd. ** 0.10%
0.091 Power Finance Corporation Ltd.** 0.05%
0.0764 Power Finance Corporation Ltd.** 0.02%
0.0771 Central Government - 2066 1.57%
0.069 Central Government - 2065 0.85%
0.0763 Maharashtra State Govt - 2035 - Maharashtra 0.80%
0.0719 Tamil Nadu State Govt - 2033 - Tamil Nadu 0.72%
0.0718 Maharashtra State Govt - 2033 - Maharashtra 0.34%
0.0646 Gujarat State Govt - 2030 - Gujarat 0.01%
0.0698 Gujarat State Govt - 2032 - Gujarat 0.01%
CD CANARA BANK** 3.08%
CD UNION BANK OF INDIA 1.54%
CD BANK OF BARODA** 1.54%
CD CANARA BANK** 1.54%
CD UNION BANK OF INDIA 1.53%
CD INDIAN BANK** 1.51%
CD HDFC BANK LTD.** 1.02%
SBI ALTERNATIVE INVESTMENT FUND 0.39%
Triparty Repo 5.98%
Net Current Assets/(Liabilities) 2.76%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
2.20%
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
3.73 yrs
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Moderate Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Payout 5.49% 7.16% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Reinvestment 5.49% 0.00% 5.46%
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Reinvestment 5.49% 0.00% 5.45%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Payout 5.49% 7.16% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Reinvestment 5.49% 0.00% 5.46%
UTI Banking & PSU Debt Fund - Regular Plan - Growth 5.49% 7.16% 6.99%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Payout 5.49% 7.16% 3.85%
Franklin India Banking And PSU Debt Fund - Regular Plan - Growth 4.95% 6.99% 7.30%
Bandhan Banking And PSU Debt Fund - Regular Plan - Growth 4.77% 6.68% 7.34%
ICICI Prudential Banking And PSU Debt Fund - Regular Plan - Growth 4.02% 6.58% 7.68%

Returns are historical and do not guarantee future performance.

View All Debt Banking Psu Funds

Fund Family

Compare schemes from Kotak Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Kotak Global Innovation Overseas Equity Active FOF - Regular Plan - Growth 25.45% 22.90% 8.09%
Kotak Gold Silver Passive FOF - Regular Plan - Growth 24.54% 0.00% 24.10%
Kotak Healthcare Fund - Regular Plan - Growth 21.83% 0.00% 19.25%
Kotak Silver ETF Fund Of Fund - Regular Plan 16.82% 32.82% 25.62%
Kotak US Specific Equity Passive FOF - Regular Plan - Growth 15.46% 28.02% 18.26%
Kotak Global Emerging Market Overseas Equity Active FOF - Regular Plan - Growth 14.69% 21.26% 6.81%
Kotak Gold ETF Scheme - Regular Plan 13.25% 29.80% 20.98%
Kotak Gold Fund - Regular Plan - Growth 12.46% 28.96% 11.09%
Kotak Mnc Fund - Regular Plan - Growth 9.77% 0.00% 8.16%
Kotak Manufacture In India Fund - Regular Plan - Growth 8.18% 18.16% 17.32%

Returns are historical and do not guarantee future performance.

View All Kotak Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
0.75%
Expense Ratio (Direct)
0.40%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
CRISIL Banking & PSU Debt A-II Index

Exit Load

Charges that may apply when you redeem units

N/A
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