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Home Mf Research Kotak Credit Risk Fund Regular Plan Growth
Kotak Mutual Fund

Mutual Fund Research

Kotak Credit Risk Fund - Regular Plan - Growth

Kotak Mutual Fund Debt Debt Credit Risk

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-28 ₹1,000.00 ₹1,007.67 +0.77%
Two Week 2026-10-21 ₹1,000.00 ₹1,006.04 +0.60%
One Month 2026-10-05 ₹1,000.00 ₹1,003.76 +0.38%
Three Months 2026-08-06 ₹3,000.00 ₹3,011.10 +0.37%
Six Months 2026-05-08 ₹6,000.00 ₹6,080.08 +1.33%
One Year 2025-11-04 ₹12,000.00 ₹12,355.60 +2.96%
Three Year 2023-11-06 ₹36,000.00 ₹39,971.22 +11.03%
Five Year 2021-11-08 ₹60,000.00 ₹71,206.82 +18.68%
Ten Year 2016-11-07 ₹120,000.00 ₹165,788.72 +38.16%
Since Inception 2010-04-12 ₹202,000.00 ₹370,403.79 +83.37%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL AA 26.12%
ICRA AA+ 11.75%
Other 10.24%
CRISIL AA+ 6.63%
ICRA A+(CE) 6.52%
SOV 6.30%
CARE AA 5.81%
Transport Infrastructure 5.02%
Realty 4.81%
ICRA AA 3.27%
CARE AA- 3.22%
ICRA AAA 3.20%
CRISIL A+(CE) 2.05%
FITCH AA(CE) 1.98%
CARE AA+ 1.30%
FITCH AA 0.65%
Alternative Investment Fund 0.55%
ICRA AAA(SO) 0.37%
CRISIL AAA(SO) 0.21%
ICRA D 0.00%

Top Holdings

Company-wise portfolio exposure

REIT EMBASSY OFFICE PARKS REIT @ 3.16%
REIT BROOKFIELD REIT @ 1.65%
INDUS INFRA TRUST 4.60%
CUBE HIGHWAYS TRUST 0.42%
0.095 VEDANTA LTD.** 6.55%
0.1081 BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD** 6.52%
0.0825 TATA PROJECTS LTD.** 6.50%
FRB MUTHOOT FINANCE LTD.(^)** 6.49%
0.0855 ADITYA BIRLA REAL ESTATE LTD** 5.81%
0.086 ADITYA BIRLA RENEWABLES LIMITED** 5.20%
0.093 AU SMALL FINANCE BANK LTD.** 3.91%
FRB 360 ONE PRIME LTD.(^)** 3.27%
FRB MAS FINANCIAL SERVICES LTD.(^)** 3.22%
0.0652 REC LTD** 3.20%
0.0865 AADHAR HOUSING FINANCE LIMITED** 2.61%
0.0837 AADHAR HOUSING FINANCE LIMITED** 2.59%
0.0915 ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED** 1.98%
0.0759 THDC India Ltd. (THDCIL)** 1.30%
0.0768 GODREJ SEEDS AND GENETICS LTD. ( ) ** 0.80%
0.0768 GODREJ SEEDS AND GENETICS LTD. ( ) ** 0.80%
0.0768 GODREJ SEEDS AND GENETICS LTD. ( ) ** 0.80%
0.0768 GODREJ SEEDS AND GENETICS LTD. ( ) ** 0.80%
0.085 Nirma Ltd.** 0.65%
0.097 U P Power Corporation Ltd ( Guaranteed By UP State Government ) ** 0.46%
0.097 U P Power Corporation Ltd ( Guaranteed By UP State Government ) ** 0.45%
0.0995 U P Power Corporation Ltd ( Guaranteed By UP State Government ) ** 0.26%
0.0995 U P Power Corporation Ltd ( Guaranteed By UP State Government ) ** 0.26%
0.0995 U P Power Corporation Ltd ( Guaranteed By UP State Government ) ** 0.26%
0.097 U P Power Corporation Ltd ( Guaranteed By UP State Government ) ** 0.23%
0.0995 U P Power Corporation Ltd ( Guaranteed By UP State Government ) ** 0.13%
0.08 SURAT MUNICIPAL CORPORATION** 0.07%
0.08 SURAT MUNICIPAL CORPORATION** 0.07%
YES BANK LTD.- AT1 Bonds** 0.00%
SO PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)** 0.31%
SO PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)** 0.21%
SO PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST)** 0.06%
ZCB JUBILANT BEVCO LIMITED ( Axis Trustee Services Limited step up or down 25 bps for every rating chang) (^) 7.31%
0.0747 Karnataka State Govt - 2036 - Karnataka 3.17%
0.0648 Central Government - 2035 2.48%
0.0771 Central Government - 2066 0.65%
SBI ALTERNATIVE INVESTMENT FUND 0.55%
Triparty Repo 8.11%
Net Current Assets/(Liabilities) 2.13%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
1.87%
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
2.26 yrs
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Moderately High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Bank Of India Credit Risk Fund - Regular Plan - Growth 16.54% 9.59% 3.25%
Aditya Birla Sun Life Credit Risk Fund - Gr - Regular Plan 10.36% 11.97% 8.43%
DSP Credit Risk Fund - Regular Plan - Growth 9.55% 12.82% 7.55%
Nippon India Credit Risk Fund - Institutional Plan - Growth 7.24% 8.26% 7.25%
SBI Credit Risk Fund - Regular Plan - Growth 6.65% 7.68% 6.16%
Axis Credit Risk Fund - Regular Plan - Growth 6.60% 7.84% 7.18%
ICICI Prudential Credit Risk Fund - Regular Plan - Growth 6.25% 8.10% 8.16%
Nippon India Credit Risk Fund - Regular Plan - Growth 6.24% 7.91% 6.46%
HDFC Credit Risk Fund - Regular Plan - Growth 5.83% 7.45% 7.87%
Invesco India Credit Risk Fund - Regular Plan - Growth 5.73% 7.54% 6.21%

Returns are historical and do not guarantee future performance.

View All Debt Credit Risk Funds

Fund Family

Compare schemes from Kotak Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Kotak Global Innovation Overseas Equity Active FOF - Regular Plan - Growth 25.45% 22.90% 8.09%
Kotak Gold Silver Passive FOF - Regular Plan - Growth 24.54% 0.00% 24.10%
Kotak Healthcare Fund - Regular Plan - Growth 21.83% 0.00% 19.25%
Kotak Silver ETF Fund Of Fund - Regular Plan 16.82% 32.82% 25.62%
Kotak US Specific Equity Passive FOF - Regular Plan - Growth 15.46% 28.02% 18.26%
Kotak Global Emerging Market Overseas Equity Active FOF - Regular Plan - Growth 14.69% 21.26% 6.81%
Kotak Gold ETF Scheme - Regular Plan 13.25% 29.80% 20.98%
Kotak Gold Fund - Regular Plan - Growth 12.46% 28.96% 11.09%
Kotak Mnc Fund - Regular Plan - Growth 9.77% 0.00% 8.16%
Kotak Manufacture In India Fund - Regular Plan - Growth 8.18% 18.16% 17.32%

Returns are historical and do not guarantee future performance.

View All Kotak Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance that the investment objective of the Schemes will be realised.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
1.74%
Expense Ratio (Direct)
0.81%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
CRISIL Credit Risk Debt B-II Index

Exit Load

Charges that may apply when you redeem units

a) For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1% c) If units are redeemed or switched out on or after 1 year from the date of allotment: NIL
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