Kotak ELSS Tax Saver Fund - Regular Plan - Growth
Fund House : Kotak Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-03)
113.20 -0.39%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
1.74%
Expense Ratio
(Direct)
0.53%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-05-27 | ₹1,000.00 | ₹996.12 |
-0.39 %
|
| Two Week | 2025-05-19 | ₹1,000.00 | ₹993.16 |
-0.68 %
|
| 1 Month | 2025-05-05 | ₹1,000.00 | ₹1,021.87 |
2.19 %
|
| Three Months | 2025-03-05 | ₹3,000.00 | ₹3,233.05 |
7.77 %
|
| Six Months | 2024-12-05 | ₹6,000.00 | ₹6,237.25 |
3.95 %
|
| One Year | 2024-06-03 | ₹12,000.00 | ₹11,998.61 |
-0.01 %
|
| Three Year | 2022-06-06 | ₹36,000.00 | ₹45,527.51 |
26.47 %
|
| Five Year | 2020-06-04 | ₹60,000.00 | ₹93,539.03 |
55.90 %
|
| Ten Year | 2015-06-08 | ₹120,000.00 | ₹277,735.85 |
131.45 %
|
| Since Inception | 2005-11-23 | ₹238,000.00 | ₹1,102,656.60 |
363.30 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| HDFC Bank Ltd. | Banks | Equity | 7.65 |
| State Bank Of India | Banks | Equity | 3.72 |
| Axis Bank Ltd. | Banks | Equity | 3.31 |
| ICICI Bank Ltd. | Banks | Equity | 2.11 |
| Bank Of Baroda | Banks | Equity | 1.40 |
| Kotak Mahindra Bank Ltd. | Banks | Equity | 1.28 |
| Reliance Industries Ltd. | Petroleum Products | Equity | 4.28 |
| Hindustan Petroleum Corporation Ltd | Petroleum Products | Equity | 2.32 |
| Bharat Petroleum Corporation Ltd. | Petroleum Products | Equity | 2.21 |
| Larsen And Toubro Ltd. | Construction | Equity | 3.54 |
| KNR Constructions Ltd. | Construction | Equity | 2.05 |
| Kalpataru Projects International Limited | Construction | Equity | 1.89 |
| Ashoka Buildcon Limited | Construction | Equity | 0.60 |
| G R Infraprojects Limited | Construction | Equity | 0.35 |
| Bosch Ltd. | Auto Components | Equity | 2.87 |
| Bharat Forge Ltd. | Auto Components | Equity | 1.37 |
| Exide Industries Ltd | Auto Components | Equity | 1.24 |
| JK Tyre & Industries Ltd. | Auto Components | Equity | 0.58 |
| Infosys Ltd. | IT - Software | Equity | 3.54 |
| Tech Mahindra Ltd. | IT - Software | Equity | 2.21 |
| Linde India Ltd. | Chemicals and Petrochemicals | Equity | 2.58 |
| SRF Ltd. | Chemicals and Petrochemicals | Equity | 1.50 |
| Solar Industries India Limited | Chemicals and Petrochemicals | Equity | 1.28 |
| National Thermal Power Corporation Limited | Power | Equity | 3.28 |
| Power Grid Corporation Of India Ltd. | Power | Equity | 1.70 |
| Sun Pharmaceuticals Industries Ltd. | Pharmaceuticals and Biotechnology | Equity | 2.04 |
| Zydus Lifesciences Limited | Pharmaceuticals and Biotechnology | Equity | 1.26 |
| Cipla Ltd. | Pharmaceuticals and Biotechnology | Equity | 1.10 |
| Ambuja Cements Ltd. | Cement and Cement Products | Equity | 1.72 |
| Ultratech Cement Ltd. | Cement and Cement Products | Equity | 1.69 |
| Jindal Steel & Power Ltd. | Ferrous Metals | Equity | 2.11 |
| Tata Steel Ltd. | Ferrous Metals | Equity | 0.99 |
| GAIL (India) Ltd. | Gas | Equity | 2.28 |
| ICICI Securities Ltd | Capital Markets | Equity | 2.73 |
| Carborundum Universal Ltd. | Industrial Products | Equity | 1.13 |
| SKF India Ltd | Industrial Products | Equity | 0.62 |
| Cummins India Ltd. | Industrial Products | Equity | 0.55 |
| Hindustan Unilever Ltd. | Diversified FMCG | Equity | 2.24 |
| Hero MotoCorp Ltd. | Automobiles | Equity | 2.17 |
| Bharti Airtel Ltd | Telecom - Services | Equity | 1.68 |
| Bharti Hexacom Ltd. | Telecom - Services | Equity | 0.39 |
| Bharti Airtel Ltd - Partly Paid Shares | Telecom - Services | Equity | 0.06 |
| ABB India Ltd | Electrical Equipment | Equity | 1.06 |
| Thermax Ltd. | Electrical Equipment | Equity | 0.92 |
| Data Patterns (India) Ltd. | Aerospace and Defense | Equity | 1.64 |
| Kaynes Technology India Ltd. | Industrial Manufacturing | Equity | 1.16 |
| Dee Development Engineers Ltd | Industrial Manufacturing | Equity | 0.48 |
| Coromandel International Ltd. | Fertilizers and Agrochemicals | Equity | 1.51 |
| CRISIL Ltd. | Finance | Equity | 0.80 |
| Sundaram Finance Ltd. | Finance | Equity | 0.65 |
| United Spirits Ltd. | Beverages | Equity | 1.23 |
| Sun TV Network Ltd. | Entertainment | Equity | 1.14 |
| Hindalco Industries Ltd | Non - Ferrous Metals | Equity | 0.63 |
| Zomato Ltd. | Retailing | Equity | 0.54 |
| Garware Technical Fibres Ltd. | Textiles and Apparels | Equity | 0.43 |
SIP Calculator
Risk Ratios
Standard Deviation
11.54
Beta
0.82
Sharpe Ratio
1.21
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Harsha Upadhyaya (),
- Expense ration regular : 1.74
- Expense ration direct : 0.53
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹500.00
- Type : equity
Exit load
Nil
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