Home Mf Research Kotak Equity Savings Fund Regular Plan Growth

Kotak Equity Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
26.15 -0.12%
AUM (Fund Size)
216
Expense Ratio
1.77%
Exit load
Entry Load: Nil. (applicable for all plans) Exit Load: • For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 90 days from the date of allotment: Nil. • If units redeemed or switched out are in excess of the limit within 90 days from the date of allotment: 1% • If units are redeemed or switched out after 90 days from the date of allotment: NIL
Risk
N/A
AMC
Kotak Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,002.28
0.23 %
Two Week 2025-07-03 ₹1,000.00 ₹1,001.05
0.10 %
One Month 2025-06-18 ₹1,000.00 ₹1,012.06
1.21 %
Three Months 2025-04-21 ₹3,000.00 ₹3,056.49
1.88 %
Six Months 2025-01-20 ₹6,000.00 ₹6,216.94
3.62 %
One Year 2024-07-18 ₹12,000.00 ₹12,474.11
3.95 %
Three Year 2022-07-19 ₹36,000.00 ₹42,647.59
18.47 %
Five Year 2020-07-20 ₹60,000.00 ₹79,318.68
32.20 %
Ten Year 2015-07-21 ₹120,000.00 ₹203,486.31
69.57 %
Since Inception 2014-09-17 ₹132,000.00 ₹231,063.87
75.05 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 26%
Debt 33%
Others N/A

Sectors Holding in Kotak Equity Savings Fund - Regular Plan - Growth

Telecom - Services
5%
Petroleum Products
3%
Automobiles
5%
Transport Infrastructure
2%
Banks
5%
Diversified Metals
2%
Power
3%
Finance
2%
Beverages
1%
Transport Services
1%
Retailing
2%
Diversified FMCG
1%
Oil
1%
Leisure Services
1%
Aerospace And Defense
1%
Cement And Cement Products
2%
Gas
0%
IT - Software
0%
Insurance
0%
Metals And Minerals Trading
0%
Ferrous Metals
0%
Industrial Manufacturing
0%
Realty
0%
Non - Ferrous Metals
0%
Entertainment
0%
Pharmaceuticals And Biotechnology
0%
Minerals And Mining
0%
Auto Components
0%
Capital Markets
0%
Healthcare Services
0%
Construction
0%
Fertilizers And Agrochemicals
0%
Consumer Durables
0%
Personal Products
0%
Consumable Fuels
0%
Electrical Equipment
0%
Mutual Fund
6%
Other
28%
Alternative Investment Fund
0%

Companies Holding in Kotak Equity Savings Fund - Regular Plan - Growth

BHARTI AIRTEL LTD.
0.22%
Indus Towers Ltd.
5.24%
RELIANCE INDUSTRIES LTD.
3.37%
Maruti Suzuki India Limited
3.07%
Adani Ports And Special Economic Zone Limited
2.62%
Hero MotoCorp Ltd.
2.61%
STATE BANK OF INDIA.
2.55%
VEDANTA LTD.
2.34%
NTPC LTD
2.33%
Power Finance Corporation Ltd.
1.87%
Radico Khaitan Ltd.
1.84%
BANK OF BARODA
1.81%
Inter Globe Aviation Ltd
1.64%
FSN E-Commerce Ventures Ltd.
1.48%
ITC Ltd.
1.43%
ICICI BANK LTD.
1.39%
POONAWALLA FINCORP LIMITED
1.30%
NLC India Ltd. (Neyveli Lignite Corporation Ltd.)
1.28%
Oil And Natural Gas Corporation Ltd.
1.19%
Sapphire Foods India Ltd.
1.12%
ETERNAL LIMITED
1.10%
Hindustan Aeronautics Ltd.
1.08%
UNION BANK OF INDIA
1.07%
AMBUJA CEMENTS LTD.
1.02%
Shree Cement Ltd.
1.01%
GUJARAT STATE PETRONET LTD.
0.96%
Bajaj Auto Ltd.
0.81%
Wipro Ltd.
0.79%
Mphasis Ltd
0.79%
HINDUSTAN PETROLEUM CORPORATION LTD.
0.75%
Tech Mahindra Ltd.
0.71%
Life Insurance Corporation Of India
0.71%
HDFC BANK LTD.
0.71%
SWIGGY LTD
0.65%
Infosys Ltd.
0.58%
Mahindra & Mahindra Ltd.
0.57%
Adani Enterprises Ltd
0.56%
BAJAJ FINANCE LTD.
0.52%
Oracle Financial Services Software Ltd
0.51%
Hindustan Unilever Ltd.
0.50%
INDUSIND BANK LTD.
0.49%
Tata Steel Ltd.
0.49%
AXIS BANK LTD.
0.48%
Steel Authority Of India Ltd.
0.47%
JYOTI CNC AUTOMATION LTD
0.46%
LIC HOUSING FINANCE LTD.
0.40%
DLF LIMITED
0.40%
Vodafone Idea Ltd
0.40%
Hindalco Industries Ltd.
0.39%
Sun TV Network Limited
0.37%
REC LTD
0.35%
NTPC GREEN ENERGY LIMITED
0.30%
Bajaj Finserv Ltd.
0.28%
Cipla Ltd.
0.27%
NMDC Ltd.
0.26%
Bharat Electronics Ltd.
0.20%
SBI Life Insurance Company Ltd
0.19%
SAMVARDHANA MOTHERSON INTERNATIONAL LTD
0.19%
360 ONE WAM LIMITED
0.17%
United Spirits Ltd
0.16%
FEDERAL BANK LTD.
0.16%
SUN PHARMACEUTICAL INDUSTRIES LTD.
0.15%
GPT HEALTHCARE LIMITED
0.15%
TVS Motor Company Ltd.
0.15%
Aurobindo Pharma Ltd.
0.15%
Grasim Industries Ltd.
0.14%
JIO FINANCIAL SERVICES LTD
0.13%
JSW Steel Ltd.
0.12%
Larsen And Toubro Ltd.
0.12%
TATA CONSULTANCY SERVICES LTD.
0.11%
JUNIPER HOTELS LIMITED
0.10%
Apollo Hospitals Enterprise Ltd.
0.10%
Housing & Urban Development Corporation Ltd.
0.10%
Lupin Ltd.
0.07%
INDIAN HOTELS CO LTD
0.07%
SHRIRAM FINANCE LIMITED
0.06%
Tata Power Company Ltd.
0.05%
P I Industries Ltd
0.05%
TITAN COMPANY LTD.
0.04%
Dabur India Ltd.
0.04%
Coal India Limited
0.04%
Bharat Heavy Electricals Ltd.
0.04%
Trent Ltd
0.03%
Power Grid Corporation Of India Ltd.
0.03%
Havells India Ltd.
0.03%
ADITYA BIRLA CAPITAL LTD
0.03%
HINDUSTAN COPPER LTD.
0.02%
Crompton Greaves Consumer Electricals Limited
0.02%
Glenmark Pharmaceuticals Ltd
0.02%
Zydus Lifesciences Ltd.
0.02%
Max Financial Services Ltd
0.02%
Container Corporation Of India Ltd.
0.02%
HCL Technologies Ltd.
0.02%
GMR AIRPORTS LIMITED
0.01%
POONAWALLA FINCORP LTD.-JUN2025
0.30%
GMR AIRPORTS LIMITED-JUN2025
-0.01%
HCL Technologies Ltd.-JUN2025
-0.02%
Container Corporation Of India Ltd.-JUN2025
-0.02%
Max Financial Services Ltd.-JUN2025
-0.02%
Zydus Lifesciences Limited-JUN2025
-0.02%
Tech Mahindra Ltd.-JUN2025
-0.02%
Glenmark Pharmaceuticals Ltd-JUN2025
-0.02%
Crompton Greaves Consumer Electricals Ltd-JUN2025
-0.02%
HINDUSTAN COPPER LTD.-JUN2025
-0.02%
Aditya Birla Capital Ltd.-JUN2025
-0.03%
Havells India Ltd.-JUN2025
-0.03%
Power Grid Corporation Of India Ltd.-JUN2025
-0.03%
Trent Ltd-JUN2025
-0.03%
Bharat Heavy Electricals Ltd.-JUN2025
-0.04%
Coal India Ltd.-JUN2025
-0.04%
Dabur India Ltd.-JUN2025
-0.04%
Titan Company Ltd.-JUN2025
-0.04%
P I Industries Ltd-JUN2025
-0.05%
Tata Power Co. Ltd.-JUN2025
-0.05%
SHRIRAM FINANCE LTD.-JUN2025
-0.06%
INDIAN HOTELS COMPANY LTD.-JUN2025
-0.07%
Lupin Ltd.-JUN2025
-0.07%
HOUSING & URBAN DEVELOPMENT CORPORATION LTD.-JUN2025
-0.10%
Apollo Hospitals Enterprises Ltd.-JUN2025
-0.10%
Infosys Ltd.-JUN2025
-0.11%
Tata Consultancy Services Ltd.-JUN2025
-0.11%
Larsen And Toubro Ltd.-JUN2025
-0.11%
JSW Steel Ltd.-JUN2025
-0.12%
JIO FINANCIAL SERVICES LTD-JUN2025
-0.13%
Grasim Industries Ltd.-JUN2025
-0.14%
Bank Of Baroda-JUN2025
-0.15%
Aurobindo Pharma Ltd.-JUN2025
-0.15%
TVS Motors Company Ltd-JUN2025
-0.15%
Sun Pharmaceuticals Industries Ltd.-JUN2025
-0.16%
FEDERAL BANK LTD.-JUN2025
-0.16%
UNITED SPIRITS LTD.-JUN2025
-0.16%
SBI Life Insurance Company Ltd-JUN2025
-0.19%
Bharat Electronics Ltd.-JUN2025
-0.20%
Hindustan Unilever Ltd.-JUN2025
-0.21%
Power Finance Corporation Ltd.-JUN2025
-0.23%
NMDC Ltd.-JUN2025
-0.26%
Cipla Ltd.-JUN2025
-0.27%
Bajaj Finserv Ltd.-JUN2025
-0.28%
ICICI Bank Ltd.-JUN2025
-0.33%
REC LTD-JUN2025
-0.36%
Hindalco Industries Ltd-JUN2025
-0.39%
Vodafone Idea Ltd-JUN2025
-0.40%
DLF Ltd.-JUN2025
-0.40%
LIC Housing Finance Ltd.-JUN2025
-0.41%
Steel Authority Of India Ltd.-JUN2025
-0.47%
Axis Bank Ltd.-JUN2025
-0.48%
Bajaj Finance Ltd.-JUN2025
-0.53%
RELIANCE INDUSTRIES LTD.-JUN2025
-0.53%
Adani Enterprises Ltd.-JUN2025
-0.56%
Mahindra & Mahindra Ltd.-JUN2025
-0.57%
HDFC Bank Ltd.-JUN2025
-0.71%
NTPC LTD-JUN2025
-0.96%
Ambuja Cements Ltd.-JUN2025
-1.03%
HINDUSTAN AERONAUTICS LTD.-JUN2025
-1.08%
Inter Globe Aviation Ltd-JUN2025
-1.14%
Oil & Natural Gas Corporation Ltd.-JUN2025
-1.20%
Vedanta Ltd.-JUN2025
-2.35%
Adani Port And Special Economic Zone Ltd.-JUN2025
-2.62%
Indus Towers Ltd.-JUN2025
-3.29%
CNX NIFTY-JUN2025
-3.62%
Bharti Airtel Ltd-JUN2025
-3.87%
BHARAT HIGHWAYS INVIT
0.88%
Kotak Liquid Direct Growth
5.27%
Kotak Low Duration Fund Direct Growth
1.92%
Kotak Money Market Fund Direct Growth
0.74%
MINDSPACE BUSINESS PARKS REIT
0.25%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.02%
MANKIND PHARMA LTD
0.43%
National Housing Bank
0.25%
EMBASSY OFFICE PARKS REIT
1.22%
Mahindra & Mahindra Financial Services Ltd.
0.13%
L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship Services Ltd . Guaranteed By Larsen & Toubro Limited.)
0.61%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.18%
LIC HOUSING FINANCE LTD.
0.02%
REC LTD
0.01%
Export-Import Bank Of India
0.15%
HDFC BANK LTD.
0.12%
HDB Financial Services Ltd.
0.01%
L & T Finance Ltd.
0.10%
BAJAJ FINANCE LTD.
0.02%
NHPC Ltd.
0.09%
AXIS Finance Ltd.
0.06%
Kotak Mahindra Prime Ltd.
0.04%
TATA CAPITAL LTD.
0.03%
Power Finance Corporation Ltd.
0.01%
INDIAN RAILWAY FINANCE CORPORATION LTD.
0.01%
Central Government - 2031
1.91%
Central Government - 2030
0.64%
Tamil Nadu State Govt - 2027 - Tamil Nadu
0.06%
Tamil Nadu State Govt - 2025 - Tamil Nadu
0.06%
Central Government - 2025
0.04%
Jharkhand State Govt - 2025 - Jharkhand
0.02%
GS CG 15/04/2042 - (STRIPS)
0.10%
GS CG 15/10/2042 - (STRIPS)
0.10%
GS CG 19/03/2027 - (STRIPS)
0.03%
CANARA BANK
0.06%
AXIS BANK LTD.
0.06%
91 DAYS TREASURY BILL 19/06/2025
0.01%
Triparty Repo
5.54%
Net Current Assets/(Liabilities)
-0.52%
BAJAJ HOUSING FINANCE LTD.(^)
0.33%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)
0.93%
REC LTD(^)
3.10%
MANKIND PHARMA LTD(^)
1.97%
BHARTI TELECOM LTD.(^)
2.84%
VEDANTA LTD.(^)
1.30%
POONAWALLA FINCORP LIMITED(^)
1.30%
LIC HOUSING FINANCE LTD.
0.32%
Citicorp Finance (India) Ltd.
0.98%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)
0.93%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.93%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.
0.63%
CAN FIN HOMES LTD.
0.66%
GRIHUM HOUSING FINANCE LIMITED
0.65%
EMBASSY OFFICE PARKS REIT
0.59%
BAJAJ HOUSING FINANCE LTD.
0.33%
Hindustan Zinc Ltd. ( ) (^)
0.33%
TATA CAPITAL HOUSING FINANCE LTD.
0.16%
HDB Financial Services Ltd.
0.32%
John Deere Financial India Private Limited
0.32%
Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group )
0.16%
PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9)
1.26%
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1)
0.87%
SANSAR TRUST(SANSAR TRUST)
0.12%
Central Government - 2025(^)
5.23%
Tamil Nadu State Govt - 2026 - Tamil Nadu
0.50%
Maharashtra State Govt - 2025 - Maharashtra
0.65%
Gujarat State Govt - 2026 - Gujarat
0.30%
Tamil Nadu State Govt - 2025 - Tamil Nadu
0.16%
Gujarat State Govt - 2025 - Gujarat
0.03%
GS CG 12/09/2025 - (STRIPS)
0.16%
GS CG 17/12/2026 - (STRIPS)
0.15%
TORRENT ELECTRICALS LIMITED(^)
1.60%
Panatone Finvest Ltd.(^)
1.25%
CREDILA FINANCIAL SERVICES PVT LTD
1.24%
ICICI SECURITIES LIMITED
0.62%
MUTHOOT FINANCE LTD.
0.31%
ADITYA BIRLA CAPITAL LTD(^)
0.62%
BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.
0.47%
Bahadur Chand Investments Private Limited
0.46%
BHARTI TELECOM LTD.
0.16%
INDIAN BANK(^)
3.12%
CANARA BANK(^)
0.62%
PUNJAB NATIONAL BANK(^)
1.70%
INDUSIND BANK LTD.
0.62%
PUNJAB NATIONAL BANK
1.57%
UNION BANK OF INDIA
0.46%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.46%
HDFC BANK LTD.
1.48%
AXIS BANK LTD.(^)
0.94%
INDIAN BANK
0.97%
UNION BANK OF INDIA(^)
0.62%
UCO BANK
0.92%
HDFC BANK LTD.(^)
0.63%
IDFC FIRST BANK LIMITED(^)
0.62%
IDFC FIRST BANK LIMITED
0.62%
CANARA BANK
0.03%
BANK OF BARODA(^)
0.62%
AXIS BANK LTD.
0.16%
IDBI BANK LTD.(^)
0.46%
182 DAYS TREASURY BILL 18/09/2025
1.60%
364 DAYS TREASURY BILL 19/03/2026(^)
1.55%
364 DAYS TREASURY BILL 21/05/2026
1.54%
364 DAYS TREASURY BILL 04/12/2025
0.66%
364 DAYS TREASURY BILL 26/12/2025
0.63%
SBI ALTERNATIVE INVESTMENT FUND
0.26%
Triparty Repo
0.11%
Net Current Assets/(Liabilities)
0.52%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.77
Expense Ratio Direct
0.66
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Devender Singhal
Experience
Mr. Abhishek Bisen
Experience
Mr. Hiten Shah
Experience
Mr. Deepak Agrawal
Experience
Mr. Manu Sharma
Experience

Exit load

Entry Load: Nil. (applicable for all plans) Exit Load: • For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 90 days from the date of allotment: Nil. • If units redeemed or switched out are in excess of the limit within 90 days from the date of allotment: 1% • If units are redeemed or switched out after 90 days from the date of allotment: NIL

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