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Home Mf Research Kotak Equity Savings Fund Regular Plan Growth
Kotak Mutual Fund

Kotak Equity Savings Fund - Regular Plan - Growth

Hybrid Hybrid Equity Saving
Fund House : Kotak Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-19)
25.77 -0.23%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.80%
Expense Ratio (Direct)
0.69%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-12 ₹1,000.00 ₹997.46
-0.25 %
Two Week 2025-06-04 ₹1,000.00 ₹1,000.66
0.07 %
One Month 2025-05-20 ₹1,000.00 ₹1,005.74
0.57 %
Three Months 2025-03-21 ₹3,000.00 ₹3,055.35
1.84 %
Six Months 2024-12-23 ₹6,000.00 ₹6,148.77
2.48 %
One Year 2024-06-19 ₹12,000.00 ₹12,348.56
2.90 %
Three Year 2022-06-20 ₹36,000.00 ₹42,452.87
17.92 %
Five Year 2020-06-22 ₹60,000.00 ₹78,944.22
31.57 %
Ten Year 2015-06-22 ₹120,000.00 ₹201,982.07
68.32 %
Since Inception 2014-09-17 ₹131,000.00 ₹226,777.93
73.11 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
BHARTI AIRTEL LTD. Telecom - Services Equity 0.22
Indus Towers Ltd. Telecom - Services Equity 5.24
RELIANCE INDUSTRIES LTD. Petroleum Products Equity 3.37
Maruti Suzuki India Limited Automobiles Equity 3.07
Adani Ports and Special Economic Zone Limited Transport Infrastructure Equity 2.62
Hero MotoCorp Ltd. Automobiles Equity 2.61
STATE BANK OF INDIA. Banks Equity 2.55
VEDANTA LTD. Diversified Metals Equity 2.34
NTPC LTD Power Equity 2.33
Power Finance Corporation Ltd. Finance Equity 1.87
Radico Khaitan Ltd. Beverages Equity 1.84
BANK OF BARODA Banks Equity 1.81
Inter Globe Aviation Ltd Transport Services Equity 1.64
FSN E-Commerce Ventures Ltd. Retailing Equity 1.48
ITC Ltd. Diversified FMCG Equity 1.43
ICICI BANK LTD. Banks Equity 1.39
POONAWALLA FINCORP LIMITED Finance Equity 1.30
NLC India Ltd. (Neyveli Lignite Corporation Ltd.) Power Equity 1.28
Oil And Natural Gas Corporation Ltd. Oil Equity 1.19
Sapphire Foods India Ltd. Leisure Services Equity 1.12
ETERNAL LIMITED Retailing Equity 1.10
Hindustan Aeronautics Ltd. Aerospace and Defense Equity 1.08
UNION BANK OF INDIA Banks Equity 1.07
AMBUJA CEMENTS LTD. Cement and Cement Products Equity 1.02
Shree Cement Ltd. Cement and Cement Products Equity 1.01
GUJARAT STATE PETRONET LTD. Gas Equity 0.96
Bajaj Auto Ltd. Automobiles Equity 0.81
Wipro Ltd. IT - Software Equity 0.79
Mphasis Ltd IT - Software Equity 0.79
HINDUSTAN PETROLEUM CORPORATION LTD. Petroleum Products Equity 0.75
Tech Mahindra Ltd. IT - Software Equity 0.71
Life Insurance Corporation Of India Insurance Equity 0.71
HDFC BANK LTD. Banks Equity 0.71
SWIGGY LTD Retailing Equity 0.65
Infosys Ltd. IT - Software Equity 0.58
Mahindra & Mahindra Ltd. Automobiles Equity 0.57
Adani Enterprises Ltd Metals and Minerals Trading Equity 0.56
BAJAJ FINANCE LTD. Finance Equity 0.52
Oracle Financial Services Software Ltd IT - Software Equity 0.51
Hindustan Unilever Ltd. Diversified FMCG Equity 0.50
INDUSIND BANK LTD. Banks Equity 0.49
Tata Steel Ltd. Ferrous Metals Equity 0.49
AXIS BANK LTD. Banks Equity 0.48
Steel Authority of India Ltd. Ferrous Metals Equity 0.47
JYOTI CNC AUTOMATION LTD Industrial Manufacturing Equity 0.46
LIC HOUSING FINANCE LTD. Finance Equity 0.40
DLF LIMITED Realty Equity 0.40
Vodafone Idea Ltd Telecom - Services Equity 0.40
Hindalco Industries Ltd. Non - Ferrous Metals Equity 0.39
Sun TV Network Limited Entertainment Equity 0.37
REC LTD Finance Equity 0.35
NTPC GREEN ENERGY LIMITED Power Equity 0.30
Bajaj Finserv Ltd. Finance Equity 0.28
Cipla Ltd. Pharmaceuticals and Biotechnology Equity 0.27
NMDC Ltd. Minerals and Mining Equity 0.26
Bharat Electronics Ltd. Aerospace and Defense Equity 0.20
SBI Life Insurance Company Ltd Insurance Equity 0.19
SAMVARDHANA MOTHERSON INTERNATIONAL LTD Auto Components Equity 0.19
360 ONE WAM LIMITED Capital Markets Equity 0.17
United Spirits Ltd Beverages Equity 0.16
FEDERAL BANK LTD. Banks Equity 0.16
SUN PHARMACEUTICAL INDUSTRIES LTD. Pharmaceuticals and Biotechnology Equity 0.15
GPT HEALTHCARE LIMITED Healthcare Services Equity 0.15
TVS Motor Company Ltd. Automobiles Equity 0.15
Aurobindo Pharma Ltd. Pharmaceuticals and Biotechnology Equity 0.15
Grasim Industries Ltd. Cement and Cement Products Equity 0.14
JIO FINANCIAL SERVICES LTD Finance Equity 0.13
JSW Steel Ltd. Ferrous Metals Equity 0.12
Larsen and Toubro Ltd. Construction Equity 0.12
TATA CONSULTANCY SERVICES LTD. IT - Software Equity 0.11
JUNIPER HOTELS LIMITED Leisure Services Equity 0.10
Apollo Hospitals Enterprise Ltd. Healthcare Services Equity 0.10
Housing & Urban Development Corporation Ltd. Finance Equity 0.10
Lupin Ltd. Pharmaceuticals and Biotechnology Equity 0.07
INDIAN HOTELS CO LTD Leisure Services Equity 0.07
SHRIRAM FINANCE LIMITED Finance Equity 0.06
Tata Power Company Ltd. Power Equity 0.05
P I Industries Ltd Fertilizers and Agrochemicals Equity 0.05
TITAN COMPANY LTD. Consumer Durables Equity 0.04
Dabur India Ltd. Personal Products Equity 0.04
Coal India Limited Consumable Fuels Equity 0.04
Bharat Heavy Electricals Ltd. Electrical Equipment Equity 0.04
Trent Ltd Retailing Equity 0.03
Power Grid Corporation of India Ltd. Power Equity 0.03
Havells India Ltd. Consumer Durables Equity 0.03
ADITYA BIRLA CAPITAL LTD Finance Equity 0.03
HINDUSTAN COPPER LTD. Non - Ferrous Metals Equity 0.02
Crompton Greaves Consumer Electricals Limited Consumer Durables Equity 0.02
Glenmark Pharmaceuticals Ltd Pharmaceuticals and Biotechnology Equity 0.02
Zydus Lifesciences Ltd. Pharmaceuticals and Biotechnology Equity 0.02
Max Financial Services Ltd Insurance Equity 0.02
Container Corporation of India Ltd. Transport Services Equity 0.02
HCL Technologies Ltd. IT - Software Equity 0.02
GMR AIRPORTS LIMITED Transport Infrastructure Equity 0.01
POONAWALLA FINCORP LTD.-JUN2025 Equity 0.30
GMR AIRPORTS LIMITED-JUN2025 Equity -0.01
HCL Technologies Ltd.-JUN2025 Equity -0.02
Container Corporation of India Ltd.-JUN2025 Equity -0.02
Max Financial Services Ltd.-JUN2025 Equity -0.02
Zydus Lifesciences Limited-JUN2025 Equity -0.02
Tech Mahindra Ltd.-JUN2025 Equity -0.02
Glenmark Pharmaceuticals Ltd-JUN2025 Equity -0.02
Crompton Greaves Consumer Electricals Ltd-JUN2025 Equity -0.02
HINDUSTAN COPPER LTD.-JUN2025 Equity -0.02
Aditya Birla Capital Ltd.-JUN2025 Equity -0.03
Havells India Ltd.-JUN2025 Equity -0.03
Power Grid Corporation Of India Ltd.-JUN2025 Equity -0.03
Trent Ltd-JUN2025 Equity -0.03
Bharat Heavy Electricals Ltd.-JUN2025 Equity -0.04
Coal India Ltd.-JUN2025 Equity -0.04
Dabur India Ltd.-JUN2025 Equity -0.04
Titan Company Ltd.-JUN2025 Equity -0.04
P I Industries Ltd-JUN2025 Equity -0.05
Tata Power Co. Ltd.-JUN2025 Equity -0.05
SHRIRAM FINANCE LTD.-JUN2025 Equity -0.06
INDIAN HOTELS COMPANY LTD.-JUN2025 Equity -0.07
Lupin Ltd.-JUN2025 Equity -0.07
HOUSING & URBAN DEVELOPMENT CORPORATION LTD.-JUN2025 Equity -0.10
Apollo Hospitals Enterprises Ltd.-JUN2025 Equity -0.10
Infosys Ltd.-JUN2025 Equity -0.11
Tata Consultancy Services Ltd.-JUN2025 Equity -0.11
Larsen And Toubro Ltd.-JUN2025 Equity -0.11
JSW Steel Ltd.-JUN2025 Equity -0.12
JIO FINANCIAL SERVICES LTD-JUN2025 Equity -0.13
Grasim Industries Ltd.-JUN2025 Equity -0.14
Bank Of Baroda-JUN2025 Equity -0.15
Aurobindo Pharma Ltd.-JUN2025 Equity -0.15
TVS Motors Company Ltd-JUN2025 Equity -0.15
Sun Pharmaceuticals Industries Ltd.-JUN2025 Equity -0.16
FEDERAL BANK LTD.-JUN2025 Equity -0.16
UNITED SPIRITS LTD.-JUN2025 Equity -0.16
SBI Life Insurance Company Ltd-JUN2025 Equity -0.19
Bharat Electronics Ltd.-JUN2025 Equity -0.20
Hindustan Unilever Ltd.-JUN2025 Equity -0.21
Power Finance Corporation Ltd.-JUN2025 Equity -0.23
NMDC Ltd.-JUN2025 Equity -0.26
Cipla Ltd.-JUN2025 Equity -0.27
Bajaj Finserv Ltd.-JUN2025 Equity -0.28
ICICI Bank Ltd.-JUN2025 Equity -0.33
REC LTD-JUN2025 Equity -0.36
Hindalco Industries Ltd-JUN2025 Equity -0.39
Vodafone Idea Ltd-JUN2025 Equity -0.40
DLF Ltd.-JUN2025 Equity -0.40
LIC Housing Finance Ltd.-JUN2025 Equity -0.41
Steel Authority of India Ltd.-JUN2025 Equity -0.47
Axis Bank Ltd.-JUN2025 Equity -0.48
Bajaj Finance Ltd.-JUN2025 Equity -0.53
RELIANCE INDUSTRIES LTD.-JUN2025 Equity -0.53
Adani Enterprises Ltd.-JUN2025 Equity -0.56
Mahindra & Mahindra Ltd.-JUN2025 Equity -0.57
HDFC Bank Ltd.-JUN2025 Equity -0.71
NTPC LTD-JUN2025 Equity -0.96
Ambuja Cements Ltd.-JUN2025 Equity -1.03
HINDUSTAN AERONAUTICS LTD.-JUN2025 Equity -1.08
Inter Globe Aviation Ltd-JUN2025 Equity -1.14
Oil & Natural Gas Corporation Ltd.-JUN2025 Equity -1.20
Vedanta Ltd.-JUN2025 Equity -2.35
Adani Port and Special Economic Zone Ltd.-JUN2025 Equity -2.62
Indus Towers Ltd.-JUN2025 Equity -3.29
CNX NIFTY-JUN2025 Equity -3.62
Bharti Airtel Ltd-JUN2025 Equity -3.87
BHARAT HIGHWAYS INVIT Transport Infrastructure Equity 0.88
Kotak Liquid Direct Growth Mutual Fund Equity 5.27
Kotak Low Duration Fund Direct Growth Mutual Fund Equity 1.92
Kotak Money Market Fund Direct Growth Mutual Fund Equity 0.74
MINDSPACE BUSINESS PARKS REIT Realty Equity 0.25
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT - Debt 0.02
MANKIND PHARMA LTD - Debt 0.43
National Housing Bank - Debt 0.25
EMBASSY OFFICE PARKS REIT - Debt 1.22
Mahindra & Mahindra Financial Services Ltd. - Debt 0.13
L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) - Debt 0.61
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 0.18
LIC HOUSING FINANCE LTD. - Debt 0.02
REC LTD - Debt 0.01
Export-Import Bank of India - Debt 0.15
HDFC BANK LTD. - Debt 0.12
HDB Financial Services Ltd. - Debt 0.01
L & T Finance Ltd. - Debt 0.10
BAJAJ FINANCE LTD. - Debt 0.02
NHPC Ltd. - Debt 0.09
AXIS Finance Ltd. - Debt 0.06
Kotak Mahindra Prime Ltd. - Debt 0.04
TATA CAPITAL LTD. - Debt 0.03
Power Finance Corporation Ltd. - Debt 0.01
INDIAN RAILWAY FINANCE CORPORATION LTD. - Debt 0.01
Central Government - 2031 - Debt 1.91
Central Government - 2030 - Debt 0.64
Tamil Nadu State Govt - 2027 - Tamil Nadu - Debt 0.06
Tamil Nadu State Govt - 2025 - Tamil Nadu - Debt 0.06
Central Government - 2025 - Debt 0.04
Jharkhand State Govt - 2025 - Jharkhand - Debt 0.02
GS CG 15/04/2042 - (STRIPS) - Debt 0.10
GS CG 15/10/2042 - (STRIPS) - Debt 0.10
GS CG 19/03/2027 - (STRIPS) - Debt 0.03
CANARA BANK - Debt 0.06
AXIS BANK LTD. - Debt 0.06
91 DAYS TREASURY BILL 19/06/2025 - Debt 0.01
Triparty Repo Debt 5.54
Net Current Assets/(Liabilities) - Debt -0.52
BAJAJ HOUSING FINANCE LTD.(^) - Debt 0.33
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^) - Debt 0.93
REC LTD(^) - Debt 3.10
MANKIND PHARMA LTD(^) - Debt 1.97
BHARTI TELECOM LTD.(^) - Debt 2.84
VEDANTA LTD.(^) - Debt 1.30
POONAWALLA FINCORP LIMITED(^) - Debt 1.30
LIC HOUSING FINANCE LTD. - Debt 0.32
Citicorp Finance (India) Ltd. - Debt 0.98
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^) - Debt 0.93
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT - Debt 0.93
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. - Debt 0.63
CAN FIN HOMES LTD. - Debt 0.66
GRIHUM HOUSING FINANCE LIMITED - Debt 0.65
EMBASSY OFFICE PARKS REIT - Debt 0.59
BAJAJ HOUSING FINANCE LTD. - Debt 0.33
Hindustan Zinc Ltd. ( ) (^) - Debt 0.33
TATA CAPITAL HOUSING FINANCE LTD. - Debt 0.16
HDB Financial Services Ltd. - Debt 0.32
John Deere Financial India Private Limited - Debt 0.32
Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) - Debt 0.16
PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9) - Debt 1.26
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1) - Debt 0.87
SANSAR TRUST(SANSAR TRUST) - Debt 0.12
Central Government - 2025(^) - Debt 5.23
Tamil Nadu State Govt - 2026 - Tamil Nadu - Debt 0.50
Maharashtra State Govt - 2025 - Maharashtra - Debt 0.65
Gujarat State Govt - 2026 - Gujarat - Debt 0.30
Tamil Nadu State Govt - 2025 - Tamil Nadu - Debt 0.16
Gujarat State Govt - 2025 - Gujarat - Debt 0.03
GS CG 12/09/2025 - (STRIPS) - Debt 0.16
GS CG 17/12/2026 - (STRIPS) - Debt 0.15
TORRENT ELECTRICALS LIMITED(^) - Debt 1.60
Panatone Finvest Ltd.(^) - Debt 1.25
CREDILA FINANCIAL SERVICES PVT LTD - Debt 1.24
ICICI SECURITIES LIMITED - Debt 0.62
MUTHOOT FINANCE LTD. - Debt 0.31
ADITYA BIRLA CAPITAL LTD(^) - Debt 0.62
BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD. - Debt 0.47
Bahadur Chand Investments Private Limited - Debt 0.46
BHARTI TELECOM LTD. - Debt 0.16
INDIAN BANK(^) - Debt 3.12
CANARA BANK(^) - Debt 0.62
PUNJAB NATIONAL BANK(^) - Debt 1.70
INDUSIND BANK LTD. - Debt 0.62
PUNJAB NATIONAL BANK - Debt 1.57
UNION BANK OF INDIA - Debt 0.46
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 0.46
HDFC BANK LTD. - Debt 1.48
AXIS BANK LTD.(^) - Debt 0.94
INDIAN BANK - Debt 0.97
UNION BANK OF INDIA(^) - Debt 0.62
UCO BANK - Debt 0.92
HDFC BANK LTD.(^) - Debt 0.63
IDFC FIRST BANK LIMITED(^) - Debt 0.62
IDFC FIRST BANK LIMITED - Debt 0.62
CANARA BANK - Debt 0.03
BANK OF BARODA(^) - Debt 0.62
AXIS BANK LTD. - Debt 0.16
IDBI BANK LTD.(^) - Debt 0.46
182 DAYS TREASURY BILL 18/09/2025 - Debt 1.60
364 DAYS TREASURY BILL 19/03/2026(^) - Debt 1.55
364 DAYS TREASURY BILL 21/05/2026 - Debt 1.54
364 DAYS TREASURY BILL 04/12/2025 - Debt 0.66
364 DAYS TREASURY BILL 26/12/2025 - Debt 0.63
SBI ALTERNATIVE INVESTMENT FUND Alternative Investment Fund Debt 0.26
Triparty Repo Debt 0.11
Net Current Assets/(Liabilities) - Debt 0.52
Risk Ratios
Standard Deviation
6.99
Beta
0.38
Sharpe Ratio
1.46
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Devender Singhal (), Mr. Abhishek Bisen (), Mr. Hiten Shah (), Mr. Deepak Agrawal (), Mr. Manu Sharma (),
  • Expense ration regular : 1.80
  • Expense ration direct : 0.69
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : hybrid
Exit load
1% if units redeemed or switched out are in excess of limit within 90 days, otherwise NIL

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