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Home Mf Research Kotak Gilt Fund Regular Plan Growth
Kotak Mutual Fund

Kotak Gilt Fund - Regular Plan - Growth

Debt Debt Gilt
Fund House : Kotak Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-18)
95.72 -0.18%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.48%
Expense Ratio (Direct)
0.47%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹996.42
-0.36 %
Two Week 2025-06-03 ₹1,000.00 ₹979.20
-2.08 %
One Month 2025-05-19 ₹1,000.00 ₹977.56
-2.24 %
Three Months 2025-03-20 ₹3,000.00 ₹2,967.71
-1.08 %
Six Months 2024-12-20 ₹6,000.00 ₹6,047.67
0.79 %
One Year 2024-06-18 ₹12,000.00 ₹12,337.39
2.81 %
Three Year 2022-06-20 ₹36,000.00 ₹40,182.43
11.62 %
Five Year 2020-06-19 ₹60,000.00 ₹70,336.74
17.23 %
Ten Year 2015-06-22 ₹120,000.00 ₹170,483.64
42.07 %
Since Inception 2000-01-03 ₹310,000.00 ₹940,130.59
203.27 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Central Government - 2053 - Debt 42.16
Central Government - 2064 - Debt 26.42
Central Government - 2054 - Debt 11.77
Central Government - 2035 - Debt 6.52
Central Government - 2060 - Debt 1.54
Maharashtra State Govt - 2031 - Maharashtra - Debt 0.30
Tamil Nadu State Govt - 2028 - Tamil Nadu - Debt 0.14
Maharashtra State Govt - 2030 - Maharashtra - Debt 0.14
Tamil Nadu State Govt - 2027 - Tamil Nadu - Debt 0.13
Tamil Nadu State Govt - 2054 - Tamil Nadu - Debt 0.09
Central Government - 2032 - Debt 0.08
Tamil Nadu State Govt - 2026 - Tamil Nadu - Debt 0.08
Uttar Pradesh State Govt - 2037 - Uttar Pradesh - Debt 0.07
Andhra Pradesh State Govt - 2030 - Andhra Pradesh - Debt 0.07
Maharashtra State Govt - 2028 - Maharashtra - Debt 0.06
Uttar Pradesh State Govt - 2028 - Uttar Pradesh - Debt 0.05
Central Government - 2026 - Debt 0.05
Tamil Nadu State Govt - 2032 - Tamil Nadu - Debt 0.04
Karnataka State Govt - 2031 - Karnataka - Debt 0.03
Karnataka State Govt - 2032 - Karnataka - Debt 0.03
Gujarat State Govt - 2028 - Gujarat - Debt 0.01
GS CG 06/05/2037 - (STRIPS) - Debt 0.55
GS CG 25/05/2034 - (STRIPS) - Debt 0.45
GS CG 25/11/2034 - (STRIPS) - Debt 0.44
GS CG 22/04/2037 - (STRIPS) - Debt 0.43
GS CG 22/04/2039 - (STRIPS) - Debt 0.43
GS CG 22/10/2037 - (STRIPS) - Debt 0.41
GS CG 22/10/2035 - (STRIPS) - Debt 0.41
GS CG 25/11/2036 - (STRIPS) - Debt 0.38
GS CG 22/10/2036 - (STRIPS) - Debt 0.38
GS CG 15/04/2039 - (STRIPS) - Debt 0.32
GS CG 22/10/2039 - (STRIPS) - Debt 0.31
GS CG 22/04/2036 - (STRIPS) - Debt 0.30
GS CG 06/05/2038 - (STRIPS) - Debt 0.28
GS CG 15/10/2042 - (STRIPS) - Debt 0.24
GS CG 15/10/2043 - (STRIPS) - Debt 0.23
GS CG 25/11/2041 - (STRIPS) - Debt 0.23
GS CG 25/05/2037 - (STRIPS) - Debt 0.18
GS CG 25/05/2041 - (STRIPS) - Debt 0.18
GS CG 15/04/2044 - (STRIPS) - Debt 0.18
GS CG 25/11/2037 - (STRIPS) - Debt 0.18
GS CG 15/10/2044 - (STRIPS) - Debt 0.17
GS CG 22/04/2038 - (STRIPS) - Debt 0.17
GS CG 15/04/2045 - (STRIPS) - Debt 0.17
GS CG 25/05/2035 - (STRIPS) - Debt 0.16
GS CG 06/11/2037 - (STRIPS) - Debt 0.15
GS CG 22 Aug 2026 - (STRIPS) - Debt 0.08
GS CG 23/12/2025 - (STRIPS) - Debt 0.08
GS CG 25/11/2039 - (STRIPS) - Debt 0.06
GS CG 22/10/2038 - (STRIPS) - Debt 0.06
GS CG 25/05/2042 - (STRIPS) - Debt 0.05
Triparty Repo Debt 3.48
Net Current Assets/(Liabilities) - Debt -1.11
Risk Ratios
Standard Deviation
2.31
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
32.34
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Abhishek Bisen (),
  • Expense ration regular : 1.48
  • Expense ration direct : 0.47
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
Nil

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