Home Mf Research Kotak Medium Term Fund Regular Plan Growth

Kotak Medium Term Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
22.91 0.08%
AUM (Fund Size)
67
Expense Ratio
1.63%
Exit load
Entry Load: Nil. (applicable for all plans) Exit Load: Nil.
Risk
N/A
AMC
Kotak Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,002.40
0.24 %
Two Week 2025-07-03 ₹1,000.00 ₹1,003.47
0.35 %
One Month 2025-06-18 ₹1,000.00 ₹1,006.12
0.61 %
Three Months 2025-04-21 ₹3,000.00 ₹3,036.95
1.23 %
Six Months 2025-01-20 ₹6,000.00 ₹6,172.94
2.88 %
One Year 2024-07-18 ₹12,000.00 ₹12,626.24
5.22 %
Three Year 2022-07-19 ₹36,000.00 ₹41,096.24
14.16 %
Five Year 2020-07-20 ₹60,000.00 ₹72,385.44
20.64 %
Ten Year 2015-07-21 ₹120,000.00 ₹171,547.40
42.96 %
Since Inception 2014-02-28 ₹139,000.00 ₹209,827.01
50.95 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 218%
Debt 227%
Others 5%

Sectors Holding in Kotak Medium Term Fund - Regular Plan - Growth

Banks
43%
Telecom - Services
10%
Construction
7%
IT - Software
18%
Retailing
20%
Chemicals And Petrochemicals
6%
Cement And Cement Products
8%
Automobiles
15%
Finance
8%
Gas
5%
Auto Components
10%
Pharmaceuticals And Biotechnology
11%
Industrial Products
5%
Diversified FMCG
1%
Personal Products
5%
Petroleum Products
8%
Transport Services
6%
Power
3%
Other
202%
Alternative Investment Fund
0%
Aerospace And Defense
4%
Healthcare Services
7%
Electrical Equipment
5%
Capital Markets
2%
Consumer Durables
5%
Transport Infrastructure
1%
Realty
4%
Insurance
3%
Financial Technology (Fintech)
1%
IT - Services
1%
Commercial Services And Supplies
0%
Diversified
0%
Overseas Mutual Fund
16%

Companies Holding in Kotak Medium Term Fund - Regular Plan - Growth

HDFC BANK LTD.
8.00%
ICICI BANK LTD.
5.95%
BHARTI AIRTEL LTD.
0.57%
Larsen And Toubro Ltd.
5.04%
AXIS BANK LTD.
4.54%
Tech Mahindra Ltd.
4.32%
ETERNAL LIMITED
4.08%
Linde India Ltd.
3.86%
Ultratech Cement Ltd.
3.84%
Hero MotoCorp Ltd.
3.54%
BAJAJ FINANCE LTD.
3.46%
GAIL (India) Ltd.
3.25%
Infosys Ltd.
3.21%
Bosch Limited
2.69%
STATE BANK OF INDIA.
2.51%
AMBUJA CEMENTS LTD.
2.09%
Glaxosmithkline Pharma Ltd
2.07%
TATA CONSULTANCY SERVICES LTD.
2.02%
SHRIRAM FINANCE LIMITED
2.01%
Avenue Supermarts Ltd
1.65%
BHARAT FORGE LTD.
1.57%
Maruti Suzuki India Limited
1.55%
Cipla Ltd.
1.51%
Ratnamani Metals & Tubes Ltd.
1.46%
SUN PHARMACEUTICAL INDUSTRIES LTD.
1.44%
JK Cement Ltd.
1.38%
Hindustan Unilever Ltd.
1.34%
Eicher Motors Ltd.
1.34%
Indus Towers Ltd.
1.32%
HCL Technologies Ltd.
1.31%
BIOCON LTD.
1.28%
GODREJ CONSUMER PRODUCTS LTD.
1.27%
Abbott India Ltd.
1.04%
HINDUSTAN PETROLEUM CORPORATION LTD.
1.04%
Shopper Stop Ltd.
0.93%
BHARAT PETROLEUM CORPORATION LTD.
0.89%
Wipro Ltd.
0.86%
Apollo Tyres Ltd.
0.81%
RELIANCE INDUSTRIES LTD.
0.65%
Inter Globe Aviation Ltd
0.61%
Power Grid Corporation Of India Ltd.
0.60%
Power Finance Corporation Ltd.
0.46%
V-Mart Retail Ltd.
0.35%
Kotak Liquid Direct Growth
0.45%
Triparty Repo
0.35%
Net Current Assets/(Liabilities)
-0.24%
PIPELINE INFRASTRUCTURE LIMITED
0.46%
MANKIND PHARMA LTD(^)
4.63%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)
2.62%
BAJAJ FINANCE LTD.(^)
3.39%
TATA CAPITAL HOUSING FINANCE LTD.(^)
3.10%
Power Finance Corporation Ltd.(^)
3.08%
MUTHOOT FINANCE LTD.(^)
3.07%
TATA CAPITAL LTD.(^)
2.90%
EMBASSY OFFICE PARKS REIT(^)
1.54%
MUTHOOT FINANCE LTD.
0.83%
REC LTD(^)
2.31%
BAJAJ HOUSING FINANCE LTD.(^)
2.16%
Power Finance Corporation Ltd.
1.55%
LIC HOUSING FINANCE LTD.(^)
1.55%
GODREJ PROPERTIES LIMITED(^)
1.55%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.54%
L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship Services Ltd . Guaranteed By Larsen & Toubro Limited.)
1.53%
L & T Finance Ltd.
0.76%
Bahadur Chand Investments Private Limited
0.38%
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)
1.88%
PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST)
0.73%
Central Government - 2034
0.16%
Central Government - 2031
10.55%
Central Government - 2033
3.00%
SBI ALTERNATIVE INVESTMENT FUND
0.45%
Triparty Repo
0.21%
Net Current Assets/(Liabilities)
2.89%
HDFC BANK LTD.
7.71%
ICICI BANK LTD.
7.59%
BHARTI AIRTEL LTD.
5.66%
Tech Mahindra Ltd.
4.59%
ETERNAL LIMITED
4.55%
STATE BANK OF INDIA.
4.22%
Bharat Electronics Ltd.
4.12%
RELIANCE INDUSTRIES LTD.
4.09%
Infosys Ltd.
3.98%
SHRIRAM FINANCE LIMITED
3.58%
NTPC LTD
3.37%
Hero MotoCorp Ltd.
3.17%
Maruti Suzuki India Limited
3.05%
Inter Globe Aviation Ltd
3.04%
AXIS BANK LTD.
3.00%
Ultratech Cement Ltd.
2.95%
KEI Industries Ltd.
2.85%
FSN E-Commerce Ventures Ltd.
2.68%
Fortis Healthcare India Ltd
2.67%
GAIL (India) Ltd.
2.55%
GE VERNOVA T&D INDIA LIMITED
2.50%
Larsen And Toubro Ltd.
2.49%
NUVAMA WEALTH MANAGEMENT LIMITED
2.44%
SRF LTD.
2.42%
GODREJ CONSUMER PRODUCTS LTD.
2.42%
SUN PHARMACEUTICAL INDUSTRIES LTD.
1.92%
BLUE STAR LTD.
1.85%
Divis Laboratories Ltd.
1.76%
Persistent Systems Limited
1.70%
Triparty Repo
1.20%
Net Current Assets/(Liabilities)
-0.12%
BHARAT HIGHWAYS INVIT
1.33%
CAPITAL INFRA TRUST
0.39%
EMBASSY OFFICE PARKS REIT
2.99%
Brookfield REIT
2.00%
NEXUS SELECT TRUST REIT
0.51%
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD
4.75%
Tata Steel Ltd.
4.06%
PIPELINE INFRASTRUCTURE LIMITED
3.40%
ADITYA BIRLA RENEWABLES LIMITED
3.20%
INDOSTAR CAPITAL FINANCE LIMITED
3.15%
ADITYA BIRLA REAL ESTATE LTD
2.97%
INDIA GRID TRUST
1.31%
GODREJ PROPERTIES LIMITED
2.69%
EMBASSY OFFICE PARKS REIT
2.67%
L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship Services Ltd . Guaranteed By Larsen & Toubro Limited.)
2.65%
VEDANTA LTD.
2.64%
JM FINANCIAL CREDIT SOLUTIONS LTD.
2.63%
JM FINANCIAL ASSET RECONSTRUCTION CO. PVT. LTD
2.26%
AADHAR HOUSING FINANCE LIMITED
1.59%
PRESTIGE PROJECTS PVT. LTD
1.58%
Mahindra & Mahindra Financial Services Ltd.
1.45%
MUTHOOT FINANCE LTD.
1.35%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.34%
CAN FIN HOMES LTD.
1.06%
BHARTI TELECOM LTD.
0.80%
Bahadur Chand Investments Private Limited
0.66%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.19%
DME DEVELOPMENT LIMITED
0.41%
TATA PROJECTS LTD.
0.37%
U P Power Corporation Ltd ( Guaranteed By UP State Government )
0.14%
REC LTD
0.11%
IOT Utkal Energy Services Ltd.
0.01%
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)
2.94%
PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)
1.85%
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)
1.08%
Central Government - 2034
12.82%
Central Government - 2033
9.16%
Central Government - 2053
1.39%
Tamil Nadu State Govt - 2031 - Tamil Nadu
0.15%
SBI ALTERNATIVE INVESTMENT FUND
0.28%
Net Current Assets/(Liabilities)
1.42%
Central Government - 2025
0.40%
91 DAYS TREASURY BILL 12/06/2025
2.79%
182 DAYS TREASURY BILL 27/06/2025
1.19%
The Clearing Corporation Of India Limited
77.64%
AMC REPO CLEARING LTD
12.78%
Triparty Repo
6.53%
Net Current Assets/(Liabilities)
-1.33%
BHARTI HEXACOM LTD.
4.04%
ETERNAL LIMITED
3.97%
ASTER DM HEALTHCARE LTD
3.61%
Inter Globe Aviation Ltd
3.47%
RELIANCE INDUSTRIES LTD.
3.24%
Minda Industries Ltd.
2.76%
GODREJ CONSUMER PRODUCTS LTD.
2.70%
Maruti Suzuki India Limited
2.68%
KRISHNA INSTITUTE OF MEDICAL
2.65%
Mahindra & Mahindra Ltd.
2.44%
GE VERNOVA T&D INDIA LIMITED
2.40%
SUN PHARMACEUTICAL INDUSTRIES LTD.
2.33%
Dixon Technologies India Ltd
2.28%
TITAN COMPANY LTD.
2.15%
Avenue Supermarts Ltd
2.13%
Trent Ltd
2.11%
BHARAT FORGE LTD.
2.10%
ICICI Lombard General Insurance Company Ltd
2.10%
ICICI BANK LTD.
2.01%
Solar Industries India Limited
1.98%
SBI Life Insurance Company Ltd
1.94%
MANKIND PHARMA LTD
1.92%
HDFC BANK LTD.
1.84%
ABB India Ltd.
1.65%
PB Fintech Ltd.
1.61%
Info Edge India Ltd.
1.53%
Schaeffler India Ltd
1.47%
AIA Engineering Limited
1.44%
KEI Industries Ltd.
1.39%
Medplus Health Services Ltd.
1.36%
Rolex Rings Limited
1.16%
MINDA CORPORATION LIMITED
1.12%
Cyient Ltd.
1.01%
CMS INFO SYSTEMS LIMITED
0.99%
SWIGGY LTD
0.96%
Ratnamani Metals & Tubes Ltd.
0.90%
HAPPY FORGINGS LTD
0.85%
VIJAYA DIAGNOSTIC CENTRE PVT
0.82%
Thermax Ltd.
0.75%
Mahindra Lifespace Developers Ltd
0.07%
Birla 3M Ltd.
0.73%
BRAINBEES SOLUTIONS LIMITED
0.73%
Carborundum Universal Ltd.
0.72%
Tracxn Technologies Ltd.
0.26%
Ishares Nasdaq 100 UCITS ETF USD
16.03%
Triparty Repo
3.06%
Net Current Assets/(Liabilities)
-0.20%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.63
Expense Ratio Direct
0.67
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Mandar Pawar
Experience
Ms. Shibani Sircar Kurian
Experience
Mr. Deepak Agrawal
Experience
Mr. Sunit Garg
Experience
Mr. Deepak Agrawal
Experience
Mr. Harish Bihani
Experience

Exit load

Entry Load: Nil. (applicable for all plans) Exit Load: Nil.

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