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Kotak Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
43.07 0.01%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
N/A
Risk
N/A
AMC
Kotak Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.16
0.12 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.22
0.22 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.62
0.56 %
Three Months 2025-04-21 ₹3,000.00 ₹3,033.42
1.11 %
Six Months 2025-01-20 ₹6,000.00 ₹6,131.57
2.19 %
One Year 2024-07-18 ₹12,000.00 ₹12,494.96
4.12 %
Three Year 2022-07-19 ₹36,000.00 ₹40,219.74
11.72 %
Five Year 2020-07-20 ₹60,000.00 ₹70,698.14
17.83 %
Ten Year 2015-07-21 ₹120,000.00 ₹166,001.27
38.33 %
Since Inception 2004-08-13 ₹255,000.00 ₹571,771.18
124.22 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 26%
Others N/A

Sectors Holding in Kotak Savings Fund - Regular Plan - Growth

Other
26%
Alternative Investment Fund
0%

Companies Holding in Kotak Savings Fund - Regular Plan - Growth

BAJAJ HOUSING FINANCE LTD.(^)
0.33%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)
0.93%
REC LTD(^)
3.10%
MANKIND PHARMA LTD(^)
1.97%
BHARTI TELECOM LTD.(^)
2.84%
VEDANTA LTD.(^)
1.30%
POONAWALLA FINCORP LIMITED(^)
1.30%
LIC HOUSING FINANCE LTD.
0.32%
Citicorp Finance (India) Ltd.
0.98%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)
0.93%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.93%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.
0.63%
CAN FIN HOMES LTD.
0.66%
GRIHUM HOUSING FINANCE LIMITED
0.65%
EMBASSY OFFICE PARKS REIT
0.59%
BAJAJ HOUSING FINANCE LTD.
0.33%
Hindustan Zinc Ltd. ( ) (^)
0.33%
TATA CAPITAL HOUSING FINANCE LTD.
0.16%
HDB Financial Services Ltd.
0.32%
John Deere Financial India Private Limited
0.32%
Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group )
0.16%
PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9)
1.26%
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1)
0.87%
SANSAR TRUST(SANSAR TRUST)
0.12%
Central Government - 2025(^)
5.23%
Tamil Nadu State Govt - 2026 - Tamil Nadu
0.50%
Maharashtra State Govt - 2025 - Maharashtra
0.65%
Gujarat State Govt - 2026 - Gujarat
0.30%
Tamil Nadu State Govt - 2025 - Tamil Nadu
0.16%
Gujarat State Govt - 2025 - Gujarat
0.03%
GS CG 12/09/2025 - (STRIPS)
0.16%
GS CG 17/12/2026 - (STRIPS)
0.15%
TORRENT ELECTRICALS LIMITED(^)
1.60%
Panatone Finvest Ltd.(^)
1.25%
CREDILA FINANCIAL SERVICES PVT LTD
1.24%
ICICI SECURITIES LIMITED
0.62%
MUTHOOT FINANCE LTD.
0.31%
ADITYA BIRLA CAPITAL LTD(^)
0.62%
BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.
0.47%
Bahadur Chand Investments Private Limited
0.46%
BHARTI TELECOM LTD.
0.16%
INDIAN BANK(^)
3.12%
CANARA BANK(^)
0.62%
PUNJAB NATIONAL BANK(^)
1.70%
INDUSIND BANK LTD.
0.62%
PUNJAB NATIONAL BANK
1.57%
UNION BANK OF INDIA
0.46%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.46%
HDFC BANK LTD.
1.48%
AXIS BANK LTD.(^)
0.94%
INDIAN BANK
0.97%
UNION BANK OF INDIA(^)
0.62%
UCO BANK
0.92%
HDFC BANK LTD.(^)
0.63%
IDFC FIRST BANK LIMITED(^)
0.62%
IDFC FIRST BANK LIMITED
0.62%
CANARA BANK
0.03%
BANK OF BARODA(^)
0.62%
AXIS BANK LTD.
0.16%
IDBI BANK LTD.(^)
0.46%
182 DAYS TREASURY BILL 18/09/2025
1.60%
364 DAYS TREASURY BILL 19/03/2026(^)
1.55%
364 DAYS TREASURY BILL 21/05/2026
1.54%
364 DAYS TREASURY BILL 04/12/2025
0.66%
364 DAYS TREASURY BILL 26/12/2025
0.63%
SBI ALTERNATIVE INVESTMENT FUND
0.26%
Triparty Repo
0.11%
Net Current Assets/(Liabilities)
0.52%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Deepak Agrawal
Experience
Mr. Manu Sharma
Experience

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