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LIC MUTUAL FUND

LIC MF Balanced Advantage Fund - Regular Plan - Growth

Hybrid Hybrid Balanced Hybrid
Fund House : LIC MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2025-06-20)
13.82 0.71%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,000.71
0.07 %
Two Week 2025-06-05 ₹1,000.00 ₹1,002.07
0.21 %
One Month 2025-05-21 ₹1,000.00 ₹1,007.06
0.71 %
Three Months 2025-03-24 ₹3,000.00 ₹3,079.35
2.65 %
Six Months 2024-12-23 ₹6,000.00 ₹6,264.03
4.40 %
One Year 2024-06-20 ₹12,000.00 ₹12,682.24
5.69 %
Three Year 2022-06-21 ₹36,000.00 ₹43,242.70
20.12 %
Since Inception 2021-11-12 ₹44,000.00 ₹54,018.61
22.77 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banks Equity 7.31
Reliance Industries Ltd. Petroleum Products Equity 4.15
Tata Consultancy Services Ltd. IT - Software Equity 3.53
ICICI Bank Ltd. Banks Equity 2.92
State Bank of India Banks Equity 2.70
Kotak Mahindra Bank Ltd. Banks Equity 2.67
Infosys Ltd. IT - Software Equity 2.05
Axis Bank Ltd. Banks Equity 2.05
Garware Hi-Tech Films Ltd. Industrial Products Equity 1.88
Larsen & Toubro Ltd. Construction Equity 1.71
Bharat Heavy Electricals Ltd. Electrical Equipment Equity 1.49
Shakti Pumps (India) Ltd. Industrial Products Equity 1.41
Power Finance Corporation Ltd. Finance Equity 1.34
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 1.24
Afcons Infrastructure Ltd. Construction Equity 1.14
Muthoot Finance Ltd. Finance Equity 1.08
Tata Consumer Products Ltd. Agricultural Food & other Products Equity 1.07
Mphasis Ltd. IT - Software Equity 1.07
Tata Power Company Ltd. Power Equity 1.06
Bharti Airtel Ltd. Telecom - Services Equity 1.02
IPCA Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.95
Oracle Financial Services Software Ltd. IT - Software Equity 0.92
MAS Financial Services Ltd. Finance Equity 0.89
Techno Electric & Engineering Co. Ltd. Construction Equity 0.88
Tata Communications Ltd. Telecom - Services Equity 0.88
JB Chemicals & Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology Equity 0.88
Torrent Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology Equity 0.87
Cummins India Ltd. Industrial Products Equity 0.84
Manorama Industries Ltd. Food Products Equity 0.83
Bharat Forge Ltd. Auto Components Equity 0.81
Endurance Technologies Ltd. Auto Components Equity 0.81
Cipla Ltd. Pharmaceuticals & Biotechnology Equity 0.77
ICICI Lombard General Insurance Co. Ltd. Insurance Equity 0.76
L&T Technology Services Ltd. IT - Services Equity 0.74
Alkem Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.74
NTPC Ltd. Power Equity 0.73
R K Swamy Ltd. Media Equity 0.70
ITC Ltd. Diversified FMCG Equity 0.69
The South Indian Bank Ltd. Banks Equity 0.67
Hindalco Industries Ltd. Non - Ferrous Metals Equity 0.64
SBI Cards & Payment Services Ltd. Finance Equity 0.62
Maruti Suzuki India Ltd. Automobiles Equity 0.61
Bayer Cropscience Ltd. Fertilizers & Agrochemicals Equity 0.61
Vinati Organics Ltd. Chemicals & Petrochemicals Equity 0.60
S H Kelkar and Company Ltd. Chemicals & Petrochemicals Equity 0.58
Eureka Forbes Ltd. Consumer Durables Equity 0.58
Bharat Bijlee Ltd. Electrical Equipment Equity 0.55
Bajaj Auto Ltd. Automobiles Equity 0.54
Gillette India Ltd. Personal Products Equity 0.53
Bharat Electronics Ltd. Aerospace & Defense Equity 0.53
Cholamandalam Investment & Fin Co Ltd. Finance Equity 0.52
Isgec Heavy Engineering Ltd. Construction Equity 0.52
Coal India Ltd. Consumable Fuels Equity 0.50
SRF Ltd. Chemicals & Petrochemicals Equity 0.49
MOIL Ltd. Minerals & Mining Equity 0.48
Mahindra & Mahindra Financial Serv Ltd. Finance Equity 0.46
JK Paper Ltd. Paper, Forest & Jute Products Equity 0.46
Mahindra & Mahindra Ltd. Automobiles Equity 0.44
Quadrant Future Tek Ltd. Industrial Products Equity 0.42
Timken India Ltd. Industrial Products Equity 0.41
Oil India Ltd. Oil Equity 0.39
REC Ltd. Finance Equity 0.39
Surya Roshni Ltd. Industrial Products Equity 0.38
Sonata Software Ltd. IT - Software Equity 0.36
Macrotech Developers Ltd. Realty Equity 0.36
Creditaccess Grameen Ltd. Finance Equity 0.33
Ultratech Cement Ltd. Cement & Cement Products Equity 0.32
International Gemmological Inst Ind Ltd. Commercial Services & Supplies Equity 0.31
Ador Welding Ltd. Industrial Products Equity 0.30
Concord Enviro Systems Ltd. Other Utilities Equity 0.29
NHPC Ltd. Power Equity 0.28
Star Cement Ltd. Cement & Cement Products Equity 0.28
TTK Prestige Ltd. Consumer Durables Equity 0.27
Tech Mahindra Ltd. IT - Software Equity 0.27
Grasim Industries Ltd. Cement & Cement Products Equity 0.25
HCL Technologies Ltd. IT - Software Equity 0.23
JK Lakshmi Cement Ltd. Cement & Cement Products Equity 0.20
Syngene International Ltd. Healthcare Services Equity 0.18
Aadhar Housing Finance Ltd. Finance Equity 0.18
Shriram Finance Ltd. Finance Equity 0.09
Foseco India Ltd. Chemicals & Petrochemicals Equity 0.04
ITC Hotels Ltd. Leisure Services Equity 0.02
MAHINDRA & MAH FIN SER RTS OFF 194 INR Finance Equity 0.01
Godrej Properties Ltd. Realty Equity 0.01
Neuland Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.01
TVS Motor Company Ltd. Automobiles Equity 0.01
7.18% Government of India - Debt 6.56
7.43% Jamnagar Utilities & Power Pvt. Ltd. - Debt 6.37
7.26% Government of India - Debt 3.27
7.34% Government of India - Debt 2.58
7.54% Government of India - Debt 1.32
Treps - Debt 4.79
Net Receivables / (Payables) - - 0.03
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : -
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : hybrid

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