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LIC MF Balanced Advantage Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
13.91 -0.34%
AUM (Fund Size)
93
Expense Ratio
2.31%
Exit load
• 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 3 months from the date of allotment of units. • 1% on remaining units if redeemed or switched out on or before completion of 3 months from the date of allotment of units • Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units
Risk
Very High
AMC
LIC MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.01
0.10 %
Two Week 2025-07-03 ₹1,000.00 ₹998.12
-0.19 %
One Month 2025-06-18 ₹1,000.00 ₹1,006.74
0.67 %
Three Months 2025-04-21 ₹3,000.00 ₹3,061.98
2.07 %
Six Months 2025-01-20 ₹6,000.00 ₹6,279.07
4.65 %
One Year 2024-07-18 ₹12,000.00 ₹12,674.66
5.62 %
Three Year 2022-07-19 ₹36,000.00 ₹43,108.27
19.75 %
Since Inception 2021-11-12 ₹45,000.00 ₹55,379.68
23.07 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 36%
Debt 22%
Others 0%

Sectors Holding in LIC MF Balanced Advantage Fund - Regular Plan - Growth

Banks
15%
Petroleum Products
4%
IT - Software
6%
Industrial Products
2%
Construction
2%
Electrical Equipment
1%
Finance
2%
Pharmaceuticals & Biotechnology
1%
Agricultural Food & Other Products
1%
Power
1%
Telecom - Services
1%
Food Products
0%
Auto Components
0%
Insurance
0%
IT - Services
0%
Media
0%
Diversified FMCG
0%
Non - Ferrous Metals
0%
Automobiles
0%
Fertilizers & Agrochemicals
0%
Chemicals & Petrochemicals
0%
Consumer Durables
0%
Personal Products
0%
Aerospace & Defense
0%
Consumable Fuels
0%
Minerals & Mining
0%
Paper, Forest & Jute Products
0%
Oil
0%
Realty
0%
Cement & Cement Products
0%
Commercial Services & Supplies
0%
Other Utilities
0%
Healthcare Services
0%
Leisure Services
0%
Other
22%

Companies Holding in LIC MF Balanced Advantage Fund - Regular Plan - Growth

HDFC Bank Ltd.
7.31%
Reliance Industries Ltd.
4.15%
Tata Consultancy Services Ltd.
3.53%
ICICI Bank Ltd.
2.92%
State Bank Of India
2.70%
Kotak Mahindra Bank Ltd.
2.67%
Infosys Ltd.
2.05%
Axis Bank Ltd.
2.05%
Garware Hi-Tech Films Ltd.
1.88%
Larsen & Toubro Ltd.
1.71%
Bharat Heavy Electricals Ltd.
1.49%
Shakti Pumps (India) Ltd.
1.41%
Power Finance Corporation Ltd.
1.34%
Sun Pharmaceutical Industries Ltd.
1.24%
Afcons Infrastructure Ltd.
1.14%
Muthoot Finance Ltd.
1.08%
Tata Consumer Products Ltd.
1.07%
Mphasis Ltd.
1.07%
Tata Power Company Ltd.
1.06%
Bharti Airtel Ltd.
1.02%
IPCA Laboratories Ltd.
0.95%
Oracle Financial Services Software Ltd.
0.92%
MAS Financial Services Ltd.
0.89%
Techno Electric & Engineering Co. Ltd.
0.88%
Tata Communications Ltd.
0.88%
JB Chemicals & Pharmaceuticals Ltd.
0.88%
Torrent Pharmaceuticals Ltd.
0.87%
Cummins India Ltd.
0.84%
Manorama Industries Ltd.
0.83%
Bharat Forge Ltd.
0.81%
Endurance Technologies Ltd.
0.81%
Cipla Ltd.
0.77%
ICICI Lombard General Insurance Co. Ltd.
0.76%
L&T Technology Services Ltd.
0.74%
Alkem Laboratories Ltd.
0.74%
NTPC Ltd.
0.73%
R K Swamy Ltd.
0.70%
ITC Ltd.
0.69%
The South Indian Bank Ltd.
0.67%
Hindalco Industries Ltd.
0.64%
SBI Cards & Payment Services Ltd.
0.62%
Maruti Suzuki India Ltd.
0.61%
Bayer Cropscience Ltd.
0.61%
Vinati Organics Ltd.
0.60%
S H Kelkar And Company Ltd.
0.58%
Eureka Forbes Ltd.
0.58%
Bharat Bijlee Ltd.
0.55%
Bajaj Auto Ltd.
0.54%
Gillette India Ltd.
0.53%
Bharat Electronics Ltd.
0.53%
Cholamandalam Investment & Fin Co Ltd.
0.52%
Isgec Heavy Engineering Ltd.
0.52%
Coal India Ltd.
0.50%
SRF Ltd.
0.49%
MOIL Ltd.
0.48%
Mahindra & Mahindra Financial Serv Ltd.
0.46%
JK Paper Ltd.
0.46%
Mahindra & Mahindra Ltd.
0.44%
Quadrant Future Tek Ltd.
0.42%
Timken India Ltd.
0.41%
Oil India Ltd.
0.39%
REC Ltd.
0.39%
Surya Roshni Ltd.
0.38%
Sonata Software Ltd.
0.36%
Macrotech Developers Ltd.
0.36%
Creditaccess Grameen Ltd.
0.33%
Ultratech Cement Ltd.
0.32%
International Gemmological Inst Ind Ltd.
0.31%
Ador Welding Ltd.
0.30%
Concord Enviro Systems Ltd.
0.29%
NHPC Ltd.
0.28%
Star Cement Ltd.
0.28%
TTK Prestige Ltd.
0.27%
Tech Mahindra Ltd.
0.27%
Grasim Industries Ltd.
0.25%
HCL Technologies Ltd.
0.23%
JK Lakshmi Cement Ltd.
0.20%
Syngene International Ltd.
0.18%
Aadhar Housing Finance Ltd.
0.18%
Shriram Finance Ltd.
0.09%
Foseco India Ltd.
0.04%
ITC Hotels Ltd.
0.02%
MAHINDRA & MAH FIN SER RTS OFF 194 INR
0.01%
Godrej Properties Ltd.
0.01%
Neuland Laboratories Ltd.
0.01%
TVS Motor Company Ltd.
0.01%
7.18% Government Of India
6.56%
7.43% Jamnagar Utilities & Power Pvt. Ltd.
6.37%
7.26% Government Of India
3.27%
7.34% Government Of India
2.58%
7.54% Government Of India
1.32%
Treps
4.79%
Net Receivables / (Payables)
0.03%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.31
Expense Ratio Direct
0.80
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

• 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 3 months from the date of allotment of units. • 1% on remaining units if redeemed or switched out on or before completion of 3 months from the date of allotment of units • Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units

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