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Mutual Fund Research

LIC MF Banking And Financial Services Fund - Regular Plan - Growth

LIC MUTUAL FUND Equity Equity Sectoral Thematic

Fund Performance

Historical NAV

Fund Facts

Very High Risk

Latest NAV · 2026-11-03

₹19.67 +1.69%

Fund Size (AUM): 256.37 Cr
Expense Ratio · Regular: 2.86%
Risk Level: Very High
Exit Load: • 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 90 days from the date of allotment of units. • 1% on remaining units if redeemed or switched out on or before completion of 90 days from the date of allotment of units. • Nil, if redeemed or switched out after completion of 90 days from the date of allotment of units.
Asset Management Company: LIC MUTUAL FUND

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data

Investment Period	SIP Start Date	Amount Invested	Current Value	Absolute Return
One Week	2026-10-27	₹1,000.00	₹1,031.73	+3.17%
Two Week	2026-10-19	₹1,000.00	₹977.27	-2.27%
One Month	2026-10-05	₹1,000.00	₹977.41	-2.26%
Three Months	2026-08-05	₹3,000.00	₹2,776.99	-7.43%
Six Months	2026-05-07	₹6,000.00	₹5,577.60	-7.04%
One Year	2025-11-03	₹12,000.00	₹11,087.26	-7.61%
Three Year	2023-11-06	₹36,000.00	₹35,300.11	-1.94%
Five Year	2021-11-08	₹60,000.00	₹67,341.28	+12.24%
Ten Year	2016-11-07	₹120,000.00	₹176,252.08	+46.88%
Since Inception	2015-03-27	₹142,000.00	₹222,324.30	+56.57%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

SIP Amount

₹1,000₹50,000

Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment

₹0

Maturity Value

₹0

Abs. Returns

₹0

Assumed Annual Return

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity

N/A

Debt

N/A

Others

N/A

Sector Allocation

Distribution across different sectors

Banks 49.35%

Finance 21.26%

Capital Markets 14.44%

Financial Technology (Fintech) 8.23%

Other 4.30%

Insurance 2.42%

Top Holdings

Company-wise portfolio exposure

ICICI Bank Ltd. 13.61%

AU Small Finance Bank Ltd. 7.33%

Axis Bank Ltd. 5.32%

One 97 Communications Ltd. 5.24%

HDFC Bank Ltd. 5.08%

Bajaj Finance Ltd. 4.86%

IndusInd Bank Ltd. 4.62%

City Union Bank Ltd. 4.60%

Shriram Finance Ltd. 4.00%

Karur Vysya Bank Ltd. 3.40%

BSE Ltd. 3.29%

Nippon Life India Asset Management Ltd. 3.28%

Motilal Oswal Financial Services Ltd. 3.22%

DCB Bank Ltd. 3.02%

Aditya Birla Capital Ltd. 3.02%

PB Fintech Ltd. 2.99%

Cholamandalam Investment & Fin Co Ltd. 2.78%

Creditaccess Grameen Ltd. 2.70%

Max Financial Services Ltd. 2.42%

Ujjivan Small Finance Bank Ltd. 2.37%

Aditya Birla Sun Life AMC Ltd. 2.36%

360 One Wam Ltd. 2.29%

Aadhar Housing Finance Ltd. 2.01%

Aavas Financiers Ltd. 1.89%

Treps 4.47%

Net Receivables / (Payables) -0.17%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

Standard Deviation

16.71%

Return volatility

Beta

0.95

Benchmark sensitivity

Sharpe Ratio

0.04

Risk-adjusted return

↗

Lock-in Period

N/A

Redemption restriction

◷

Residual Maturity

N/A

Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Very High Risk

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name	1Y Return	3Y Return	Since Inception
Nippon India Taiwan Equity Fund - Regular Plan - Growth	59.11%	48.18%	22.89%
HDFC Pharma And Healthcare Fund - Regular Plan - Growth	22.21%	29.08%	28.07%
Kotak Healthcare Fund - Regular Plan - Growth	21.83%	0.00%	19.25%
ICICI Prudential US Bluechip Equity Fund - Regular Plan - Growth	20.17%	18.45%	15.90%
Nippon India - Japan Equity Fund - Regular Plan - Growth	20.05%	20.38%	8.48%
SBI Automotive Opportunities Fund - Regular Plan - Growth	18.72%	0.00%	10.86%
Mirae Asset Healthcare Fund - Regular Plan - Growth	17.38%	22.11%	20.05%
Whiteoak Capital - Pharma And Healthcare Fund - Regular Plan - Growth	17.07%	0.00%	20.11%
Bajaj Finserv Healthcare Fund - Regular Plan - Growth	16.66%	0.00%	8.50%
SBI Healthcare Opportunities Fund - Regular Plan - Growth	16.50%	23.22%	15.44%

Fund Name	AUM	Expense Ratio
Aditya Birla Sun Life Transportation And Logistics Fund - Regular Plan - Growth	N/A	1.06%
Aditya Birla Sun Life Esg Integration Strategy Fund - Regular Plan - Growth	N/A	1.44%
Aditya Birla Sun Life Conglomerate Fund - Regular Plan - Growth	N/A	1.05%
Aditya Birla Sun Life Infrastructure Fund - Regular Plan - Growth	N/A	1.49%
Aditya Birla Sun Life Manufacturing Equity Fund - Regular Plan - Growth	N/A	1.40%
Aditya Birla Sun Life PSU Equity Fund - Regular Plan - Growth	N/A	0.77%
Aditya Birla Sun Life International Equity Fund - Regular Plan - Growth	N/A	1.99%
Aditya Birla Sun Life Special Opportunities Fund - Regular Plan - Growth	N/A	1.19%
Aditya Birla Sun Life Business Cycle Fund - Regular Plan - Growth	N/A	1.65%
Aditya Birla Sun Life Consumption Fund - Regular Plan - Growth	N/A	0.98%

Fund Name	Std. Deviation	Beta	Sharpe Ratio
Aditya Birla Sun Life Transportation And Logistics Fund - Regular Plan - Growth	N/A	0.97	N/A
Aditya Birla Sun Life Esg Integration Strategy Fund - Regular Plan - Growth	N/A	0.97	0.24
Aditya Birla Sun Life Conglomerate Fund - Regular Plan - Growth	N/A	0.97	N/A
Aditya Birla Sun Life Infrastructure Fund - Regular Plan - Growth	N/A	0.97	0.54
Aditya Birla Sun Life Manufacturing Equity Fund - Regular Plan - Growth	N/A	0.95	0.8
Aditya Birla Sun Life PSU Equity Fund - Regular Plan - Growth	N/A	0.96	0.47
Aditya Birla Sun Life International Equity Fund - Regular Plan - Growth	N/A	0.87	1.23
Aditya Birla Sun Life Special Opportunities Fund - Regular Plan - Growth	N/A	0.94	0.78
Aditya Birla Sun Life Business Cycle Fund - Regular Plan - Growth	N/A	0.96	0.37
Aditya Birla Sun Life Consumption Fund - Regular Plan - Growth	N/A	0.91	0.09

Returns are historical and do not guarantee future performance.

View All Equity Sectoral Thematic Funds

Fund Family

Compare schemes from LIC MUTUAL FUND by performance, fundamentals and risk.

Fund Name	1Y Return	3Y Return	Since Inception
LIC MF Gold ETF Fund Of Fund - Regular Plan - Growth	12.10%	28.98%	9.20%
LIC MF Value Fund - Regular Plan - Growth	11.75%	15.12%	13.18%
LIC MF Healthcare Fund - Regular Plan - Growth	9.38%	20.46%	16.83%
LIC MF Small Cap Fund - Regular Plan - Growth	7.73%	14.96%	13.69%
LIC MF Manufacturing Fund - Regular Plan - Growth	6.52%	0.00%	4.57%
LIC MF Liquid Fund - Regular Plan - Growth	6.36%	6.79%	28.78%
LIC MF Money Market Fund - Regular Plan - Growth	6.21%	6.37%	6.19%
LIC MF Arbitrage Fund - Regular Plan - Growth	6.17%	6.41%	5.28%
LIC MF Ultra Short To Short Term Fund - Regular Plan - Growth	5.62%	6.61%	6.38%
LIC MF Ultra Short Term Fund - Regular Plan - Growth	5.60%	6.34%	5.21%

Fund Name	AUM	Expense Ratio
LIC MF Value Fund - Regular Plan - Growth	N/A	1.86%
LIC MF Multi Asset Allocation Fund - Regular Plan - Growth	N/A	1.08%
LIC MF GILT Fund - Regular Plan - Growth	N/A	0.70%
LIC MF GILT Fund - Regular Plan - Growth	N/A	0.69%
LIC MF Bse Sensex Index Fund - Regular Plan - Growth	N/A	0.66%
LIC MF Focused Fund - Regular Plan - Growth	N/A	2.51%
LIC MF Nifty Next 50 Index Fund - Regular Plan - Growth	N/A	0.32%
LIC MF Childrens Fund - Regular Plan - Growth	N/A	2.16%
LIC MF Healthcare Fund - Regular Plan - Growth	N/A	1.37%
LIC MF Overnight Fund - Regular Plan - Growth	N/A	0.10%

Fund Name	Std. Deviation	Beta	Sharpe Ratio
LIC MF Value Fund - Regular Plan - Growth	N/A	1.03	0.6
LIC MF Multi Asset Allocation Fund - Regular Plan - Growth	N/A	N/A	N/A
LIC MF GILT Fund - Regular Plan - Growth	N/A	N/A	N/A
LIC MF GILT Fund - Regular Plan - Growth	N/A	N/A	N/A
LIC MF Bse Sensex Index Fund - Regular Plan - Growth	N/A	N/A	N/A
LIC MF Focused Fund - Regular Plan - Growth	N/A	0.89	0.25
LIC MF Nifty Next 50 Index Fund - Regular Plan - Growth	N/A	N/A	N/A
LIC MF Childrens Fund - Regular Plan - Growth	N/A	1.27	0.23
LIC MF Healthcare Fund - Regular Plan - Growth	N/A	0.92	0.85
LIC MF Overnight Fund - Regular Plan - Growth	N/A	N/A	N/A

Returns are historical and do not guarantee future performance.

View All LIC MUTUAL FUND Funds

Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking and financial services sector. There is no assurance that the investment objective of the Scheme will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount: N/A
Min. Lumpsum Amount: N/A
AUM (in Cr.): N/A
Expense Ratio (Regular): 2.86%
Expense Ratio (Direct): 1.65%
Lock-in Period: N/A
Fund Age: N/A
Benchmark: Nifty Financial Services TRI

Exit Load

Charges that may apply when you redeem units

• 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 90 days from the date of allotment of units. • 1% on remaining units if redeemed or switched out on or before completion of 90 days from the date of allotment of units. • Nil, if redeemed or switched out after completion of 90 days from the date of allotment of units.

Top AMC/Fund Houses

Aditya Birla Sun Life Mutual Fund

view all

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