LIC MF Banking and PSU Fund - Regular Plan - Growth
Equity
Equity Sectoral Thematic
Fund House : LIC MUTUAL FUND
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-12)
34.93 -0.08%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
-%
Expense Ratio
(Direct)
-%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-05 | ₹1,000.00 | ₹998.33 |
-0.17 %
|
| Two Week | 2025-05-28 | ₹1,000.00 | ₹999.04 |
-0.10 %
|
| One Month | 2025-05-13 | ₹1,000.00 | ₹1,008.42 |
0.84 %
|
| Three Months | 2025-03-17 | ₹3,000.00 | ₹3,057.78 |
1.93 %
|
| Six Months | 2024-12-16 | ₹6,000.00 | ₹6,203.26 |
3.39 %
|
| One Year | 2024-06-12 | ₹12,000.00 | ₹12,670.66 |
5.59 %
|
| Three Year | 2022-06-13 | ₹36,000.00 | ₹40,872.08 |
13.53 %
|
| Five Year | 2020-06-15 | ₹60,000.00 | ₹71,342.21 |
18.90 %
|
| Ten Year | 2015-06-15 | ₹120,000.00 | ₹170,086.27 |
41.74 %
|
| Since Inception | 2007-05-30 | ₹220,000.00 | ₹429,797.21 |
95.36 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| 7.83% Small Industries Development Bk of India | - | Debt | 4.18 |
| 7.48% National Bk for Agriculture & Rural Dev. | - | Debt | 3.50 |
| 8.09% NLC India Ltd. | - | Debt | 3.28 |
| 6.79% Government of India | - | Debt | 1.39 |
| 7.1% Government of India | - | Debt | 3.17 |
| 7.45% Export Import Bank of India | - | Debt | 2.98 |
| 7.46% REC Ltd. | - | Debt | 2.83 |
| 7.27% Power Finance Corporation Ltd. | - | Debt | 2.79 |
| 7.39% Bank of Baroda | - | Debt | 2.79 |
| 7.34% Small Industries Development Bk of India | - | Debt | 2.77 |
| 7.2% National Housing Bank | - | Debt | 2.74 |
| 7.43% Jamnagar Utilities & Power Pvt. Ltd. | - | Debt | 2.74 |
| 7.02% Export Import Bank of India | - | Debt | 2.74 |
| 7.29% National Housing Bank | - | Debt | 2.73 |
| 7.45% Indian Railway Finance Corporation Ltd. | - | Debt | 2.69 |
| 6.9% Housing & Urban Development Corp Ltd. | - | Debt | 2.63 |
| 7.5% NHPC Ltd. | - | Debt | 2.52 |
| 7.37% Indian Railway Finance Corporation Ltd. | - | Debt | 2.42 |
| 7.71% State Government of Gujarat | - | Debt | 2.25 |
| 8.4% Power Grid Corporation of India Ltd. | - | Debt | 1.91 |
| 7.14% REC Ltd. | - | Debt | 1.62 |
| 7.66% State Government of Gujarat | - | Debt | 1.41 |
| 7.57% Indian Railway Finance Corporation Ltd. | - | Debt | 1.40 |
| 7.41% Indian Oil Corporation Ltd. | - | Debt | 1.40 |
| 8.27% National Highways Authority of India | - | Debt | 1.39 |
| 7.08% Power Grid Corporation of India Ltd. | - | Debt | 1.38 |
| 7.43% National Bk for Agriculture & Rural Dev. | - | Debt | 1.37 |
| 7.14% Export Import Bank of India | - | Debt | 1.37 |
| 7.34% Nuclear Power Corporation | - | Debt | 1.37 |
| 7.29% Housing & Urban Development Corp Ltd. | - | Debt | 1.36 |
| 7.79% Power Finance Corporation Ltd. | - | Debt | 1.36 |
| 7.49% Small Industries Development Bk of India | - | Debt | 1.36 |
| 7.89% Power Grid Corporation of India Ltd. | - | Debt | 1.35 |
| 7.18% Government of India | - | Debt | 1.34 |
| 7.4% Power Finance Corporation Ltd. | - | Debt | 1.34 |
| 7.34% REC Ltd. | - | Debt | 1.34 |
| 7.58% REC Ltd. | - | Debt | 1.34 |
| 7.3763% Bajaj Finance Ltd. | - | Debt | 1.31 |
| 7.38% Bajaj Finance Ltd. | - | Debt | 1.31 |
| 7.47% State Government of Maharashtra | - | Debt | 0.83 |
| 7.72% State Government of Maharashtra | - | Debt | 0.83 |
| 7.12% State Government of Maharashtra | - | Debt | 0.82 |
| 7.25% Indian Oil Corporation Ltd. | - | Debt | 0.78 |
| 6.61% Power Finance Corporation Ltd. | - | Debt | 0.78 |
| 7.52% NHPC Ltd. | - | Debt | 0.56 |
| 6.69% NTPC Ltd. | - | Debt | 0.55 |
| 7.38% Power Finance Corporation Ltd. | - | Debt | 0.55 |
| 7.7% State Government of Maharashtra | - | Debt | 0.42 |
| 7.43% Punjab National Bank | - | Debt | 0.27 |
| Axis Bank Ltd. | - | Debt | 0.74 |
| Indian Bank | - | Debt | 1.99 |
| Canara Bank | - | Debt | 1.27 |
| HDFC Bank Ltd. | - | Debt | 0.75 |
| SBI CDMDF--A2 | - | Debt | 0.25 |
| Treps | - | Debt | 1.36 |
| Net Receivables / (Payables) | - | - | 0.28 |
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
-
Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : -
- Expense ration regular : -
- Expense ration direct : -
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹-
- Type : equity
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