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LIC MF Banking and PSU Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-17)
35.10 0.06%
AUM (Fund Size)
58
Expense Ratio
0.78%
Exit load
Nil
Risk
Moderate
AMC
LIC MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹1,001.01
0.10 %
Two Week 2025-07-02 ₹1,000.00 ₹1,002.72
0.27 %
One Month 2025-06-17 ₹1,000.00 ₹1,003.94
0.39 %
Three Months 2025-04-21 ₹3,000.00 ₹3,027.70
0.92 %
Six Months 2025-01-20 ₹6,000.00 ₹6,164.31
2.74 %
One Year 2024-07-18 ₹12,000.00 ₹12,619.72
5.16 %
Three Year 2022-07-18 ₹36,000.00 ₹40,782.80
13.29 %
Five Year 2020-07-20 ₹60,000.00 ₹71,309.38
18.85 %
Ten Year 2015-07-20 ₹120,000.00 ₹169,826.54
41.52 %
Since Inception 2007-05-30 ₹221,000.00 ₹432,854.84
95.86 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 65%
Others 0%

Sectors Holding in LIC MF Banking and PSU Fund - Regular Plan - Growth

Other
65%

Companies Holding in LIC MF Banking and PSU Fund - Regular Plan - Growth

7.83% Small Industries Development Bk Of India
4.18%
7.48% National Bk For Agriculture & Rural Dev.
3.50%
8.09% NLC India Ltd.
3.28%
6.79% Government Of India
1.39%
7.1% Government Of India
3.17%
7.45% Export Import Bank Of India
2.98%
7.46% REC Ltd.
2.83%
7.27% Power Finance Corporation Ltd.
2.79%
7.39% Bank Of Baroda
2.79%
7.34% Small Industries Development Bk Of India
2.77%
7.2% National Housing Bank
2.74%
7.43% Jamnagar Utilities & Power Pvt. Ltd.
2.74%
7.02% Export Import Bank Of India
2.74%
7.29% National Housing Bank
2.73%
7.45% Indian Railway Finance Corporation Ltd.
2.69%
6.9% Housing & Urban Development Corp Ltd.
2.63%
7.5% NHPC Ltd.
2.52%
7.37% Indian Railway Finance Corporation Ltd.
2.42%
7.71% State Government Of Gujarat
2.25%
8.4% Power Grid Corporation Of India Ltd.
1.91%
7.14% REC Ltd.
1.62%
7.66% State Government Of Gujarat
1.41%
7.57% Indian Railway Finance Corporation Ltd.
1.40%
7.41% Indian Oil Corporation Ltd.
1.40%
8.27% National Highways Authority Of India
1.39%
7.08% Power Grid Corporation Of India Ltd.
1.38%
7.43% National Bk For Agriculture & Rural Dev.
1.37%
7.14% Export Import Bank Of India
1.37%
7.34% Nuclear Power Corporation
1.37%
7.29% Housing & Urban Development Corp Ltd.
1.36%
7.79% Power Finance Corporation Ltd.
1.36%
7.49% Small Industries Development Bk Of India
1.36%
7.89% Power Grid Corporation Of India Ltd.
1.35%
7.18% Government Of India
1.34%
7.4% Power Finance Corporation Ltd.
1.34%
7.34% REC Ltd.
1.34%
7.58% REC Ltd.
1.34%
7.3763% Bajaj Finance Ltd.
1.31%
7.38% Bajaj Finance Ltd.
1.31%
7.47% State Government Of Maharashtra
0.83%
7.72% State Government Of Maharashtra
0.83%
7.12% State Government Of Maharashtra
0.82%
7.25% Indian Oil Corporation Ltd.
0.78%
6.61% Power Finance Corporation Ltd.
0.78%
7.52% NHPC Ltd.
0.56%
6.69% NTPC Ltd.
0.55%
7.38% Power Finance Corporation Ltd.
0.55%
7.7% State Government Of Maharashtra
0.42%
7.43% Punjab National Bank
0.27%
Axis Bank Ltd.
0.74%
Indian Bank
1.99%
Canara Bank
1.27%
HDFC Bank Ltd.
0.75%
SBI CDMDF--A2
0.25%
Treps
1.36%
Net Receivables / (Payables)
0.28%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.78
Expense Ratio Direct
0.28
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

Nil

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