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Home Mf Research Lic Mf Conservative Hybrid Fund Regular Plan Growth
LIC MUTUAL FUND

LIC MF Conservative Hybrid Fund - Regular Plan - Growth

Hybrid Hybrid Conservative Hybrid
Fund House : LIC MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-17)
82.22 0.00%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.25%
Expense Ratio (Direct)
1.22%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-10 ₹1,000.00 ₹997.07
-0.29 %
Two Week 2025-06-02 ₹1,000.00 ₹1,005.53
0.55 %
One Month 2025-05-19 ₹1,000.00 ₹1,005.26
0.53 %
Three Months 2025-03-19 ₹3,000.00 ₹3,065.41
2.18 %
Six Months 2024-12-19 ₹6,000.00 ₹6,169.33
2.82 %
One Year 2024-06-18 ₹12,000.00 ₹12,477.20
3.98 %
Three Year 2022-06-20 ₹36,000.00 ₹40,594.81
12.76 %
Five Year 2020-06-18 ₹60,000.00 ₹71,429.72
19.05 %
Ten Year 2015-06-22 ₹120,000.00 ₹169,868.71
41.56 %
Since Inception 2003-06-01 ₹269,000.00 ₹624,091.01
132.00 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banks Equity 3.67
JTL Industries Ltd. Industrial Products Equity 3.40
Reliance Industries Ltd. Petroleum Products Equity 2.90
Infosys Ltd. IT - Software Equity 2.80
ICICI Bank Ltd. Banks Equity 2.32
Axis Bank Ltd. Banks Equity 1.56
Bharat Forge Ltd. Auto Components Equity 1.56
Hindustan Unilever Ltd. Diversified FMCG Equity 1.51
Mahindra & Mahindra Ltd. Automobiles Equity 0.52
7.65% State Government of Tamil Nadu - Debt 10.48
6.79% Government of India - Debt 10.41
7.32% Government of India - Debt 10.37
7.17% Government of India - Debt 10.33
7.17% State Government of Karnataka - Debt 10.11
7.26% Government of India - Debt 9.50
8.13% Nuclear Power Corporation - Debt 8.25
7.38% Government of India - Debt 4.14
7.19% State Government of Tamil Nadu - Debt 3.04
SBI CDMDF--A2 - Debt 0.34
Treps - Debt 3.00
Net Receivables / (Payables) - - -0.24
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Nikhil Rungta (16+ years), Mr. Pratik Shroff (17+ years),
  • Expense ration regular : 2.25
  • Expense ration direct : 1.22
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : hybrid
Exit load
12% of the units allotted can be redeemed without any exit load, on or before completion of 90 days; 1% on remaining units if redeemed within 90 days; Nil after 90 days.

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