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LIC MF Conservative Hybrid Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
81.98 -0.30%
AUM (Fund Size)
N/A
Expense Ratio
2.25%
Exit load
12% of the units allotted can be redeemed without any exit load, on or before completion of 90 days; 1% on remaining units if redeemed within 90 days; Nil after 90 days.
Risk
N/A
AMC
LIC MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹991.82
-0.82 %
Two Week 2025-07-03 ₹1,000.00 ₹995.36
-0.46 %
One Month 2025-06-18 ₹1,000.00 ₹998.12
-0.19 %
Three Months 2025-04-21 ₹3,000.00 ₹3,018.37
0.61 %
Six Months 2025-01-20 ₹6,000.00 ₹6,120.41
2.01 %
One Year 2024-07-18 ₹12,000.00 ₹12,366.33
3.05 %
Three Year 2022-07-19 ₹36,000.00 ₹40,231.72
11.75 %
Five Year 2020-07-20 ₹60,000.00 ₹70,791.21
17.99 %
Ten Year 2015-07-21 ₹120,000.00 ₹168,541.04
40.45 %
Since Inception 2003-06-02 ₹270,000.00 ₹619,783.49
129.55 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 15%
Debt 77%
Others 0%

Sectors Holding in LIC MF Conservative Hybrid Fund - Regular Plan - Growth

Banks
6%
Industrial Products
3%
Petroleum Products
2%
IT - Software
2%
Auto Components
1%
Diversified FMCG
1%
Automobiles
0%
Other
77%

Companies Holding in LIC MF Conservative Hybrid Fund - Regular Plan - Growth

HDFC Bank Ltd.
3.67%
JTL Industries Ltd.
3.40%
Reliance Industries Ltd.
2.90%
Infosys Ltd.
2.80%
ICICI Bank Ltd.
2.32%
Axis Bank Ltd.
1.56%
Bharat Forge Ltd.
1.56%
Hindustan Unilever Ltd.
1.51%
Mahindra & Mahindra Ltd.
0.52%
7.65% State Government Of Tamil Nadu
10.48%
6.79% Government Of India
10.41%
7.32% Government Of India
10.37%
7.17% Government Of India
10.33%
7.17% State Government Of Karnataka
10.11%
7.26% Government Of India
9.50%
8.13% Nuclear Power Corporation
8.25%
7.38% Government Of India
4.14%
7.19% State Government Of Tamil Nadu
3.04%
SBI CDMDF--A2
0.34%
Treps
3.00%
Net Receivables / (Payables)
-0.24%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.25
Expense Ratio Direct
1.22
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Nikhil Rungta
16+ years Experience
Mr. Pratik Shroff
17+ years Experience

Exit load

12% of the units allotted can be redeemed without any exit load, on or before completion of 90 days; 1% on remaining units if redeemed within 90 days; Nil after 90 days.

FAQs

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