Home Mf Research Lic Mf Consumption Fund Regular Plan Growth

LIC MF Consumption Fund - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • SI
Fund info
NAV (as on 2026-09-18)
₹9.60 1.19%
AUM (Fund Size)
478.56 Cr
Expense Ratio
N/A
Exit load
Exit load of 1,200.00% if redeemed within 90 days.
Risk
Very High
AMC
LIC MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2026-09-11 ₹1,000.00 ₹1,004.38
0.44 %
Two Week 2026-09-03 ₹1,000.00 ₹988.00
-1.20 %
One Month 2026-08-19 ₹1,000.00 ₹969.92
-3.01 %
Three Months 2026-06-22 ₹3,000.00 ₹2,950.50
-1.65 %
Six Months 2026-03-23 ₹6,000.00 ₹6,101.98
1.70 %
Since Inception 2025-11-21 ₹11,000.00 ₹11,063.40
0.58 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in LIC MF Consumption Fund - Regular Plan - Growth

Consumer Durables
12.08%
Retailing
10.58%
Automobiles
8.72%
Leisure Services
7.84%
Food Products
6.27%
Healthcare Services
5.58%
Pharmaceuticals & Biotechnology
5.58%
Transport Services
4.24%
Cement & Cement Products
3.92%
Finance
3.76%
Capital Markets
3.55%
Banks
3.49%
Telecom - Services
3.43%
Beverages
3.36%
Insurance
2.85%
Cigarettes & Tobacco Products
2.66%
Financial Technology (Fintech)
2.46%
Agricultural Food & Other Products
2.05%
Chemicals & Petrochemicals
2%
Other
1.96%
IT - Services
1.84%
Diversified FMCG
1.79%

Companies Holding in LIC MF Consumption Fund - Regular Plan - Growth

Bharti Airtel Ltd.
3.43%
The Indian Hotels Company Ltd.
3.18%
InterGlobe Aviation Ltd.
3.09%
TVS Motor Company Ltd.
2.97%
Eureka Forbes Ltd.
2.71%
Eternal Ltd.
2.69%
Godfrey Phillips India Ltd.
2.66%
ITC Hotels Ltd.
2.62%
Apollo Hospitals Enterprise Ltd.
2.48%
One 97 Communications Ltd.
2.46%
Torrent Pharmaceuticals Ltd.
2.34%
Trent Ltd.
2.31%
Radico Khaitan Ltd.
2.3%
Vishal Mega Mart Ltd
2.24%
Arvind Fashions Ltd.
2.24%
Mahindra & Mahindra Ltd.
2.23%
LG Electronics India Ltd.
2.14%
JK Cement Ltd.
2.13%
Metropolis Healthcare Ltd.
2.11%
MRS Bectors Food Specialities Ltd.
2.09%
Marico Ltd.
2.05%
Leela Palaces Hotels & Resorts Ltd.
2.04%
HDFC Asset Management Company Ltd.
2.04%
Muthoot Finance Ltd.
2.02%
Pidilite Industries Ltd.
2%
Axis Bank Ltd.
1.92%
Eicher Motors Ltd.
1.92%
Titan Company Ltd.
1.86%
Metro Brands Ltd.
1.85%
Affle 3i Ltd.
1.84%
Ethos Ltd.
1.83%
Abbott India Ltd.
1.8%
Hindustan Unilever Ltd.
1.79%
Ultratech Cement Ltd.
1.79%
Bajaj Finance Ltd.
1.74%
Bikaji Foods International Ltd.
1.72%
Safari Industries India Ltd.
1.69%
Ujjivan Small Finance Bank Ltd.
1.57%
Nippon Life India Asset Management Ltd.
1.51%
Pfizer Ltd.
1.44%
ICICI Lombard General Insurance Co. Ltd.
1.43%
HDFC Life Insurance Company Ltd.
1.42%
Britannia Industries Ltd.
1.39%
Shadowfax Technologies Ltd.
1.15%
Swiggy Ltd.
1.1%
Tata Motors Passenger Vehicles Ltd.
1.08%
Orkla India Ltd.
1.07%
Allied Blenders And Distillers Ltd.
1.06%
Fortis Healthcare Ltd.
0.99%
Hyundai Motor India Ltd.
0.52%
Treps
2.61%
Net Receivables / (Payables)
-0.65%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Objective

The investment objective of the Scheme is to achieve long term capital appreciation by predominantly investing in equity and equity related instruments of companies following consumption theme. There is no assurance that the investment objective of the Scheme will be achieved.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
Nifty India Consumption
Fund managers
Sumit Bhatnagar
26 Years Experience
Nikhil Kapoor
16 Years Experience

Exit Load

Exit load of 1,200.00% if redeemed within 90 days .

FAQs

Is a Mutual Fund with a Lower NAV Better?

What Are the Charges in Mutual Fund Investments?

What Are the Tax Benefits of Mutual Funds?

Is It a Good Time to Invest in Mutual Funds?

What Is the Difference Between Dividend and Growth Plans?

Should I Invest in Infrastructure Funds?

What Are Sector-Specific Funds/Schemes?

What Happens If I Miss an SIP Payment?

How Can I Compare Different Mutual Funds?