Home Mf Research Lic Mf Dividend Yield Fund Regular Plan Growth
LIC MUTUAL FUND

LIC MF Dividend Yield Fund - Regular Plan - Growth

Equity Equity Dividend Yield
Fund House : LIC MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-20)
30.67 0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.49%
Expense Ratio (Direct)
1.45%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹997.67
-0.23 %
Two Week 2025-06-05 ₹1,000.00 ₹1,001.06
0.11 %
One Month 2025-05-21 ₹1,000.00 ₹1,016.65
1.67 %
Three Months 2025-03-24 ₹3,000.00 ₹3,140.77
4.69 %
Six Months 2024-12-23 ₹6,000.00 ₹6,364.75
6.08 %
One Year 2024-06-20 ₹12,000.00 ₹12,458.57
3.82 %
Three Year 2022-06-21 ₹36,000.00 ₹51,125.82
42.02 %
Five Year 2020-06-22 ₹60,000.00 ₹102,750.99
71.25 %
Since Inception 2018-12-21 ₹80,000.00 ₹160,212.65
100.27 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banks Equity 4.88
Garware Hi-Tech Films Ltd. Industrial Products Equity 3.89
Kotak Mahindra Bank Ltd. Banks Equity 3.59
Tata Consultancy Services Ltd. IT - Software Equity 3.39
ICICI Bank Ltd. Banks Equity 2.79
Axis Bank Ltd. Banks Equity 2.56
Bharat Electronics Ltd. Aerospace & Defense Equity 2.37
Power Finance Corporation Ltd. Finance Equity 2.23
LTIMindtree Ltd. IT - Software Equity 2.17
Bank of Baroda Banks Equity 1.96
Godfrey Phillips India Ltd. Cigarettes & Tobacco Products Equity 1.84
Techno Electric & Engineering Co. Ltd. Construction Equity 1.83
Surya Roshni Ltd. Industrial Products Equity 1.81
Saregama India Ltd. Entertainment Equity 1.80
NTPC Ltd. Power Equity 1.79
Allied Blenders And Distillers Ltd. Beverages Equity 1.78
Arvind Fashions Ltd. Retailing Equity 1.74
Grasim Industries Ltd. Cement & Cement Products Equity 1.74
Shakti Pumps (India) Ltd. Industrial Products Equity 1.69
Radico Khaitan Ltd. Beverages Equity 1.63
Avalon Technologies Ltd. Electrical Equipment Equity 1.61
SRF Ltd. Chemicals & Petrochemicals Equity 1.59
Dee Development Engineers Ltd. Industrial Manufacturing Equity 1.59
Alkem Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 1.58
Bajaj Auto Ltd. Automobiles Equity 1.54
SBI Cards & Payment Services Ltd. Finance Equity 1.53
Isgec Heavy Engineering Ltd. Construction Equity 1.52
TD Power Systems Ltd. Electrical Equipment Equity 1.49
Neuland Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 1.49
EIH Ltd. Leisure Services Equity 1.47
Maruti Suzuki India Ltd. Automobiles Equity 1.44
Shriram Finance Ltd. Finance Equity 1.43
Cholamandalam Investment & Fin Co Ltd. Finance Equity 1.43
Hindalco Industries Ltd. Non - Ferrous Metals Equity 1.41
Vinati Organics Ltd. Chemicals & Petrochemicals Equity 1.39
Mahindra & Mahindra Ltd. Automobiles Equity 1.39
Apollo Hospitals Enterprise Ltd. Healthcare Services Equity 1.34
Samvardhana Motherson International Ltd. Auto Components Equity 1.34
JK Tyre & Industries Ltd. Auto Components Equity 1.33
InterGlobe Aviation Ltd. Transport Services Equity 1.30
Gujarat Gas Ltd. Gas Equity 1.28
Tata Power Company Ltd. Power Equity 1.27
Hindustan Unilever Ltd. Diversified FMCG Equity 1.26
State Bank of India Banks Equity 1.25
Bikaji Foods International Ltd. Food Products Equity 1.22
Tata Communications Ltd. Telecom - Services Equity 1.07
Azad Engineering Ltd. Electrical Equipment Equity 1.06
Ratnamani Metals & Tubes Ltd. Industrial Products Equity 1.05
Oil India Ltd. Oil Equity 0.98
Maharashtra Seamless Ltd. Industrial Products Equity 0.97
Larsen & Toubro Ltd. Construction Equity 0.97
TARC Ltd. Realty Equity 0.89
Tata Technologies Ltd. IT - Services Equity 0.81
Mahindra & Mahindra Financial Serv Ltd. Finance Equity 0.80
Bharat Bijlee Ltd. Electrical Equipment Equity 0.78
TTK Prestige Ltd. Consumer Durables Equity 0.77
Ador Welding Ltd. Industrial Products Equity 0.76
Hindware Home Innovation Ltd. Consumer Durables Equity 0.66
The South Indian Bank Ltd. Banks Equity 0.58
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 0.54
Equitas Small Finance Bank Ltd. Banks Equity 0.53
S H Kelkar and Company Ltd. Chemicals & Petrochemicals Equity 0.48
Afcons Infrastructure Ltd. Construction Equity 0.42
MAHINDRA & MAH FIN SER RTS OFF 194 INR Finance Equity 0.03
Treps - Debt 3.02
Net Receivables / (Payables) - - -0.11
Risk Ratios
Standard Deviation
13.79
Beta
0.93
Sharpe Ratio
1.29
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Dikshit Mittal (18+ years), Mr. Karan Doshi (10.7+ years),
  • Expense ration regular : 2.49
  • Expense ration direct : 1.45
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹300.00
  • Type : equity
Exit load
Nil upto 12% of the units within 12 months; 1% thereafter

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?