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LIC MF Dividend Yield Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
31.06 -0.76%
AUM (Fund Size)
66
Expense Ratio
2.37%
Exit load
Nil, If units of the Scheme are redeemed or switched out up to 12% of the units (the limit) within 12 months from the date of allotment. 1% of the applicable NAV, If units of the scheme are redeemed or switched out in excess of the limit within 12 months from the date of allotment. Nil, If units of scheme are redeemed or switched out after 12 months from the date of allotment.
Risk
Very High
AMC
LIC MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,006.32
0.63 %
Two Week 2025-07-03 ₹1,000.00 ₹998.23
-0.18 %
One Month 2025-06-18 ₹1,000.00 ₹1,010.86
1.09 %
Three Months 2025-04-21 ₹3,000.00 ₹3,113.88
3.80 %
Six Months 2025-01-20 ₹6,000.00 ₹6,444.90
7.41 %
One Year 2024-07-18 ₹12,000.00 ₹12,535.39
4.46 %
Three Year 2022-07-19 ₹36,000.00 ₹50,761.14
41.00 %
Five Year 2020-07-20 ₹60,000.00 ₹101,944.64
69.91 %
Since Inception 2018-12-21 ₹81,000.00 ₹163,208.75
101.49 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 62%
Debt 3%
Others 0%

Sectors Holding in LIC MF Dividend Yield Fund - Regular Plan - Growth

Banks
13%
Industrial Products
6%
IT - Software
5%
Aerospace & Defense
2%
Finance
5%
Cigarettes & Tobacco Products
1%
Construction
2%
Entertainment
1%
Power
2%
Beverages
2%
Retailing
1%
Cement & Cement Products
1%
Electrical Equipment
3%
Chemicals & Petrochemicals
2%
Industrial Manufacturing
1%
Pharmaceuticals & Biotechnology
2%
Automobiles
3%
Leisure Services
1%
Non - Ferrous Metals
1%
Healthcare Services
1%
Auto Components
2%
Transport Services
1%
Gas
1%
Diversified FMCG
1%
Food Products
1%
Telecom - Services
1%
Oil
0%
Realty
0%
IT - Services
0%
Consumer Durables
0%
Other
3%

Companies Holding in LIC MF Dividend Yield Fund - Regular Plan - Growth

HDFC Bank Ltd.
4.88%
Garware Hi-Tech Films Ltd.
3.89%
Kotak Mahindra Bank Ltd.
3.59%
Tata Consultancy Services Ltd.
3.39%
ICICI Bank Ltd.
2.79%
Axis Bank Ltd.
2.56%
Bharat Electronics Ltd.
2.37%
Power Finance Corporation Ltd.
2.23%
LTIMindtree Ltd.
2.17%
Bank Of Baroda
1.96%
Godfrey Phillips India Ltd.
1.84%
Techno Electric & Engineering Co. Ltd.
1.83%
Surya Roshni Ltd.
1.81%
Saregama India Ltd.
1.80%
NTPC Ltd.
1.79%
Allied Blenders And Distillers Ltd.
1.78%
Arvind Fashions Ltd.
1.74%
Grasim Industries Ltd.
1.74%
Shakti Pumps (India) Ltd.
1.69%
Radico Khaitan Ltd.
1.63%
Avalon Technologies Ltd.
1.61%
SRF Ltd.
1.59%
Dee Development Engineers Ltd.
1.59%
Alkem Laboratories Ltd.
1.58%
Bajaj Auto Ltd.
1.54%
SBI Cards & Payment Services Ltd.
1.53%
Isgec Heavy Engineering Ltd.
1.52%
TD Power Systems Ltd.
1.49%
Neuland Laboratories Ltd.
1.49%
EIH Ltd.
1.47%
Maruti Suzuki India Ltd.
1.44%
Shriram Finance Ltd.
1.43%
Cholamandalam Investment & Fin Co Ltd.
1.43%
Hindalco Industries Ltd.
1.41%
Vinati Organics Ltd.
1.39%
Mahindra & Mahindra Ltd.
1.39%
Apollo Hospitals Enterprise Ltd.
1.34%
Samvardhana Motherson International Ltd.
1.34%
JK Tyre & Industries Ltd.
1.33%
InterGlobe Aviation Ltd.
1.30%
Gujarat Gas Ltd.
1.28%
Tata Power Company Ltd.
1.27%
Hindustan Unilever Ltd.
1.26%
State Bank Of India
1.25%
Bikaji Foods International Ltd.
1.22%
Tata Communications Ltd.
1.07%
Azad Engineering Ltd.
1.06%
Ratnamani Metals & Tubes Ltd.
1.05%
Oil India Ltd.
0.98%
Maharashtra Seamless Ltd.
0.97%
Larsen & Toubro Ltd.
0.97%
TARC Ltd.
0.89%
Tata Technologies Ltd.
0.81%
Mahindra & Mahindra Financial Serv Ltd.
0.80%
Bharat Bijlee Ltd.
0.78%
TTK Prestige Ltd.
0.77%
Ador Welding Ltd.
0.76%
Hindware Home Innovation Ltd.
0.66%
The South Indian Bank Ltd.
0.58%
Sun Pharmaceutical Industries Ltd.
0.54%
Equitas Small Finance Bank Ltd.
0.53%
S H Kelkar And Company Ltd.
0.48%
Afcons Infrastructure Ltd.
0.42%
MAHINDRA & MAH FIN SER RTS OFF 194 INR
0.03%
Treps
3.02%
Net Receivables / (Payables)
-0.11%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.37
Expense Ratio Direct
0.68
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Dikshit Mittal
18+ years Experience
Mr. Karan Doshi
10.7+ years Experience

Exit load

Nil, If units of the Scheme are redeemed or switched out up to 12% of the units (the limit) within 12 months from the date of allotment. 1% of the applicable NAV, If units of the scheme are redeemed or switched out in excess of the limit within 12 months from the date of allotment. Nil, If units of scheme are redeemed or switched out after 12 months from the date of allotment.

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