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LIC MF Equity Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
27.85 -0.29%
AUM (Fund Size)
N/A
Expense Ratio
2.00%
Exit load
1% of the applicable NAV, if redeemed or switched out in excess of 12% within 3 months; otherwise, nil after 3 months.
Risk
N/A
AMC
LIC MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,003.82
0.38 %
Two Week 2025-07-03 ₹1,000.00 ₹1,004.02
0.40 %
One Month 2025-06-18 ₹1,000.00 ₹1,007.73
0.77 %
Three Months 2025-04-21 ₹3,000.00 ₹3,061.50
2.05 %
Six Months 2025-01-20 ₹6,000.00 ₹6,285.22
4.75 %
One Year 2024-07-18 ₹12,000.00 ₹12,728.57
6.07 %
Three Year 2022-07-19 ₹36,000.00 ₹42,599.69
18.33 %
Five Year 2020-07-20 ₹60,000.00 ₹76,758.15
27.93 %
Ten Year 2015-07-21 ₹120,000.00 ₹184,277.50
53.56 %
Since Inception 2011-03-07 ₹175,000.00 ₹313,413.32
79.09 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 37%
Debt 30%
Others 1%

Sectors Holding in LIC MF Equity Savings Fund - Regular Plan - Growth

Ferrous Metals
3%
Banks
5%
IT - Software
5%
Diversified FMCG
2%
Cement & Cement Products
3%
Agricultural, Commercial & Construction Vehicles
2%
Automobiles
1%
Non - Ferrous Metals
1%
Industrial Products
2%
Pharmaceuticals & Biotechnology
1%
Construction
2%
Finance
4%
Telecom - Services
1%
Power
1%
Electrical Equipment
1%
Retailing
1%
Textiles & Apparels
1%
Petroleum Products
1%
Agricultural Food & Other Products
0%
Consumer Durables
0%
Aerospace & Defense
0%
Food Products
0%
Industrial Manufacturing
0%
Chemicals & Petrochemicals
0%
Auto Components
0%
Beverages
0%
Paper, Forest & Jute Products
0%
Other
31%

Companies Holding in LIC MF Equity Savings Fund - Regular Plan - Growth

Tata Steel Ltd.
3.70%
Bank Of Baroda
3.39%
Tata Consultancy Services Ltd.
3.37%
Hindustan Unilever Ltd.
2.61%
Infosys Ltd.
2.61%
Ultratech Cement Ltd.
2.60%
Ashok Leyland Ltd.
2.19%
Mahindra & Mahindra Ltd.
1.93%
National Aluminium Company Ltd.
1.88%
Shakti Pumps (India) Ltd.
1.66%
Sun Pharmaceutical Industries Ltd.
1.63%
Axis Bank Ltd.
1.60%
Kotak Mahindra Bank Ltd.
1.54%
NCC Ltd.
1.51%
IIFL Finance Ltd.
1.46%
Larsen & Toubro Ltd.
1.37%
Godawari Power And Ispat Ltd.
1.34%
Muthoot Finance Ltd.
1.28%
Power Finance Corporation Ltd.
1.26%
Bharti Airtel Ltd.
1.23%
JK Cement Ltd.
1.18%
REC Ltd.
1.17%
Tata Power Company Ltd.
1.10%
Bharat Bijlee Ltd.
1.06%
Trent Ltd.
1.05%
K.P.R. Mill Ltd.
1.01%
Reliance Industries Ltd.
1.00%
HDFC Bank Ltd.
0.96%
State Bank Of India
0.91%
Tata Consumer Products Ltd.
0.91%
Alkem Laboratories Ltd.
0.90%
Hero MotoCorp Ltd.
0.90%
Senco Gold Ltd.
0.88%
Maruti Suzuki India Ltd.
0.86%
Piramal Pharma Ltd.
0.82%
Aurobindo Pharma Ltd.
0.80%
Persistent Systems Ltd.
0.78%
V-Guard Industries Ltd.
0.75%
Siemens Ltd.
0.75%
Hindustan Foods Ltd.
0.72%
Sanofi Consumer Healthcare India Ltd.
0.71%
Bharat Electronics Ltd.
0.69%
Manorama Industries Ltd.
0.69%
TTK Prestige Ltd.
0.66%
KSB Ltd.
0.65%
Garware Hi-Tech Films Ltd.
0.63%
Texmaco Rail & Engineering Ltd.
0.62%
Vinati Organics Ltd.
0.57%
Mphasis Ltd.
0.53%
Bharat Heavy Electricals Ltd.
0.49%
Bharat Forge Ltd.
0.46%
VARUN BEVERAGES LIMITED
0.38%
JK Paper Ltd.
0.38%
Allied Blenders And Distillers Ltd.
0.31%
Hindustan Aeronautics Ltd.
0.25%
LIC MF LIQUID FUND-DR PLN-GR
11.49%
Treps
19.86%
Net Receivables / (Payables)
1.96%

Risk Ratios

Std. Deviation 5.55
Beta 1.07
Sharpe Ratio 0.41
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.00
Expense Ratio Direct
0.99
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
M. Sumit Bhatnagar
24+ years Experience
Mr. Pratik Shroff
17+ years Experience

Exit load

1% of the applicable NAV, if redeemed or switched out in excess of 12% within 3 months; otherwise, nil after 3 months.

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