Sign up TODAY and try all premium features FREE for a Month!
Sign Up
Home Mf Research Lic Mf Equity Savings Fund Regular Plan Growth
LIC MUTUAL FUND

LIC MF Equity Savings Fund - Regular Plan - Growth

Hybrid Hybrid Equity Saving
Fund House : LIC MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-13)
27.66 -0.16%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.00%
Expense Ratio (Direct)
0.99%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-06 ₹1,000.00 ₹999.29
-0.07 %
Two Week 2025-05-29 ₹1,000.00 ₹1,006.01
0.60 %
One Month 2025-05-14 ₹1,000.00 ₹1,013.98
1.40 %
Three Months 2025-03-17 ₹3,000.00 ₹3,143.67
4.79 %
Six Months 2024-12-16 ₹6,000.00 ₹6,335.21
5.59 %
One Year 2024-06-13 ₹12,000.00 ₹12,761.71
6.35 %
Three Year 2022-06-14 ₹36,000.00 ₹42,682.20
18.56 %
Five Year 2020-06-15 ₹60,000.00 ₹77,156.15
28.59 %
Ten Year 2015-06-16 ₹120,000.00 ₹184,149.03
53.46 %
Since Inception 2011-03-07 ₹174,000.00 ₹310,270.26
78.32 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Tata Steel Ltd. Ferrous Metals Equity 3.70
Bank of Baroda Banks Equity 3.39
Tata Consultancy Services Ltd. IT - Software Equity 3.37
Hindustan Unilever Ltd. Diversified FMCG Equity 2.61
Infosys Ltd. IT - Software Equity 2.61
Ultratech Cement Ltd. Cement & Cement Products Equity 2.60
Ashok Leyland Ltd. Agricultural, Commercial & Construction Vehicles Equity 2.19
Mahindra & Mahindra Ltd. Automobiles Equity 1.93
National Aluminium Company Ltd. Non - Ferrous Metals Equity 1.88
Shakti Pumps (India) Ltd. Industrial Products Equity 1.66
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 1.63
Axis Bank Ltd. Banks Equity 1.60
Kotak Mahindra Bank Ltd. Banks Equity 1.54
NCC Ltd. Construction Equity 1.51
IIFL Finance Ltd. Finance Equity 1.46
Larsen & Toubro Ltd. Construction Equity 1.37
Godawari Power And Ispat Ltd. Industrial Products Equity 1.34
Muthoot Finance Ltd. Finance Equity 1.28
Power Finance Corporation Ltd. Finance Equity 1.26
Bharti Airtel Ltd. Telecom - Services Equity 1.23
JK Cement Ltd. Cement & Cement Products Equity 1.18
REC Ltd. Finance Equity 1.17
Tata Power Company Ltd. Power Equity 1.10
Bharat Bijlee Ltd. Electrical Equipment Equity 1.06
Trent Ltd. Retailing Equity 1.05
K.P.R. Mill Ltd. Textiles & Apparels Equity 1.01
Reliance Industries Ltd. Petroleum Products Equity 1.00
HDFC Bank Ltd. Banks Equity 0.96
State Bank of India Banks Equity 0.91
Tata Consumer Products Ltd. Agricultural Food & other Products Equity 0.91
Alkem Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.90
Hero MotoCorp Ltd. Automobiles Equity 0.90
Senco Gold Ltd. Consumer Durables Equity 0.88
Maruti Suzuki India Ltd. Automobiles Equity 0.86
Piramal Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.82
Aurobindo Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.80
Persistent Systems Ltd. IT - Software Equity 0.78
V-Guard Industries Ltd. Consumer Durables Equity 0.75
Siemens Ltd. Electrical Equipment Equity 0.75
Hindustan Foods Ltd. Diversified FMCG Equity 0.72
Sanofi Consumer Healthcare India Ltd. Pharmaceuticals & Biotechnology Equity 0.71
Bharat Electronics Ltd. Aerospace & Defense Equity 0.69
Manorama Industries Ltd. Food Products Equity 0.69
TTK Prestige Ltd. Consumer Durables Equity 0.66
KSB Ltd. Industrial Products Equity 0.65
Garware Hi-Tech Films Ltd. Industrial Products Equity 0.63
Texmaco Rail & Engineering Ltd. Industrial Manufacturing Equity 0.62
Vinati Organics Ltd. Chemicals & Petrochemicals Equity 0.57
Mphasis Ltd. IT - Software Equity 0.53
Bharat Heavy Electricals Ltd. Electrical Equipment Equity 0.49
Bharat Forge Ltd. Auto Components Equity 0.46
VARUN BEVERAGES LIMITED Beverages Equity 0.38
JK Paper Ltd. Paper, Forest & Jute Products Equity 0.38
Allied Blenders And Distillers Ltd. Beverages Equity 0.31
Hindustan Aeronautics Ltd. Aerospace & Defense Equity 0.25
LIC MF LIQUID FUND-DR PLN-GR - Debt 11.49
Treps - Debt 19.86
Net Receivables / (Payables) - - 1.96
SIP Calculator
Risk Ratios
Standard Deviation
5.55
Beta
1.07
Sharpe Ratio
0.41
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : M. Sumit Bhatnagar (24+ years), Mr. Pratik Shroff (17+ years),
  • Expense ration regular : 2.00
  • Expense ration direct : 0.99
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : hybrid
Exit load
1% of the applicable NAV, if redeemed or switched out in excess of 12% within 3 months; otherwise, nil after 3 months.

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?