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Home Mf Research Lic Mf Low Duration Fund Regular Plan Growth
LIC MUTUAL FUND

LIC MF Low Duration Fund - Regular Plan - Growth

Debt Debt Low Duration
Fund House : LIC MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-11)
39.51 -0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.96%
Expense Ratio (Direct)
0.27%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-04 ₹1,000.00 ₹1,001.30
0.13 %
Two Week 2025-05-27 ₹1,000.00 ₹1,002.91
0.29 %
One Month 2025-05-13 ₹1,000.00 ₹1,007.19
0.72 %
Three Months 2025-03-13 ₹3,000.00 ₹3,044.16
1.47 %
Six Months 2024-12-13 ₹6,000.00 ₹6,149.33
2.49 %
One Year 2024-06-11 ₹12,000.00 ₹12,524.11
4.37 %
Three Year 2022-06-13 ₹36,000.00 ₹40,219.19
11.72 %
Five Year 2020-06-12 ₹60,000.00 ₹70,477.11
17.46 %
Ten Year 2015-06-15 ₹120,000.00 ₹163,272.46
36.06 %
Since Inception 2003-05-26 ₹269,000.00 ₹587,575.84
118.43 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.64% REC Ltd. - Debt 3.66
7.58% National Bk for Agriculture & Rural Dev. - Debt 2.56
7.64% Power Finance Corporation Ltd. - Debt 2.55
8.0% Aditya Birla Finance Ltd. - Debt 2.52
7.74% LIC Housing Finance Ltd. - Debt 2.52
8.25% GIC Housing Finance Ltd. - Debt 2.51
6.5% Power Finance Corporation Ltd. - Debt 2.49
7.8% National Bk for Agriculture & Rural Dev. - Debt 2.47
5.81% REC Ltd. - Debt 2.43
9.2% Shriram Finance Ltd. - Debt 2.41
7.32% Government of India - Debt 1.78
7.26% Government of India - Debt 1.29
7.02% Government of India - Debt 1.29
7.18% Government of India - Debt 1.28
7.44% REC Ltd. - Debt 1.28
8.0956% Aditya Birla Housing Finance Ltd. - Debt 1.25
7.97% Tata Capital Housing Finance Ltd. - Debt 1.25
Government of India - Debt 0.53
5.62% Export Import Bank of India - Debt 0.50
HDFC Bank Ltd. - Debt 0.23
ICICI Bank Ltd. - Debt 2.31
Axis Bank Ltd. - Debt 2.34
Small Industries Development Bk of India - Debt 0.70
Canara Bank - Debt 0.23
Bank of Baroda - Debt 2.30
National Bk for Agriculture & Rural Dev. - Debt 2.28
Indian Bank - Debt 1.13
AU Small Finance Bank Ltd. - Debt 1.12
Punjab National Bank - Debt 0.45
IndusInd Bank Ltd. - Debt 0.23
Time Technoplast Ltd. - Debt 0.94
Kotak Securities Ltd. - Debt 2.37
Aditya Birla Finance Ltd. - Debt 2.34
Nuvama Wealth Management Ltd. - Debt 2.29
Standard Chartered Capital Ltd. - Debt 2.24
Export Import Bank of India - Debt 1.16
NTPC Ltd. - Debt 1.13
Power Finance Corporation Ltd. - Debt 0.46
364 DAYS TBILL RED 16-10-2025 - Debt 4.66
SBI CDMDF--A2 - Debt 0.20
Treps - Debt 3.51
Net Receivables / (Payables) - - -0.02
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Rahul Singh (20+ years),
  • Expense ration regular : 0.96
  • Expense ration direct : 0.27
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹300.00
  • Type : debt
Exit load
Nil

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