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LIC MUTUAL FUND

LIC MF UNIT LINKED INSURANCE SCHEME - 15 Years Regular Contribution (Quarterly)

Others Solution Oriented Fund Of Funds
Fund House : LIC MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
37.10 0.74%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,005.00
0.50 %
Two Week 2025-06-05 ₹1,000.00 ₹999.36
-0.06 %
One Month 2025-05-21 ₹1,000.00 ₹1,009.33
0.93 %
Three Months 2025-03-24 ₹3,000.00 ₹3,114.69
3.82 %
Six Months 2024-12-23 ₹6,000.00 ₹6,343.75
5.73 %
One Year 2024-06-20 ₹12,000.00 ₹12,574.21
4.79 %
Three Year 2022-06-21 ₹36,000.00 ₹43,840.97
21.78 %
Five Year 2020-06-22 ₹60,000.00 ₹83,094.22
38.49 %
Ten Year 2015-06-23 ₹120,000.00 ₹221,177.92
84.31 %
Since Inception 2013-10-03 ₹143,000.00 ₹285,555.30
99.69 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.41% Government of India - Debt 2.26
7.43% Jamnagar Utilities & Power Pvt. Ltd. - Debt 2.15
7.02% Export Import Bank of India - Debt 1.07
7.98% State Government of Kerala - Debt 1.07
7.1% National Bk for Agriculture & Rural Dev. - Debt 1.06
7.37% Indian Railway Finance Corporation Ltd. - Debt 1.05
7.19% State Government of Tamil Nadu - Debt 0.74
8.13% Nuclear Power Corporation - Debt 0.21
Treps - Debt 3.32
Net Receivables / (Payables) - - -0.17
ICICI Bank Ltd. Banks Equity 8.34
HDFC Bank Ltd. Banks Equity 5.04
Trent Ltd. Retailing Equity 4.10
Infosys Ltd. IT - Software Equity 3.71
Divi's Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 2.58
Bharat Electronics Ltd. Aerospace & Defense Equity 2.51
KSB Ltd. Industrial Products Equity 2.50
Bajaj Finance Ltd. Finance Equity 2.46
Tata Consultancy Services Ltd. IT - Software Equity 2.39
Titan Company Ltd. Consumer Durables Equity 2.20
Axis Bank Ltd. Banks Equity 2.16
SRF Ltd. Chemicals & Petrochemicals Equity 2.12
Vinati Organics Ltd. Chemicals & Petrochemicals Equity 2.10
Bharti Airtel Ltd. Telecom - Services Equity 1.97
Avenue Supermarts Ltd. Retailing Equity 1.94
Manorama Industries Ltd. Food Products Equity 1.93
Garware Hi-Tech Films Ltd. Industrial Products Equity 1.72
Techno Electric & Engineering Co. Ltd. Construction Equity 1.52
Reliance Industries Ltd. Petroleum Products Equity 1.45
Bajaj Finserv Ltd. Finance Equity 1.43
Kotak Mahindra Bank Ltd. Banks Equity 1.34
Alkem Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 1.33
Tata Consumer Products Ltd. Agricultural Food & other Products Equity 1.31
Maruti Suzuki India Ltd. Automobiles Equity 1.27
Pidilite Industries Ltd. Chemicals & Petrochemicals Equity 1.26
Godfrey Phillips India Ltd. Cigarettes & Tobacco Products Equity 1.21
Carborundum Universal Ltd. Industrial Products Equity 1.16
Transport Corporation Of India Ltd. Transport Services Equity 1.12
Coforge Ltd. IT - Software Equity 1.04
Hindustan Unilever Ltd. Diversified FMCG Equity 1.04
State Bank of India Banks Equity 1.04
SBI Cards & Payment Services Ltd. Finance Equity 1.00
Navin Fluorine International Ltd. Chemicals & Petrochemicals Equity 0.95
Bikaji Foods International Ltd. Food Products Equity 0.87
Creditaccess Grameen Ltd. Finance Equity 0.76
The Federal Bank Ltd. Banks Equity 0.72
SKF India Ltd. Industrial Products Equity 0.70
Arvind Fashions Ltd. Retailing Equity 0.70
Artemis Medicare Services Ltd. Healthcare Services Equity 0.51
Shakti Pumps (India) Ltd. Industrial Products Equity 0.41
Bajaj Electricals Ltd. Consumer Durables Equity 0.37
Torrent Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology Equity 0.35
Schneider Electric Infrastructure Ltd. Electrical Equipment Equity 0.27
Bharat Bijlee Ltd. Electrical Equipment Equity 0.24
7.18% Government of India - Debt 5.53
7.63% State Government of Maharashtra - Debt 3.34
7.79% Power Finance Corporation Ltd. - Debt 3.19
ICICI Bank Ltd. Banks Equity 8.34
HDFC Bank Ltd. Banks Equity 5.04
Trent Ltd. Retailing Equity 4.10
Infosys Ltd. IT - Software Equity 3.71
Divi's Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 2.58
Bharat Electronics Ltd. Aerospace & Defense Equity 2.51
KSB Ltd. Industrial Products Equity 2.50
Bajaj Finance Ltd. Finance Equity 2.46
Tata Consultancy Services Ltd. IT - Software Equity 2.39
Titan Company Ltd. Consumer Durables Equity 2.20
Axis Bank Ltd. Banks Equity 2.16
SRF Ltd. Chemicals & Petrochemicals Equity 2.12
Vinati Organics Ltd. Chemicals & Petrochemicals Equity 2.10
Bharti Airtel Ltd. Telecom - Services Equity 1.97
Avenue Supermarts Ltd. Retailing Equity 1.94
Manorama Industries Ltd. Food Products Equity 1.93
Garware Hi-Tech Films Ltd. Industrial Products Equity 1.72
Techno Electric & Engineering Co. Ltd. Construction Equity 1.52
Reliance Industries Ltd. Petroleum Products Equity 1.45
Bajaj Finserv Ltd. Finance Equity 1.43
Kotak Mahindra Bank Ltd. Banks Equity 1.34
Alkem Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 1.33
Tata Consumer Products Ltd. Agricultural Food & other Products Equity 1.31
Maruti Suzuki India Ltd. Automobiles Equity 1.27
Pidilite Industries Ltd. Chemicals & Petrochemicals Equity 1.26
Godfrey Phillips India Ltd. Cigarettes & Tobacco Products Equity 1.21
Carborundum Universal Ltd. Industrial Products Equity 1.16
Transport Corporation Of India Ltd. Transport Services Equity 1.12
Coforge Ltd. IT - Software Equity 1.04
Hindustan Unilever Ltd. Diversified FMCG Equity 1.04
State Bank of India Banks Equity 1.04
SBI Cards & Payment Services Ltd. Finance Equity 1.00
Navin Fluorine International Ltd. Chemicals & Petrochemicals Equity 0.95
Bikaji Foods International Ltd. Food Products Equity 0.87
Creditaccess Grameen Ltd. Finance Equity 0.76
The Federal Bank Ltd. Banks Equity 0.72
SKF India Ltd. Industrial Products Equity 0.70
Arvind Fashions Ltd. Retailing Equity 0.70
Artemis Medicare Services Ltd. Healthcare Services Equity 0.51
Shakti Pumps (India) Ltd. Industrial Products Equity 0.41
Bajaj Electricals Ltd. Consumer Durables Equity 0.37
Torrent Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology Equity 0.35
Schneider Electric Infrastructure Ltd. Electrical Equipment Equity 0.27
Bharat Bijlee Ltd. Electrical Equipment Equity 0.24
7.18% Government of India - Debt 5.53
7.63% State Government of Maharashtra - Debt 3.34
7.79% Power Finance Corporation Ltd. - Debt 3.19
7.41% Government of India - Debt 2.26
7.43% Jamnagar Utilities & Power Pvt. Ltd. - Debt 2.15
7.02% Export Import Bank of India - Debt 1.07
7.98% State Government of Kerala - Debt 1.07
7.1% National Bk for Agriculture & Rural Dev. - Debt 1.06
7.37% Indian Railway Finance Corporation Ltd. - Debt 1.05
7.19% State Government of Tamil Nadu - Debt 0.74
8.13% Nuclear Power Corporation - Debt 0.21
Treps - Debt 3.32
Net Receivables / (Payables) - - -0.17
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : -
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : others

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