Home Mf Research Mirae Asset Banking And Psu Fund Regular Plan

Mirae Asset Banking and PSU Fund - Regular Plan

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  • 1M
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  • 6M
  • 1Y
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  • SI
Fund info
NAV (as on 2025-07-17)
13.05 0.06%
AUM (Fund Size)
29
Expense Ratio
0.81%
Exit load
NIL
Risk
Moderate
AMC
Mirae Asset Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹1,001.04
0.10 %
Two Week 2025-07-02 ₹1,000.00 ₹1,002.23
0.22 %
One Month 2025-06-17 ₹1,000.00 ₹1,004.06
0.41 %
Three Months 2025-04-21 ₹3,000.00 ₹3,023.00
0.77 %
Six Months 2025-01-20 ₹6,000.00 ₹6,148.35
2.47 %
One Year 2024-07-18 ₹12,000.00 ₹12,584.93
4.87 %
Three Year 2022-07-18 ₹36,000.00 ₹40,638.52
12.88 %
Since Inception 2020-07-24 ₹61,000.00 ₹72,013.64
18.06 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 0%
Others 0%

Sectors Holding in Mirae Asset Banking and PSU Fund - Regular Plan

Other
0%

Companies Holding in Mirae Asset Banking and PSU Fund - Regular Plan

7.40% Export-Import Bank Of India (MD 14/03/2029)
0.08%
6.85% Mahanagar Telephone Nigam Ltd. (MD 20/12/2030)
0.06%
7.57% Indian Railway Finance Corporation Ltd. (MD 18/04/2029)
0.04%
7.49% Small Industries Development Bank Of India (MD 11/06/2029)
0.04%
6.24% State Bank Of India( Tier II Bond Under Basel III ) (MD 20/09/2030)
0.04%
6.44% HDFC Bank Ltd. (MD 27/09/2028)
0.04%
7.80% National Bank For Agriculture And Rural Development (MD 15/03/2027)
0.04%
7.62% National Bank For Agriculture And Rural Development (MD 10/05/2029)
0.03%
7.77% REC Ltd. (MD 31/03/2028)
0.03%
7.47% Small Industries Development Bank Of India (MD 05/09/2029)
0.03%
7.56% REC Ltd. (MD 31/08/2027)
0.03%
7.12% Housing And Urban Development Corporation Ltd. (MD 26/12/2034)
0.03%
7.13% Power Finance Corporation Ltd. (MD 15/07/2026)
0.03%
7.85% Power Finance Corporation Ltd. (MD 03/04/2028)
0.02%
7.44% Power Finance Corporation Ltd. (MD 15/01/2030)
0.02%
7.35% Export-Import Bank Of India (MD 27/07/2028)
0.02%
7.70% National Bank For Agriculture And Rural Development (MD 30/09/2027)
0.02%
7.59% National Housing Bank (MD 14/07/2027)
0.02%
7.56% India Infrastructure Finance Company Ltd. (MD 20/03/2028)
0.02%
7.70% REC Ltd. (MD 31/08/2026)
0.02%
7.23% Small Industries Development Bank Of India (MD 09/03/2026)
0.02%
6.65% Indian Railway Finance Corporation Ltd. (MD 20/05/2030)
0.02%
7.59% National Housing Bank (MD 08/09/2027)
0.01%
6.79% Government Of India (MD 07/10/2034)
0.13%
7.34% Government Of India (MD 22/04/2064)
0.06%
7.13% State Government Of Karnataka (MD 20/08/2034)
0.02%
Corporate Debt Market Development Fund - Class A2
0.01%
TREPS
0.01%
Net Receivables / (Payables)
0.03%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.81
Expense Ratio Direct
0.35
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

NIL

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