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Home Mf Research Mirae Asset Banking And Psu Fund Regular Plan
Mirae Asset Mutual Fund

Mirae Asset Banking and PSU Fund - Regular Plan

Equity Equity Sectoral Thematic
Fund House : Mirae Asset Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2025-06-18)
13.00 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹1,000.24
0.02 %
Two Week 2025-06-03 ₹1,000.00 ₹998.03
-0.20 %
One Month 2025-05-19 ₹1,000.00 ₹1,001.70
0.17 %
Three Months 2025-03-20 ₹3,000.00 ₹3,044.04
1.47 %
Six Months 2024-12-20 ₹6,000.00 ₹6,174.87
2.91 %
One Year 2024-06-18 ₹12,000.00 ₹12,624.80
5.21 %
Three Year 2022-06-20 ₹36,000.00 ₹40,707.55
13.08 %
Since Inception 2020-07-24 ₹60,000.00 ₹70,733.62
17.89 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.40% Export-Import Bank of India (MD 14/03/2029) - Debt 0.08
6.85% Mahanagar Telephone Nigam Ltd. (MD 20/12/2030) - Debt 0.06
7.57% Indian Railway Finance Corporation Ltd. (MD 18/04/2029) - Debt 0.04
7.49% Small Industries Development Bank of India (MD 11/06/2029) - Debt 0.04
6.24% State Bank of India( Tier II Bond under Basel III ) (MD 20/09/2030) - Debt 0.04
6.44% HDFC Bank Ltd. (MD 27/09/2028) - Debt 0.04
7.80% National Bank for Agriculture and Rural Development (MD 15/03/2027) - Debt 0.04
7.62% National Bank for Agriculture and Rural Development (MD 10/05/2029) - Debt 0.03
7.77% REC Ltd. (MD 31/03/2028) - Debt 0.03
7.47% Small Industries Development Bank of India (MD 05/09/2029) - Debt 0.03
7.56% REC Ltd. (MD 31/08/2027) - Debt 0.03
7.12% Housing and Urban Development Corporation Ltd. (MD 26/12/2034) - Debt 0.03
7.13% Power Finance Corporation Ltd. (MD 15/07/2026) - Debt 0.03
7.85% Power Finance Corporation Ltd. (MD 03/04/2028) - Debt 0.02
7.44% Power Finance Corporation Ltd. (MD 15/01/2030) - Debt 0.02
7.35% Export-Import Bank of India (MD 27/07/2028) - Debt 0.02
7.70% National Bank for Agriculture and Rural Development (MD 30/09/2027) - Debt 0.02
7.59% National Housing Bank (MD 14/07/2027) - Debt 0.02
7.56% India Infrastructure Finance Company Ltd. (MD 20/03/2028) - Debt 0.02
7.70% REC Ltd. (MD 31/08/2026) - Debt 0.02
7.23% Small Industries Development Bank of India (MD 09/03/2026) - Debt 0.02
6.65% Indian Railway Finance Corporation Ltd. (MD 20/05/2030) - Debt 0.02
7.59% National Housing Bank (MD 08/09/2027) - Debt 0.01
6.79% Government of India (MD 07/10/2034) - Debt 0.13
7.34% Government of India (MD 22/04/2064) - Debt 0.06
7.13% State Government of Karnataka (MD 20/08/2034) - Debt 0.02
Corporate Debt Market Development Fund - Class A2 - Debt 0.01
TREPS - Debt 0.01
Net Receivables / (Payables) - - 0.03
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : -
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : equity

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