Home Mf Research Mirae Asset Low Duration Fund Regular Plan
Mirae Asset Mutual Fund

Mirae Asset Low Duration Fund - Regular Plan

Debt Debt Low Duration
Fund House : Mirae Asset Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-23)
2,260.45 0.04%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.85%
Expense Ratio (Direct)
0.24%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-16 ₹1,000.00 ₹1,001.16
0.12 %
Two Week 2025-06-09 ₹1,000.00 ₹1,000.47
0.05 %
One Month 2025-05-26 ₹1,000.00 ₹1,005.16
0.52 %
Three Months 2025-03-25 ₹3,000.00 ₹3,040.87
1.36 %
Six Months 2024-12-26 ₹6,000.00 ₹6,146.48
2.44 %
One Year 2024-06-24 ₹12,000.00 ₹12,528.75
4.41 %
Three Year 2022-06-24 ₹36,000.00 ₹40,339.97
12.06 %
Five Year 2020-06-24 ₹60,000.00 ₹70,693.54
17.82 %
Ten Year 2015-06-26 ₹120,000.00 ₹163,709.77
36.42 %
Since Inception 2008-03-05 ₹211,000.00 ₹356,710.31
69.06 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.40% National Bank for Agriculture and Rural Development (MD 30/01/2026) - Debt 0.04
7.51% REC Ltd. (MD 31/07/2026) - Debt 0.03
8.90% Bharti Telecom Ltd. (MD 04/12/2025) - Debt 0.03
6.35% Power Finance Corporation Ltd. (MD 30/06/2025) - Debt 0.02
7.74% LIC Housing Finance Ltd. (MD 22/10/2027) - Debt 0.02
7.43% Small Industries Development Bank of India (MD 31/08/2026) - Debt 0.02
7.59% Small Industries Development Bank of India (MD 10/02/2026) - Debt 0.02
7.59% National Housing Bank (MD 08/09/2027) - Debt 0.02
7.11% Small Industries Development Bank of India (MD 27/02/2026) - Debt 0.02
8.10% Bajaj Finance Ltd. (MD 08/01/2027) - Debt 0.02
7.84% HDB Financial Services Ltd. (MD 14/07/2026) - Debt 0.01
6.65% Indian Railway Finance Corporation Ltd. (MD 20/05/2030) - Debt 0.01
7.49% National Bank for Agriculture and Rural Development (MD 15/10/2026) - Debt 0.01
7.80% National Bank for Agriculture and Rural Development (MD 15/03/2027) - Debt 0.01
9.05% HDFC Bank Ltd. (MD 16/10/2028) - Debt 0.01
7.13% Power Finance Corporation Ltd. (MD 15/07/2026) - Debt 0.01
7.70% Bajaj Housing Finance Ltd. (MD 21/05/2027) - Debt 0.01
7.69% LIC Housing Finance Ltd. (MD 11/12/2026) - Debt 0.01
7.44% Small Industries Development Bank of India (MD 04/09/2026) - Debt 0.01
7.14% Bajaj Housing Finance Ltd. (MD 26/02/2027) - Debt 0.01
7.77% Embassy Office Parks Reit (MD 05/06/2025) - Debt 0.01
8.02% Mindspace Busi Parks Reit (MD 13/04/2026) - Debt 0.01
8.90% Muthoot Finance Ltd. (MD 07/10/2027) - Debt 0.01
8.14% LIC Housing Finance Ltd. (MD 25/03/2026) - Debt 0.01
7.23% Small Industries Development Bank of India (MD 09/03/2026) - Debt 0.01
8.42% Godrej Industries Ltd. (MD 27/12/2027) - Debt 0.01
7.35% Export-Import Bank of India (MD 27/07/2028) - Debt 0.01
7.77% Power Finance Corporation Ltd. (MD 15/07/2026) - Debt 0.01
8.52% Muthoot Finance Ltd. (MD 07/04/2028) - Debt 0.01
7.65% HDB Financial Services Ltd. (MD 05/05/2028) - Debt 0.01
5.78% LIC Housing Finance Ltd. (MD 11/09/2025) - Debt 0.01
7.85% Power Finance Corporation Ltd. (MD 03/04/2028) - Debt 0.01
7.77% REC Ltd. (MD 31/03/2028) - Debt 0.01
7.56% India Infrastructure Finance Company Ltd. (MD 20/03/2028) - Debt 0.01
7.56% REC Ltd. (MD 31/08/2027) - Debt 0.01
7.71% REC Ltd. (MD 26/02/2027) - Debt 0.01
7.70% REC Ltd. (MD 31/08/2026) - Debt 0.01
9.95% Indostar Capital Finance Ltd. (MD 26/06/2026) - Debt 0.01
9.95% Indostar Capital Finance Ltd. (MD 27/05/2026) - Debt 0.01
9.50% Motilal Oswal Finvest Ltd. (MD 12/09/2025) - Debt 0.01
5.62% Export-Import Bank of India (MD 20/06/2025) - Debt 0.01
7.64% Power Finance Corporation Ltd. (MD 25/08/2026) - Debt 0.00
7.58% National Bank for Agriculture and Rural Development (MD 31/07/2026) - Debt 0.00
7.92% Bajaj Housing Finance Ltd. (MD 16/03/2026) - Debt 0.00
7.15% Power Finance Corporation Ltd. (MD 08/09/2025) - Debt 0.00
7.75% Muthoot Finance Ltd. (MD 30/09/2025) - Debt 0.00
7.48% Kotak Mahindra Prime Ltd. (MD 20/08/2026) - Debt 0.00
7.50% National Bank for Agriculture and Rural Development (MD 31/08/2026) - Debt 0.00
7.59% REC Ltd. (MD 31/05/2027) - Debt 0.00
8.45% HDFC Bank Ltd. (MD 18/05/2026) - Debt 0.00
6.99% Government of India (MD 17/04/2026) - Debt 0.01
7.37% Government of India (MD 23/10/2028) - Debt 0.00
7.75% State Government of Karnataka (MD 01/03/2027) - Debt 0.00
Godrej Consumer Products Ltd. (MD 23/06/2025) - Debt 0.03
Muthoot Finance Ltd. (MD 10/06/2025) - Debt 0.01
Export-Import Bank of India (MD 24/10/2025) - Debt 0.01
Angel One Ltd. (MD 19/09/2025) - Debt 0.01
Birla Group Holding Pvt. Ltd. (MD 06/02/2026) - Debt 0.01
Motilal Oswal Financial Services Ltd. (MD 06/02/2026) - Debt 0.01
Embassy Office Parks Reit (MD 20/03/2026) - Debt 0.01
Birla Group Holding Pvt. Ltd. (MD 22/05/2026) - Debt 0.01
Credila Financial Services Ltd. (MD 17/11/2025) - Debt 0.01
LIC Housing Finance Ltd. (MD 19/09/2025) - Debt 0.01
Cholamandalam Investment & Finance Co. Ltd. (MD 26/05/2026) - Debt 0.00
HDFC Bank Ltd. (MD 04/12/2025) - Debt 0.03
Union Bank of India (MD 10/01/2026) - Debt 0.03
National Bank for Agriculture and Rural Development (MD 22/01/2026) - Debt 0.02
Kotak Mahindra Bank Ltd. (MD 15/01/2026) - Debt 0.02
Axis Bank Ltd. (MD 12/11/2025) - Debt 0.01
Canara Bank (MD 05/12/2025) - Debt 0.01
HDFC Bank Ltd. (MD 25/02/2026) - Debt 0.01
Small Industries Development Bank of India (MD 27/02/2026) - Debt 0.01
Punjab National Bank (MD 18/03/2026) - Debt 0.01
Canara Bank (MD 18/12/2025) - Debt 0.01
Canara Bank (MD 26/12/2025) - Debt 0.01
Bank of Baroda (MD 13/10/2025) - Debt 0.01
364 Days Treasury Bills (MD 26/03/2026) - Debt 0.05
364 Days Treasury Bills (MD 23/10/2025) - Debt 0.04
182 Days Treasury Bills (MD 29/08/2025) - Debt 0.01
Corporate Debt Market Development Fund - Class A2 - Debt 0.00
TREPS - Debt 0.01
Net Receivables / (Payables) - - 0.02
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Basant Bafna (),
  • Expense ration regular : 0.85
  • Expense ration direct : 0.24
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : debt
Exit load
NIL

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