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Home Mf Research Nippon India Banking Financial Services Fund Institutional Plan Growth
NIPPON INDIA MUTUAL FUND

NIPPON INDIA BANKING & FINANCIAL SERVICES FUND - INSTITUTIONAL PLAN - GROWTH

Equity Equity Sectoral Thematic
Fund House : NIPPON INDIA MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2012-03-22)
8.54 -2.87%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.89%
Expense Ratio (Direct)
1.09%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2012-03-15 ₹1,000.00 ₹965.19
-3.48 %
Two Week 2012-03-07 ₹1,000.00 ₹1,008.67
0.87 %
One Month 2012-02-21 ₹1,000.00 ₹913.32
-8.67 %
Three Months 2011-12-23 ₹3,000.00 ₹3,225.55
7.52 %
Six Months 2011-09-26 ₹6,000.00 ₹6,521.78
8.70 %
One Year 2011-03-23 ₹12,000.00 ₹12,328.85
2.74 %
Three Year 2009-03-23 ₹36,000.00 ₹23,354.25
-35.13 %
Since Inception 2008-09-22 ₹43,000.00 ₹25,699.18
-40.23 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banks Equity 20.48
ICICI Bank Limited Banks Equity 16.01
Axis Bank Limited Banks Equity 8.62
State Bank of India Banks Equity 5.23
Kotak Mahindra Bank Limited Banks Equity 5.01
The Federal Bank Limited Banks Equity 4.21
IndusInd Bank Limited Banks Equity 3.40
Equitas Small Finance Bank Limited Banks Equity 2.21
Canara Bank Banks Equity 1.64
UTI Asset Management Company Limited Capital Markets Equity 1.93
KFin Technologies Limited Capital Markets Equity 1.09
Angel One Limited Capital Markets Equity 1.06
Multi Commodity Exchange of India Limited Capital Markets Equity 1.01
SBI Cards and Payment Services Limited Finance Equity 2.83
Cholamandalam Financial Holdings Limited Finance Equity 2.81
Bajaj Finance Limited Finance Equity 2.05
LIC Housing Finance Limited Finance Equity 2.00
Power Finance Corporation Limited Finance Equity 1.94
Bajaj Finserv Limited Finance Equity 1.80
CreditAccess Grameen Limited Finance Equity 1.76
SBI Life Insurance Company Limited Insurance Equity 3.56
ICICI Prudential Life Insurance Company Limited Insurance Equity 2.75
Max Financial Services Limited Insurance Equity 2.15
ICICI Lombard General Insurance Company Limited Insurance Equity 1.21
Equity Less Than 1% of Corpus Misc Equity 1.20
Cash and Other Receivables Misc Cash 2.05
Risk Ratios
Standard Deviation
15.22
Beta
0.84
Sharpe Ratio
0.79
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Vinay Sharma (more than 20 years), Bhavik Dave (more than 12 years),
  • Expense ration regular : 1.89
  • Expense ration direct : 1.09
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹50,000,000.00
  • Type : equity
Exit load
1% if redeemed or switched out on or before completion of 1 month, Nil thereafter

FAQs

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