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NIPPON INDIA LOW DURATION FUND - RETAIL PLAN - GROWTH

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Fund info
NAV (as on 2025-07-18)
3,575.45 0.01%
AUM (Fund Size)
N/A
Expense Ratio
0.95%
Exit load
Nil
Risk
N/A
AMC
NIPPON INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.12
0.11 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.24
0.22 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.64
0.56 %
Three Months 2025-04-21 ₹3,000.00 ₹3,034.76
1.16 %
Six Months 2025-01-20 ₹6,000.00 ₹6,141.36
2.36 %
One Year 2024-07-18 ₹12,000.00 ₹12,525.56
4.38 %
Three Year 2022-07-19 ₹36,000.00 ₹40,298.12
11.94 %
Five Year 2020-07-20 ₹60,000.00 ₹70,832.44
18.05 %
Ten Year 2015-07-21 ₹120,000.00 ₹166,293.85
38.58 %
Since Inception 2007-03-20 ₹224,000.00 ₹438,837.79
95.91 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in NIPPON INDIA LOW DURATION FUND - RETAIL PLAN - GROWTH

Banking
22%
Corporate Bond
39%
Government
10%
ABS
7%
Cash
5%

Companies Holding in NIPPON INDIA LOW DURATION FUND - RETAIL PLAN - GROWTH

Punjab National Bank
6.92%
Axis Bank Limited
4.68%
HDFC Bank Limited
4.24%
Canara Bank
4.20%
Union Bank Of India
2.67%
ICICI Bank Limited
1.57%
IndusInd Bank Limited
1.53%
Bank Of Baroda
0.79%
Small Industries Dev Bank Of India
0.78%
National Bank For Agriculture And Rural Development
0.08%
National Bank For Agriculture And Rural Development
6.64%
Power Finance Corporation Limited
6.37%
Small Industries Dev Bank Of India
5.69%
REC Limited
3.30%
PNB Housing Finance Limited
2.90%
Highways Infrastructure Trust (KKR GROUP)
2.76%
ICICI Home Finance Company Limited
2.01%
India Grid Trust InvIT Fund
2.00%
HDB Financial Services Limited
2.00%
Embassy Office Parks REIT
1.61%
SMFG India Home Finance Company Limited
1.61%
Shriram Finance Limited
1.61%
Muthoot Finance Limited
1.61%
Bharti Telecom Limited
1.21%
Bajaj Housing Finance Limited
1.21%
360 One Prime Limited
1.20%
Bahadur Chand Investments Pvt Limited
1.19%
Kotak Mahindra Investments Limited
1.12%
Can Fin Homes Limited
0.80%
Manappuram Finance Limited
0.61%
Floating Rate Note
0.81%
Government Bond
0.90%
State Government Bond
0.60%
Treasury Bill
10.56%
PTC
6.51%
Sansar Trust
1.59%
Liquid Gold Series
0.28%
Corporate Debt Market Development Fund
0.26%
Cash & Other Receivables
5.29%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.95
Expense Ratio Direct
0.37
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Anju Chhajer
more than 28 years Experience
Vivek Sharma
more than 18 years Experience

Exit load

Nil

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