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Home Mf Research Nippon India Low Duration Fund Retail Plan Growth
NIPPON INDIA MUTUAL FUND

NIPPON INDIA LOW DURATION FUND - RETAIL PLAN - GROWTH

Debt Debt Low Duration
Fund House : NIPPON INDIA MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-18)
3,555.40 0.04%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.95%
Expense Ratio (Direct)
0.37%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹1,000.60
0.06 %
Two Week 2025-06-03 ₹1,000.00 ₹1,002.82
0.28 %
One Month 2025-05-19 ₹1,000.00 ₹1,006.05
0.60 %
Three Months 2025-03-20 ₹3,000.00 ₹3,043.14
1.44 %
Six Months 2024-12-20 ₹6,000.00 ₹6,149.17
2.49 %
One Year 2024-06-18 ₹12,000.00 ₹12,532.55
4.44 %
Three Year 2022-06-20 ₹36,000.00 ₹40,284.01
11.90 %
Five Year 2020-06-19 ₹60,000.00 ₹70,770.91
17.95 %
Ten Year 2015-06-22 ₹120,000.00 ₹166,174.60
38.48 %
Since Inception 2007-03-20 ₹223,000.00 ₹435,382.01
95.24 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Punjab National Bank Banking Certificate Of Deposit 6.92
Axis Bank Limited Banking Certificate Of Deposit 4.68
HDFC Bank Limited Banking Certificate Of Deposit 4.24
Canara Bank Banking Certificate Of Deposit 4.20
Union Bank of India Banking Certificate Of Deposit 2.67
ICICI Bank Limited Banking Certificate Of Deposit 1.57
IndusInd Bank Limited Banking Certificate Of Deposit 1.53
Bank of Baroda Banking Certificate Of Deposit 0.79
Small Industries Dev Bank of India Banking Certificate Of Deposit 0.78
National Bank For Agriculture and Rural Development Banking Certificate Of Deposit 0.08
National Bank For Agriculture and Rural Development Corporate Bond Corporate Bond 6.64
Power Finance Corporation Limited Corporate Bond Corporate Bond 6.37
Small Industries Dev Bank of India Corporate Bond Corporate Bond 5.69
REC Limited Corporate Bond Corporate Bond 3.30
PNB Housing Finance Limited Corporate Bond Corporate Bond 2.90
Highways Infrastructure Trust (KKR GROUP) Corporate Bond Corporate Bond 2.76
ICICI Home Finance Company Limited Corporate Bond Corporate Bond 2.01
India Grid Trust InvIT Fund Corporate Bond Corporate Bond 2.00
HDB Financial Services Limited Corporate Bond Corporate Bond 2.00
Embassy Office Parks REIT Corporate Bond Corporate Bond 1.61
SMFG India Home Finance Company Limited Corporate Bond Corporate Bond 1.61
Shriram Finance Limited Corporate Bond Corporate Bond 1.61
Muthoot Finance Limited Corporate Bond Corporate Bond 1.61
Bharti Telecom Limited Corporate Bond Corporate Bond 1.21
Bajaj Housing Finance Limited Corporate Bond Corporate Bond 1.21
360 One Prime Limited Corporate Bond Corporate Bond 1.20
Bahadur Chand Investments Pvt Limited Corporate Bond Corporate Bond 1.19
Kotak Mahindra Investments Limited Corporate Bond Corporate Bond 1.12
Can Fin Homes Limited Corporate Bond Corporate Bond 0.80
Manappuram Finance Limited Corporate Bond Corporate Bond 0.61
Floating Rate Note Corporate Bond Corporate Bond 0.81
Government Bond Government Government Bond 0.90
State Government Bond Government State Government Bond 0.60
Treasury Bill Government Treasury Bill 10.56
PTC ABS PTC 6.51
Sansar Trust ABS PTC 1.59
Liquid Gold Series ABS PTC 0.28
Corporate Debt Market Development Fund Corporate Bond Corporate Debt Market Development Fund 0.26
Cash & Other Receivables Cash Cash 5.29
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Anju Chhajer (more than 28 years), Vivek Sharma (more than 18 years),
  • Expense ration regular : 0.95
  • Expense ration direct : 0.37
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
Nil

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