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Home Mf Research Nippon India Retirement Fund Wealth Creation Scheme Growth
NIPPON INDIA MUTUAL FUND

NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - GROWTH

Solution Oriented Solution Oriented Retirement
Fund House : NIPPON INDIA MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-23)
28.24 -0.15%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.91%
Expense Ratio (Direct)
0.94%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-16 ₹1,000.00 ₹996.07
-0.39 %
Two Week 2025-06-09 ₹1,000.00 ₹982.07
-1.79 %
One Month 2025-05-26 ₹1,000.00 ₹996.49
-0.35 %
Three Months 2025-03-25 ₹3,000.00 ₹3,069.83
2.33 %
Six Months 2024-12-26 ₹6,000.00 ₹6,258.96
4.32 %
One Year 2024-06-24 ₹12,000.00 ₹12,055.88
0.47 %
Three Year 2022-06-24 ₹36,000.00 ₹46,561.61
29.34 %
Five Year 2020-06-24 ₹60,000.00 ₹93,455.84
55.76 %
Ten Year 2015-06-26 ₹120,000.00 ₹241,768.65
101.47 %
Since Inception 2015-02-11 ₹127,000.00 ₹256,889.54
102.28 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Hindustan Aeronautics Limited Aerospace & Defense Equity 1.11
Mishra Dhatu Nigam Limited Aerospace & Defense Equity 1.07
Samvardhana Motherson International Limited Auto Components Equity 2.29
Bosch Limited Auto Components Equity 1.74
Sona BLW Precision Forgings Limited Auto Components Equity 1.16
Bharat Forge Limited Auto Components Equity 1.00
ICICI Bank Limited Banks Equity 7.22
HDFC Bank Limited Banks Equity 6.58
Axis Bank Limited Banks Equity 3.66
State Bank of India Banks Equity 2.81
The Federal Bank Limited Banks Equity 1.28
United Breweries Limited Beverages Equity 1.31
BSE Limited Capital Markets Equity 1.17
UltraTech Cement Limited Cement & Cement Products Equity 1.40
Birla Corporation Limited Cement & Cement Products Equity 1.08
Larsen & Toubro Limited Construction Equity 3.47
Dixon Technologies (India) Limited Consumer Durables Equity 1.53
Voltas Limited Consumer Durables Equity 1.33
Titan Company Limited Consumer Durables Equity 1.02
Hindustan Unilever Limited Diversified FMCG Equity 1.86
Bajaj Finance Limited Finance Equity 1.93
Power Finance Corporation Limited Finance Equity 1.35
Affle (India) Limited IT - Services Equity 1.62
Tata Consultancy Services Limited IT - Software Equity 4.03
Infosys Limited IT - Software Equity 3.06
LTIMindtree Limited IT - Software Equity 1.94
Kaynes Technology India Limited Industrial Manufacturing Equity 2.67
Cyient Dlm Ltd Industrial Manufacturing Equity 1.69
Praj Industries Limited Industrial Manufacturing Equity 1.32
Cummins India Limited Industrial Products Equity 1.74
Carborundum Universal Limited Industrial Products Equity 1.13
ICICI Lombard General Insurance Company Limited Insurance Equity 1.75
SBI Life Insurance Company Limited Insurance Equity 1.01
EIH Limited Leisure Services Equity 1.42
Hindalco Industries Limited Non - Ferrous Metals Equity 1.51
Reliance Industries Limited Petroleum Products Equity 6.12
Gland Pharma Limited Pharmaceuticals & Biotechnology Equity 1.70
NTPC Limited Power Equity 2.39
NLC India Limited Power Equity 1.08
Brigade Enterprises Limited Realty Equity 1.83
Zomato Limited Retailing Equity 1.81
Indus Towers Limited Telecom - Services Equity 1.35
Cash & Other Receivables Unknown Unknown 1.16
Risk Ratios
Standard Deviation
13.31
Beta
0.96
Sharpe Ratio
1.02
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Ashutosh Bhargava (19 years), Pranay Sinha (18 years),
  • Expense ration regular : 1.91
  • Expense ration direct : 0.94
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : solution_oriented
Exit load
Nil

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