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NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - GROWTH

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Fund info
NAV (as on 2025-07-18)
28.83 -0.61%
AUM (Fund Size)
N/A
Expense Ratio
1.91%
Exit load
Nil
Risk
N/A
AMC
NIPPON INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹999.90
-0.01 %
Two Week 2025-07-03 ₹1,000.00 ₹997.65
-0.24 %
One Month 2025-06-18 ₹1,000.00 ₹1,024.11
2.41 %
Three Months 2025-04-21 ₹3,000.00 ₹3,089.12
2.97 %
Six Months 2025-01-20 ₹6,000.00 ₹6,345.80
5.76 %
One Year 2024-07-18 ₹12,000.00 ₹12,325.45
2.71 %
Three Year 2022-07-19 ₹36,000.00 ₹46,764.29
29.90 %
Five Year 2020-07-20 ₹60,000.00 ₹93,453.14
55.76 %
Ten Year 2015-07-21 ₹120,000.00 ₹244,842.79
104.04 %
Since Inception 2015-02-11 ₹128,000.00 ₹263,188.76
105.62 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - GROWTH

Aerospace & Defense
2%
Auto Components
5%
Banks
19%
Beverages
1%
Capital Markets
1%
Cement & Cement Products
2%
Construction
3%
Consumer Durables
3%
Diversified FMCG
1%
Finance
2%
IT - Services
1%
IT - Software
8%
Industrial Manufacturing
4%
Industrial Products
2%
Insurance
2%
Leisure Services
1%
Non - Ferrous Metals
1%
Petroleum Products
6%
Pharmaceuticals & Biotechnology
1%
Power
3%
Realty
1%
Retailing
1%
Telecom - Services
1%
Unknown
1%

Companies Holding in NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - GROWTH

Hindustan Aeronautics Limited
1.11%
Mishra Dhatu Nigam Limited
1.07%
Samvardhana Motherson International Limited
2.29%
Bosch Limited
1.74%
Sona BLW Precision Forgings Limited
1.16%
Bharat Forge Limited
1.00%
ICICI Bank Limited
7.22%
HDFC Bank Limited
6.58%
Axis Bank Limited
3.66%
State Bank Of India
2.81%
The Federal Bank Limited
1.28%
United Breweries Limited
1.31%
BSE Limited
1.17%
UltraTech Cement Limited
1.40%
Birla Corporation Limited
1.08%
Larsen & Toubro Limited
3.47%
Dixon Technologies (India) Limited
1.53%
Voltas Limited
1.33%
Titan Company Limited
1.02%
Hindustan Unilever Limited
1.86%
Bajaj Finance Limited
1.93%
Power Finance Corporation Limited
1.35%
Affle (India) Limited
1.62%
Tata Consultancy Services Limited
4.03%
Infosys Limited
3.06%
LTIMindtree Limited
1.94%
Kaynes Technology India Limited
2.67%
Cyient Dlm Ltd
1.69%
Praj Industries Limited
1.32%
Cummins India Limited
1.74%
Carborundum Universal Limited
1.13%
ICICI Lombard General Insurance Company Limited
1.75%
SBI Life Insurance Company Limited
1.01%
EIH Limited
1.42%
Hindalco Industries Limited
1.51%
Reliance Industries Limited
6.12%
Gland Pharma Limited
1.70%
NTPC Limited
2.39%
NLC India Limited
1.08%
Brigade Enterprises Limited
1.83%
Zomato Limited
1.81%
Indus Towers Limited
1.35%
Cash & Other Receivables
1.16%

Risk Ratios

Std. Deviation 13.31
Beta 0.96
Sharpe Ratio 1.02
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.91
Expense Ratio Direct
0.94
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Ashutosh Bhargava
19 years Experience
Pranay Sinha
18 years Experience

Exit load

Nil

FAQs

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