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Home Mf Research Nj Balanced Advantage Fund Regular Plan Growth
NJ MUTUAL FUND

NJ BALANCED ADVANTAGE FUND - Regular Plan - Growth

Hybrid Hybrid Balanced Hybrid
Fund House : NJ MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2025-06-17)
13.52 -0.07%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.87%
Expense Ratio (Direct)
0.57%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-10 ₹1,000.00 ₹995.58
-0.44 %
Two Week 2025-06-02 ₹1,000.00 ₹1,011.98
1.20 %
One Month 2025-05-19 ₹1,000.00 ₹1,001.48
0.15 %
Three Months 2025-03-19 ₹3,000.00 ₹3,099.48
3.32 %
Six Months 2024-12-19 ₹6,000.00 ₹6,172.19
2.87 %
One Year 2024-06-18 ₹12,000.00 ₹12,012.63
0.11 %
Three Year 2022-06-20 ₹36,000.00 ₹42,594.87
18.32 %
Since Inception 2021-10-29 ₹45,000.00 ₹54,685.23
21.52 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Tata Consultancy Services Ltd. IT - Software Equity 15.49
HDFC Bank Ltd. Capital Markets Equity 8.05
ICICI Bank Ltd. Finance Equity 4.35
Hindustan Aeronautics Limited Aerospace & Defense Equity 1.95
Sun Pharma Industries Ltd. Pharmaceuticals & Biotechnology Equity 3.90
Tata Motors Ltd. Automobiles Equity 2.95
NTPC Limited Power Equity 2.83
Indian Oil Corporation Ltd. Consumable Fuels Equity 2.70
Mahindra & Mahindra Leisure Services Equity 2.39
Infosys Ltd. IT - Services Equity 2.14
Bharat Petroleum Corporation Limited Oil Equity 1.91
Reliance Industries Ltd. Petroleum Products Equity 1.86
Dabur India Ltd. Personal Products Equity 1.66
Titan Company Ltd. Consumer Durables Equity 1.41
Siemens Ltd. Industrial Products Equity 0.78
United Phosphorus Ltd. Fertilizers & Agrochemicals Equity 0.56
Gujarat Gas Ltd. Gas Equity 0.52
Nestle India Ltd. Agricultural Food & other Products Equity 0.50
Bosch Ltd. Auto Components Equity 0.42
Britannia Industries Ltd. Food Products Equity 0.41
Hindustan Unilever Ltd. Textiles & Apparels Equity 0.24
ITC Ltd. Diversified FMCG Equity 0.23
Central Depository Services (India) Limited Capital Markets Equity 3.29
REC Limited Finance Equity 3.21
Oracle Financial Services Software Limited IT - Software Equity 2.83
Power Grid Corporation of India Limited Power Equity 2.83
Mphasis Limited IT - Software Equity 2.72
Coal India Limited Consumable Fuels Equity 2.70
Tata Consultancy Services Limited IT - Software Equity 2.54
HDFC Asset Management Company Limited Capital Markets Equity 2.46
HCL Technologies Limited IT - Software Equity 2.39
Indian Railway Catering And Tourism Corporation Limited Leisure Services Equity 2.39
Sonata Software Limited IT - Software Equity 2.29
L&T Technology Services Limited IT - Services Equity 2.14
Bharat Electronics Limited Aerospace & Defense Equity 2.07
Oil India Limited Oil Equity 1.91
Castrol India Limited Petroleum Products Equity 1.86
Nippon Life India Asset Management Limited Capital Markets Equity 1.81
Colgate Palmolive (India) Limited Personal Products Equity 1.66
Torrent Pharmaceuticals Limited Pharmaceuticals & Biotechnology Equity 1.61
Persistent Systems Limited IT - Software Equity 1.60
TVS Motor Company Limited Automobiles Equity 1.55
JB Chemicals & Pharmaceuticals Limited Pharmaceuticals & Biotechnology Equity 1.54
Bajaj Auto Limited Automobiles Equity 1.40
Titan Company Limited Consumer Durables Equity 1.20
CRISIL Limited Finance Equity 1.14
Amara Raja Energy & Mobility Ltd Auto Components Equity 0.42
Coromandel International Limited Fertilizers & Agrochemicals Equity 0.30
Divi's Laboratories Limited Pharmaceuticals & Biotechnology Equity 0.28
Indian Energy Exchange Limited Capital Markets Equity 0.28
Grindwell Norton Limited Industrial Products Equity 0.27
Mahanagar Gas Limited Gas Equity 0.27
Marico Limited Agricultural Food & other Products Equity 0.27
Bayer Cropscience Limited Fertilizers & Agrochemicals Equity 0.26
Pfizer Limited Pharmaceuticals & Biotechnology Equity 0.26
SKF India Limited Industrial Products Equity 0.26
Indraprastha Gas Limited Gas Equity 0.25
Supreme Industries Limited Industrial Products Equity 0.25
Infosys Limited IT - Software Equity 0.24
Page Industries Limited Textiles & Apparels Equity 0.24
Tech Mahindra Limited IT - Software Equity 0.24
Britannia Industries Limited Food Products Equity 0.23
CCL Products (India) Limited Agricultural Food & other Products Equity 0.23
ITC Limited Diversified FMCG Equity 0.23
LTIMindtree Limited IT - Software Equity 0.23
Coforge Limited IT - Software Equity 0.23
Asian Paints Limited Consumer Durables Equity 0.21
Abbott India Limited Pharmaceuticals & Biotechnology Equity 0.21
ICICI Securities Limited Capital Markets Equity 0.21
Nestle India Limited Food Products Equity 0.18
Tata Elxsi Limited IT - Software Equity 0.18
Treasury Bill Sovereign Debt Securities 1.22
364 Days Tbill (MD 07/11/2024) Sovereign Debt Securities 1.17
182 Days Tbill (MD 17/01/2025) Sovereign Debt Securities 0.05
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Fund Family
Scheme Name 1Y Return 3Y Return SI Return
NJ OVERNIGHT FUND - Regular Plan - Growth
6.33%
9.01%
6.36%
NJ ARBITRAGE FUND - Regular Plan - Growth
6.26%
9.12%
6.44%
NJ ELSS Tax Saver Scheme - Regular Plan - Growth
3.89%
18.91%
19.74%
NJ BALANCED ADVANTAGE FUND - Regular Plan - Growth
3.37%
20.48%
8.81%
NJ Flexi Cap Fund - Regular Plan - Growth
-0.75%
15.28%
18.20%
Scheme Details
  • Fund manager(s) : Mr. Viral Shah (20 years), Mr. Dhaval Patel (17 years), Mr. Vishal Ashar (17 years),
  • Expense ration regular : 1.87
  • Expense ration direct : 0.57
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : hybrid
Exit load
{"0_to_30_days":"1.00%","after_30_days":"Nil"}

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