Home Mf Research Nj Balanced Advantage Fund Regular Plan Growth

NJ BALANCED ADVANTAGE FUND - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
Fund info
NAV (as on 2025-07-18)
13.80 -0.14%
AUM (Fund Size)
N/A
Expense Ratio
1.87%
Exit load
{"0_to_30_days":"1.00%","after_30_days":"Nil"}
Risk
N/A
AMC
NJ MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,010.25
1.02 %
Two Week 2025-07-03 ₹1,000.00 ₹1,008.77
0.88 %
One Month 2025-06-18 ₹1,000.00 ₹1,022.98
2.30 %
Three Months 2025-04-21 ₹3,000.00 ₹3,107.33
3.58 %
Six Months 2025-01-20 ₹6,000.00 ₹6,304.02
5.07 %
One Year 2024-07-18 ₹12,000.00 ₹12,260.65
2.17 %
Three Year 2022-07-19 ₹36,000.00 ₹42,988.05
19.41 %
Since Inception 2021-10-29 ₹46,000.00 ₹56,823.60
23.53 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in NJ BALANCED ADVANTAGE FUND - Regular Plan - Growth

IT - Software
26%
Capital Markets
14%
Finance
8%
Aerospace & Defense
3%
Pharmaceuticals & Biotechnology
5%
Automobiles
4%
Power
4%
Consumable Fuels
4%
Leisure Services
4%
IT - Services
4%
Oil
2%
Petroleum Products
2%
Personal Products
2%
Consumer Durables
2%
Industrial Products
0%
Fertilizers & Agrochemicals
0%
Gas
0%
Agricultural Food & Other Products
0%
Auto Components
0%
Food Products
0%
Textiles & Apparels
0%
Diversified FMCG
0%
Sovereign
2%

Companies Holding in NJ BALANCED ADVANTAGE FUND - Regular Plan - Growth

Tata Consultancy Services Ltd.
15.49%
HDFC Bank Ltd.
8.05%
ICICI Bank Ltd.
4.35%
Hindustan Aeronautics Limited
1.95%
Sun Pharma Industries Ltd.
3.90%
Tata Motors Ltd.
2.95%
NTPC Limited
2.83%
Indian Oil Corporation Ltd.
2.70%
Mahindra & Mahindra
2.39%
Infosys Ltd.
2.14%
Bharat Petroleum Corporation Limited
1.91%
Reliance Industries Ltd.
1.86%
Dabur India Ltd.
1.66%
Titan Company Ltd.
1.41%
Siemens Ltd.
0.78%
United Phosphorus Ltd.
0.56%
Gujarat Gas Ltd.
0.52%
Nestle India Ltd.
0.50%
Bosch Ltd.
0.42%
Britannia Industries Ltd.
0.41%
Hindustan Unilever Ltd.
0.24%
ITC Ltd.
0.23%
Central Depository Services (India) Limited
3.29%
REC Limited
3.21%
Oracle Financial Services Software Limited
2.83%
Power Grid Corporation Of India Limited
2.83%
Mphasis Limited
2.72%
Coal India Limited
2.70%
Tata Consultancy Services Limited
2.54%
HDFC Asset Management Company Limited
2.46%
HCL Technologies Limited
2.39%
Indian Railway Catering And Tourism Corporation Limited
2.39%
Sonata Software Limited
2.29%
L&T Technology Services Limited
2.14%
Bharat Electronics Limited
2.07%
Oil India Limited
1.91%
Castrol India Limited
1.86%
Nippon Life India Asset Management Limited
1.81%
Colgate Palmolive (India) Limited
1.66%
Torrent Pharmaceuticals Limited
1.61%
Persistent Systems Limited
1.60%
TVS Motor Company Limited
1.55%
JB Chemicals & Pharmaceuticals Limited
1.54%
Bajaj Auto Limited
1.40%
Titan Company Limited
1.20%
CRISIL Limited
1.14%
Amara Raja Energy & Mobility Ltd
0.42%
Coromandel International Limited
0.30%
Divi's Laboratories Limited
0.28%
Indian Energy Exchange Limited
0.28%
Grindwell Norton Limited
0.27%
Mahanagar Gas Limited
0.27%
Marico Limited
0.27%
Bayer Cropscience Limited
0.26%
Pfizer Limited
0.26%
SKF India Limited
0.26%
Indraprastha Gas Limited
0.25%
Supreme Industries Limited
0.25%
Infosys Limited
0.24%
Page Industries Limited
0.24%
Tech Mahindra Limited
0.24%
Britannia Industries Limited
0.23%
CCL Products (India) Limited
0.23%
ITC Limited
0.23%
LTIMindtree Limited
0.23%
Coforge Limited
0.23%
Asian Paints Limited
0.21%
Abbott India Limited
0.21%
ICICI Securities Limited
0.21%
Nestle India Limited
0.18%
Tata Elxsi Limited
0.18%
Treasury Bill
1.22%
364 Days Tbill (MD 07/11/2024)
1.17%
182 Days Tbill (MD 17/01/2025)
0.05%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.87
Expense Ratio Direct
0.57
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Viral Shah
20 years Experience
Mr. Dhaval Patel
17 years Experience
Mr. Vishal Ashar
17 years Experience

Exit load

{"0_to_30_days":"1.00%","after_30_days":"Nil"}

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?