NJ BALANCED ADVANTAGE FUND - Regular Plan - Growth
Fund House : NJ MUTUAL FUND
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- SI
NAV (as on
2025-06-03)
13.33 -0.22%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
1.87%
Expense Ratio
(Direct)
0.57%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-05-27 | ₹1,000.00 | ₹988.87 |
-1.11 %
|
| Two Week | 2025-05-19 | ₹1,000.00 | ₹987.41 |
-1.26 %
|
| 1 Month | 2025-05-05 | ₹1,000.00 | ₹1,016.01 |
1.60 %
|
| Three Months | 2025-03-05 | ₹3,000.00 | ₹3,131.04 |
4.37 %
|
| Six Months | 2024-12-05 | ₹6,000.00 | ₹6,110.85 |
1.85 %
|
| One Year | 2024-06-03 | ₹12,000.00 | ₹11,843.14 |
-1.31 %
|
| Three Year | 2022-06-06 | ₹36,000.00 | ₹42,083.28 |
16.90 %
|
| Since Inception | 2021-10-29 | ₹44,000.00 | ₹52,935.14 |
20.31 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| Tata Consultancy Services Ltd. | IT - Software | Equity | 15.49 |
| HDFC Bank Ltd. | Capital Markets | Equity | 8.05 |
| ICICI Bank Ltd. | Finance | Equity | 4.35 |
| Hindustan Aeronautics Limited | Aerospace & Defense | Equity | 1.95 |
| Sun Pharma Industries Ltd. | Pharmaceuticals & Biotechnology | Equity | 3.90 |
| Tata Motors Ltd. | Automobiles | Equity | 2.95 |
| NTPC Limited | Power | Equity | 2.83 |
| Indian Oil Corporation Ltd. | Consumable Fuels | Equity | 2.70 |
| Mahindra & Mahindra | Leisure Services | Equity | 2.39 |
| Infosys Ltd. | IT - Services | Equity | 2.14 |
| Bharat Petroleum Corporation Limited | Oil | Equity | 1.91 |
| Reliance Industries Ltd. | Petroleum Products | Equity | 1.86 |
| Dabur India Ltd. | Personal Products | Equity | 1.66 |
| Titan Company Ltd. | Consumer Durables | Equity | 1.41 |
| Siemens Ltd. | Industrial Products | Equity | 0.78 |
| United Phosphorus Ltd. | Fertilizers & Agrochemicals | Equity | 0.56 |
| Gujarat Gas Ltd. | Gas | Equity | 0.52 |
| Nestle India Ltd. | Agricultural Food & other Products | Equity | 0.50 |
| Bosch Ltd. | Auto Components | Equity | 0.42 |
| Britannia Industries Ltd. | Food Products | Equity | 0.41 |
| Hindustan Unilever Ltd. | Textiles & Apparels | Equity | 0.24 |
| ITC Ltd. | Diversified FMCG | Equity | 0.23 |
| Central Depository Services (India) Limited | Capital Markets | Equity | 3.29 |
| REC Limited | Finance | Equity | 3.21 |
| Oracle Financial Services Software Limited | IT - Software | Equity | 2.83 |
| Power Grid Corporation of India Limited | Power | Equity | 2.83 |
| Mphasis Limited | IT - Software | Equity | 2.72 |
| Coal India Limited | Consumable Fuels | Equity | 2.70 |
| Tata Consultancy Services Limited | IT - Software | Equity | 2.54 |
| HDFC Asset Management Company Limited | Capital Markets | Equity | 2.46 |
| HCL Technologies Limited | IT - Software | Equity | 2.39 |
| Indian Railway Catering And Tourism Corporation Limited | Leisure Services | Equity | 2.39 |
| Sonata Software Limited | IT - Software | Equity | 2.29 |
| L&T Technology Services Limited | IT - Services | Equity | 2.14 |
| Bharat Electronics Limited | Aerospace & Defense | Equity | 2.07 |
| Oil India Limited | Oil | Equity | 1.91 |
| Castrol India Limited | Petroleum Products | Equity | 1.86 |
| Nippon Life India Asset Management Limited | Capital Markets | Equity | 1.81 |
| Colgate Palmolive (India) Limited | Personal Products | Equity | 1.66 |
| Torrent Pharmaceuticals Limited | Pharmaceuticals & Biotechnology | Equity | 1.61 |
| Persistent Systems Limited | IT - Software | Equity | 1.60 |
| TVS Motor Company Limited | Automobiles | Equity | 1.55 |
| JB Chemicals & Pharmaceuticals Limited | Pharmaceuticals & Biotechnology | Equity | 1.54 |
| Bajaj Auto Limited | Automobiles | Equity | 1.40 |
| Titan Company Limited | Consumer Durables | Equity | 1.20 |
| CRISIL Limited | Finance | Equity | 1.14 |
| Amara Raja Energy & Mobility Ltd | Auto Components | Equity | 0.42 |
| Coromandel International Limited | Fertilizers & Agrochemicals | Equity | 0.30 |
| Divi's Laboratories Limited | Pharmaceuticals & Biotechnology | Equity | 0.28 |
| Indian Energy Exchange Limited | Capital Markets | Equity | 0.28 |
| Grindwell Norton Limited | Industrial Products | Equity | 0.27 |
| Mahanagar Gas Limited | Gas | Equity | 0.27 |
| Marico Limited | Agricultural Food & other Products | Equity | 0.27 |
| Bayer Cropscience Limited | Fertilizers & Agrochemicals | Equity | 0.26 |
| Pfizer Limited | Pharmaceuticals & Biotechnology | Equity | 0.26 |
| SKF India Limited | Industrial Products | Equity | 0.26 |
| Indraprastha Gas Limited | Gas | Equity | 0.25 |
| Supreme Industries Limited | Industrial Products | Equity | 0.25 |
| Infosys Limited | IT - Software | Equity | 0.24 |
| Page Industries Limited | Textiles & Apparels | Equity | 0.24 |
| Tech Mahindra Limited | IT - Software | Equity | 0.24 |
| Britannia Industries Limited | Food Products | Equity | 0.23 |
| CCL Products (India) Limited | Agricultural Food & other Products | Equity | 0.23 |
| ITC Limited | Diversified FMCG | Equity | 0.23 |
| LTIMindtree Limited | IT - Software | Equity | 0.23 |
| Coforge Limited | IT - Software | Equity | 0.23 |
| Asian Paints Limited | Consumer Durables | Equity | 0.21 |
| Abbott India Limited | Pharmaceuticals & Biotechnology | Equity | 0.21 |
| ICICI Securities Limited | Capital Markets | Equity | 0.21 |
| Nestle India Limited | Food Products | Equity | 0.18 |
| Tata Elxsi Limited | IT - Software | Equity | 0.18 |
| Treasury Bill | Sovereign | Debt Securities | 1.22 |
| 364 Days Tbill (MD 07/11/2024) | Sovereign | Debt Securities | 1.17 |
| 182 Days Tbill (MD 17/01/2025) | Sovereign | Debt Securities | 0.05 |
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
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Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Viral Shah (20 years), Mr. Dhaval Patel (17 years), Mr. Vishal Ashar (17 years),
- Expense ration regular : 1.87
- Expense ration direct : 0.57
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹-
- Type : hybrid
Exit load
{"0_to_30_days":"1.00%","after_30_days":"Nil"}
FAQs
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