Home Mf Research Pgim India Equity Savings Fund Regular Plan Growth

PGIM India Equity Savings Fund - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
Fund info
NAV (as on 2025-07-18)
49.21 -0.10%
AUM (Fund Size)
N/A
Expense Ratio
1.32%
Exit load
NIL
Risk
N/A
AMC
PGIM INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,000.14
0.01 %
Two Week 2025-07-03 ₹1,000.00 ₹998.48
-0.15 %
One Month 2025-06-18 ₹1,000.00 ₹1,003.89
0.39 %
Three Months 2025-04-21 ₹3,000.00 ₹3,024.97
0.83 %
Six Months 2025-01-20 ₹6,000.00 ₹6,134.85
2.25 %
One Year 2024-07-18 ₹12,000.00 ₹12,420.66
3.51 %
Three Year 2022-07-19 ₹36,000.00 ₹40,305.04
11.96 %
Five Year 2020-07-20 ₹60,000.00 ₹72,294.04
20.49 %
Ten Year 2015-07-21 ₹120,000.00 ₹175,421.15
46.18 %
Since Inception 2004-02-05 ₹262,000.00 ₹645,653.54
146.43 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 110%
Debt -56%
Others 108%

Sectors Holding in PGIM India Equity Savings Fund - Regular Plan - Growth

Petroleum Products
18%
Banks
22%
Finance
16%
Cement & Cement Products
14%
Ferrous Metals
12%
Consumer Durables
8%
Transport Infrastructure
6%
Minerals & Mining
6%
Construction
4%
Telecom - Services
2%
IT - Software
2%
Beverages
0%
Insurance
0%
Automobiles
0%
Healthcare Services
0%
Pharmaceuticals & Biotechnology
0%
Transport Services
0%
Chemicals & Petrochemicals
0%
Retailing
0%
Industrial Products
0%
Food Products
0%
Aerospace & Defense
0%
Other
52%

Companies Holding in PGIM India Equity Savings Fund - Regular Plan - Growth

Reliance Industries Ltd.
9.46%
HDFC Bank Ltd.
9.10%
Bajaj Finance Ltd.
8.85%
Ambuja Cements Ltd.
7.63%
Tata Steel Ltd.
6.29%
Titan Company Ltd.
4.26%
Adani Ports & Special Economic Zone Ltd.
3.99%
NMDC Ltd.
3.21%
Larsen & Toubro Ltd.
2.17%
Kotak Mahindra Bank Ltd.
1.96%
ICICI Bank Ltd.
1.80%
Bharti Airtel Ltd.
1.74%
Tata Consultancy Services Ltd.
1.26%
VARUN BEVERAGES LIMITED
0.62%
ICICI Lombard General Insurance Co. Ltd.
0.56%
TVS Motor Company Ltd.
0.54%
Ultratech Cement Ltd.
0.47%
Max Healthcare Institute Ltd.
0.43%
JB Chemicals & Pharmaceuticals Ltd.
0.43%
InterGlobe Aviation Ltd.
0.42%
Solar Industries India Ltd.
0.41%
Eternal Ltd.
0.38%
Mahindra & Mahindra Ltd.
0.37%
Axis Bank Ltd.
0.36%
Maruti Suzuki India Ltd.
0.34%
Persistent Systems Ltd.
0.33%
United Spirits Ltd.
0.32%
Mankind Pharma Ltd.
0.30%
Dixon Technologies (India) Ltd.
0.28%
Muthoot Finance Ltd.
0.27%
Divi's Laboratories Ltd.
0.23%
Voltas Ltd.
0.20%
Cummins India Ltd.
0.19%
KPIT Technologies Ltd.
0.17%
HDFC Life Insurance Company Ltd.
0.16%
Havells India Ltd.
0.16%
SRF Ltd.
0.15%
Britannia Industries Ltd.
0.13%
Hindustan Aeronautics Ltd.
0.11%
Bajaj Finance Ltd.
-8.19%
Reliance Industries Ltd.
-7.96%
Ambuja Cements Ltd.
-7.64%
HDFC Bank Ltd.
-7.33%
Tata Steel Ltd.
-6.32%
Titan Company Ltd.
-4.00%
Adani Ports & Special Economic Zone Ltd.
-3.99%
NMDC Ltd.
-3.22%
Kotak Mahindra Bank Ltd.
-1.98%
Larsen & Toubro Ltd.
-1.53%
Bharti Airtel Ltd.
-0.99%
7.1% Government Of India
7.34%
7.18% Government Of India
4.42%
8.87% Export Import Bank Of India
3.03%
5.63% Government Of India
2.09%
8.28% Government Of India
1.47%
6.54% Government Of India
0.71%
Punjab National Bank
0.66%
Clearing Corporation Of India Ltd.
2.11%
Net Receivables / (Payables)
54.20%
Reliance Industries Ltd.
9.46%
HDFC Bank Ltd.
9.10%
Bajaj Finance Ltd.
8.85%
Ambuja Cements Ltd.
7.63%
Tata Steel Ltd.
6.29%
Titan Company Ltd.
4.26%
Adani Ports & Special Economic Zone Ltd.
3.99%
NMDC Ltd.
3.21%
Larsen & Toubro Ltd.
2.17%
Kotak Mahindra Bank Ltd.
1.96%
ICICI Bank Ltd.
1.80%
Bharti Airtel Ltd.
1.74%
Tata Consultancy Services Ltd.
1.26%
VARUN BEVERAGES LIMITED
0.62%
ICICI Lombard General Insurance Co. Ltd.
0.56%
TVS Motor Company Ltd.
0.54%
Ultratech Cement Ltd.
0.47%
Max Healthcare Institute Ltd.
0.43%
JB Chemicals & Pharmaceuticals Ltd.
0.43%
InterGlobe Aviation Ltd.
0.42%
Solar Industries India Ltd.
0.41%
Eternal Ltd.
0.38%
Mahindra & Mahindra Ltd.
0.37%
Axis Bank Ltd.
0.36%
Maruti Suzuki India Ltd.
0.34%
Persistent Systems Ltd.
0.33%
United Spirits Ltd.
0.32%
Mankind Pharma Ltd.
0.30%
Dixon Technologies (India) Ltd.
0.28%
Muthoot Finance Ltd.
0.27%
Divi's Laboratories Ltd.
0.23%
Voltas Ltd.
0.20%
Cummins India Ltd.
0.19%
KPIT Technologies Ltd.
0.17%
HDFC Life Insurance Company Ltd.
0.16%
Havells India Ltd.
0.16%
SRF Ltd.
0.15%
Britannia Industries Ltd.
0.13%
Hindustan Aeronautics Ltd.
0.11%
Bajaj Finance Ltd.
-8.19%
Reliance Industries Ltd.
-7.96%
Ambuja Cements Ltd.
-7.64%
HDFC Bank Ltd.
-7.33%
Tata Steel Ltd.
-6.32%
Titan Company Ltd.
-4.00%
Adani Ports & Special Economic Zone Ltd.
-3.99%
NMDC Ltd.
-3.22%
Kotak Mahindra Bank Ltd.
-1.98%
Larsen & Toubro Ltd.
-1.53%
Bharti Airtel Ltd.
-0.99%
7.1% Government Of India
7.34%
7.18% Government Of India
4.42%
8.87% Export Import Bank Of India
3.03%
5.63% Government Of India
2.09%
8.28% Government Of India
1.47%
6.54% Government Of India
0.71%
Punjab National Bank
0.66%
Clearing Corporation Of India Ltd.
2.11%
Net Receivables / (Payables)
54.20%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.32
Expense Ratio Direct
0.54
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Anandha Padmanabhan Anjeneyan
Over 15 years of experience in Equity Market Experience
Vivek Sharma
Over 14 years of experience in Equity market, research and fund management Experience
Vinay Paharia
Over 20 years of experience in Indian financial markets, primarily in equity research & Fund Management Experience
Chetan Chavan
Over 20 years of experience in equity dealing and fund management Experience
Puneet Pal
Over 22 years of experience in Debt Market Experience

Exit load

NIL

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?