Sign up TODAY and try all premium features FREE for a Month!
Sign Up
Home Mf Research Pgim India Equity Savings Fund Regular Plan Growth
PGIM INDIA MUTUAL FUND

PGIM India Equity Savings Fund - Regular Plan - Growth

Hybrid Hybrid Equity Saving
Fund House : PGIM INDIA MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
48.82 -0.09%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹999.88
-0.01 %
Two Week 2025-05-19 ₹1,000.00 ₹998.46
-0.15 %
1 Month 2025-05-05 ₹1,000.00 ₹1,003.28
0.33 %
Three Months 2025-03-05 ₹3,000.00 ₹3,056.50
1.88 %
Six Months 2024-12-05 ₹6,000.00 ₹6,132.19
2.20 %
One Year 2024-06-03 ₹12,000.00 ₹12,414.36
3.45 %
Three Year 2022-06-06 ₹36,000.00 ₹40,316.55
11.99 %
Five Year 2020-06-04 ₹60,000.00 ₹72,716.33
21.19 %
Ten Year 2015-06-08 ₹120,000.00 ₹175,290.48
46.08 %
Since Inception 2004-02-05 ₹260,000.00 ₹638,537.43
145.59 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banks Equity 8.12
JSW Steel Ltd. Ferrous Metals Equity 6.39
Bajaj Finance Ltd. Finance Equity 6.49
Tech Mahindra Ltd. IT - Software Equity 5.94
Reliance Industries Ltd. Petroleum Products Equity 1.21
Maruti Suzuki India Ltd. Automobiles Equity 0.55
Kotak Mahindra Bank Ltd. Banks Equity 1.54
Adani Ports & Special Economic Zone Ltd. Transport Infrastructure Equity 3.33
Ambuja Cements Ltd. Cement & Cement Products Equity 7.15
Titan Company Ltd. Consumer Durables Equity 0.32
Dabur India Ltd. Personal Products Equity 4.13
L&T Finance Ltd. Finance Equity 0.94
HDFC Life Insurance Company Ltd. Insurance Equity 0.19
Bharti Airtel Ltd. Telecom - Services Equity 0.47
InterGlobe Aviation Ltd. Transport Services Equity 0.31
Cummins India Ltd. Industrial Products Equity 0.11
Max Healthcare Institute Ltd. Healthcare Services Equity 0.36
ICICI Lombard General Insurance Co. Ltd. Insurance Equity 0.46
L&T Technology Services Ltd. IT - Services Equity 0.22
Tata Steel Ltd. Ferrous Metals Equity 3.28
ICICI Bank Ltd. Banks Equity 1.53
Havells India Ltd. Consumer Durables Equity 1.05
Avenue Supermarts Ltd. Retailing Equity 0.52
JB Chemicals & Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology Equity 0.38
Mankind Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.19
Tata Consultancy Services Ltd. IT - Software Equity 1.61
Varun Beverages Limited Beverages Equity 0.71
The Federal Bank Ltd. Banks Equity 2.24
Zomato Ltd. Retailing Equity 0.21
TVS Motor Company Ltd. Automobiles Equity 0.38
Mahindra & Mahindra Ltd. Automobiles Equity 0.28
Shriram Finance Ltd. Finance Equity 0.19
Indraprastha Gas Ltd. Gas Equity 0.35
Cholamandalam Investment & Finance Company Ltd. Finance Equity 0.42
United Spirits Ltd. Beverages Equity 0.23
Hindustan Aeronautics Ltd. Aerospace & Defense Equity 0.21
Larsen & Toubro Ltd. Construction Equity 0.58
SIP Calculator
Risk Ratios
Standard Deviation
2.52
Beta
0.43
Sharpe Ratio
0.44
Lock In Period
-
Residual Maturity
0.56
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Anandha Padmanabhan Anjeneyan (Over 15 years of experience in Equity Market), Vivek Sharma (Over 14 years of experience in Equity market, research and fund management), Vinay Paharia (Over 20 years of experience in Indian financial markets, primarily in equity research & Fund Management), Chetan Chavan (Over 20 years of experience in equity dealing and fund management), Puneet Pal (Over 22 years of experience in Debt Market),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : hybrid
Exit load
Nil

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?