Home Mf Research Pgim India Retirement Fund Regular Plan Growth
PGIM INDIA MUTUAL FUND

PGIM India Retirement Fund - Regular Plan - Growth

Solution Oriented Solution Oriented Retirement
Fund House : PGIM INDIA MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-19)
11.81 -0.92%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-12 ₹1,000.00 ₹991.60
-0.84 %
Two Week 2025-06-04 ₹1,000.00 ₹997.47
-0.25 %
One Month 2025-05-20 ₹1,000.00 ₹1,012.86
1.29 %
Three Months 2025-03-21 ₹3,000.00 ₹3,123.38
4.11 %
Six Months 2024-12-23 ₹6,000.00 ₹6,319.02
5.32 %
One Year 2024-06-19 ₹12,000.00 ₹12,576.31
4.80 %
Since Inception 2024-04-15 ₹15,000.00 ₹15,844.33
5.63 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
ICICI Bank Ltd. Banks Equity 6.66
HDFC Bank Ltd. Banks Equity 5.59
Reliance Industries Ltd. Petroleum Products Equity 4.67
Solar Industries India Ltd. Chemicals & Petrochemicals Equity 3.33
Bharti Airtel Ltd. Telecom - Services Equity 2.55
Tata Consultancy Services Ltd. IT - Software Equity 2.46
Axis Bank Ltd. Banks Equity 2.37
VARUN BEVERAGES LIMITED Beverages Equity 2.19
InterGlobe Aviation Ltd. Transport Services Equity 2.01
Dixon Technologies (India) Ltd. Consumer Durables Equity 1.82
Multi Commodity Exchange Of India Ltd. Capital Markets Equity 1.78
Max Healthcare Institute Ltd. Healthcare Services Equity 1.74
Mankind Pharma Ltd. Pharmaceuticals & Biotechnology Equity 1.73
Supreme Industries Ltd. Industrial Products Equity 1.69
Krishna Inst of Medical Sciences Ltd. Healthcare Services Equity 1.64
Eternal Ltd. Retailing Equity 1.64
Home First Finance Company India Ltd. Finance Equity 1.62
ICICI Lombard General Insurance Co. Ltd. Insurance Equity 1.60
JB Chemicals & Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology Equity 1.58
Ultratech Cement Ltd. Cement & Cement Products Equity 1.43
Bikaji Foods International Ltd. Food Products Equity 1.40
SRF Ltd. Chemicals & Petrochemicals Equity 1.37
Vishal Mega Mart Ltd Retailing Equity 1.32
Navin Fluorine International Ltd. Chemicals & Petrochemicals Equity 1.24
Sai Life Sciences Ltd Pharmaceuticals & Biotechnology Equity 1.18
MRS Bectors Food Specialities Ltd. Food Products Equity 1.16
Tube Investments Of India Ltd. Auto Components Equity 1.16
JSW Infrastructure Ltd. Transport Infrastructure Equity 1.10
Sumitomo Chemical India Ltd. Fertilizers & Agrochemicals Equity 1.07
Gillette India Ltd. Personal Products Equity 1.04
Eureka Forbes Ltd. Consumer Durables Equity 1.04
Doms Industries Ltd. Household Products Equity 1.00
Affle 3i Ltd. IT - Services Equity 0.99
Persistent Systems Ltd. IT - Software Equity 0.98
NTPC Ltd. Power Equity 0.96
Hexaware Technologies Ltd. IT - Software Equity 0.95
Nestle India Ltd. Food Products Equity 0.94
Larsen & Toubro Ltd. Construction Equity 0.93
Sona BLW Precision Forgings Ltd. Auto Components Equity 0.93
CG Power and Industrial Solutions Ltd. Electrical Equipment Equity 0.91
International Gemmological Inst Ind Ltd. Commercial Services & Supplies Equity 0.91
Prestige Estates Projects Ltd. Realty Equity 0.89
Data Patterns (India) Ltd. Aerospace & Defense Equity 0.87
Bharat Electronics Ltd. Aerospace & Defense Equity 0.86
Maruti Suzuki India Ltd. Automobiles Equity 0.86
Global Health Ltd. Healthcare Services Equity 0.86
Nippon Life India Asset Management Ltd. Capital Markets Equity 0.84
UNO Minda Ltd. Auto Components Equity 0.81
Bharti Hexacom Ltd. Telecom - Services Equity 0.78
Blue Star Ltd. Consumer Durables Equity 0.77
Coromandel International Ltd. Fertilizers & Agrochemicals Equity 0.77
Sagility India Ltd. IT - Services Equity 0.77
K.P.R. Mill Ltd. Textiles & Apparels Equity 0.77
Triveni Turbine Ltd. Electrical Equipment Equity 0.76
AWFIS Space Solutions Ltd. Commercial Services & Supplies Equity 0.76
SBI Life Insurance Company Ltd. Insurance Equity 0.72
Neuland Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.72
Info Edge (India) Ltd. Retailing Equity 0.70
Pidilite Industries Ltd. Chemicals & Petrochemicals Equity 0.70
United Spirits Ltd. Beverages Equity 0.69
360 One Wam Ltd. Capital Markets Equity 0.66
Devyani International Ltd. Leisure Services Equity 0.65
Mphasis Ltd. IT - Software Equity 0.65
PB Fintech Ltd. Financial Technology (Fintech) Equity 0.64
Torrent Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology Equity 0.62
The Indian Hotels Company Ltd. Leisure Services Equity 0.58
Vinati Organics Ltd. Chemicals & Petrochemicals Equity 0.58
KEI Industries Ltd. Industrial Products Equity 0.56
Safari Industries India Ltd. Consumer Durables Equity 0.51
Carborundum Universal Ltd. Industrial Products Equity 0.48
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 0.48
Trent Ltd. Retailing Equity 0.47
Container Corporation Of India Ltd. Transport Services Equity 0.46
ECOS (India) Mobility & Hospitality Ltd. Transport Services Equity 0.42
Torrent Power Ltd. Power Equity 0.41
Timken India Ltd. Industrial Products Equity 0.40
Deepak Nitrite Ltd. Chemicals & Petrochemicals Equity 0.34
Dr Agarwal's Eye Hospital Ltd. Healthcare Services Equity 0.22
Clearing Corporation of India Ltd. - Debt 0.68
Net Receivables / (Payables) - - 0.32
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Vinay Paharia (Over 20 years), Mr. Puneet Pal (Over 22 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : solution_oriented
Exit load
NIL

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