PGIM India Retirement Fund - Regular Plan - Growth
Solution Oriented
Solution Oriented Retirement
Fund House : PGIM INDIA MUTUAL FUND
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- SI
NAV (as on
2025-06-19)
11.81 -0.92%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
-%
Expense Ratio
(Direct)
-%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-12 | ₹1,000.00 | ₹991.60 |
-0.84 %
|
| Two Week | 2025-06-04 | ₹1,000.00 | ₹997.47 |
-0.25 %
|
| One Month | 2025-05-20 | ₹1,000.00 | ₹1,012.86 |
1.29 %
|
| Three Months | 2025-03-21 | ₹3,000.00 | ₹3,123.38 |
4.11 %
|
| Six Months | 2024-12-23 | ₹6,000.00 | ₹6,319.02 |
5.32 %
|
| One Year | 2024-06-19 | ₹12,000.00 | ₹12,576.31 |
4.80 %
|
| Since Inception | 2024-04-15 | ₹15,000.00 | ₹15,844.33 |
5.63 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| ICICI Bank Ltd. | Banks | Equity | 6.66 |
| HDFC Bank Ltd. | Banks | Equity | 5.59 |
| Reliance Industries Ltd. | Petroleum Products | Equity | 4.67 |
| Solar Industries India Ltd. | Chemicals & Petrochemicals | Equity | 3.33 |
| Bharti Airtel Ltd. | Telecom - Services | Equity | 2.55 |
| Tata Consultancy Services Ltd. | IT - Software | Equity | 2.46 |
| Axis Bank Ltd. | Banks | Equity | 2.37 |
| VARUN BEVERAGES LIMITED | Beverages | Equity | 2.19 |
| InterGlobe Aviation Ltd. | Transport Services | Equity | 2.01 |
| Dixon Technologies (India) Ltd. | Consumer Durables | Equity | 1.82 |
| Multi Commodity Exchange Of India Ltd. | Capital Markets | Equity | 1.78 |
| Max Healthcare Institute Ltd. | Healthcare Services | Equity | 1.74 |
| Mankind Pharma Ltd. | Pharmaceuticals & Biotechnology | Equity | 1.73 |
| Supreme Industries Ltd. | Industrial Products | Equity | 1.69 |
| Krishna Inst of Medical Sciences Ltd. | Healthcare Services | Equity | 1.64 |
| Eternal Ltd. | Retailing | Equity | 1.64 |
| Home First Finance Company India Ltd. | Finance | Equity | 1.62 |
| ICICI Lombard General Insurance Co. Ltd. | Insurance | Equity | 1.60 |
| JB Chemicals & Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Equity | 1.58 |
| Ultratech Cement Ltd. | Cement & Cement Products | Equity | 1.43 |
| Bikaji Foods International Ltd. | Food Products | Equity | 1.40 |
| SRF Ltd. | Chemicals & Petrochemicals | Equity | 1.37 |
| Vishal Mega Mart Ltd | Retailing | Equity | 1.32 |
| Navin Fluorine International Ltd. | Chemicals & Petrochemicals | Equity | 1.24 |
| Sai Life Sciences Ltd | Pharmaceuticals & Biotechnology | Equity | 1.18 |
| MRS Bectors Food Specialities Ltd. | Food Products | Equity | 1.16 |
| Tube Investments Of India Ltd. | Auto Components | Equity | 1.16 |
| JSW Infrastructure Ltd. | Transport Infrastructure | Equity | 1.10 |
| Sumitomo Chemical India Ltd. | Fertilizers & Agrochemicals | Equity | 1.07 |
| Gillette India Ltd. | Personal Products | Equity | 1.04 |
| Eureka Forbes Ltd. | Consumer Durables | Equity | 1.04 |
| Doms Industries Ltd. | Household Products | Equity | 1.00 |
| Affle 3i Ltd. | IT - Services | Equity | 0.99 |
| Persistent Systems Ltd. | IT - Software | Equity | 0.98 |
| NTPC Ltd. | Power | Equity | 0.96 |
| Hexaware Technologies Ltd. | IT - Software | Equity | 0.95 |
| Nestle India Ltd. | Food Products | Equity | 0.94 |
| Larsen & Toubro Ltd. | Construction | Equity | 0.93 |
| Sona BLW Precision Forgings Ltd. | Auto Components | Equity | 0.93 |
| CG Power and Industrial Solutions Ltd. | Electrical Equipment | Equity | 0.91 |
| International Gemmological Inst Ind Ltd. | Commercial Services & Supplies | Equity | 0.91 |
| Prestige Estates Projects Ltd. | Realty | Equity | 0.89 |
| Data Patterns (India) Ltd. | Aerospace & Defense | Equity | 0.87 |
| Bharat Electronics Ltd. | Aerospace & Defense | Equity | 0.86 |
| Maruti Suzuki India Ltd. | Automobiles | Equity | 0.86 |
| Global Health Ltd. | Healthcare Services | Equity | 0.86 |
| Nippon Life India Asset Management Ltd. | Capital Markets | Equity | 0.84 |
| UNO Minda Ltd. | Auto Components | Equity | 0.81 |
| Bharti Hexacom Ltd. | Telecom - Services | Equity | 0.78 |
| Blue Star Ltd. | Consumer Durables | Equity | 0.77 |
| Coromandel International Ltd. | Fertilizers & Agrochemicals | Equity | 0.77 |
| Sagility India Ltd. | IT - Services | Equity | 0.77 |
| K.P.R. Mill Ltd. | Textiles & Apparels | Equity | 0.77 |
| Triveni Turbine Ltd. | Electrical Equipment | Equity | 0.76 |
| AWFIS Space Solutions Ltd. | Commercial Services & Supplies | Equity | 0.76 |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 0.72 |
| Neuland Laboratories Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.72 |
| Info Edge (India) Ltd. | Retailing | Equity | 0.70 |
| Pidilite Industries Ltd. | Chemicals & Petrochemicals | Equity | 0.70 |
| United Spirits Ltd. | Beverages | Equity | 0.69 |
| 360 One Wam Ltd. | Capital Markets | Equity | 0.66 |
| Devyani International Ltd. | Leisure Services | Equity | 0.65 |
| Mphasis Ltd. | IT - Software | Equity | 0.65 |
| PB Fintech Ltd. | Financial Technology (Fintech) | Equity | 0.64 |
| Torrent Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.62 |
| The Indian Hotels Company Ltd. | Leisure Services | Equity | 0.58 |
| Vinati Organics Ltd. | Chemicals & Petrochemicals | Equity | 0.58 |
| KEI Industries Ltd. | Industrial Products | Equity | 0.56 |
| Safari Industries India Ltd. | Consumer Durables | Equity | 0.51 |
| Carborundum Universal Ltd. | Industrial Products | Equity | 0.48 |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.48 |
| Trent Ltd. | Retailing | Equity | 0.47 |
| Container Corporation Of India Ltd. | Transport Services | Equity | 0.46 |
| ECOS (India) Mobility & Hospitality Ltd. | Transport Services | Equity | 0.42 |
| Torrent Power Ltd. | Power | Equity | 0.41 |
| Timken India Ltd. | Industrial Products | Equity | 0.40 |
| Deepak Nitrite Ltd. | Chemicals & Petrochemicals | Equity | 0.34 |
| Dr Agarwal's Eye Hospital Ltd. | Healthcare Services | Equity | 0.22 |
| Clearing Corporation of India Ltd. | - | Debt | 0.68 |
| Net Receivables / (Payables) | - | - | 0.32 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Vinay Paharia (Over 20 years), Mr. Puneet Pal (Over 22 years),
- Expense ration regular : -
- Expense ration direct : -
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹1,000.00
- Type : solution_oriented
Exit load
NIL
FAQs
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