SBI Balanced Advantage Fund - Regular Plan - Growth
Fund House : SBI Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- SI
NAV (as on
2025-06-02)
15.28 0.07%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
-%
Expense Ratio
(Direct)
-%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-05-26 | ₹1,000.00 | ₹997.68 |
-0.23 %
|
| Two Week | 2025-05-19 | ₹1,000.00 | ₹999.42 |
-0.06 %
|
| 1 Month | 2025-05-05 | ₹1,000.00 | ₹1,011.99 |
1.20 %
|
| Three Months | 2025-03-04 | ₹3,000.00 | ₹3,135.37 |
4.51 %
|
| Six Months | 2024-12-04 | ₹6,000.00 | ₹6,257.25 |
4.29 %
|
| One Year | 2024-06-03 | ₹12,000.00 | ₹12,523.83 |
4.37 %
|
| Three Year | 2022-06-03 | ₹36,000.00 | ₹44,629.11 |
23.97 %
|
| Since Inception | 2021-08-12 | ₹47,000.00 | ₹60,467.36 |
28.65 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| HDFC Bank Ltd. | Financial Services | Equity | 4.77 |
| ICICI Bank Ltd. | Financial Services | Equity | 4.53 |
| GAIL (India) Ltd. | Oil, Gas & Consumable Fuels | Equity | 4.00 |
| Tata Motors Ltd. | Automobile And Auto Components | Equity | 2.99 |
| Bharti Airtel Ltd. | Telecommunication | Equity | 2.85 |
| Reliance Industries Ltd. | Oil, Gas & Consumable Fuels | Equity | 2.59 |
| Indian Oil Corporation Ltd. | Oil, Gas & Consumable Fuels | Equity | 2.49 |
| Tata Steel Ltd. | Metals & Mining | Equity | 2.34 |
| Axis Bank Ltd. | Financial Services | Equity | 1.92 |
| Larsen & Toubro Ltd. | Capital Goods | Equity | 1.86 |
| Mahindra & Mahindra Ltd. | Automobile And Auto Components | Equity | 1.70 |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 1.68 |
| DLF Ltd. | Realty | Equity | 1.63 |
| State Bank Of India | Financial Services | Equity | 1.44 |
| Petronet Lng Ltd. | Oil, Gas & Consumable Fuels | Equity | 1.15 |
| Oil & Natural Gas Corporation Ltd. | Oil, Gas & Consumable Fuels | Equity | 1.09 |
| Kotak Mahindra Bank Ltd. | Financial Services | Equity | 1.07 |
| Power Grid Corporation Of India Ltd. | Power | Equity | 1.02 |
| Cummins India Ltd. | Capital Goods | Equity | 0.78 |
| ITC Ltd. | Fast Moving Consumer Goods | Equity | 0.74 |
| Tata Consultancy Services Ltd. | Information Technology | Equity | 0.73 |
| HCL Technologies Ltd. | Information Technology | Equity | 0.70 |
| Maruti Suzuki India Ltd. | Automobile And Auto Components | Equity | 0.63 |
| Interglobe Aviation Ltd. | Services | Equity | 0.63 |
| Hindustan Unilever Ltd. | Fast Moving Consumer Goods | Equity | 0.63 |
| SBI Life Insurance Co. Ltd. | Financial Services | Equity | 0.62 |
| Tata Power Company Ltd. | Power | Equity | 0.61 |
| Container Corporation Of India Ltd. | Services | Equity | 0.39 |
| Lupin Ltd. | Healthcare | Equity | 0.38 |
| Infosys Ltd. | Information Technology | Equity | 0.25 |
| Canara Bank | Financial Services | Equity | 0.25 |
| Hindustan Petroleum Corporation Ltd. | Oil, Gas & Consumable Fuels | Equity | 0.20 |
| JSW Steel Ltd. | Metals & Mining | Equity | 0.19 |
| Bajaj Finserv Ltd. | Financial Services | Equity | 0.18 |
| Vodafone Idea Ltd. | Telecommunication | Equity | 0.17 |
| HDFC Asset Management Co. Ltd. | Financial Services | Equity | 0.16 |
| Bajaj Finance Ltd. | Financial Services | Equity | 0.11 |
| Bharat Heavy Electricals Ltd. | Capital Goods | Equity | 0.09 |
| The Federal Bank Ltd. | Financial Services | Equity | 0.08 |
| Shree Cement Ltd. | Construction Materials | Equity | 0.07 |
| Indus Towers Ltd. | Telecommunication | Equity | 0.06 |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 0.06 |
| NTPC Ltd. | Power | Equity | 0.02 |
| Indian Energy Exchange Ltd. | Services | Equity | 0.02 |
| HDFC Life Insurance Company Ltd. | Financial Services | Equity | 0.02 |
| RBL Bank Ltd. | Financial Services | Equity | 0.01 |
| Exide Industries Ltd. | Auto Ancillaries | Equity | 0.01 |
| Bank Of Baroda | Financial Services | Equity | 0.01 |
| Aurobindo Pharma Ltd. | Healthcare | Equity | 0.01 |
| Asian Paints Ltd. | Consumer Durables | Equity | 0.01 |
| Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.01 |
| Cognizant Technology Solutions Corporation | Information Technology | Equity | 0.56 |
| Cholamandalam Investment & Finance Co. Ltd. | Financial Services | Debt | 1.59 |
| Bajaj Finance Ltd. | Financial Services | Debt | 1.16 |
| Muthoot Finance Ltd. | Financial Services | Debt | 0.85 |
| Tata Capital Ltd. | Financial Services | Debt | 0.78 |
| Jamnagar Utilities & Power Pvt. Ltd. | Power | Debt | 0.78 |
| Godrej Properties Ltd. | Realty | Debt | 0.70 |
| Bharti Telecom Ltd. | Telecommunication | Debt | 0.70 |
| Bajaj Housing Finance Ltd. | Financial Services | Debt | 0.62 |
| Mindspace Business Parks Reit | Real Estate Investment Trust | Debt | 0.59 |
| Torrent Power Ltd. | Power | Debt | 0.56 |
| Mahindra Rural Housing Finance Ltd. | Financial Services | Debt | 0.47 |
| HDB Financial Services Ltd. | Financial Services | Debt | 0.46 |
| LIC Housing Finance Ltd. | Financial Services | Debt | 0.27 |
| Tata Communications Ltd. | Telecommunication | Debt | 0.16 |
| Government Of India | SOVEREIGN | Government Security | 10.60 |
| State Government Of Karnataka | SOVEREIGN | State Development Loan | 1.29 |
| State Government Of West Bengal | SOVEREIGN | State Development Loan | 0.98 |
| State Government Of Maharashtra | SOVEREIGN | State Development Loan | 0.39 |
| 182 Day T-Bill 05.12.24 | SOVEREIGN | Treasury Bill | 1.37 |
| Embassy Office Parks Reit | Real Estate Investment Trust | Debt | 0.94 |
| National Highways Infra Trust | Infrastructure Investment Trust | Debt | 2.51 |
| Cash, Cash Equivalents, Derivative Margin And Others | - | Cash | 1.53 |
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Dinesh Balachandran (over 21 years), Mr. Rajeev Radhakrishnan (over 20 years), Ms. Mansi Sajeja (over 15 years), Mr. Pradeep Kesavan (over 18 years),
- Expense ration regular : -
- Expense ration direct : -
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹500.00
- Type : hybrid
Exit load
NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 10% of the units (the limit) purchased or switched on or before 1 year from the date of allotment. 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit on or before 1 year from the date of allotment NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.
FAQs
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