Home Mf Research Sbi Balanced Advantage Fund Regular Plan Growth
SBI Mutual Fund

SBI Balanced Advantage Fund - Regular Plan - Growth

Hybrid Hybrid Balanced Hybrid
Fund House : SBI Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2025-06-20)
15.34 0.74%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,005.22
0.52 %
Two Week 2025-06-05 ₹1,000.00 ₹1,003.26
0.33 %
One Month 2025-05-21 ₹1,000.00 ₹1,004.01
0.40 %
Three Months 2025-03-24 ₹3,000.00 ₹3,067.23
2.24 %
Six Months 2024-12-23 ₹6,000.00 ₹6,247.25
4.12 %
One Year 2024-06-20 ₹12,000.00 ₹12,550.20
4.59 %
Three Year 2022-06-21 ₹36,000.00 ₹44,478.17
23.55 %
Since Inception 2021-08-12 ₹47,000.00 ₹60,698.82
29.15 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Reliance Industries Ltd. Petroleum Products Equity 5.87
HDFC Bank Ltd. Banks Equity 5.37
GAIL (India) Ltd. Gas Equity 2.99
Tata Steel Ltd. Ferrous Metals Equity 2.54
Bharti Airtel Ltd. Telecom - Services Equity 2.42
ITC Ltd. Diversified FMCG Equity 2.30
Larsen & Toubro Ltd. Construction Equity 2.01
Axis Bank Ltd. Banks Equity 1.99
HCL Technologies Ltd. IT - Software Equity 1.99
Tata Motors Ltd. Automobiles Equity 1.88
Bank of Baroda Banks Equity 1.87
Tech Mahindra Ltd. IT - Software Equity 1.85
Mahindra & Mahindra Ltd. Automobiles Equity 1.72
Punjab National Bank Banks Equity 1.66
Torrent Power Ltd. Power Equity 1.58
State Bank of India Banks Equity 1.56
CESC Ltd. Power Equity 1.55
Maruti Suzuki India Ltd. Automobiles Equity 1.34
Indian Oil Corporation Ltd. Petroleum Products Equity 1.23
Ashok Leyland Ltd. Agricultural, Commercial & Construction Vehicles Equity 1.21
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 1.19
ICICI Bank Ltd. Banks Equity 1.07
Kotak Mahindra Bank Ltd. Banks Equity 1.07
Indus Towers Ltd. Telecom - Services Equity 1.05
DLF Ltd. Realty Equity 0.99
United Spirits Ltd. Beverages Equity 0.96
Biocon Ltd. Pharmaceuticals & Biotechnology Equity 0.95
Cipla Ltd. Pharmaceuticals & Biotechnology Equity 0.88
Interglobe Aviation Ltd. Transport Services Equity 0.86
Tata Consultancy Services Ltd. IT - Software Equity 0.83
Petronet LNG Ltd. Gas Equity 0.83
ICICI Prudential Life Insurance Company Ltd. Insurance Equity 0.80
Dabur India Ltd. Personal Products Equity 0.79
Oil & Natural Gas Corporation Ltd. Oil Equity 0.71
Bharat Petroleum Corporation Ltd. Petroleum Products Equity 0.65
Life Insurance Corporation of India Insurance Equity 0.65
Hindustan Unilever Ltd. Diversified FMCG Equity 0.59
Tata Power Company Ltd. Power Equity 0.52
Cummins India Ltd. Industrial Products Equity 0.49
Power Grid Corporation of India Ltd. Power Equity 0.48
Carborundum Universal Ltd. Industrial Products Equity 0.44
Delhivery Ltd. Transport Services Equity 0.40
Wipro Ltd. IT - Software Equity 0.39
Gateway Distriparks Ltd. Transport Services Equity 0.38
Bandhan Bank Ltd. Banks Equity 0.37
ICICI Lombard General Insurance Company Ltd. Insurance Equity 0.35
Lupin Ltd. Pharmaceuticals & Biotechnology Equity 0.34
Grasim Industries Ltd. Cement & Cement Products Equity 0.30
IndusInd Bank Ltd. Banks Equity 0.29
Bajaj Finserv Ltd. Finance Equity 0.29
Alkem Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.26
Container Corporation of India Ltd. Transport Services Equity 0.25
Aditya Birla Capital Ltd. Finance Equity 0.22
Go Fashion (India) Ltd. Retailing Equity 0.22
Sona Blw Precision Forgings Ltd. Auto Components Equity 0.22
Infosys Ltd. IT - Software Equity 0.21
Titan Company Ltd. Consumer Durables Equity 0.21
SBI Life Insurance Co. Ltd. Insurance Equity 0.19
ACC Ltd. Cement & Cement Products Equity 0.17
Hindalco Industries Ltd. Non - Ferrous Metals Equity 0.17
Ultratech Cement Ltd. Cement & Cement Products Equity 0.17
HDFC Asset Management Co. Ltd. Capital Markets Equity 0.17
Hindustan Petroleum Corporation Ltd. Petroleum Products Equity 0.17
Canara Bank Banks Equity 0.16
JSW Steel Ltd. Ferrous Metals Equity 0.10
Bajaj Auto Ltd. Automobiles Equity 0.10
Jindal Steel & Power Ltd. Ferrous Metals Equity 0.09
Mahindra & Mahindra Financial Services Ltd. Finance Equity 0.08
NTPC Ltd. Power Equity 0.08
Eternal Ltd. Retailing Equity 0.04
Tata Consumer Products Ltd. Agricultural Food & other Products Equity 0.04
LIC Housing Finance Ltd. Finance Equity 0.03
Crompton Greaves Consumer Electricals Ltd. Consumer Durables Equity 0.03
Tube Investments of India Ltd. Auto Components Equity 0.03
REC Ltd. Finance Equity 0.03
Marico Ltd. Agricultural Food & other Products Equity 0.03
Vodafone Idea Ltd. Telecom - Services Equity 0.02
Hindustan Aeronautics Ltd. Aerospace & Defense Equity 0.02
Indian Energy Exchange Ltd. Capital Markets Equity 0.02
NMDC Ltd. Minerals & Mining Equity 0.02
Bharat Heavy Electricals Ltd. Electrical Equipment Equity 0.01
Godrej Consumer Products Ltd. Personal Products Equity 0.01
Steel Authority of India Ltd. Ferrous Metals Equity 0.01
Aurobindo Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.01
Havells India Ltd. Consumer Durables Equity 0.01
National Highways Infra Trust Transport Infrastructure Debt 1.09
Brookfield India Real Estate Trust Realty Real Estate 1.21
Embassy Office Parks Reit Realty Real Estate 0.89
Cholamandalam Investment & Finance Co. Ltd. Finance - 1.74
Cholamandalam Investment & Finance Co. Ltd. - Debt 1.15
Bajaj Finance Ltd. - Debt 1.08
Power Finance Corporation Ltd. - Debt 0.22
Bharti Telecom Ltd. - Debt 0.14
LIC Housing Finance Ltd. - Debt 0.86
Indian Railway Finance Corporation Ltd. - Debt 0.78
Jamnagar Utilities & Power Pvt. Ltd. - Debt 0.71
ICICI Prudential Life Insurance Company Ltd. - Debt 0.70
Godrej Properties Ltd. - Debt 0.64
TATA Capital Ltd. - Debt 0.57
Bajaj Housing Finance Ltd. - Debt 0.59
REC Ltd. - Debt 0.56
State Bank of India( AT1 Bond under Basel III ) - Debt 0.58
Muthoot Finance Ltd. - Debt 0.22
Mindspace Business Parks Reit - Debt 0.54
Summit Digitel Infrastructure Pvt. Ltd. - Debt 0.43
Mahindra Rural Housing Finance Ltd. - Debt 0.43
HDFC Life Insurance Company Ltd. - Debt 0.42
Torrent Power Ltd. - Debt 0.07
National Bank for Agriculture and Rural Development - Debt 0.29
Punjab National Bank - Debt 0.14
Bank of Baroda( Tier II Bond under Basel III ) - Debt 0.14
Tata Communications Ltd. - Debt 0.14
7.32% CGL 2030 - Debt 2.09
7.18% CGL 2033 - Debt 1.49
7.34% CGL 2064 - Debt 1.20
7.18% CGL 2037 - Debt 0.90
6.33% CGL 2035 - Debt 0.71
7.09% CGL 2054 - Debt 0.15
ICICI Securities Ltd. - Debt 0.70
TREPS - Debt 2.72
Margin amount for Derivative positions - - 0.02
Net Receivable / Payable - - -0.40
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Dinesh Balachandran (over 21 years), Mr. Rajeev Radhakrishnan (over 20 years), Ms. Mansi Sajeja (over 15 years), Mr. Pradeep Kesavan (over 18 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : hybrid
Exit load
NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 10% of the units (the limit) purchased or switched on or before 1 year from the date of allotment. 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit on or before 1 year from the date of allotment NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.

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