SBI Balanced Advantage Fund - Regular Plan - Growth
Hybrid
Hybrid Balanced Hybrid
Fund House : SBI Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- SI
NAV (as on
2025-06-20)
15.34 0.74%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
-%
Expense Ratio
(Direct)
-%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-13 | ₹1,000.00 | ₹1,005.22 |
0.52 %
|
| Two Week | 2025-06-05 | ₹1,000.00 | ₹1,003.26 |
0.33 %
|
| One Month | 2025-05-21 | ₹1,000.00 | ₹1,004.01 |
0.40 %
|
| Three Months | 2025-03-24 | ₹3,000.00 | ₹3,067.23 |
2.24 %
|
| Six Months | 2024-12-23 | ₹6,000.00 | ₹6,247.25 |
4.12 %
|
| One Year | 2024-06-20 | ₹12,000.00 | ₹12,550.20 |
4.59 %
|
| Three Year | 2022-06-21 | ₹36,000.00 | ₹44,478.17 |
23.55 %
|
| Since Inception | 2021-08-12 | ₹47,000.00 | ₹60,698.82 |
29.15 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| Reliance Industries Ltd. | Petroleum Products | Equity | 5.87 |
| HDFC Bank Ltd. | Banks | Equity | 5.37 |
| GAIL (India) Ltd. | Gas | Equity | 2.99 |
| Tata Steel Ltd. | Ferrous Metals | Equity | 2.54 |
| Bharti Airtel Ltd. | Telecom - Services | Equity | 2.42 |
| ITC Ltd. | Diversified FMCG | Equity | 2.30 |
| Larsen & Toubro Ltd. | Construction | Equity | 2.01 |
| Axis Bank Ltd. | Banks | Equity | 1.99 |
| HCL Technologies Ltd. | IT - Software | Equity | 1.99 |
| Tata Motors Ltd. | Automobiles | Equity | 1.88 |
| Bank of Baroda | Banks | Equity | 1.87 |
| Tech Mahindra Ltd. | IT - Software | Equity | 1.85 |
| Mahindra & Mahindra Ltd. | Automobiles | Equity | 1.72 |
| Punjab National Bank | Banks | Equity | 1.66 |
| Torrent Power Ltd. | Power | Equity | 1.58 |
| State Bank of India | Banks | Equity | 1.56 |
| CESC Ltd. | Power | Equity | 1.55 |
| Maruti Suzuki India Ltd. | Automobiles | Equity | 1.34 |
| Indian Oil Corporation Ltd. | Petroleum Products | Equity | 1.23 |
| Ashok Leyland Ltd. | Agricultural, Commercial & Construction Vehicles | Equity | 1.21 |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Equity | 1.19 |
| ICICI Bank Ltd. | Banks | Equity | 1.07 |
| Kotak Mahindra Bank Ltd. | Banks | Equity | 1.07 |
| Indus Towers Ltd. | Telecom - Services | Equity | 1.05 |
| DLF Ltd. | Realty | Equity | 0.99 |
| United Spirits Ltd. | Beverages | Equity | 0.96 |
| Biocon Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.95 |
| Cipla Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.88 |
| Interglobe Aviation Ltd. | Transport Services | Equity | 0.86 |
| Tata Consultancy Services Ltd. | IT - Software | Equity | 0.83 |
| Petronet LNG Ltd. | Gas | Equity | 0.83 |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | Equity | 0.80 |
| Dabur India Ltd. | Personal Products | Equity | 0.79 |
| Oil & Natural Gas Corporation Ltd. | Oil | Equity | 0.71 |
| Bharat Petroleum Corporation Ltd. | Petroleum Products | Equity | 0.65 |
| Life Insurance Corporation of India | Insurance | Equity | 0.65 |
| Hindustan Unilever Ltd. | Diversified FMCG | Equity | 0.59 |
| Tata Power Company Ltd. | Power | Equity | 0.52 |
| Cummins India Ltd. | Industrial Products | Equity | 0.49 |
| Power Grid Corporation of India Ltd. | Power | Equity | 0.48 |
| Carborundum Universal Ltd. | Industrial Products | Equity | 0.44 |
| Delhivery Ltd. | Transport Services | Equity | 0.40 |
| Wipro Ltd. | IT - Software | Equity | 0.39 |
| Gateway Distriparks Ltd. | Transport Services | Equity | 0.38 |
| Bandhan Bank Ltd. | Banks | Equity | 0.37 |
| ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 0.35 |
| Lupin Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.34 |
| Grasim Industries Ltd. | Cement & Cement Products | Equity | 0.30 |
| IndusInd Bank Ltd. | Banks | Equity | 0.29 |
| Bajaj Finserv Ltd. | Finance | Equity | 0.29 |
| Alkem Laboratories Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.26 |
| Container Corporation of India Ltd. | Transport Services | Equity | 0.25 |
| Aditya Birla Capital Ltd. | Finance | Equity | 0.22 |
| Go Fashion (India) Ltd. | Retailing | Equity | 0.22 |
| Sona Blw Precision Forgings Ltd. | Auto Components | Equity | 0.22 |
| Infosys Ltd. | IT - Software | Equity | 0.21 |
| Titan Company Ltd. | Consumer Durables | Equity | 0.21 |
| SBI Life Insurance Co. Ltd. | Insurance | Equity | 0.19 |
| ACC Ltd. | Cement & Cement Products | Equity | 0.17 |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Equity | 0.17 |
| Ultratech Cement Ltd. | Cement & Cement Products | Equity | 0.17 |
| HDFC Asset Management Co. Ltd. | Capital Markets | Equity | 0.17 |
| Hindustan Petroleum Corporation Ltd. | Petroleum Products | Equity | 0.17 |
| Canara Bank | Banks | Equity | 0.16 |
| JSW Steel Ltd. | Ferrous Metals | Equity | 0.10 |
| Bajaj Auto Ltd. | Automobiles | Equity | 0.10 |
| Jindal Steel & Power Ltd. | Ferrous Metals | Equity | 0.09 |
| Mahindra & Mahindra Financial Services Ltd. | Finance | Equity | 0.08 |
| NTPC Ltd. | Power | Equity | 0.08 |
| Eternal Ltd. | Retailing | Equity | 0.04 |
| Tata Consumer Products Ltd. | Agricultural Food & other Products | Equity | 0.04 |
| LIC Housing Finance Ltd. | Finance | Equity | 0.03 |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Durables | Equity | 0.03 |
| Tube Investments of India Ltd. | Auto Components | Equity | 0.03 |
| REC Ltd. | Finance | Equity | 0.03 |
| Marico Ltd. | Agricultural Food & other Products | Equity | 0.03 |
| Vodafone Idea Ltd. | Telecom - Services | Equity | 0.02 |
| Hindustan Aeronautics Ltd. | Aerospace & Defense | Equity | 0.02 |
| Indian Energy Exchange Ltd. | Capital Markets | Equity | 0.02 |
| NMDC Ltd. | Minerals & Mining | Equity | 0.02 |
| Bharat Heavy Electricals Ltd. | Electrical Equipment | Equity | 0.01 |
| Godrej Consumer Products Ltd. | Personal Products | Equity | 0.01 |
| Steel Authority of India Ltd. | Ferrous Metals | Equity | 0.01 |
| Aurobindo Pharma Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.01 |
| Havells India Ltd. | Consumer Durables | Equity | 0.01 |
| National Highways Infra Trust | Transport Infrastructure | Debt | 1.09 |
| Brookfield India Real Estate Trust | Realty | Real Estate | 1.21 |
| Embassy Office Parks Reit | Realty | Real Estate | 0.89 |
| Cholamandalam Investment & Finance Co. Ltd. | Finance | - | 1.74 |
| Cholamandalam Investment & Finance Co. Ltd. | - | Debt | 1.15 |
| Bajaj Finance Ltd. | - | Debt | 1.08 |
| Power Finance Corporation Ltd. | - | Debt | 0.22 |
| Bharti Telecom Ltd. | - | Debt | 0.14 |
| LIC Housing Finance Ltd. | - | Debt | 0.86 |
| Indian Railway Finance Corporation Ltd. | - | Debt | 0.78 |
| Jamnagar Utilities & Power Pvt. Ltd. | - | Debt | 0.71 |
| ICICI Prudential Life Insurance Company Ltd. | - | Debt | 0.70 |
| Godrej Properties Ltd. | - | Debt | 0.64 |
| TATA Capital Ltd. | - | Debt | 0.57 |
| Bajaj Housing Finance Ltd. | - | Debt | 0.59 |
| REC Ltd. | - | Debt | 0.56 |
| State Bank of India( AT1 Bond under Basel III ) | - | Debt | 0.58 |
| Muthoot Finance Ltd. | - | Debt | 0.22 |
| Mindspace Business Parks Reit | - | Debt | 0.54 |
| Summit Digitel Infrastructure Pvt. Ltd. | - | Debt | 0.43 |
| Mahindra Rural Housing Finance Ltd. | - | Debt | 0.43 |
| HDFC Life Insurance Company Ltd. | - | Debt | 0.42 |
| Torrent Power Ltd. | - | Debt | 0.07 |
| National Bank for Agriculture and Rural Development | - | Debt | 0.29 |
| Punjab National Bank | - | Debt | 0.14 |
| Bank of Baroda( Tier II Bond under Basel III ) | - | Debt | 0.14 |
| Tata Communications Ltd. | - | Debt | 0.14 |
| 7.32% CGL 2030 | - | Debt | 2.09 |
| 7.18% CGL 2033 | - | Debt | 1.49 |
| 7.34% CGL 2064 | - | Debt | 1.20 |
| 7.18% CGL 2037 | - | Debt | 0.90 |
| 6.33% CGL 2035 | - | Debt | 0.71 |
| 7.09% CGL 2054 | - | Debt | 0.15 |
| ICICI Securities Ltd. | - | Debt | 0.70 |
| TREPS | - | Debt | 2.72 |
| Margin amount for Derivative positions | - | - | 0.02 |
| Net Receivable / Payable | - | - | -0.40 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Dinesh Balachandran (over 21 years), Mr. Rajeev Radhakrishnan (over 20 years), Ms. Mansi Sajeja (over 15 years), Mr. Pradeep Kesavan (over 18 years),
- Expense ration regular : -
- Expense ration direct : -
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹500.00
- Type : hybrid
Exit load
NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 10% of the units (the limit) purchased or switched on or before 1 year from the date of allotment. 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit on or before 1 year from the date of allotment NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.
FAQs
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