Home Mf Research Sbi Balanced Advantage Fund Regular Plan Growth

SBI Balanced Advantage Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
15.45 -0.29%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 10% of the units (the limit) purchased or switched on or before 1 year from the date of allotment. 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit on or before 1 year from the date of allotment NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.
Risk
N/A
AMC
SBI Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹998.71
-0.13 %
Two Week 2025-07-03 ₹1,000.00 ₹992.22
-0.78 %
One Month 2025-06-18 ₹1,000.00 ₹1,011.61
1.16 %
Three Months 2025-04-21 ₹3,000.00 ₹3,053.63
1.79 %
Six Months 2025-01-20 ₹6,000.00 ₹6,245.75
4.10 %
One Year 2024-07-18 ₹12,000.00 ₹12,584.04
4.87 %
Three Year 2022-07-19 ₹36,000.00 ₹44,269.64
22.97 %
Since Inception 2021-08-12 ₹48,000.00 ₹62,142.63
29.46 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 37%
Debt 9%
Others 1%

Sectors Holding in SBI Balanced Advantage Fund - Regular Plan - Growth

Petroleum Products
6%
Banks
11%
Gas
2%
Ferrous Metals
2%
Telecom - Services
3%
Diversified FMCG
2%
Construction
2%
IT - Software
2%
Automobiles
3%
Power
2%
Agricultural, Commercial & Construction Vehicles
1%
Pharmaceuticals & Biotechnology
1%
Realty
1%
Beverages
0%
Transport Services
0%
Insurance
0%
Personal Products
0%
Oil
0%
Industrial Products
0%
Cement & Cement Products
0%
Finance
1%
Retailing
0%
Auto Components
0%
Consumer Durables
0%
Non - Ferrous Metals
0%
Capital Markets
0%
Agricultural Food & Other Products
0%
Aerospace & Defense
0%
Minerals & Mining
0%
Electrical Equipment
0%
Transport Infrastructure
1%
Other
8%

Companies Holding in SBI Balanced Advantage Fund - Regular Plan - Growth

Reliance Industries Ltd.
5.87%
HDFC Bank Ltd.
5.37%
GAIL (India) Ltd.
2.99%
Tata Steel Ltd.
2.54%
Bharti Airtel Ltd.
2.42%
ITC Ltd.
2.30%
Larsen & Toubro Ltd.
2.01%
Axis Bank Ltd.
1.99%
HCL Technologies Ltd.
1.99%
Tata Motors Ltd.
1.88%
Bank Of Baroda
1.87%
Tech Mahindra Ltd.
1.85%
Mahindra & Mahindra Ltd.
1.72%
Punjab National Bank
1.66%
Torrent Power Ltd.
1.58%
State Bank Of India
1.56%
CESC Ltd.
1.55%
Maruti Suzuki India Ltd.
1.34%
Indian Oil Corporation Ltd.
1.23%
Ashok Leyland Ltd.
1.21%
Sun Pharmaceutical Industries Ltd.
1.19%
ICICI Bank Ltd.
1.07%
Kotak Mahindra Bank Ltd.
1.07%
Indus Towers Ltd.
1.05%
DLF Ltd.
0.99%
United Spirits Ltd.
0.96%
Biocon Ltd.
0.95%
Cipla Ltd.
0.88%
Interglobe Aviation Ltd.
0.86%
Tata Consultancy Services Ltd.
0.83%
Petronet LNG Ltd.
0.83%
ICICI Prudential Life Insurance Company Ltd.
0.80%
Dabur India Ltd.
0.79%
Oil & Natural Gas Corporation Ltd.
0.71%
Bharat Petroleum Corporation Ltd.
0.65%
Life Insurance Corporation Of India
0.65%
Hindustan Unilever Ltd.
0.59%
Tata Power Company Ltd.
0.52%
Cummins India Ltd.
0.49%
Power Grid Corporation Of India Ltd.
0.48%
Carborundum Universal Ltd.
0.44%
Delhivery Ltd.
0.40%
Wipro Ltd.
0.39%
Gateway Distriparks Ltd.
0.38%
Bandhan Bank Ltd.
0.37%
ICICI Lombard General Insurance Company Ltd.
0.35%
Lupin Ltd.
0.34%
Grasim Industries Ltd.
0.30%
IndusInd Bank Ltd.
0.29%
Bajaj Finserv Ltd.
0.29%
Alkem Laboratories Ltd.
0.26%
Container Corporation Of India Ltd.
0.25%
Aditya Birla Capital Ltd.
0.22%
Go Fashion (India) Ltd.
0.22%
Sona Blw Precision Forgings Ltd.
0.22%
Infosys Ltd.
0.21%
Titan Company Ltd.
0.21%
SBI Life Insurance Co. Ltd.
0.19%
ACC Ltd.
0.17%
Hindalco Industries Ltd.
0.17%
Ultratech Cement Ltd.
0.17%
HDFC Asset Management Co. Ltd.
0.17%
Hindustan Petroleum Corporation Ltd.
0.17%
Canara Bank
0.16%
JSW Steel Ltd.
0.10%
Bajaj Auto Ltd.
0.10%
Jindal Steel & Power Ltd.
0.09%
Mahindra & Mahindra Financial Services Ltd.
0.08%
NTPC Ltd.
0.08%
Eternal Ltd.
0.04%
Tata Consumer Products Ltd.
0.04%
LIC Housing Finance Ltd.
0.03%
Crompton Greaves Consumer Electricals Ltd.
0.03%
Tube Investments Of India Ltd.
0.03%
REC Ltd.
0.03%
Marico Ltd.
0.03%
Vodafone Idea Ltd.
0.02%
Hindustan Aeronautics Ltd.
0.02%
Indian Energy Exchange Ltd.
0.02%
NMDC Ltd.
0.02%
Bharat Heavy Electricals Ltd.
0.01%
Godrej Consumer Products Ltd.
0.01%
Steel Authority Of India Ltd.
0.01%
Aurobindo Pharma Ltd.
0.01%
Havells India Ltd.
0.01%
National Highways Infra Trust
1.09%
Brookfield India Real Estate Trust
1.21%
Embassy Office Parks Reit
0.89%
Cholamandalam Investment & Finance Co. Ltd.
1.74%
Cholamandalam Investment & Finance Co. Ltd.
1.15%
Bajaj Finance Ltd.
1.08%
Power Finance Corporation Ltd.
0.22%
Bharti Telecom Ltd.
0.14%
LIC Housing Finance Ltd.
0.86%
Indian Railway Finance Corporation Ltd.
0.78%
Jamnagar Utilities & Power Pvt. Ltd.
0.71%
ICICI Prudential Life Insurance Company Ltd.
0.70%
Godrej Properties Ltd.
0.64%
TATA Capital Ltd.
0.57%
Bajaj Housing Finance Ltd.
0.59%
REC Ltd.
0.56%
State Bank Of India( AT1 Bond Under Basel III )
0.58%
Muthoot Finance Ltd.
0.22%
Mindspace Business Parks Reit
0.54%
Summit Digitel Infrastructure Pvt. Ltd.
0.43%
Mahindra Rural Housing Finance Ltd.
0.43%
HDFC Life Insurance Company Ltd.
0.42%
Torrent Power Ltd.
0.07%
National Bank For Agriculture And Rural Development
0.29%
Punjab National Bank
0.14%
Bank Of Baroda( Tier II Bond Under Basel III )
0.14%
Tata Communications Ltd.
0.14%
7.32% CGL 2030
2.09%
7.18% CGL 2033
1.49%
7.34% CGL 2064
1.20%
7.18% CGL 2037
0.90%
6.33% CGL 2035
0.71%
7.09% CGL 2054
0.15%
ICICI Securities Ltd.
0.70%
TREPS
2.72%
Margin Amount For Derivative Positions
0.02%
Net Receivable / Payable
-0.40%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Dinesh Balachandran
over 21 years Experience
Mr. Rajeev Radhakrishnan
over 20 years Experience
Ms. Mansi Sajeja
over 15 years Experience
Mr. Pradeep Kesavan
over 18 years Experience

Exit load

NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 10% of the units (the limit) purchased or switched on or before 1 year from the date of allotment. 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit on or before 1 year from the date of allotment NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.

FAQs

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