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SBI Banking & PSU Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-17)
3,139.87 0.05%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
Nil
Risk
N/A
AMC
SBI Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹1,000.87
0.09 %
Two Week 2025-07-02 ₹1,000.00 ₹1,002.09
0.21 %
One Month 2025-06-17 ₹1,000.00 ₹1,004.12
0.41 %
Three Months 2025-04-21 ₹3,000.00 ₹3,026.78
0.89 %
Six Months 2025-01-20 ₹6,000.00 ₹6,157.72
2.63 %
One Year 2024-07-18 ₹12,000.00 ₹12,599.44
5.00 %
Three Year 2022-07-18 ₹36,000.00 ₹40,715.72
13.10 %
Five Year 2020-07-20 ₹60,000.00 ₹71,183.47
18.64 %
Ten Year 2015-07-20 ₹120,000.00 ₹171,151.60
42.63 %
Since Inception 2009-10-09 ₹193,000.00 ₹354,910.34
83.89 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 169%
Debt 40%
Others -1%

Sectors Holding in SBI Banking & PSU Fund - Regular Plan - Growth

Other
39%
Banks
80%
Insurance
17%
Finance
14%
Capital Markets
5%
Aerospace & Defense
9%
Gas
13%
Power
15%
Petroleum Products
6%
Minerals & Mining
3%
Oil
4%
Non - Ferrous Metals
1%
Construction
1%
Consumable Fuels
1%

Companies Holding in SBI Banking & PSU Fund - Regular Plan - Growth

Power Grid Corporation Of India Ltd.
0.13%
Nuclear Power Corporation Of India Ltd.
0.63%
REC Ltd.
0.61%
National Bank For Financing Infrastructure And Development
3.73%
ONGC Petro Additions Ltd.
2.48%
GAIL (India) Ltd.
3.76%
National Highways Infra Trust
3.07%
Power Finance Corporation Ltd.
1.23%
HDFC Bank Ltd.
1.24%
National Bank For Agriculture And Rural Development
1.27%
Small Industries Development Bank Of India
0.63%
State Bank Of India( AT1 Bond Under Basel III )
1.76%
Export-Import Bank Of India
1.62%
Indian Railway Finance Corporation Ltd.
1.25%
Punjab National Bank( Tier II Bond Under Basel III )
0.61%
NHPC Ltd.
0.05%
Bank Of Baroda
0.63%
Canara Bank( AT1 Bond Under Basel III )
0.25%
Mahanagar Telephone Nigam Ltd.
0.17%
6.79% CGL 2034
5.85%
7.09% CGL 2054
4.91%
6.33% CGL 2035
0.87%
7.48% State Government Of Maharashtra 2035
2.54%
7.72% State Government Of Tamil Nadu 2034
1.97%
6.69% State Government Of Gujarat 2035
1.60%
7.65% State Government Of Tamil Nadu 2033
1.18%
7.81% State Government Of Gujarat 2032
1.06%
7.62% State Government Of Tamil Nadu 2034
0.65%
Equitas Small Finance Bank Ltd.
1.77%
Corporate Debt Market Development Fund-A2
0.35%
TREPS
3.87%
Net Receivable / Payable
-1.51%
HDFC Bank Ltd.
26.78%
ICICI Bank Ltd.
10.91%
Axis Bank Ltd.
9.37%
Kotak Mahindra Bank Ltd.
9.32%
Max Financial Services Ltd.
4.36%
HDFC Life Insurance Company Ltd.
4.15%
Muthoot Finance Ltd.
3.84%
Bank Of Baroda
2.80%
SBI Cards & Payment Services Ltd.
2.48%
Nippon Life India Asset Management Ltd.
2.43%
Aptus Value Housing Finance India Ltd.
2.33%
Bank Of India
2.16%
Aditya Birla Capital Ltd.
2.13%
Power Finance Corporation Ltd.
2.11%
HDFC Asset Management Co. Ltd.
1.79%
SBI Life Insurance Co. Ltd.
1.43%
ICRA Ltd.
1.30%
City Union Bank Ltd.
1.29%
CARE Ratings Ltd.
1.26%
Star Health & Allied Insurance Co. Ltd.
1.19%
Cholamandalam Financial Holdings Ltd.
0.95%
Manappuram Finance Ltd.
0.89%
CRISIL Ltd.
0.81%
SBFC Finance Ltd.
0.43%
RBL Bank Ltd.
0.17%
State Bank Of India
0.13%
182 DAY T-BILL 05.06.25
0.06%
Margin Amount For Derivative Positions
0.77%
State Bank Of India
13.25%
Bharat Electronics Ltd.
9.93%
GAIL (India) Ltd.
9.29%
Power Grid Corporation Of India Ltd.
8.34%
NTPC Ltd.
7.71%
Bharat Petroleum Corporation Ltd.
5.87%
Bank Of Baroda
5.22%
NMDC Ltd.
3.78%
General Insurance Corporation Of India
3.25%
Oil India Ltd.
3.12%
SBI Cards & Payment Services Ltd.
2.89%
Petronet LNG Ltd.
2.40%
Life Insurance Corporation Of India
2.38%
SBI Life Insurance Co. Ltd.
2.03%
Indian Bank
1.79%
Bank Of India
1.74%
National Aluminium Company Ltd.
1.71%
Gujarat State Petronet Ltd.
1.66%
REC Ltd.
1.63%
Oil & Natural Gas Corporation Ltd.
1.57%
Engineers India Ltd.
1.40%
Coal India Ltd.
1.17%
Indian Oil Corporation Ltd.
1.16%
Punjab National Bank
1.07%
Gujarat Gas Ltd.
1.05%
182 DAY T-BILL 05.06.25
0.10%
TREPS
4.80%
Net Receivable / Payable
-0.31%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Rajeev Radhakrishnan
Over 20 years Experience
Mr. Ardhendhu Bhattacharya
Over 13 years Experience
Mr. Pradeep Kesavan
Over 18 years Experience
Mr. Rohit Shimpi
Over 18 years Experience

Exit load

Nil

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