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Home Mf Research Sbi Banking Psu Fund Regular Plan Growth
SBI Mutual Fund

SBI Banking & PSU Fund - Regular Plan - Growth

Debt Debt Banking Psu
Fund House : SBI Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
3,125.09 -0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.25
0.13 %
Two Week 2025-06-05 ₹1,000.00 ₹997.85
-0.21 %
One Month 2025-05-21 ₹1,000.00 ₹1,000.19
0.02 %
Three Months 2025-03-24 ₹3,000.00 ₹3,040.83
1.36 %
Six Months 2024-12-23 ₹6,000.00 ₹6,174.75
2.91 %
One Year 2024-06-20 ₹12,000.00 ₹12,622.76
5.19 %
Three Year 2022-06-21 ₹36,000.00 ₹40,743.59
13.18 %
Five Year 2020-06-22 ₹60,000.00 ₹71,150.91
18.58 %
Ten Year 2015-06-23 ₹120,000.00 ₹171,180.28
42.65 %
Since Inception 2009-10-09 ₹192,000.00 ₹352,244.88
83.46 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Power Grid Corporation of India Ltd. - Debt 0.13
Nuclear Power Corporation of India Ltd. - Debt 0.63
REC Ltd. - Debt 0.61
National Bank for Financing Infrastructure and Development - Debt 3.73
ONGC Petro Additions Ltd. - Debt 2.48
GAIL (India) Ltd. - Debt 3.76
National Highways Infra Trust - Debt 3.07
Power Finance Corporation Ltd. - Debt 1.23
HDFC Bank Ltd. - Debt 1.24
National Bank for Agriculture and Rural Development - Debt 1.27
Small Industries Development Bank of India - Debt 0.63
State Bank of India( AT1 Bond under Basel III ) - Debt 1.76
Export-Import Bank of India - Debt 1.62
Indian Railway Finance Corporation Ltd. - Debt 1.25
Punjab National Bank( Tier II Bond under Basel III ) - Debt 0.61
NHPC Ltd. - Debt 0.05
Bank of Baroda - Debt 0.63
Canara Bank( AT1 Bond Under Basel III ) - Debt 0.25
Mahanagar Telephone Nigam Ltd. - Debt 0.17
6.79% CGL 2034 - Debt 5.85
7.09% CGL 2054 - Debt 4.91
6.33% CGL 2035 - Debt 0.87
7.48% State Government of Maharashtra 2035 - Debt 2.54
7.72% State Government of Tamil Nadu 2034 - Debt 1.97
6.69% State Government of Gujarat 2035 - Debt 1.60
7.65% State Government of Tamil Nadu 2033 - Debt 1.18
7.81% State Government of Gujarat 2032 - Debt 1.06
7.62% State Government of Tamil Nadu 2034 - Debt 0.65
Equitas Small Finance Bank Ltd. - Debt 1.77
Corporate Debt Market Development Fund-A2 - Debt 0.35
TREPS - Debt 3.87
Net Receivable / Payable - - -1.51
HDFC Bank Ltd. Banks Equity 26.78
ICICI Bank Ltd. Banks Equity 10.91
Axis Bank Ltd. Banks Equity 9.37
Kotak Mahindra Bank Ltd. Banks Equity 9.32
Max Financial Services Ltd. Insurance Equity 4.36
HDFC Life Insurance Company Ltd. Insurance Equity 4.15
Muthoot Finance Ltd. Finance Equity 3.84
Bank of Baroda Banks Equity 2.80
SBI Cards & Payment Services Ltd. Finance Equity 2.48
Nippon Life India Asset Management Ltd. Capital Markets Equity 2.43
Aptus Value Housing Finance India Ltd. Finance Equity 2.33
Bank of India Banks Equity 2.16
Aditya Birla Capital Ltd. Finance Equity 2.13
Power Finance Corporation Ltd. Finance Equity 2.11
HDFC Asset Management Co. Ltd. Capital Markets Equity 1.79
SBI Life Insurance Co. Ltd. Insurance Equity 1.43
ICRA Ltd. Capital Markets Equity 1.30
City Union Bank Ltd. Banks Equity 1.29
CARE Ratings Ltd. Capital Markets Equity 1.26
Star Health & Allied Insurance Co. Ltd. Insurance Equity 1.19
Cholamandalam Financial Holdings Ltd. Finance Equity 0.95
Manappuram Finance Ltd. Finance Equity 0.89
CRISIL Ltd. Finance Equity 0.81
SBFC Finance Ltd. Finance Equity 0.43
RBL Bank Ltd. Banks Equity 0.17
State Bank of India Banks Equity 0.13
182 DAY T-BILL 05.06.25 - Debt 0.06
Margin amount for Derivative positions - - 0.77
State Bank of India Banks Equity 13.25
Bharat Electronics Ltd. Aerospace & Defense Equity 9.93
GAIL (India) Ltd. Gas Equity 9.29
Power Grid Corporation of India Ltd. Power Equity 8.34
NTPC Ltd. Power Equity 7.71
Bharat Petroleum Corporation Ltd. Petroleum Products Equity 5.87
Bank of Baroda Banks Equity 5.22
NMDC Ltd. Minerals & Mining Equity 3.78
General Insurance Corporation of India Insurance Equity 3.25
Oil India Ltd. Oil Equity 3.12
SBI Cards & Payment Services Ltd. Finance Equity 2.89
Petronet LNG Ltd. Gas Equity 2.40
Life Insurance Corporation of India Insurance Equity 2.38
SBI Life Insurance Co. Ltd. Insurance Equity 2.03
Indian Bank Banks Equity 1.79
Bank of India Banks Equity 1.74
National Aluminium Company Ltd. Non - Ferrous Metals Equity 1.71
Gujarat State Petronet Ltd. Gas Equity 1.66
REC Ltd. Finance Equity 1.63
Oil & Natural Gas Corporation Ltd. Oil Equity 1.57
Engineers India Ltd. Construction Equity 1.40
Coal India Ltd. Consumable Fuels Equity 1.17
Indian Oil Corporation Ltd. Petroleum Products Equity 1.16
Punjab National Bank Banks Equity 1.07
Gujarat Gas Ltd. Gas Equity 1.05
182 DAY T-BILL 05.06.25 - Debt 0.10
TREPS - Debt 4.80
Net Receivable / Payable - - -0.31
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Rajeev Radhakrishnan (Over 20 years), Mr. Ardhendhu Bhattacharya (Over 13 years), Mr. Pradeep Kesavan (Over 18 years), Mr. Rohit Shimpi (Over 18 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
Nil

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