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Home Mf Research Sbi Banking Psu Fund Regular Plan Growth
SBI Mutual Fund

SBI Banking & PSU Fund - Regular Plan - Growth

Debt Debt Banking Psu
Fund House : SBI Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
3,132.23 0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,001.19
0.12 %
Two Week 2025-05-19 ₹1,000.00 ₹1,005.20
0.52 %
1 Month 2025-05-05 ₹1,000.00 ₹1,011.09
1.11 %
Three Months 2025-03-05 ₹3,000.00 ₹3,074.59
2.49 %
Six Months 2024-12-05 ₹6,000.00 ₹6,220.66
3.68 %
One Year 2024-06-03 ₹12,000.00 ₹12,706.52
5.89 %
Three Year 2022-06-06 ₹36,000.00 ₹40,953.32
13.76 %
Five Year 2020-06-04 ₹60,000.00 ₹71,484.36
19.14 %
Ten Year 2015-06-08 ₹120,000.00 ₹172,083.34
43.40 %
Since Inception 2009-10-09 ₹191,000.00 ₹352,047.65
84.32 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Power Finance Corporation Ltd. Financial Services Non Convertible Debenture 7.20
ONGC Petro Additions Ltd. Chemicals Non Convertible Debenture 7.12
Small Industries Development Bank Of India Financial Services Non Convertible Debenture 5.58
Nuclear Power Corporation Of India Ltd. Power Non Convertible Debenture 1.54
HDFC Bank Ltd. Banking Non Convertible Debenture 0.77
National Housing Bank Financial Services Non Convertible Debenture 4.51
National Bank For Agriculture And Rural Development Financial Services Non Convertible Debenture 2.59
Indian Railway Finance Corporation Ltd. Financial Services Non Convertible Debenture 3.86
GAIL (India) Ltd. Energy Non Convertible Debenture 3.86
REC Ltd. Financial Services Non Convertible Debenture 3.64
Power Grid Corporation Of India Ltd. Power Non Convertible Debenture 3.53
State Bank Of India (At1 Bond Under Basel III) Banking Non Convertible Debenture 2.92
Bank Of Baroda (Tier II Bond Under Basel III) Banking Non Convertible Debenture 1.93
Export-Import Bank Of India Financial Services Non Convertible Debenture 1.68
Mahanagar Telephone Nigam Ltd. Telecommunications Non Convertible Debenture 1.63
State Bank Of India Banking Non Convertible Debenture 1.55
NHPC Ltd. Power Non Convertible Debenture 1.55
Punjab National Bank (Tier II Bond Under Basel III) Banking Non Convertible Debenture 1.02
Punjab National Bank Banking Non Convertible Debenture 0.78
NTPC Ltd. Power Non Convertible Debenture 0.65
Axis Bank Ltd. Banking Non Convertible Debenture 0.08
Government Of India Sovereign Government Securities 22.60
State Government Of Maharashtra Sovereign State Development Loans 0.91
State Bank Of India Financial Services Equity 14.55
Power Grid Corporation Of India Ltd. Power Equity 9.49
GAIL (India) Ltd. Oil, Gas & Consumable Fuels Equity 9.09
Bharat Electronics Ltd. Capital Goods Equity 6.30
NTPC Ltd. Power Equity 4.92
NMDC Ltd. Metals & Mining Equity 4.36
SBI Life Insurance Co. Ltd. Financial Services Equity 3.81
Life Insurance Corporation Of India Financial Services Equity 3.35
Petronet LNG Ltd. Oil, Gas & Consumable Fuels Equity 3.28
Coal India Ltd. Metals & Mining Equity 3.12
REC Ltd. Financial Services Equity 2.98
General Insurance Corporation Of India Financial Services Equity 2.80
Oil & Natural Gas Corporation Ltd. Oil, Gas & Consumable Fuels Equity 2.51
Hindustan Petroleum Corporation Ltd. Oil, Gas & Consumable Fuels Equity 2.34
Oil India Ltd. Oil, Gas & Consumable Fuels Equity 2.26
National Aluminium Company Ltd. Metals & Mining Equity 2.11
Hindustan Aeronautics Ltd. Capital Goods Equity 2.10
Bharat Heavy Electricals Ltd. Capital Goods Equity 2.06
Engineers India Ltd. Capital Goods Equity 1.82
Indian Oil Corporation Ltd. Oil, Gas & Consumable Fuels Equity 1.69
Bank Of India Financial Services Equity 1.50
Indian Bank Financial Services Equity 1.49
RITES Ltd. Capital Goods Equity 1.45
Canara Bank Financial Services Equity 0.84
Hindustan Copper Ltd. Metals & Mining Equity 0.76
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Rajeev Radhakrishnan (Over 20 years), Mr. Ardhendhu Bhattacharya (Over 13 years), Mr. Pradeep Kesavan (Over 18 years), Mr. Rohit Shimpi (Over 18 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
Nil

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