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Home Mf Research Sbi Credit Risk Fund Regular Plan Growth
SBI Mutual Fund

Mutual Fund Research

SBI Credit Risk Fund - Regular Plan - Growth

SBI Mutual Fund Debt Debt Credit Risk

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-26 ₹1,000.00 ₹1,004.18 +0.42%
Two Week 2026-10-19 ₹1,000.00 ₹1,001.04 +0.10%
One Month 2026-10-05 ₹1,000.00 ₹999.69 -0.03%
Three Months 2026-08-04 ₹3,000.00 ₹3,006.41 +0.21%
Six Months 2026-05-06 ₹6,000.00 ₹6,082.84 +1.38%
One Year 2025-11-03 ₹12,000.00 ₹12,423.19 +3.53%
Three Year 2023-11-03 ₹36,000.00 ₹40,250.93 +11.81%
Five Year 2021-11-03 ₹60,000.00 ₹72,487.64 +20.81%
Ten Year 2016-11-04 ₹120,000.00 ₹173,338.08 +44.45%
Since Inception 2005-08-08 ₹259,000.00 ₹631,173.47 +143.70%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL AA 22.22%
IND AA 12.02%
Sovereign 10.63%
[ICRA]AA- 9.18%
Transport Infrastructure 8.25%
CRISIL AAA 4.76%
CARE AA 4.53%
CARE AA- 4.10%
CARE A(CE) 3.67%
[ICRA]AA+ 3.43%
[ICRA]AA 3.37%
Other 3.23%
CRISIL AA- 2.95%
[ICRA]A- 2.75%
CRISIL AA+ 2.29%
[ICRA]AAA 0.89%
IND AAA(CE) 0.68%
Construction 0.66%
CDMDF 0.39%

Top Holdings

Company-wise portfolio exposure

H.G. Infra Engineering Ltd. 4.64%
NJ Capital Pvt. Ltd. 4.54%
Tata Projects Ltd. 4.53%
Renew Solar Energy (Jharkhand Five) Pvt. Ltd. 4.53%
Lodha Developers Ltd. 3.93%
Renserv Global Pvt Ltd. 3.67%
Aditya Birla Renewables Ltd. 3.44%
Motilal Oswal Home Finance Ltd. 3.43%
Cholamandalam Investment & Finance Co. Ltd.Perpetual 3.37%
Kogta Financial (India) Ltd. 2.95%
GMR Airports Ltd. 2.95%
Gaursons India Pvt. Ltd. 2.75%
Avanse Financial Services Ltd. 2.73%
Aditya Birla Real Estate Ltd. 2.30%
Motilal Oswal Financial Services Ltd. 2.29%
Small Industries Development Bank of India 2.25%
Eris Lifesciences Ltd. 2.06%
Eris Lifesciences Ltd. 1.84%
Indostar Capital Finance Ltd. 1.15%
Small Industries Development Bank of India 1.14%
Kotak Mahindra Prime Ltd. 1.14%
Godrej Seeds & Genetics Ltd. 1.13%
Godrej Seeds & Genetics Ltd. 1.13%
Godrej Seeds & Genetics Ltd. 1.13%
Godrej Seeds & Genetics Ltd. 1.13%
India Infrastructure Finance Company Ltd. 0.89%
Sheela Foam Ltd. 0.86%
Mahanagar Telephone Nigam Ltd. 0.68%
Small Industries Development Bank of India 0.23%
JTPM Metal Traders Ltd. 4.45%
JSW JFE Kalinga Steel Ltd. 3.58%
6.17% CGL 2028 0.23%
7.06% CGL 2041 1.34%
7.47% State Government of Karnataka 2036 2.23%
7.66% State Government of Bihar 2041 2.01%
7.74% State Government of Tamil Nadu 2036 1.14%
7.72% State Government of Uttar Pradesh 2036 1.00%
7.64% State Government of Rajasthan 2036 0.23%
7.55% State Government of Maharashtra 2034 0.20%
364 DAY T-BILL 28.01.27 2.25%
Corporate Debt Market Development Fund-A2 0.39%
Raajmarg Infra Investment Trust 3.22%
Cube Highways Trust 2.20%
Indus Infra Trust 2.18%
Capital Infra Trust 0.66%
Vertis Infrastructure Trust 0.65%
TREPS 2.67%
Net Receivable / Payable 0.56%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
2.80 years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Bank Of India Credit Risk Fund - Regular Plan - Growth 16.56% 9.58% 3.25%
Aditya Birla Sun Life Credit Risk Fund - Gr - Regular Plan 10.46% 11.96% 8.43%
DSP Credit Risk Fund - Regular Plan - Growth 9.57% 12.81% 7.55%
Nippon India Credit Risk Fund - Institutional Plan - Growth 7.26% 8.24% 7.25%
Axis Credit Risk Fund - Regular Plan - Growth 6.61% 7.82% 7.18%
ICICI Prudential Credit Risk Fund - Regular Plan - Growth 6.32% 8.09% 8.16%
Nippon India Credit Risk Fund - Regular Plan - Growth 6.25% 7.90% 6.46%
HDFC Credit Risk Fund - Regular Plan - Growth 5.86% 7.44% 7.87%
Invesco India Credit Risk Fund - Regular Plan - Growth 5.84% 7.54% 6.21%
Kotak Credit Risk Fund - Regular Plan - Growth 5.23% 7.29% 7.26%

Returns are historical and do not guarantee future performance.

View All Debt Credit Risk Funds

Fund Family

Compare schemes from SBI Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
SBI Silver ETF - Regular Plan 20.48% 0.00% 33.61%
SBI Silver ETF Fund Of Fund - Regular Plan - Growth 19.96% 0.00% 31.34%
SBI Automotive Opportunities Fund - Regular Plan - Growth 18.05% 0.00% 10.40%
SBI Healthcare Opportunities Fund - Regular Plan - Growth 16.57% 22.97% 15.41%
SBI Gold ETF - Regular Plan 12.73% 29.39% 23.34%
SBI Gold Fund - Regular Plan - Growth 12.26% 29.24% 9.51%
SBI US Specific Equity Active FOF - Regular Plan - Growth 12.11% 24.49% 16.08%
SBI Mnc Fund - Regular Plan - Growth 8.95% 5.97% 15.07%
SBI Childrens Fund - Savings Plan - Regular Plan - Growth 7.05% 10.38% 10.48%
SBI Childrens Fund - Investment Plan - Regular Plan - Growth 6.83% 18.87% 28.98%

Returns are historical and do not guarantee future performance.

View All SBI Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA or below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities. There is no assurance that the investment objective of the Scheme will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
1.54%
Expense Ratio (Direct)
0.90%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
NIFTY Credit Risk Bond Index B-II

Exit Load

Charges that may apply when you redeem units

For exit within 12 months from the date of allotment: For 8% of the investment – Nil For the remaining investment - 3% For exit after 12 months but within 24 months from the date of allotment: For 8% of the investment – Nil For the remaining investment -1.5% For exit after 24 months but within 36 months from the date of allotment: For 8% of the investment – Nil For the remaining investment - 0.75%; For exit after 36 months from the date of allotment – Nil
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