Home Mf Research Sbi Multi Asset Allocation Fund Regular Plan Growth
SBI Mutual Fund

SBI Multi Asset Allocation Fund - Regular Plan - Growth

Hybrid Hybrid Multi Asset Allocation
Fund House : SBI Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
58.97 0.21%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.00%
Expense Ratio (Direct)
0.84%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,004.17
0.42 %
Two Week 2025-06-05 ₹1,000.00 ₹1,008.73
0.87 %
One Month 2025-05-21 ₹1,000.00 ₹1,016.60
1.66 %
Three Months 2025-03-24 ₹3,000.00 ₹3,129.51
4.32 %
Six Months 2024-12-23 ₹6,000.00 ₹6,362.09
6.03 %
One Year 2024-06-20 ₹12,000.00 ₹12,780.10
6.50 %
Three Year 2022-06-21 ₹36,000.00 ₹46,221.48
28.39 %
Five Year 2020-06-22 ₹60,000.00 ₹87,738.12
46.23 %
Ten Year 2015-06-23 ₹120,000.00 ₹232,795.94
94.00 %
Since Inception 2005-12-21 ₹238,000.00 ₹759,732.84
219.22 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banks Equity 3.08
Reliance Industries Ltd. Petroleum Products Equity 2.91
Restaurant Brands Asia Ltd. Leisure Services Equity 1.99
ITC Ltd. Diversified FMCG Equity 1.89
HCL Technologies Ltd. IT - Software Equity 1.52
Bandhan Bank Ltd. Banks Equity 1.52
VRL Logistics Ltd. Transport Services Equity 1.27
Axis Bank Ltd. Banks Equity 1.14
Gokaldas Exports Ltd. Textiles & Apparels Equity 1.04
Indian Oil Corporation Ltd. Petroleum Products Equity 1.01
ZF Commercial Vehicle Control Systems India Ltd. Auto Components Equity 1.01
Punjab National Bank Banks Equity 1.01
GAIL (India) Ltd. Gas Equity 0.98
CESC Ltd. Power Equity 0.97
State Bank of India Banks Equity 0.92
Wipro Ltd. IT - Software Equity 0.89
Colgate Palmolive (India) Ltd. Personal Products Equity 0.88
Tech Mahindra Ltd. IT - Software Equity 0.87
Steel Authority of India Ltd. Ferrous Metals Equity 0.87
Indian Energy Exchange Ltd. Capital Markets Equity 0.84
LTIMindtree Ltd. IT - Software Equity 0.82
Dabur India Ltd. Personal Products Equity 0.81
FSN E-Commerce Ventures Ltd. Retailing Equity 0.80
ICICI Prudential Life Insurance Company Ltd. Insurance Equity 0.80
Biocon Ltd. Pharmaceuticals & Biotechnology Equity 0.77
Kalpataru Projects International Ltd. Construction Equity 0.76
Oil & Natural Gas Corporation Ltd. Oil Equity 0.71
Infosys Ltd. IT - Software Equity 0.71
Emami Ltd. Personal Products Equity 0.70
Sagar Cements Ltd. Cement & Cement Products Equity 0.66
Tata Technologies Ltd. IT - Services Equity 0.66
VIP Industries Ltd. Consumer Durables Equity 0.59
Life Insurance Corporation of India Insurance Equity 0.57
Whirlpool of India Ltd. Consumer Durables Equity 0.56
ICICI Bank Ltd. Banks Equity 0.55
Jubilant Foodworks Ltd. Leisure Services Equity 0.50
City Union Bank Ltd. Banks Equity 0.46
Ashoka Buildcon Ltd. Construction Equity 0.44
Max Financial Services Ltd. Insurance Equity 0.39
Laurus Labs Ltd. Pharmaceuticals & Biotechnology Equity 0.38
Bharti Airtel Ltd. Telecom - Services Equity 0.35
United Spirits Ltd. Beverages Equity 0.32
HDFC Asset Management Co. Ltd. Capital Markets Equity 0.32
Ashiana Housing Ltd. Realty Equity 0.32
HeidelbergCement India Ltd. Cement & Cement Products Equity 0.31
Mahindra Lifespace Developers Ltd. Realty Equity 0.03
V-Mart Retail Ltd. Retailing Equity 0.29
Gland Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.28
Equitas Small Finance Bank Ltd. Banks Equity 0.26
Rallis India Ltd. Fertilizers & Agrochemicals Equity 0.19
Elin Electronics Ltd. Consumer Durables Equity 0.14
PVR Inox Ltd. Entertainment Equity 0.09
Nuvoco Vistas Corporation Ltd. Cement & Cement Products Equity 0.01
Cube Highways Trust Transport Infrastructure Debt 0.37
Brookfield India Real Estate Trust Realty Real Estate 2.79
Embassy Office Parks Reit Realty Real Estate 2.23
Cholamandalam Investment & Finance Co. Ltd. Finance - 0.82
Bharti Telecom Ltd. - Debt 2.48
Cholamandalam Investment & Finance Co. Ltd. - Debt 0.91
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.) - Debt 2.43
Aditya Birla Renewables Ltd. - Debt 2.43
Infopark Properties Ltd. - Debt 1.93
TATA Capital Ltd. - Debt 0.61
Muthoot Finance Ltd. - Debt 0.18
Avanse Financial Services Ltd. - Debt 0.30
SBFC Finance Ltd. - Debt 1.49
Bank of Baroda( Tier II Bond under Basel III ) - Debt 1.22
Godrej Industries Ltd. - Debt 1.22
Tata Projects Ltd. - Debt 1.09
Bajaj Housing Finance Ltd. - Debt 0.61
Mahindra Rural Housing Finance Ltd. - Debt 0.31
SMFG India Home Finance Co. Ltd. - Debt 0.60
JM Financial Credit Solutions Ltd. - Debt 0.60
JM Financial Asset Reconstruction Company Ltd. - Debt 0.60
Torrent Power Ltd. - Debt 0.49
Indostar Capital Finance Ltd. - Debt 0.36
Sundaram Finance Ltd. - Debt 0.31
JM Financial Services Ltd. - Debt 0.29
Aadhar Housing Finance Ltd. - Debt 0.28
6.92% CGL 2039 - Debt 3.12
7.34% CGL 2064 - Debt 0.95
7.09% CGL 2054 - Debt 0.62
6.79% CGL 2034 - Debt 0.31
7.10% State Government of West Bengal 2045 - Debt 1.83
SBI Silver ETF Capital Markets Debt 4.76
SBI Gold ETF Capital Markets Debt 3.64
Nippon India Silver ETF Capital Markets Debt 3.00
TREPS - Debt 1.87
Net Receivable / Payable - - 1.12
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Dinesh Balachandran (Over 21 years), Ms. Mansi Sajeja (Over 15 years), Ms. Vandna Soni (Over 14 years), Mr. Pradeep Kesavan (Over 18 years),
  • Expense ration regular : 1.00
  • Expense ration direct : 0.84
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : hybrid
Exit load
For exit within 12 months: Nil for 10% of investments, 1.00% for remaining investments; Nil after 12 months.

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