Home Mf Research Sbi Multi Asset Allocation Fund Regular Plan Growth

SBI Multi Asset Allocation Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
60.26 0.17%
AUM (Fund Size)
N/A
Expense Ratio
1.00%
Exit load
For exit within 12 months: Nil for 10% of investments, 1.00% for remaining investments; Nil after 12 months.
Risk
N/A
AMC
SBI Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,007.53
0.75 %
Two Week 2025-07-03 ₹1,000.00 ₹1,007.34
0.73 %
One Month 2025-06-18 ₹1,000.00 ₹1,022.38
2.24 %
Three Months 2025-04-21 ₹3,000.00 ₹3,129.80
4.33 %
Six Months 2025-01-20 ₹6,000.00 ₹6,428.15
7.14 %
One Year 2024-07-18 ₹12,000.00 ₹12,966.35
8.05 %
Three Year 2022-07-19 ₹36,000.00 ₹46,582.46
29.40 %
Five Year 2020-07-20 ₹60,000.00 ₹88,627.18
47.71 %
Ten Year 2015-07-21 ₹120,000.00 ₹235,968.71
96.64 %
Since Inception 2005-12-21 ₹239,000.00 ₹777,359.05
225.25 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 15%
Debt 26%
Others 1%

Sectors Holding in SBI Multi Asset Allocation Fund - Regular Plan - Growth

Banks
6%
Petroleum Products
3%
Leisure Services
1%
Diversified FMCG
1%
IT - Software
1%
Transport Services
1%
Textiles & Apparels
1%
Auto Components
1%
Gas
0%
Power
0%
Personal Products
0%
Ferrous Metals
0%
Capital Markets
10%
Retailing
0%
Insurance
0%
Pharmaceuticals & Biotechnology
0%
Construction
0%
Oil
0%
Cement & Cement Products
0%
IT - Services
0%
Consumer Durables
0%
Telecom - Services
0%
Beverages
0%
Realty
4%
Fertilizers & Agrochemicals
0%
Entertainment
0%
Transport Infrastructure
0%
Finance
0%
Other
17%

Companies Holding in SBI Multi Asset Allocation Fund - Regular Plan - Growth

HDFC Bank Ltd.
3.08%
Reliance Industries Ltd.
2.91%
Restaurant Brands Asia Ltd.
1.99%
ITC Ltd.
1.89%
HCL Technologies Ltd.
1.52%
Bandhan Bank Ltd.
1.52%
VRL Logistics Ltd.
1.27%
Axis Bank Ltd.
1.14%
Gokaldas Exports Ltd.
1.04%
Indian Oil Corporation Ltd.
1.01%
ZF Commercial Vehicle Control Systems India Ltd.
1.01%
Punjab National Bank
1.01%
GAIL (India) Ltd.
0.98%
CESC Ltd.
0.97%
State Bank Of India
0.92%
Wipro Ltd.
0.89%
Colgate Palmolive (India) Ltd.
0.88%
Tech Mahindra Ltd.
0.87%
Steel Authority Of India Ltd.
0.87%
Indian Energy Exchange Ltd.
0.84%
LTIMindtree Ltd.
0.82%
Dabur India Ltd.
0.81%
FSN E-Commerce Ventures Ltd.
0.80%
ICICI Prudential Life Insurance Company Ltd.
0.80%
Biocon Ltd.
0.77%
Kalpataru Projects International Ltd.
0.76%
Oil & Natural Gas Corporation Ltd.
0.71%
Infosys Ltd.
0.71%
Emami Ltd.
0.70%
Sagar Cements Ltd.
0.66%
Tata Technologies Ltd.
0.66%
VIP Industries Ltd.
0.59%
Life Insurance Corporation Of India
0.57%
Whirlpool Of India Ltd.
0.56%
ICICI Bank Ltd.
0.55%
Jubilant Foodworks Ltd.
0.50%
City Union Bank Ltd.
0.46%
Ashoka Buildcon Ltd.
0.44%
Max Financial Services Ltd.
0.39%
Laurus Labs Ltd.
0.38%
Bharti Airtel Ltd.
0.35%
United Spirits Ltd.
0.32%
HDFC Asset Management Co. Ltd.
0.32%
Ashiana Housing Ltd.
0.32%
HeidelbergCement India Ltd.
0.31%
Mahindra Lifespace Developers Ltd.
0.03%
V-Mart Retail Ltd.
0.29%
Gland Pharma Ltd.
0.28%
Equitas Small Finance Bank Ltd.
0.26%
Rallis India Ltd.
0.19%
Elin Electronics Ltd.
0.14%
PVR Inox Ltd.
0.09%
Nuvoco Vistas Corporation Ltd.
0.01%
Cube Highways Trust
0.37%
Brookfield India Real Estate Trust
2.79%
Embassy Office Parks Reit
2.23%
Cholamandalam Investment & Finance Co. Ltd.
0.82%
Bharti Telecom Ltd.
2.48%
Cholamandalam Investment & Finance Co. Ltd.
0.91%
Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.)
2.43%
Aditya Birla Renewables Ltd.
2.43%
Infopark Properties Ltd.
1.93%
TATA Capital Ltd.
0.61%
Muthoot Finance Ltd.
0.18%
Avanse Financial Services Ltd.
0.30%
SBFC Finance Ltd.
1.49%
Bank Of Baroda( Tier II Bond Under Basel III )
1.22%
Godrej Industries Ltd.
1.22%
Tata Projects Ltd.
1.09%
Bajaj Housing Finance Ltd.
0.61%
Mahindra Rural Housing Finance Ltd.
0.31%
SMFG India Home Finance Co. Ltd.
0.60%
JM Financial Credit Solutions Ltd.
0.60%
JM Financial Asset Reconstruction Company Ltd.
0.60%
Torrent Power Ltd.
0.49%
Indostar Capital Finance Ltd.
0.36%
Sundaram Finance Ltd.
0.31%
JM Financial Services Ltd.
0.29%
Aadhar Housing Finance Ltd.
0.28%
6.92% CGL 2039
3.12%
7.34% CGL 2064
0.95%
7.09% CGL 2054
0.62%
6.79% CGL 2034
0.31%
7.10% State Government Of West Bengal 2045
1.83%
SBI Silver ETF
4.76%
SBI Gold ETF
3.64%
Nippon India Silver ETF
3.00%
TREPS
1.87%
Net Receivable / Payable
1.12%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.00
Expense Ratio Direct
0.84
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Dinesh Balachandran
Over 21 years Experience
Ms. Mansi Sajeja
Over 15 years Experience
Ms. Vandna Soni
Over 14 years Experience
Mr. Pradeep Kesavan
Over 18 years Experience

Exit load

For exit within 12 months: Nil for 10% of investments, 1.00% for remaining investments; Nil after 12 months.

FAQs

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