SBI Multi Asset Allocation Fund - Regular Plan - Growth
Hybrid
Hybrid Multi Asset Allocation
Fund House : SBI Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-20)
58.97 0.21%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
1.00%
Expense Ratio
(Direct)
0.84%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-13 | ₹1,000.00 | ₹1,004.17 |
0.42 %
|
| Two Week | 2025-06-05 | ₹1,000.00 | ₹1,008.73 |
0.87 %
|
| One Month | 2025-05-21 | ₹1,000.00 | ₹1,016.60 |
1.66 %
|
| Three Months | 2025-03-24 | ₹3,000.00 | ₹3,129.51 |
4.32 %
|
| Six Months | 2024-12-23 | ₹6,000.00 | ₹6,362.09 |
6.03 %
|
| One Year | 2024-06-20 | ₹12,000.00 | ₹12,780.10 |
6.50 %
|
| Three Year | 2022-06-21 | ₹36,000.00 | ₹46,221.48 |
28.39 %
|
| Five Year | 2020-06-22 | ₹60,000.00 | ₹87,738.12 |
46.23 %
|
| Ten Year | 2015-06-23 | ₹120,000.00 | ₹232,795.94 |
94.00 %
|
| Since Inception | 2005-12-21 | ₹238,000.00 | ₹759,732.84 |
219.22 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| HDFC Bank Ltd. | Banks | Equity | 3.08 |
| Reliance Industries Ltd. | Petroleum Products | Equity | 2.91 |
| Restaurant Brands Asia Ltd. | Leisure Services | Equity | 1.99 |
| ITC Ltd. | Diversified FMCG | Equity | 1.89 |
| HCL Technologies Ltd. | IT - Software | Equity | 1.52 |
| Bandhan Bank Ltd. | Banks | Equity | 1.52 |
| VRL Logistics Ltd. | Transport Services | Equity | 1.27 |
| Axis Bank Ltd. | Banks | Equity | 1.14 |
| Gokaldas Exports Ltd. | Textiles & Apparels | Equity | 1.04 |
| Indian Oil Corporation Ltd. | Petroleum Products | Equity | 1.01 |
| ZF Commercial Vehicle Control Systems India Ltd. | Auto Components | Equity | 1.01 |
| Punjab National Bank | Banks | Equity | 1.01 |
| GAIL (India) Ltd. | Gas | Equity | 0.98 |
| CESC Ltd. | Power | Equity | 0.97 |
| State Bank of India | Banks | Equity | 0.92 |
| Wipro Ltd. | IT - Software | Equity | 0.89 |
| Colgate Palmolive (India) Ltd. | Personal Products | Equity | 0.88 |
| Tech Mahindra Ltd. | IT - Software | Equity | 0.87 |
| Steel Authority of India Ltd. | Ferrous Metals | Equity | 0.87 |
| Indian Energy Exchange Ltd. | Capital Markets | Equity | 0.84 |
| LTIMindtree Ltd. | IT - Software | Equity | 0.82 |
| Dabur India Ltd. | Personal Products | Equity | 0.81 |
| FSN E-Commerce Ventures Ltd. | Retailing | Equity | 0.80 |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | Equity | 0.80 |
| Biocon Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.77 |
| Kalpataru Projects International Ltd. | Construction | Equity | 0.76 |
| Oil & Natural Gas Corporation Ltd. | Oil | Equity | 0.71 |
| Infosys Ltd. | IT - Software | Equity | 0.71 |
| Emami Ltd. | Personal Products | Equity | 0.70 |
| Sagar Cements Ltd. | Cement & Cement Products | Equity | 0.66 |
| Tata Technologies Ltd. | IT - Services | Equity | 0.66 |
| VIP Industries Ltd. | Consumer Durables | Equity | 0.59 |
| Life Insurance Corporation of India | Insurance | Equity | 0.57 |
| Whirlpool of India Ltd. | Consumer Durables | Equity | 0.56 |
| ICICI Bank Ltd. | Banks | Equity | 0.55 |
| Jubilant Foodworks Ltd. | Leisure Services | Equity | 0.50 |
| City Union Bank Ltd. | Banks | Equity | 0.46 |
| Ashoka Buildcon Ltd. | Construction | Equity | 0.44 |
| Max Financial Services Ltd. | Insurance | Equity | 0.39 |
| Laurus Labs Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.38 |
| Bharti Airtel Ltd. | Telecom - Services | Equity | 0.35 |
| United Spirits Ltd. | Beverages | Equity | 0.32 |
| HDFC Asset Management Co. Ltd. | Capital Markets | Equity | 0.32 |
| Ashiana Housing Ltd. | Realty | Equity | 0.32 |
| HeidelbergCement India Ltd. | Cement & Cement Products | Equity | 0.31 |
| Mahindra Lifespace Developers Ltd. | Realty | Equity | 0.03 |
| V-Mart Retail Ltd. | Retailing | Equity | 0.29 |
| Gland Pharma Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.28 |
| Equitas Small Finance Bank Ltd. | Banks | Equity | 0.26 |
| Rallis India Ltd. | Fertilizers & Agrochemicals | Equity | 0.19 |
| Elin Electronics Ltd. | Consumer Durables | Equity | 0.14 |
| PVR Inox Ltd. | Entertainment | Equity | 0.09 |
| Nuvoco Vistas Corporation Ltd. | Cement & Cement Products | Equity | 0.01 |
| Cube Highways Trust | Transport Infrastructure | Debt | 0.37 |
| Brookfield India Real Estate Trust | Realty | Real Estate | 2.79 |
| Embassy Office Parks Reit | Realty | Real Estate | 2.23 |
| Cholamandalam Investment & Finance Co. Ltd. | Finance | - | 0.82 |
| Bharti Telecom Ltd. | - | Debt | 2.48 |
| Cholamandalam Investment & Finance Co. Ltd. | - | Debt | 0.91 |
| Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.) | - | Debt | 2.43 |
| Aditya Birla Renewables Ltd. | - | Debt | 2.43 |
| Infopark Properties Ltd. | - | Debt | 1.93 |
| TATA Capital Ltd. | - | Debt | 0.61 |
| Muthoot Finance Ltd. | - | Debt | 0.18 |
| Avanse Financial Services Ltd. | - | Debt | 0.30 |
| SBFC Finance Ltd. | - | Debt | 1.49 |
| Bank of Baroda( Tier II Bond under Basel III ) | - | Debt | 1.22 |
| Godrej Industries Ltd. | - | Debt | 1.22 |
| Tata Projects Ltd. | - | Debt | 1.09 |
| Bajaj Housing Finance Ltd. | - | Debt | 0.61 |
| Mahindra Rural Housing Finance Ltd. | - | Debt | 0.31 |
| SMFG India Home Finance Co. Ltd. | - | Debt | 0.60 |
| JM Financial Credit Solutions Ltd. | - | Debt | 0.60 |
| JM Financial Asset Reconstruction Company Ltd. | - | Debt | 0.60 |
| Torrent Power Ltd. | - | Debt | 0.49 |
| Indostar Capital Finance Ltd. | - | Debt | 0.36 |
| Sundaram Finance Ltd. | - | Debt | 0.31 |
| JM Financial Services Ltd. | - | Debt | 0.29 |
| Aadhar Housing Finance Ltd. | - | Debt | 0.28 |
| 6.92% CGL 2039 | - | Debt | 3.12 |
| 7.34% CGL 2064 | - | Debt | 0.95 |
| 7.09% CGL 2054 | - | Debt | 0.62 |
| 6.79% CGL 2034 | - | Debt | 0.31 |
| 7.10% State Government of West Bengal 2045 | - | Debt | 1.83 |
| SBI Silver ETF | Capital Markets | Debt | 4.76 |
| SBI Gold ETF | Capital Markets | Debt | 3.64 |
| Nippon India Silver ETF | Capital Markets | Debt | 3.00 |
| TREPS | - | Debt | 1.87 |
| Net Receivable / Payable | - | - | 1.12 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Dinesh Balachandran (Over 21 years), Ms. Mansi Sajeja (Over 15 years), Ms. Vandna Soni (Over 14 years), Mr. Pradeep Kesavan (Over 18 years),
- Expense ration regular : 1.00
- Expense ration direct : 0.84
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹500.00
- Type : hybrid
Exit load
For exit within 12 months: Nil for 10% of investments, 1.00% for remaining investments; Nil after 12 months.
FAQs
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