Home Mf Research Shriram Balanced Advantage Fund Regular Plan Growth

Shriram Balanced Advantage Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
16.84 -0.42%
AUM (Fund Size)
N/A
Expense Ratio
2.30%
Exit load
If redeemed/switched-out within 90 days: Upto 12% units: Nil, More than 12% units: 1%, After 90 days: Nil
Risk
N/A
AMC
Shriram Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹996.68
-0.33 %
Two Week 2025-07-03 ₹1,000.00 ₹989.07
-1.09 %
One Month 2025-06-18 ₹1,000.00 ₹1,007.23
0.72 %
Three Months 2025-04-21 ₹3,000.00 ₹3,022.37
0.75 %
Six Months 2025-01-20 ₹6,000.00 ₹6,151.08
2.52 %
One Year 2024-07-18 ₹12,000.00 ₹11,914.80
-0.71 %
Three Year 2022-07-19 ₹36,000.00 ₹40,124.77
11.46 %
Five Year 2020-07-20 ₹60,000.00 ₹73,334.02
22.22 %
Since Inception 2019-06-14 ₹75,000.00 ₹97,692.93
30.26 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 54%
Debt 30%
Others 1%

Sectors Holding in Shriram Balanced Advantage Fund - Regular Plan - Growth

Banks
12%
Automobiles
9%
Telecom - Services
4%
Petroleum Products
4%
Power
4%
Diversified FMCG
3%
Pharmaceuticals & Biotechnology
4%
Food Products
3%
Finance
3%
Transport Services
2%
Agricultural Food & Other Products
2%
Aerospace & Defense
2%
Healthcare Services
1%
Insurance
1%
Transport Infrastructure
0%
Cement & Cement Products
0%
Other
31%

Companies Holding in Shriram Balanced Advantage Fund - Regular Plan - Growth

ICICI Bank Ltd.
4.13%
HDFC Bank Ltd.
4.10%
TVS Motor Company Ltd.
4.08%
Bharti Airtel Ltd.
4.08%
Reliance Industries Ltd.
4.07%
Mahindra & Mahindra Ltd.
4.05%
NTPC Ltd.
3.98%
ITC Ltd.
3.91%
Sun Pharmaceutical Industries Ltd.
3.73%
Britannia Industries Ltd.
3.72%
Bajaj Holdings & Investment Ltd.
3.31%
Kotak Mahindra Bank Ltd.
2.63%
State Bank Of India
2.50%
InterGlobe Aviation Ltd.
2.28%
Tata Consumer Products Ltd.
2.15%
Bharat Electronics Ltd.
2.13%
Divi's Laboratories Ltd.
1.74%
Eicher Motors Ltd.
1.58%
Apollo Hospitals Enterprise Ltd.
1.36%
HDFC Life Insurance Company Ltd.
1.24%
Power Grid Corporation Of India Ltd.
1.19%
Marico Ltd.
0.89%
Hindustan Aeronautics Ltd.
0.82%
Adani Ports & Special Economic Zone Ltd.
0.73%
Bharat Petroleum Corporation Ltd.
0.67%
Shree Cement Ltd.
0.49%
7.7% National Bank For Agriculture & Rural Development
7.08%
8.54% REC Ltd.
4.22%
6.54% Government Of India
3.46%
7.45% Export Import Bank Of India
3.45%
7.835% LIC Housing Finance Ltd.
1.68%
ICICI PRUDENTIAL LIQUID DIRECT GROWTH
2.06%
Clearing Corporation Of India Ltd.
10.64%
Net Receivables / (Payables)
1.85%

Risk Ratios

Std. Deviation 7.74
Beta 0.94
Sharpe Ratio 0.96
Lock In Period N/A
Residual Maturity 3.63

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.30
Expense Ratio Direct
0.60
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Deepak Ramaraju
Over 21 years Experience
Ms. Gargi Bhattacharyya Banerjee
Over 22 years Experience

Exit load

If redeemed/switched-out within 90 days: Upto 12% units: Nil, More than 12% units: 1%, After 90 days: Nil

FAQs

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