Shriram Balanced Advantage Fund - Regular Plan - Growth
Fund House : Shriram Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- SI
NAV (as on
2025-06-03)
16.65 -0.41%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
2.30%
Expense Ratio
(Direct)
0.60%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-05-27 | ₹1,000.00 | ₹992.94 |
-0.71 %
|
| Two Week | 2025-05-19 | ₹1,000.00 | ₹987.56 |
-1.24 %
|
| 1 Month | 2025-05-05 | ₹1,000.00 | ₹1,002.87 |
0.29 %
|
| Three Months | 2025-03-05 | ₹3,000.00 | ₹3,092.56 |
3.09 %
|
| Six Months | 2024-12-05 | ₹6,000.00 | ₹6,034.84 |
0.58 %
|
| One Year | 2024-06-03 | ₹12,000.00 | ₹11,682.87 |
-2.64 %
|
| Three Year | 2022-06-06 | ₹36,000.00 | ₹40,085.48 |
11.35 %
|
| Five Year | 2020-06-04 | ₹60,000.00 | ₹73,805.40 |
23.01 %
|
| Since Inception | 2019-06-14 | ₹73,000.00 | ₹94,609.33 |
29.60 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| HDFC Bank Ltd. | Banking | Equity | 10.50 |
| Reliance Industries Ltd. | Energy | Equity | 8.30 |
| ICICI Bank Ltd. | Banking | Equity | 5.50 |
| Tata Consultancy Services Ltd. | IT | Equity | 5.90 |
| Infosys Ltd. | IT | Equity | 7.70 |
| Mahindra & Mahindra Ltd. | Automobiles | Equity | 2.40 |
| Bharti Airtel Ltd. | Telecom | Equity | 4.80 |
| Colgate Palmolive (India) Ltd. | Personal Products | Equity | 2.26 |
| Power Grid Corporation of India Ltd. | Power | Equity | 1.89 |
| Axis Bank Ltd. | Banking | Equity | 3.70 |
| Tata Motors Ltd. DVR | Automobiles | Equity | 1.69 |
| Torrent Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Equity | 1.61 |
| Zydus Lifesciences Ltd. | Pharmaceuticals & Biotechnology | Equity | 1.53 |
| GlaxoSmithKline Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Equity | 1.44 |
| Indus Towers Ltd. | Telecom - Services | Equity | 1.41 |
| Cummins India Ltd. | Industrial Products | Equity | 1.33 |
| NTPC Ltd. | Power | Equity | 1.33 |
| Zomato Ltd. | Consumer Durables | Equity | 1.28 |
| Bosch Ltd. | Automobiles | Equity | 1.28 |
| Trent Ltd. | Retailing | Equity | 1.23 |
| Voltas Ltd. | Consumer Durables | Equity | 1.21 |
| VARUN BEVERAGES LIMITED | Beverages | Equity | 1.12 |
| Tata Power Company Ltd. | Power | Equity | 1.11 |
| Exide Industries Ltd. | Automobiles | Equity | 1.08 |
| Siemens Ltd. | Electrical Equipment | Equity | 1.06 |
| Bajaj Auto Ltd. | Automobiles | Equity | 1.03 |
| Sundaram Finance Ltd. | Finance | Equity | 1.03 |
| Persistent Systems Ltd. | IT - Software | Equity | 1.01 |
| Dixon Technologies (India) Ltd. | Industrial Manufacturing | Equity | 0.98 |
| Bharat Electronics Ltd. | Aerospace & Defense | Equity | 0.96 |
| Wipro Ltd. | IT - Software | Equity | 0.92 |
| ITD Cementation India Ltd. | Construction | Equity | 0.92 |
| KEI Industries Ltd. | Electrical Equipment | Equity | 0.91 |
| Oil India Ltd. | Oil | Equity | 0.83 |
| Zensar Technologies Ltd. | IT - Software | Equity | 0.74 |
| Rail Vikas Nigam Ltd. | Industrial Manufacturing | Equity | 0.73 |
| ITC Ltd. | Diversified FMCG | Equity | 0.72 |
| Hindustan Aeronautics Ltd. | Aerospace & Defense | Equity | 0.63 |
| Amara Raja Energy & Mobility Ltd. | Automobiles | Equity | 0.52 |
| Bharat Heavy Electricals Ltd. | Industrial Products | Equity | 0.51 |
| Sanofi India Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.50 |
| Housing & Urban Development Corp Ltd. | Finance | Equity | 0.50 |
| Mazagon Dock Shipbuilders Ltd. | Aerospace & Defense | Equity | 0.47 |
| Garden Reach Shipbuilders & Engineers | Aerospace & Defense | Equity | 0.46 |
| Ircon International Ltd. | Construction | Equity | 0.44 |
| RailTel Corporation of India Ltd. | Telecom - Services | Equity | 0.44 |
| Cochin Shipyard Ltd. | Aerospace & Defense | Equity | 0.24 |
| Indian Renewable Energy Dev Agency Ltd. | Power | Equity | 0.23 |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 6.40 |
| Larsen & Toubro Ltd. | Infrastructure | Equity | 4.20 |
| Hindustan Unilever Ltd. | FMCG | Equity | 4.00 |
SIP Calculator
Risk Ratios
Standard Deviation
7.74
Beta
0.94
Sharpe Ratio
0.96
Lock In Period
-
Residual Maturity
3.63
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Deepak Ramaraju (Over 21 years), Ms. Gargi Bhattacharyya Banerjee (Over 22 years),
- Expense ration regular : 2.30
- Expense ration direct : 0.60
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹500.00
- Type : hybrid
Exit load
If redeemed/switched-out within 90 days: Upto 12% units: Nil, More than 12% units: 1%, After 90 days: Nil
FAQs
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