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Home Mf Research Sundaram Banking Psu Fund Retail Plan Growth
SUNDARAM MUTUAL FUND

SUNDARAM BANKING & PSU FUND - RETAIL PLAN - GROWTH

Debt Debt Banking Psu
Fund House : SUNDARAM MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2024-06-28)
35.62 0.05%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2024-06-21 ₹1,000.00 ₹1,000.71
0.07 %
Two Week 2024-06-13 ₹1,000.00 ₹1,002.63
0.26 %
One Month 2024-05-29 ₹1,000.00 ₹1,005.77
0.58 %
Three Months 2024-03-31 ₹3,000.00 ₹3,035.80
1.19 %
Six Months 2024-01-01 ₹6,000.00 ₹6,125.38
2.09 %
One Year 2023-06-30 ₹12,000.00 ₹12,472.87
3.94 %
Three Year 2021-06-29 ₹36,000.00 ₹39,527.63
9.80 %
Five Year 2019-07-01 ₹60,000.00 ₹68,963.42
14.94 %
Ten Year 2014-07-02 ₹120,000.00 ₹164,297.37
36.91 %
Since Inception 2004-12-29 ₹238,000.00 ₹475,964.95
99.99 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Indian Oil Corporation Ltd - 7.44% - 25/11/2027 - Debt 6.51
REC LTD - 7.55% - 31/03/2028 - Debt 5.43
HDFC Bank Ltd - 7.7% - 16/05/2028 - Debt 5.42
Housing and Urban Development Corp. Ltd - 6.9% - 23/04/2032 - Debt 5.35
National Housing Bank - 7.59% - 14/07/2027 - Debt 4.34
Small Industries Development Bank of India - 7.54% - 12/01/2026 - Debt 4.26
Power Finance Corporation Ltd - 6.09% - 27/08/2026 - Debt 4.22
National Bank for Agriculture & Rural Development - 7.62% - 10/05/2029 - Debt 3.28
Export Import Bank of India - 7.35% - 27/07/2028 - Debt 3.26
Indian Railway Finance Corporation Ltd - 7.23% - 15/10/2026 - Debt 3.21
Power Grid Corporation of India Ltd - 7.35% - 12/03/2034 - Debt 2.20
Indian Railway Finance Corporation Ltd - 7.37% - 31/07/2029 - Debt 2.18
National Bank for Agriculture & Rural Development - 7.53% - 24/03/2028 - Debt 2.17
Power Grid Corporation of India Ltd - 6.94% - 15/04/2035 - Debt 2.15
Power Finance Corporation Ltd - 6.61% - 15/07/2028 - Debt 2.12
Power Finance Corporation Ltd - 7.6% - 13/04/2029 - Debt 1.09
National Bank for Financing Infrastructure and Development - 7.43% - 04/07/2034 - Debt 1.09
National Bank for Agriculture & Rural Development - 7.8% - 15/03/2027 - Debt 1.08
Indian Railway Finance Corporation Ltd - 7.68% - 24/11/2026 - Debt 1.08
REC LTD - 7.77% - 30/09/2026 - Debt 1.08
Power Finance Corporation Ltd - 7.23% - 05/01/2027 - Debt 1.07
National Housing Bank - 7.4% - 16/07/2026 - Debt 1.07
6.79% Central Government Securities 07/10/2034 - Debt 8.79
7.32% Government Securities-13/11/2030 - Debt 2.26
6.96% Tamil Nadu State Government Securities - 04/12/2028 - Debt 2.18
7.23% Central Government Securities 15/04/2039 - Debt 1.14
7.30% Government Securities - 19/06/2053 - Debt 1.12
7.09% Central Government Securities 05/08/2054 - Debt 1.10
6.90% Central Government Securities 15/04/2065 - Debt 1.07
7.10% Central Government Securities 08/04/2034 - Debt 0.45
Indian Bank - 25/03/2026 - Debt 4.03
Indian Bank - 09/06/2025 - Debt 2.12
HDFC Bank Ltd - 04/02/2026 - Debt 1.02
Export Import Bank of India - 20/03/2026 - Debt 1.01
TREPS - Debt 8.22
Corporate Debt Market Development Fund - Class A2 - Debt 0.27
Cash and Other Net Current Assets - Cash 1.56
Indian Oil Corporation Ltd - 7.44% - 25/11/2027 - Debt 6.51
REC LTD - 7.55% - 31/03/2028 - Debt 5.43
HDFC Bank Ltd - 7.7% - 16/05/2028 - Debt 5.42
Housing and Urban Development Corp. Ltd - 6.9% - 23/04/2032 - Debt 5.35
National Housing Bank - 7.59% - 14/07/2027 - Debt 4.34
Small Industries Development Bank of India - 7.54% - 12/01/2026 - Debt 4.26
Power Finance Corporation Ltd - 6.09% - 27/08/2026 - Debt 4.22
National Bank for Agriculture & Rural Development - 7.62% - 10/05/2029 - Debt 3.28
Export Import Bank of India - 7.35% - 27/07/2028 - Debt 3.26
Indian Railway Finance Corporation Ltd - 7.23% - 15/10/2026 - Debt 3.21
Power Grid Corporation of India Ltd - 7.35% - 12/03/2034 - Debt 2.20
Indian Railway Finance Corporation Ltd - 7.37% - 31/07/2029 - Debt 2.18
National Bank for Agriculture & Rural Development - 7.53% - 24/03/2028 - Debt 2.17
Power Grid Corporation of India Ltd - 6.94% - 15/04/2035 - Debt 2.15
Power Finance Corporation Ltd - 6.61% - 15/07/2028 - Debt 2.12
Power Finance Corporation Ltd - 7.6% - 13/04/2029 - Debt 1.09
National Bank for Financing Infrastructure and Development - 7.43% - 04/07/2034 - Debt 1.09
National Bank for Agriculture & Rural Development - 7.8% - 15/03/2027 - Debt 1.08
Indian Railway Finance Corporation Ltd - 7.68% - 24/11/2026 - Debt 1.08
REC LTD - 7.77% - 30/09/2026 - Debt 1.08
Power Finance Corporation Ltd - 7.23% - 05/01/2027 - Debt 1.07
National Housing Bank - 7.4% - 16/07/2026 - Debt 1.07
6.79% Central Government Securities 07/10/2034 - Debt 8.79
7.32% Government Securities-13/11/2030 - Debt 2.26
6.96% Tamil Nadu State Government Securities - 04/12/2028 - Debt 2.18
7.23% Central Government Securities 15/04/2039 - Debt 1.14
7.30% Government Securities - 19/06/2053 - Debt 1.12
7.09% Central Government Securities 05/08/2054 - Debt 1.10
6.90% Central Government Securities 15/04/2065 - Debt 1.07
7.10% Central Government Securities 08/04/2034 - Debt 0.45
Indian Bank - 25/03/2026 - Debt 4.03
Indian Bank - 09/06/2025 - Debt 2.12
HDFC Bank Ltd - 04/02/2026 - Debt 1.02
Export Import Bank of India - 20/03/2026 - Debt 1.01
TREPS - Debt 8.22
Corporate Debt Market Development Fund - Class A2 - Debt 0.27
Cash and Other Net Current Assets - Cash 1.56
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Dwijendra Srivastava (22 years), Sandeep Agarwal (13 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100,000.00
  • Type : debt
Exit load
Nil

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