Home Mf Research Tata Young Citizens Fund Regular Plan Growth

Tata Young Citizens Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
62.35 -0.67%
AUM (Fund Size)
N/A
Expense Ratio
2.60%
Exit load
1% if redeemed before child attains 18 years (Effective from 03-05-2018)
Risk
N/A
AMC
Tata Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹999.29
-0.07 %
Two Week 2025-07-03 ₹1,000.00 ₹993.48
-0.65 %
One Month 2025-06-18 ₹1,000.00 ₹1,015.41
1.54 %
Three Months 2025-04-21 ₹3,000.00 ₹3,086.00
2.87 %
Six Months 2025-01-20 ₹6,000.00 ₹6,378.60
6.31 %
One Year 2024-07-18 ₹12,000.00 ₹12,431.82
3.60 %
Three Year 2022-07-19 ₹36,000.00 ₹44,739.80
24.28 %
Five Year 2020-07-20 ₹60,000.00 ₹87,889.91
46.48 %
Ten Year 2015-07-21 ₹120,000.00 ₹247,804.86
106.50 %
Since Inception 2000-01-03 ₹311,000.00 ₹1,070,537.79
244.22 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 71%
Debt N/A
Others 3%

Sectors Holding in Tata Young Citizens Fund - Regular Plan - Growth

Banks
19%
Petroleum Products
6%
IT - Software
5%
Construction
3%
Diversified FMCG
4%
Consumer Durables
5%
Cement & Cement Products
2%
Pharmaceuticals & Biotechnology
3%
Agricultural Food & Other Products
4%
Insurance
4%
Beverages
2%
Finance
4%
Auto Components
2%
Minerals & Mining
1%
Capital Markets
1%
Diversified
1%
Healthcare Services
2%
Gas
1%
Fertilizers & Agrochemicals
1%
Power
1%
Industrial Products
0%
Telecom - Services
0%
Retailing
0%
Commercial Services & Supplies
0%
Electrical Equipment
0%
Ferrous Metals
0%
Realty
1%
Other
2%

Companies Holding in Tata Young Citizens Fund - Regular Plan - Growth

HDFC BANK LTD
8.51%
RELIANCE INDUSTRIES LTD
5.05%
ICICI BANK LTD
3.95%
INFOSYS LTD
3.42%
KOTAK MAHINDRA BANK LTD
3.40%
LARSEN & TOUBRO LTD
3.01%
AXIS BANK LTD
2.69%
TATA CONSULTANCY SERVICES LTD
2.65%
ITC LTD
2.57%
HINDUSTAN UNILEVER LTD
2.57%
TITAN COMPANY LTD
2.53%
SHREE CEMENT LTD
2.43%
DR REDDYS LABORATORIES LTD
2.39%
MARICO LTD
2.35%
HDFC LIFE INSURANCE CO. LTD
2.12%
UNITED SPIRITS LTD
2.12%
TATA CONSUMER PRODUCTS LTD
2.12%
ICICI LOMBARD GENERAL INSURANCE CO. LTD
2.05%
CITY UNION BANK LTD
2.03%
AAVAS FINANCIERS LTD
2.02%
MRF LTD
1.90%
GREENPLY INDUSTRIES LTD
1.77%
GRAVITA INDIA LTD
1.75%
CAN FIN HOMES LTD
1.72%
UTI ASSET MANAGEMENT COMPANY LTD
1.63%
GODREJ INDUSTRIES LTD
1.62%
JUPITER LIFE LINE HOSPITALS LTD
1.58%
INDRAPRASTHA GAS LTD
1.58%
SHARDA CROPCHEM LTD
1.51%
AKUMS DRUGS AND PHARMACEUTICALS LTD
1.48%
INDIGO PAINTS LTD
1.48%
METROPOLIS HEALTHCARE LTD
1.38%
DCB BANK LTD
1.35%
CESC LTD
1.33%
METRO BRANDS LTD
1.32%
CASTROL INDIA LTD
1.18%
CIE AUTOMOTIVE INDIA LTD
1.05%
REPCO HOME FINANCE LTD
1.04%
BANSAL WIRE INDUSTRIES LTD
0.97%
PNC INFRATECH LTD
0.96%
INDUS TOWERS LTD
0.89%
INDUSIND BANK LTD
0.89%
ARVIND FASHIONS LTD
0.88%
KROSS LTD
0.85%
TEAMLEASE SERVICES LTD
0.75%
VIP INDUSTRIES LTD
0.74%
BHARAT BIJLEE LTD
0.73%
TATA STEEL LTD
0.55%
BROOKFIELD INDIA REAL ESTATE TRUST
1.67%
A) REPO
2.80%
CASH / NET CURRENT ASSET
0.67%

Risk Ratios

Std. Deviation 12.94
Beta 0.91
Sharpe Ratio 0.89
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.60
Expense Ratio Direct
2.18
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Amey Sathe
16 years Experience

Exit load

1% if redeemed before child attains 18 years (Effective from 03-05-2018)

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