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Home Mf Research Tata Young Citizens Fund Regular Plan Growth
Tata Mutual Fund

Tata Young Citizens Fund - Regular Plan - Growth

Solution Oriented Solution Oriented Children
Fund House : Tata Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-23)
61.38 -0.31%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.60%
Expense Ratio (Direct)
2.18%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-16 ₹1,000.00 ₹991.99
-0.80 %
Two Week 2025-06-09 ₹1,000.00 ₹982.99
-1.70 %
One Month 2025-05-26 ₹1,000.00 ₹999.69
-0.03 %
Three Months 2025-03-25 ₹3,000.00 ₹3,105.82
3.53 %
Six Months 2024-12-26 ₹6,000.00 ₹6,339.40
5.66 %
One Year 2024-06-24 ₹12,000.00 ₹12,232.58
1.94 %
Three Year 2022-06-24 ₹36,000.00 ₹44,635.80
23.99 %
Five Year 2020-06-24 ₹60,000.00 ₹88,259.03
47.10 %
Ten Year 2015-06-26 ₹120,000.00 ₹245,833.21
104.86 %
Since Inception 2000-01-03 ₹311,000.00 ₹1,053,782.09
238.84 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC BANK LTD Banks Equity 8.51
RELIANCE INDUSTRIES LTD Petroleum Products Equity 5.05
ICICI BANK LTD Banks Equity 3.95
INFOSYS LTD IT - Software Equity 3.42
KOTAK MAHINDRA BANK LTD Banks Equity 3.40
LARSEN & TOUBRO LTD Construction Equity 3.01
AXIS BANK LTD Banks Equity 2.69
TATA CONSULTANCY SERVICES LTD IT - Software Equity 2.65
ITC LTD Diversified FMCG Equity 2.57
HINDUSTAN UNILEVER LTD Diversified FMCG Equity 2.57
TITAN COMPANY LTD Consumer Durables Equity 2.53
SHREE CEMENT LTD Cement & Cement Products Equity 2.43
DR REDDYS LABORATORIES LTD Pharmaceuticals & Biotechnology Equity 2.39
MARICO LTD Agricultural Food & other Products Equity 2.35
HDFC LIFE INSURANCE CO. LTD Insurance Equity 2.12
UNITED SPIRITS LTD Beverages Equity 2.12
TATA CONSUMER PRODUCTS LTD Agricultural Food & other Products Equity 2.12
ICICI LOMBARD GENERAL INSURANCE CO. LTD Insurance Equity 2.05
CITY UNION BANK LTD Banks Equity 2.03
AAVAS FINANCIERS LTD Finance Equity 2.02
MRF LTD Auto Components Equity 1.90
GREENPLY INDUSTRIES LTD Consumer Durables Equity 1.77
GRAVITA INDIA LTD Minerals & Mining Equity 1.75
CAN FIN HOMES LTD Finance Equity 1.72
UTI ASSET MANAGEMENT COMPANY LTD Capital Markets Equity 1.63
GODREJ INDUSTRIES LTD Diversified Equity 1.62
JUPITER LIFE LINE HOSPITALS LTD Healthcare Services Equity 1.58
INDRAPRASTHA GAS LTD Gas Equity 1.58
SHARDA CROPCHEM LTD Fertilizers & Agrochemicals Equity 1.51
AKUMS DRUGS AND PHARMACEUTICALS LTD Pharmaceuticals & Biotechnology Equity 1.48
INDIGO PAINTS LTD Consumer Durables Equity 1.48
METROPOLIS HEALTHCARE LTD Healthcare Services Equity 1.38
DCB BANK LTD Banks Equity 1.35
CESC LTD Power Equity 1.33
METRO BRANDS LTD Consumer Durables Equity 1.32
CASTROL INDIA LTD Petroleum Products Equity 1.18
CIE AUTOMOTIVE INDIA LTD Auto Components Equity 1.05
REPCO HOME FINANCE LTD Finance Equity 1.04
BANSAL WIRE INDUSTRIES LTD Industrial Products Equity 0.97
PNC INFRATECH LTD Construction Equity 0.96
INDUS TOWERS LTD Telecom - Services Equity 0.89
INDUSIND BANK LTD Banks Equity 0.89
ARVIND FASHIONS LTD Retailing Equity 0.88
KROSS LTD Auto Components Equity 0.85
TEAMLEASE SERVICES LTD Commercial Services & Supplies Equity 0.75
VIP INDUSTRIES LTD Consumer Durables Equity 0.74
BHARAT BIJLEE LTD Electrical Equipment Equity 0.73
TATA STEEL LTD Ferrous Metals Equity 0.55
BROOKFIELD INDIA REAL ESTATE TRUST Realty - 1.67
A) REPO - - 2.80
CASH / NET CURRENT ASSET - Cash 0.67
Risk Ratios
Standard Deviation
12.94
Beta
0.91
Sharpe Ratio
0.89
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Amey Sathe (16 years),
  • Expense ration regular : 2.60
  • Expense ration direct : 2.18
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : solution_oriented
Exit load
1% if redeemed before child attains 18 years (Effective from 03-05-2018)

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