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Home Mf Research Union Business Cycle Fund Regular Plan Growth
Union Mutual Fund

Union Business Cycle Fund - Regular Plan - Growth

Equity Equity Sectoral Thematic
Fund House : Union Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-19)
10.89 -0.73%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.41%
Expense Ratio (Direct)
1.05%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-16 ₹1,000.00 ₹988.20
-1.18 %
Two Week 2025-06-04 ₹1,000.00 ₹996.34
-0.37 %
One Month 2025-05-20 ₹1,000.00 ₹1,013.97
1.40 %
Three Months 2025-03-21 ₹3,000.00 ₹3,105.64
3.52 %
Six Months 2024-12-23 ₹6,000.00 ₹6,200.35
3.34 %
One Year 2024-06-19 ₹12,000.00 ₹11,989.05
-0.09 %
Since Inception 2024-03-05 ₹16,000.00 ₹16,105.75
0.66 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
TREPS - Debt 2.78
Net Receivable / Payable - - -0.12
GRAND TOTAL (AUM) - - 100.00
HDFC Bank Ltd. Banks Equity 8.07
ICICI Bank Ltd. Banks Equity 6.70
Bharti Airtel Ltd. Telecom - Services Equity 5.47
Infosys Ltd. IT - Software Equity 3.81
Reliance Industries Ltd. Petroleum Products Equity 3.56
Solar Industries India Ltd. Chemicals & Petrochemicals Equity 3.16
Bharat Electronics Ltd. Aerospace & Defense Equity 2.79
Larsen & Toubro Ltd. Construction Equity 2.74
State Bank of India Banks Equity 2.59
Ultratech Cement Ltd. Cement & Cement Products Equity 2.53
Shriram Finance Ltd. Finance Equity 2.39
Interglobe Aviation Ltd. Transport Services Equity 2.28
Hindustan Aeronautics Ltd. Aerospace & Defense Equity 2.27
GE Vernova T&D India Ltd. Electrical Equipment Equity 2.15
Dixon Technologies (India) Ltd. Consumer Durables Equity 2.06
Max Healthcare Institute Ltd. Healthcare Services Equity 1.94
Tata Consultancy Services Ltd. IT - Software Equity 1.91
NTPC Ltd. Power Equity 1.89
Bajaj Finance Ltd. Finance Equity 1.70
The Indian Hotels Company Ltd. Leisure Services Equity 1.65
Apollo Hospitals Enterprise Ltd. Healthcare Services Equity 1.63
ITC Ltd. Diversified FMCG Equity 1.47
Cummins India Ltd. Industrial Products Equity 1.37
The Phoenix Mills Ltd. Realty Equity 1.35
TVS Motor Company Ltd. Automobiles Equity 1.32
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 1.30
Cholamandalam Investment & Finance Co. Ltd. Finance Equity 1.28
Max Financial Services Ltd. Insurance Equity 1.28
Kaynes Technology India Ltd. Industrial Manufacturing Equity 1.27
Balrampur Chini Mills Ltd. Agricultural Food & other Products Equity 1.25
Maruti Suzuki India Ltd. Automobiles Equity 1.23
Amber Enterprises India Ltd. Consumer Durables Equity 1.16
JK Cement Ltd. Cement & Cement Products Equity 1.12
Jio Financial Services Ltd. Finance Equity 1.10
Multi Commodity Exchange of India Ltd. Capital Markets Equity 1.10
SBI Cards & Payment Services Ltd. Finance Equity 1.03
Gokaldas Exports Ltd. Textiles & Apparels Equity 1.00
UNO Minda Ltd. Auto Components Equity 1.00
BSE Ltd. Capital Markets Equity 0.98
Navin Fluorine International Ltd. Chemicals & Petrochemicals Equity 0.96
Lupin Ltd. Pharmaceuticals & Biotechnology Equity 0.96
CG Power and Industrial Solutions Ltd. Electrical Equipment Equity 0.90
UPL Ltd. Fertilizers & Agrochemicals Equity 0.87
K.P.R. Mill Ltd. Textiles & Apparels Equity 0.83
Nippon Life India Asset Management Ltd. Capital Markets Equity 0.80
KEI Industries Ltd. Industrial Products Equity 0.79
Brigade Enterprises Ltd. Realty Equity 0.78
Jubilant Foodworks Ltd. Leisure Services Equity 0.74
Alivus Life Sciences Ltd. Pharmaceuticals & Biotechnology Equity 0.69
Campus Activewear Ltd. Consumer Durables Equity 0.69
Aavas Financiers Ltd. Finance Equity 0.66
Tata Steel Ltd. Ferrous Metals Equity 0.66
Hindustan Petroleum Corporation Ltd. Petroleum Products Equity 0.49
Jindal Steel & Power Ltd. Ferrous Metals Equity 0.48
Ami Organics Ltd. Pharmaceuticals & Biotechnology Equity 0.47
Hindalco Industries Ltd. Non - Ferrous Metals Equity 0.47
182 Day Treasury Bills - Debt 0.10
364 Day Treasury Bills - Debt 0.10
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Sanjay Bembalkar (Over 17 years), Hardick Bora (Over 16 years),
  • Expense ration regular : 2.41
  • Expense ration direct : 1.05
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : equity
Exit load
1% if units are redeemed/switched out on or before completion of 1 year, NIL thereafter

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