Union Business Cycle Fund - Regular Plan - Growth
Fund House : Union Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- SI
NAV (as on
2025-06-03)
10.88 -0.18%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
2.41%
Expense Ratio
(Direct)
1.05%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-05-27 | ₹1,000.00 | ₹1,000.92 |
0.09 %
|
| Two Week | 2025-05-19 | ₹1,000.00 | ₹1,000.92 |
0.09 %
|
| 1 Month | 2025-05-05 | ₹1,000.00 | ₹1,026.42 |
2.64 %
|
| Three Months | 2025-03-05 | ₹3,000.00 | ₹3,224.83 |
7.49 %
|
| Six Months | 2024-12-05 | ₹6,000.00 | ₹6,203.99 |
3.40 %
|
| One Year | 2024-06-03 | ₹12,000.00 | ₹11,892.93 |
-0.89 %
|
| Since Inception | 2024-03-05 | ₹16,000.00 | ₹16,090.96 |
0.57 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| HDFC Bank Ltd. | BANKS | Equity | 6.47 |
| ICICI Bank Ltd. | BANKS | Equity | 5.40 |
| Axis Bank Ltd. | BANKS | Equity | 2.62 |
| State Bank of India | BANKS | Equity | 1.14 |
| Infosys Ltd. | IT - SOFTWARE | Equity | 5.17 |
| Tata Consultancy Services Ltd. | IT - SOFTWARE | Equity | 3.45 |
| LTIMindtree Ltd. | IT - SOFTWARE | Equity | 2.33 |
| Tech Mahindra Ltd. | IT - SOFTWARE | Equity | 2.12 |
| Happiest Minds Technologies Ltd. | IT - SOFTWARE | Equity | 0.96 |
| V-Mart Retail Ltd. | RETAILING | Equity | 2.25 |
| Info Edge (India) Ltd. | RETAILING | Equity | 2.18 |
| Zomato Ltd. | RETAILING | Equity | 2.06 |
| Shriram Finance Ltd. | FINANCE | Equity | 1.76 |
| Home First Finance Company India Ltd. | FINANCE | Equity | 1.38 |
| REC Ltd. | FINANCE | Equity | 1.37 |
| Cholamandalam Investment & Fin Co Ltd. | FINANCE | Equity | 1.19 |
| Bharti Airtel Ltd. | TELECOM - SERVICES | Equity | 1.95 |
| Indus Towers Ltd. | TELECOM - SERVICES | Equity | 1.82 |
| Bharti Hexacom Ltd. | TELECOM - SERVICES | Equity | 1.47 |
| Sun Pharmaceutical Industries Ltd. | PHARMACEUTICALS & BIOTECHNOLOGY | Equity | 1.09 |
| Cipla Ltd. | PHARMACEUTICALS & BIOTECHNOLOGY | Equity | 1.01 |
| Lupin Ltd. | PHARMACEUTICALS & BIOTECHNOLOGY | Equity | 1.00 |
| Glenmark Life Sciences Ltd. | PHARMACEUTICALS & BIOTECHNOLOGY | Equity | 0.83 |
| Mankind Pharma Ltd. | PHARMACEUTICALS & BIOTECHNOLOGY | Equity | 0.65 |
| Sanofi Consumer Healthcare India Ltd. | PHARMACEUTICALS & BIOTECHNOLOGY | Equity | 0.26 |
| Pidilite Industries Ltd. | CHEMICALS & PETROCHEMICALS | Equity | 1.19 |
| Sudarshan Chemical Industries Ltd. | CHEMICALS & PETROCHEMICALS | Equity | 1.05 |
| Aarti Industries Ltd. | CHEMICALS & PETROCHEMICALS | Equity | 1.05 |
| Vinati Organics Ltd. | CHEMICALS & PETROCHEMICALS | Equity | 1.03 |
| Solar Industries India Ltd. | CHEMICALS & PETROCHEMICALS | Equity | 0.50 |
| Supreme Industries Ltd. | INDUSTRIAL PRODUCTS | Equity | 1.46 |
| Cummins India Ltd. | INDUSTRIAL PRODUCTS | Equity | 1.08 |
| KSB Ltd. | INDUSTRIAL PRODUCTS | Equity | 0.97 |
| Kirloskar Oil Engines Ltd. | INDUSTRIAL PRODUCTS | Equity | 0.92 |
| Larsen & Toubro Ltd. | CONSTRUCTION | Equity | 3.32 |
| ITD Cementation India Ltd. | CONSTRUCTION | Equity | 0.96 |
| Tube Investments of India Ltd. | AUTO COMPONENTS | Equity | 2.38 |
| Balkrishna Industries Ltd. | AUTO COMPONENTS | Equity | 1.49 |
| Reliance Industries Ltd. | PETROLEUM PRODUCTS | Equity | 3.55 |
| Cera Sanitaryware Ltd. | CONSUMER DURABLES | Equity | 1.94 |
| Greenply Industries Ltd. | CONSUMER DURABLES | Equity | 1.08 |
| TVS Motor Company Ltd. | AUTOMOBILES | Equity | 2.04 |
| Hero MotoCorp Ltd. | AUTOMOBILES | Equity | 0.92 |
| Godrej Properties Ltd. | REALTY | Equity | 2.89 |
| Escorts Kubota Ltd. | AGRICULTURAL, COMMERCIAL & CONSTRUCTION VEHICLES | Equity | 1.25 |
| Sanghvi Movers Ltd. | AGRICULTURAL, COMMERCIAL & CONSTRUCTION VEHICLES | Equity | 1.08 |
| Hindustan Aeronautics Ltd. | AEROSPACE & DEFENSE | Equity | 1.47 |
| Bharat Electronics Ltd. | AEROSPACE & DEFENSE | Equity | 0.59 |
| GE T&D India Ltd. | ELECTRICAL EQUIPMENT | Equity | 2.02 |
| Central Depository Services (I) Ltd. | CAPITAL MARKETS | Equity | 0.94 |
| Kfin Technologies Ltd. | CAPITAL MARKETS | Equity | 0.86 |
| 3M India Ltd. | DIVERSIFIED | Equity | 1.03 |
| Oil India Ltd. | OIL | Equity | 0.96 |
| Jindal Steel & Power Ltd. | FERROUS METALS | Equity | 0.74 |
| National Aluminium Company Ltd. | NON - FERROUS METALS | Equity | 0.73 |
| JSW Infrastructure Ltd. | TRANSPORT INFRASTRUCTURE | Equity | 0.44 |
| Sovereign | TREASURY BILLS | Cash & Equivalents | 0.07 |
| Triparty Repo, Cash, Cash Equivalents & Net Current Assets | CASH | Cash & Equivalents | 6.06 |
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Sanjay Bembalkar (Over 17 years), Hardick Bora (Over 16 years),
- Expense ration regular : 2.41
- Expense ration direct : 1.05
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : equity
Exit load
1% if units are redeemed/switched out on or before completion of 1 year, NIL thereafter
FAQs
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