Home Mf Research Union Multi Asset Allocation Fund Regular Plan Growth
Union Mutual Fund

Union Multi Asset Allocation Fund - Regular Plan - Growth

Hybrid Hybrid Multi Asset Allocation
Fund House : Union Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • SI
NAV (as on 2025-06-18)
10.59 0%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹997.18
-0.28 %
Two Week 2025-06-03 ₹1,000.00 ₹1,011.46
1.15 %
One Month 2025-05-19 ₹1,000.00 ₹1,011.46
1.15 %
Three Months 2025-03-20 ₹3,000.00 ₹3,105.34
3.51 %
Six Months 2024-12-20 ₹6,000.00 ₹6,345.41
5.76 %
Since Inception 2024-09-10 ₹10,000.00 ₹10,585.98
5.86 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banks Equity 5.37
ICICI Bank Ltd. Banks Equity 4.18
Reliance Industries Ltd. Petroleum Products Equity 3.41
Bharti Airtel Ltd. Telecom - Services Equity 2.60
Bajaj Finance Ltd. Finance Equity 2.49
Infosys Ltd. IT - Software Equity 2.38
State Bank of India Banks Equity 2.37
ITC Ltd. Diversified FMCG Equity 1.86
Axis Bank Ltd. Banks Equity 1.70
Hindustan Unilever Ltd. Diversified FMCG Equity 1.65
Larsen & Toubro Ltd. Construction Equity 1.50
TVS Motor Company Ltd. Automobiles Equity 1.40
Bharat Electronics Ltd. Aerospace & Defense Equity 1.39
Kotak Mahindra Bank Ltd. Banks Equity 1.37
Tata Consultancy Services Ltd. IT - Software Equity 1.19
Coromandel International Ltd. Fertilizers & Agrochemicals Equity 1.19
Maruti Suzuki India Ltd. Automobiles Equity 1.17
HCL Technologies Ltd. IT - Software Equity 0.96
Tata Motors Ltd. Automobiles Equity 0.94
Jubilant Foodworks Ltd. Leisure Services Equity 0.88
Lupin Ltd. Pharmaceuticals & Biotechnology Equity 0.88
Solar Industries India Ltd. Chemicals & Petrochemicals Equity 0.88
Interglobe Aviation Ltd. Transport Services Equity 0.85
Max Financial Services Ltd. Insurance Equity 0.80
JK Cement Ltd. Cement & Cement Products Equity 0.80
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 0.77
GE Vernova T&D India Ltd. Electrical Equipment Equity 0.76
IPCA Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.74
Karur Vysya Bank Ltd. Banks Equity 0.73
Shriram Finance Ltd. Finance Equity 0.73
Jio Financial Services Ltd. Finance Equity 0.73
Trent Ltd. Retailing Equity 0.72
Jindal Steel & Power Ltd. Ferrous Metals Equity 0.71
Fortis Healthcare Ltd. Healthcare Services Equity 0.67
NTPC Ltd. Power Equity 0.67
Blue Star Ltd. Consumer Durables Equity 0.66
Eternal Ltd. Retailing Equity 0.66
Dixon Technologies (India) Ltd. Consumer Durables Equity 0.66
Gokaldas Exports Ltd. Textiles & Apparels Equity 0.65
Cholamandalam Investment & Finance Co. Ltd. Finance Equity 0.62
Hindustan Petroleum Corporation Ltd. Petroleum Products Equity 0.61
United Spirits Ltd. Beverages Equity 0.60
Mahindra & Mahindra Ltd. Automobiles Equity 0.60
Crompton Greaves Consumer Electricals Ltd. Consumer Durables Equity 0.59
Sumitomo Chemical India Ltd. Fertilizers & Agrochemicals Equity 0.58
Home First Finance Company India Ltd. Finance Equity 0.57
Alivus Life Sciences Ltd. Pharmaceuticals & Biotechnology Equity 0.57
NTPC Green Energy Ltd. Power Equity 0.55
JK Lakshmi Cement Ltd. Cement & Cement Products Equity 0.54
Tata Consumer Products Ltd. Agricultural Food & other Products Equity 0.54
Kirloskar Oil Engines Ltd. Industrial Products Equity 0.53
LTIMindtree Ltd. IT - Software Equity 0.52
Pidilite Industries Ltd. Chemicals & Petrochemicals Equity 0.51
Voltas Ltd. Consumer Durables Equity 0.51
Kirloskar Pneumatic Co. Ltd. Industrial Products Equity 0.49
JSW Energy Ltd. Power Equity 0.48
Doms Industries Ltd. Household Products Equity 0.44
Greenply Industries Ltd. Consumer Durables Equity 0.42
Hindustan Aeronautics Ltd. Aerospace & Defense Equity 0.42
Awfis Space Solutions Ltd. Commercial Services & Supplies Equity 0.42
CG Power and Industrial Solutions Ltd. Electrical Equipment Equity 0.39
Hero MotoCorp Ltd. Automobiles Equity 0.38
Varun Beverages Ltd. Beverages Equity 0.38
Kaynes Technology India Ltd. Industrial Manufacturing Equity 0.36
Max Healthcare Institute Ltd. Healthcare Services Equity 0.32
Persistent Systems Ltd. IT - Software Equity 0.31
Oil & Natural Gas Corporation Ltd. Oil Equity 0.30
Quess Corp Ltd. Commercial Services & Supplies Equity 0.23
Inventurus Knowledge Solutions Ltd. IT - Services Equity 0.23
Bluspring Enterprises Ltd. Commercial Services & Supplies Equity 0.12
Digitide Solutions Ltd. IT - Services Equity 0.10
Tata Steel Ltd. Ferrous Metals Equity 0.01
HCL Technologies Ltd. 26-JUN-25 IT - Software Debt -0.95
Hindustan Unilever Ltd. 26-JUN-25 Diversified FMCG Debt -0.95
Tata Motors Ltd. 26-JUN-25 Automobiles Debt -0.94
Lupin Ltd. 26-JUN-25 Pharmaceuticals & Biotechnology Debt -0.88
State Bank of India 26-JUN-25 Banks Debt -0.84
Tata Consumer Products Ltd. 26-JUN-25 Agricultural Food & other Products Debt -0.54
HDFC Bank Ltd. 26-JUN-25 Banks Debt -0.23
Derivatives Total - Debt -5.33
Indian Railway Finance Corporation Ltd. - Debt 3.29
Power Finance Corporation Ltd. - Debt 1.32
91 Day Treasury Bills - Debt 0.63
364 Day Treasury Bills - Debt 0.04
182 Day Treasury Bills - Debt 0.04
Union Gold ETF Capital Markets Debt 10.07
ICICI PRUDENTIAL GOLD ETF Capital Markets Debt 8.12
HDFC Gold Exchange Traded Fund Capital Markets Debt 2.13
TREPS - Debt 1.78
Net Receivable / Payable - - 0.98
GRAND TOTAL (AUM) - - 100.00
HCL Technologies Ltd. Short Debt 132.56
HDFC Bank Ltd. Short Debt 32.26
Hindustan Unilever Ltd. Short Debt 132.35
Lupin Ltd. Short Debt 132.93
State Bank of India Short Debt 117.00
Tata Consumer Products Ltd. Short Debt 75.19
Tata Motors Ltd. Short Debt 152.91
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : -
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : hybrid

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