Home Mf Research Union Multi Asset Allocation Fund Regular Plan Growth

Union Multi Asset Allocation Fund - Regular Plan - Growth

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  • 2W
  • 1M
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  • 6M
  • SI
Fund info
NAV (as on 2025-07-18)
10.69 -0.28%
AUM (Fund Size)
99
Expense Ratio
2.18%
Exit load
1% if units are redeemed/switched out on or before completion of 15 days from the date of allotment. Nil if redeemed or switched out after completion of 15 days from the date of allotment of units.
Risk
Very High Risk
AMC
Union Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,000.94
0.09 %
Two Week 2025-07-03 ₹1,000.00 ₹999.07
-0.09 %
One Month 2025-06-18 ₹1,000.00 ₹1,009.44
0.94 %
Three Months 2025-04-21 ₹3,000.00 ₹3,067.30
2.24 %
Six Months 2025-01-20 ₹6,000.00 ₹6,343.97
5.73 %
Since Inception 2024-09-10 ₹11,000.00 ₹11,685.94
6.24 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 30%
Debt 792%
Others 100%

Sectors Holding in Union Multi Asset Allocation Fund - Regular Plan - Growth

Banks
13%
Petroleum Products
3%
Telecom - Services
2%
Finance
2%
IT - Software
3%
Diversified FMCG
2%
Construction
1%
Automobiles
2%
Aerospace & Defense
1%
Fertilizers & Agrochemicals
1%
Leisure Services
0%
Pharmaceuticals & Biotechnology
0%
Chemicals & Petrochemicals
0%
Transport Services
0%
Insurance
0%
Cement & Cement Products
0%
Electrical Equipment
0%
Retailing
0%
Ferrous Metals
0%
Healthcare Services
0%
Power
0%
Consumer Durables
0%
Textiles & Apparels
0%
Beverages
0%
Agricultural Food & Other Products
0%
Industrial Products
0%
Household Products
0%
Commercial Services & Supplies
0%
Industrial Manufacturing
0%
Oil
0%
IT - Services
0%
Other
100%
Capital Markets
20%
Short
772%

Companies Holding in Union Multi Asset Allocation Fund - Regular Plan - Growth

HDFC Bank Ltd.
5.37%
ICICI Bank Ltd.
4.18%
Reliance Industries Ltd.
3.41%
Bharti Airtel Ltd.
2.60%
Bajaj Finance Ltd.
2.49%
Infosys Ltd.
2.38%
State Bank Of India
2.37%
ITC Ltd.
1.86%
Axis Bank Ltd.
1.70%
Hindustan Unilever Ltd.
1.65%
Larsen & Toubro Ltd.
1.50%
TVS Motor Company Ltd.
1.40%
Bharat Electronics Ltd.
1.39%
Kotak Mahindra Bank Ltd.
1.37%
Tata Consultancy Services Ltd.
1.19%
Coromandel International Ltd.
1.19%
Maruti Suzuki India Ltd.
1.17%
HCL Technologies Ltd.
0.96%
Tata Motors Ltd.
0.94%
Jubilant Foodworks Ltd.
0.88%
Lupin Ltd.
0.88%
Solar Industries India Ltd.
0.88%
Interglobe Aviation Ltd.
0.85%
Max Financial Services Ltd.
0.80%
JK Cement Ltd.
0.80%
Sun Pharmaceutical Industries Ltd.
0.77%
GE Vernova T&D India Ltd.
0.76%
IPCA Laboratories Ltd.
0.74%
Karur Vysya Bank Ltd.
0.73%
Shriram Finance Ltd.
0.73%
Jio Financial Services Ltd.
0.73%
Trent Ltd.
0.72%
Jindal Steel & Power Ltd.
0.71%
Fortis Healthcare Ltd.
0.67%
NTPC Ltd.
0.67%
Blue Star Ltd.
0.66%
Eternal Ltd.
0.66%
Dixon Technologies (India) Ltd.
0.66%
Gokaldas Exports Ltd.
0.65%
Cholamandalam Investment & Finance Co. Ltd.
0.62%
Hindustan Petroleum Corporation Ltd.
0.61%
United Spirits Ltd.
0.60%
Mahindra & Mahindra Ltd.
0.60%
Crompton Greaves Consumer Electricals Ltd.
0.59%
Sumitomo Chemical India Ltd.
0.58%
Home First Finance Company India Ltd.
0.57%
Alivus Life Sciences Ltd.
0.57%
NTPC Green Energy Ltd.
0.55%
JK Lakshmi Cement Ltd.
0.54%
Tata Consumer Products Ltd.
0.54%
Kirloskar Oil Engines Ltd.
0.53%
LTIMindtree Ltd.
0.52%
Pidilite Industries Ltd.
0.51%
Voltas Ltd.
0.51%
Kirloskar Pneumatic Co. Ltd.
0.49%
JSW Energy Ltd.
0.48%
Doms Industries Ltd.
0.44%
Greenply Industries Ltd.
0.42%
Hindustan Aeronautics Ltd.
0.42%
Awfis Space Solutions Ltd.
0.42%
CG Power And Industrial Solutions Ltd.
0.39%
Hero MotoCorp Ltd.
0.38%
Varun Beverages Ltd.
0.38%
Kaynes Technology India Ltd.
0.36%
Max Healthcare Institute Ltd.
0.32%
Persistent Systems Ltd.
0.31%
Oil & Natural Gas Corporation Ltd.
0.30%
Quess Corp Ltd.
0.23%
Inventurus Knowledge Solutions Ltd.
0.23%
Bluspring Enterprises Ltd.
0.12%
Digitide Solutions Ltd.
0.10%
Tata Steel Ltd.
0.01%
HCL Technologies Ltd. 26-JUN-25
-0.95%
Hindustan Unilever Ltd. 26-JUN-25
-0.95%
Tata Motors Ltd. 26-JUN-25
-0.94%
Lupin Ltd. 26-JUN-25
-0.88%
State Bank Of India 26-JUN-25
-0.84%
Tata Consumer Products Ltd. 26-JUN-25
-0.54%
HDFC Bank Ltd. 26-JUN-25
-0.23%
Derivatives Total
-5.33%
Indian Railway Finance Corporation Ltd.
3.29%
Power Finance Corporation Ltd.
1.32%
91 Day Treasury Bills
0.63%
364 Day Treasury Bills
0.04%
182 Day Treasury Bills
0.04%
Union Gold ETF
10.07%
ICICI PRUDENTIAL GOLD ETF
8.12%
HDFC Gold Exchange Traded Fund
2.13%
TREPS
1.78%
Net Receivable / Payable
0.98%
GRAND TOTAL (AUM)
100.00%
HCL Technologies Ltd.
132.56%
HDFC Bank Ltd.
32.26%
Hindustan Unilever Ltd.
132.35%
Lupin Ltd.
132.93%
State Bank Of India
117.00%
Tata Consumer Products Ltd.
75.19%
Tata Motors Ltd.
152.91%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.18
Expense Ratio Direct
1.00
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

1% if units are redeemed/switched out on or before completion of 15 days from the date of allotment. Nil if redeemed or switched out after completion of 15 days from the date of allotment of units.

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