UTI Balanced Advantage Fund - Regular Plan
Fund House : UTI MUTUAL FUND
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- SI
NAV (as on
2025-06-03)
12.43 -0.39%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
1.89%
Expense Ratio
(Direct)
0.38%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-05-27 | ₹1,000.00 | ₹993.80 |
-0.62 %
|
| Two Week | 2025-05-19 | ₹1,000.00 | ₹991.02 |
-0.90 %
|
| 1 Month | 2025-05-05 | ₹1,000.00 | ₹1,004.95 |
0.50 %
|
| Three Months | 2025-03-05 | ₹3,000.00 | ₹3,118.80 |
3.96 %
|
| Six Months | 2024-12-05 | ₹6,000.00 | ₹6,203.72 |
3.40 %
|
| One Year | 2024-06-03 | ₹12,000.00 | ₹12,462.00 |
3.85 %
|
| Since Inception | 2023-08-10 | ₹23,000.00 | ₹25,236.58 |
9.72 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| HDFC Bank Ltd. | Banking | Equity | 7.51 |
| ICICI Bank Ltd | Banking | Equity | 6.08 |
| Reliance Industries Ltd. | Conglomerate | Equity | 3.34 |
| Bharti Airtel Ltd. | Telecommunications | Equity | 3.16 |
| Infosys Ltd. | IT Services | Equity | 3.01 |
| Larsen And Toubro Ltd. | Engineering & Construction | Equity | 3.00 |
| Tata Consultancy Services Ltd. | IT Services | Equity | 2.86 |
| NTPC Ltd. | Energy | Equity | 2.32 |
| Axis Bank Ltd. | Banking | Equity | 2.19 |
| Kotak Mahindra Bank Ltd. | Banking | Equity | 1.71 |
| Maruti Suzuki India Ltd. | Automobile | Equity | 1.61 |
| Vedanta Ltd. | Metals & Mining | Equity | 1.44 |
| Bharat Electronics Ltd. | Defense | Equity | 1.35 |
| Ultratech Cement Ltd. | Cement | Equity | 1.27 |
| Interglobe Aviation Ltd. | Aviation | Equity | 1.20 |
| Bajaj Auto Ltd. | Automobile | Equity | 1.10 |
| Titan Company Ltd. | Consumer Goods | Equity | 1.09 |
| ITC Ltd. | Consumer Goods | Equity | 1.06 |
| Bajaj Finance Ltd. | Finance | Equity | 1.01 |
| United Spirits Ltd. | Consumer Goods | Equity | 0.98 |
| Godrej Consumer Products Ltd. | Consumer Goods | Equity | 0.97 |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Goods | Equity | 0.96 |
| LTIMindtree Ltd. | IT Services | Equity | 0.91 |
| Oil & Natural Gas Corporation Ltd. | Energy | Equity | 0.90 |
| Tata Motors Ltd. | Automobile | Equity | 0.89 |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 0.87 |
| Info-Edge (India) Ltd. | IT Services | Equity | 0.86 |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.83 |
| Eicher Motors Ltd. | Automobile | Equity | 0.82 |
| Marico Ltd. | Consumer Goods | Equity | 0.79 |
| Tata Steel Ltd. | Metals | Equity | 0.79 |
| Hindalco Industries Ltd. | Metals | Equity | 0.73 |
| ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 0.73 |
| IndusInd Bank Ltd. | Banking | Equity | 0.69 |
| Hero Motocorp Ltd. | Automobile | Equity | 0.61 |
| Cipla Ltd. | Pharmaceuticals | Equity | 0.61 |
| Havells India Ltd. | Consumer Electricals | Equity | 0.60 |
| Avenue Supermarts Ltd. | Retail | Equity | 0.50 |
| Dabur India Ltd. | Consumer Goods | Equity | 0.48 |
| Torrent Pharmaceuticals Ltd. | Pharmaceuticals | Equity | 0.48 |
| Voltas Ltd. | Consumer Electricals | Equity | 0.43 |
| Syngene International Ltd. | Biotechnology | Equity | 0.42 |
| Coal India Ltd. | Mining | Equity | 0.40 |
| Ajanta Pharma Ltd. | Pharmaceuticals | Equity | 0.40 |
| Whirlpool Of India Ltd. | Consumer Goods | Equity | 0.38 |
| HDFC Life Insurance Company Ltd. | Insurance | Equity | 0.36 |
| P I Industries Ltd. | Agriculture | Equity | 0.35 |
| Timken India Ltd. | Engineering | Equity | 0.31 |
| Endurance Technologies Ltd. | Automobile | Equity | 0.26 |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 0.25 |
| Jubilant Food Works Ltd. | Food & Beverage | Equity | 0.22 |
| NIIT Learning Systems Ltd. | Education | Equity | 0.21 |
| Hindustan Unilever Ltd. | Consumer Goods | Equity | 0.19 |
| JSW Steel Ltd. | Metals | Equity | 0.18 |
| ICICI Securities Ltd. | Finance | Equity | 0.17 |
| PNC Infratech Ltd. | Infrastructure | Equity | 0.17 |
| Prince Pipes And Fittings Ltd. | Plastics | Equity | 0.14 |
| Dalmia Bharat Ltd. | Cement | Equity | 0.04 |
| Mahindra And Mahindra Financial Services Ltd. | Finance | Equity | 0.00 |
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
2.75
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Sachin Trivedi (B.Com, MMS, CFA), Mr. Anurag Mittal (B.Com, Master of Science, Chartered Accountant),
- Expense ration regular : 1.89
- Expense ration direct : 0.38
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹500.00
- Type : hybrid
Exit load
1.00% beyond 10% of allotted Units within 12 months, Nil after 12 months
FAQs
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