Home Mf Research Uti Balanced Advantage Fund Regular Plan

UTI Balanced Advantage Fund - Regular Plan

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  • 1M
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  • 1Y
  • SI
Fund info
NAV (as on 2025-07-18)
12.63 -0.34%
AUM (Fund Size)
87
Expense Ratio
1.96%
Exit load
(A) Redemption/ switch out within 12 months from the date of allotment – i) up to 10% of the allotted units – Nil ii) beyond 10% of the allotted Units – 1.00% B) Redemption/ switch out after 12 months from the date of allotment – Nil
Risk
N/A
AMC
UTI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹996.75
-0.33 %
Two Week 2025-07-03 ₹1,000.00 ₹991.32
-0.87 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.66
0.57 %
Three Months 2025-04-21 ₹3,000.00 ₹3,035.10
1.17 %
Six Months 2025-01-20 ₹6,000.00 ₹6,222.96
3.72 %
One Year 2024-07-18 ₹12,000.00 ₹12,544.68
4.54 %
Since Inception 2023-08-10 ₹24,000.00 ₹26,618.93
10.91 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 39%
Debt 11%
Others 1%

Sectors Holding in UTI Balanced Advantage Fund - Regular Plan

Banks
17%
Telecom - Services
3%
Petroleum Products
3%
IT - Software
5%
Finance
2%
Automobiles
2%
Power
1%
Construction
1%
Diversified FMCG
1%
Insurance
1%
Beverages
1%
Cement & Cement Products
1%
Transport Services
1%
Consumer Durables
0%
Aerospace & Defense
0%
Ferrous Metals
0%
Healthcare Services
0%
Retailing
0%
Personal Products
0%
Oil
0%
Capital Markets
0%
Agricultural Food & Other Products
0%
Diversified Metals
0%
Pharmaceuticals & Biotechnology
0%
Fertilizers & Agrochemicals
0%
Industrial Products
0%
Other Consumer Services
0%
Non - Ferrous Metals
0%
Leisure Services
0%
Other
12%
-
0%

Companies Holding in UTI Balanced Advantage Fund - Regular Plan

HDFC BANK LIMITED
8.76%
ICICI BANK LTD
5.55%
BHARTI AIRTEL LTD.
3.96%
RELIANCE INDUSTRIES LTD.
3.32%
INFOSYS LTD.
3.29%
KOTAK MAHINDRA BANK LTD.
2.64%
BAJAJ FINANCE LTD.
2.39%
TATA CONSULTANCY SERVICES LTD.
2.25%
AXIS BANK LTD.
2.16%
MARUTI SUZUKI INDIA LTD.
1.92%
NTPC LTD.
1.73%
LARSEN & TOUBRO LTD.
1.51%
ITC LTD.
1.40%
HDFC LIFE INSURANCE COMPANY LI
1.27%
UNITED SPIRITS LTD.
1.17%
ULTRATECH CEMENT LTD.
1.13%
INTERGLOBE AVIATION LTD
1.09%
MAHINDRA & MAHINDRA LTD.
1.01%
TITAN COMPANY LTD.
0.99%
EICHER MOTORS LTD
0.97%
BHARAT ELECTRONICS LTD.
0.97%
LTIMindtree Limited
0.93%
TATA STEEL LTD.
0.92%
DR LAL PATHLABS LTD.
0.89%
AVENUE SUPERMARTS LTD.
0.87%
CROMPTON GREAVES CONSUMER ELEC
0.74%
GODREJ CONSUMER PRODUCTS LTD
0.73%
BHARAT PETROLEUM CORPN LTD.
0.72%
ICICI LOMBARD GENERAL INSURANC
0.68%
INFO-EDGE (INDIA) LTD.
0.64%
INDUS TOWERS LIMITED
0.64%
DABUR INDIA LTD.
0.62%
OIL & NATURAL GAS CORPORATION
0.61%
HDFC ASSET MANAGEMENT COMPANY
0.58%
INDUSIND BANK
0.57%
WIPRO LIMITED
0.54%
HYUNDAI MOTOR INDIA LTD
0.54%
HERO MOTOCORP LTD.
0.52%
MARICO LTD
0.50%
VEDANTA LTD
0.50%
CIPLA LTD.
0.47%
AJANTA PHARMA LTD.
0.45%
UPL LTD.
0.34%
SYNGENE INTERNATIONAL LTD.
0.34%
JSW STEEL LTD.
0.34%
TIMKEN INDIA LTD.
0.32%
POWER GRID CORPORATION OF INDI
0.31%
INDIAN BANK
0.31%
NIIT LEARNING SYSTEMS LTD
0.30%
SBI LIFE INSURANCE COMPANY LTD
0.30%
HAVELLS INDIA LTD.
0.28%
WHIRLPOOL OF INDIA LTD.
0.28%
BAJAJ AUTO LTD.
0.28%
ASTER DM HEALTHCARE LTD
0.27%
P I INDUSTRIES LTD
0.27%
HINDALCO INDUSTRIES LTD.
0.26%
METRO BRANDS LTD
0.20%
HINDUSTAN UNILEVER LTD
0.18%
JUBILANT FOODWORKS LTD.
0.07%
HEXAWARE TECHNOLOGIES LTD.
0.05%
KEC INTERNATIONAL LTD.
0.02%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
2.07%
LIC HOUSING FINANCE LTD.
0.85%
INDIAN RAILWAY FINANCE CORPORATION LIMITED
1.74%
EXPORT IMPORT BANK OF INDIA
0.86%
REC LTD
0.86%
POWER FINANCE CORPORATION LTD.
0.86%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.86%
HDB FINANCIAL SERVICES LTD.
0.33%
TATA CAPITAL HOUSING FINANCE LTD
0.85%
7.06% GS MAT - 10/04/2028
5.93%
7.10% GSEC - MAT - 08/04/2034
2.67%
7.38% GSEC 20/06/2027
1.39%
07.18% GSEC MAT -24/07/2037
0.36%
MF UNITS Nifty 10 Yr Benchmark G-Sec ETF
0.04%
MF UNITS Nifty 5 Yr Benchmark G-Sec ETF
0.04%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.02%
NET CURRENT ASSETS
1.98%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.96
Expense Ratio Direct
0.77
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Sachin Trivedi
B.Com, MMS, CFA Experience
Mr. Anurag Mittal
B.Com, Master of Science, Chartered Accountant Experience

Exit load

(A) Redemption/ switch out within 12 months from the date of allotment – i) up to 10% of the allotted units – Nil ii) beyond 10% of the allotted Units – 1.00% B) Redemption/ switch out after 12 months from the date of allotment – Nil

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