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Home Mf Research Uti Balanced Advantage Fund Regular Plan
UTI MUTUAL FUND

UTI Balanced Advantage Fund - Regular Plan

Hybrid Hybrid Balanced Hybrid
Fund House : UTI MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-20)
12.63 0.75%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.89%
Expense Ratio (Direct)
0.38%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,010.24
1.02 %
Two Week 2025-06-05 ₹1,000.00 ₹1,009.75
0.97 %
One Month 2025-05-21 ₹1,000.00 ₹1,008.86
0.89 %
Three Months 2025-03-24 ₹3,000.00 ₹3,073.03
2.43 %
Six Months 2024-12-23 ₹6,000.00 ₹6,263.38
4.39 %
One Year 2024-06-20 ₹12,000.00 ₹12,619.07
5.16 %
Since Inception 2023-08-10 ₹23,000.00 ₹25,626.48
11.42 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC BANK LIMITED Banks Equity 8.76
ICICI BANK LTD Banks Equity 5.55
BHARTI AIRTEL LTD. Telecom - Services Equity 3.96
RELIANCE INDUSTRIES LTD. Petroleum Products Equity 3.32
INFOSYS LTD. IT - Software Equity 3.29
KOTAK MAHINDRA BANK LTD. Banks Equity 2.64
BAJAJ FINANCE LTD. Finance Equity 2.39
TATA CONSULTANCY SERVICES LTD. IT - Software Equity 2.25
AXIS BANK LTD. Banks Equity 2.16
MARUTI SUZUKI INDIA LTD. Automobiles Equity 1.92
NTPC LTD. Power Equity 1.73
LARSEN & TOUBRO LTD. Construction Equity 1.51
ITC LTD. Diversified FMCG Equity 1.40
HDFC LIFE INSURANCE COMPANY LI Insurance Equity 1.27
UNITED SPIRITS LTD. Beverages Equity 1.17
ULTRATECH CEMENT LTD. Cement & Cement Products Equity 1.13
INTERGLOBE AVIATION LTD Transport Services Equity 1.09
MAHINDRA & MAHINDRA LTD. Automobiles Equity 1.01
TITAN COMPANY LTD. Consumer Durables Equity 0.99
EICHER MOTORS LTD Automobiles Equity 0.97
BHARAT ELECTRONICS LTD. Aerospace & Defense Equity 0.97
LTIMindtree Limited IT - Software Equity 0.93
TATA STEEL LTD. Ferrous Metals Equity 0.92
DR LAL PATHLABS LTD. Healthcare Services Equity 0.89
AVENUE SUPERMARTS LTD. Retailing Equity 0.87
CROMPTON GREAVES CONSUMER ELEC Consumer Durables Equity 0.74
GODREJ CONSUMER PRODUCTS LTD Personal Products Equity 0.73
BHARAT PETROLEUM CORPN LTD. Petroleum Products Equity 0.72
ICICI LOMBARD GENERAL INSURANC Insurance Equity 0.68
INFO-EDGE (INDIA) LTD. Retailing Equity 0.64
INDUS TOWERS LIMITED Telecom - Services Equity 0.64
DABUR INDIA LTD. Personal Products Equity 0.62
OIL & NATURAL GAS CORPORATION Oil Equity 0.61
HDFC ASSET MANAGEMENT COMPANY Capital Markets Equity 0.58
INDUSIND BANK Banks Equity 0.57
WIPRO LIMITED IT - Software Equity 0.54
HYUNDAI MOTOR INDIA LTD Automobiles Equity 0.54
HERO MOTOCORP LTD. Automobiles Equity 0.52
MARICO LTD Agricultural Food & other Products Equity 0.50
VEDANTA LTD Diversified Metals Equity 0.50
CIPLA LTD. Pharmaceuticals & Biotechnology Equity 0.47
AJANTA PHARMA LTD. Pharmaceuticals & Biotechnology Equity 0.45
UPL LTD. Fertilizers & Agrochemicals Equity 0.34
SYNGENE INTERNATIONAL LTD. Healthcare Services Equity 0.34
JSW STEEL LTD. Ferrous Metals Equity 0.34
TIMKEN INDIA LTD. Industrial Products Equity 0.32
POWER GRID CORPORATION OF INDI Power Equity 0.31
INDIAN BANK Banks Equity 0.31
NIIT LEARNING SYSTEMS LTD Other Consumer Services Equity 0.30
SBI LIFE INSURANCE COMPANY LTD Insurance Equity 0.30
HAVELLS INDIA LTD. Consumer Durables Equity 0.28
WHIRLPOOL OF INDIA LTD. Consumer Durables Equity 0.28
BAJAJ AUTO LTD. Automobiles Equity 0.28
ASTER DM HEALTHCARE LTD Healthcare Services Equity 0.27
P I INDUSTRIES LTD Fertilizers & Agrochemicals Equity 0.27
HINDALCO INDUSTRIES LTD. Non - Ferrous Metals Equity 0.26
METRO BRANDS LTD Consumer Durables Equity 0.20
HINDUSTAN UNILEVER LTD Diversified FMCG Equity 0.18
JUBILANT FOODWORKS LTD. Leisure Services Equity 0.07
HEXAWARE TECHNOLOGIES LTD. IT - Software Equity 0.05
KEC INTERNATIONAL LTD. Construction Equity 0.02
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - Debt 2.07
LIC HOUSING FINANCE LTD. - Debt 0.85
INDIAN RAILWAY FINANCE CORPORATION LIMITED - Debt 1.74
EXPORT IMPORT BANK OF INDIA - Debt 0.86
REC LTD - Debt 0.86
POWER FINANCE CORPORATION LTD. - Debt 0.86
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 0.86
HDB FINANCIAL SERVICES LTD. - Debt 0.33
TATA CAPITAL HOUSING FINANCE LTD - Debt 0.85
7.06% GS MAT - 10/04/2028 - Debt 5.93
7.10% GSEC - MAT - 08/04/2034 - Debt 2.67
7.38% GSEC 20/06/2027 - Debt 1.39
07.18% GSEC MAT -24/07/2037 - Debt 0.36
MF UNITS Nifty 10 yr Benchmark G-Sec ETF - Debt 0.04
MF UNITS Nifty 5 yr Benchmark G-Sec ETF - Debt 0.04
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.02
NET CURRENT ASSETS - - 1.98
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
2.75
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Sachin Trivedi (B.Com, MMS, CFA), Mr. Anurag Mittal (B.Com, Master of Science, Chartered Accountant),
  • Expense ration regular : 1.89
  • Expense ration direct : 0.38
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : hybrid
Exit load
1.00% beyond 10% of allotted Units within 12 months, Nil after 12 months

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