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Home Mf Research Uti Banking Financial Services Fund Regular Plan Idcw Payout
UTI MUTUAL FUND

Mutual Fund Research

UTI Banking & Financial Services Fund - Regular Plan - IDCW Payout

UTI MUTUAL FUND Equity Equity Sectoral Thematic

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,041.18 +4.12%
Two Week 2026-10-19 ₹1,000.00 ₹1,005.85 +0.59%
One Month 2026-10-05 ₹1,000.00 ₹1,010.11 +1.01%
Three Months 2026-08-05 ₹3,000.00 ₹2,923.11 -2.56%
Six Months 2026-05-07 ₹6,000.00 ₹5,895.92 -1.73%
One Year 2025-11-03 ₹12,000.00 ₹11,795.30 -1.71%
Three Year 2023-11-06 ₹36,000.00 ₹38,640.66 +7.34%
Five Year 2021-11-08 ₹60,000.00 ₹76,321.47 +27.20%
Ten Year 2016-11-07 ₹120,000.00 ₹203,682.12 +69.74%
Since Inception 2004-03-09 ₹276,000.00 ₹861,566.10 +212.16%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

Banks 64.53%
Finance 17.96%
Insurance 9.46%
Capital Markets 4.66%
Financial Technology (Fintech) 1.47%
Other 1.27%
Not Applicable 0.65%

Top Holdings

Company-wise portfolio exposure

EQ - HDFC BANK LIMITED 17.60%
EQ - ICICI BANK LTD 10.37%
EQ - STATE BANK OF INDIA 9.98%
EQ - AXIS BANK LTD. 9.93%
EQ - KOTAK MAHINDRA BANK LTD. 9.89%
EQ - BAJAJ FINANCE LTD. 5.07%
EQ - SHRIRAM FINANCE LTD 4.61%
EQ - UJJIVAN SMALL FINANCE BANK LTD 3.93%
EQ - SBI LIFE INSURANCE COMPANY LTD 3.89%
EQ - ICICI LOMBARD GENERAL INSURANC 1.78%
EQ - AAVAS FINANCIERS LTD. 1.76%
EQ - BAJAJ FINSERV LTD. 1.50%
EQ - BSE LTD 1.27%
EQ - MAX FINANCIAL SERVICES LTD. 1.19%
EQ - BANK OF MAHARASHTRA 1.10%
EQ - MULTI COMMODITY EXCHANGE OF IN 1.06%
EQ - CHOLAMANDALAM INVESTMENT & FIN 1.01%
EQ - ADITYA BIRLA CAPITAL LTD 0.99%
EQ - LIC OF INDIA 0.99%
EQ - KFIN TECHNOLOGIES LTD 0.97%
EQ - BANDHAN BANK LTD. 0.93%
EQ - BILLIONBRAINS GARAGE VENTURES LTD 0.89%
EQ - GENERAL INSURANCE CORPORATION 0.87%
EQ - INDUSIND BANK 0.80%
EQ - SESHAASAI TECHNOLOGIES LIMITED 0.76%
EQ - HDFC LIFE INSURANCE COMPANY LI 0.74%
EQ - SUNDARAM FINANCE LTD. 0.70%
EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED 0.65%
EQ - CREDITACCESS GRAMEEN LTD 0.63%
EQ - ONE 97 COMMUNICATIONS LTD 0.63%
EQ - INDIA SHELTER FINANCE CORPORATION LTD 0.51%
EQ - ICICI PRUDENTIAL ASSET MANAGEMENT COMPANY LIMITED 0.47%
EQ - CHOLAMANDALAM FINANCIAL HOLDIN 0.47%
EQ - SBI CARDS & PAYMENTS SERVICES 0.43%
EQ - L&T FINANCE LIMITED 0.25%
EQ - PB FINTECH LTD 0.08%
EQ - HDB FINANCIAL SERVICES LIMITED 0.03%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.01%
NET CURRENT ASSETS 1.26%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
15.91%
Return volatility
β
Beta
0.94
Benchmark sensitivity
S
Sharpe Ratio
0.5
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
N/A
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Very High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Nippon India Taiwan Equity Fund - Regular Plan - Growth 72.09% 52.20% 24.94%
HDFC Pharma And Healthcare Fund - Regular Plan - Growth 22.96% 28.71% 27.73%
Kotak Healthcare Fund - Regular Plan - Growth 21.39% 0.00% 18.89%
ICICI Prudential US Bluechip Equity Fund - Regular Plan - Growth 20.17% 18.45% 15.90%
Nippon India - Japan Equity Fund - Regular Plan - Growth 20.05% 20.38% 8.48%
SBI Automotive Opportunities Fund - Regular Plan - Growth 18.05% 0.00% 10.40%
Whiteoak Capital - Pharma And Healthcare Fund - Regular Plan - Growth 17.93% 0.00% 19.92%
Franklin Asian Equity Fund - Regular Plan - Growth 17.86% 20.14% 7.88%
Bajaj Finserv Healthcare Fund - Regular Plan - Growth 17.69% 0.00% 8.16%
Mirae Asset Healthcare Fund - Regular Plan - Growth 17.66% 21.74% 19.93%

Returns are historical and do not guarantee future performance.

View All Equity Sectoral Thematic Funds

Fund Family

Compare schemes from UTI MUTUAL FUND by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Silver Exchange Traded Fund - Regular Plan - Growth 19.57% 34.72% 26.75%
UTI Silver ETF Fund Of Fund - Regular Plan - Growth 19.52% 34.07% 25.99%
UTI Healthcare Fund - Regular Plan - IDCW Payout 13.60% 22.06% 11.29%
UTI Healthcare Fund - Regular Plan - IDCW Reinvestment 13.60% 0.00% 9.77%
UTI Healthcare Fund - Regular Plan - Growth 13.60% 22.06% 12.37%
UTI Gold ETF Fund Of Fund - Regular Plan - Growth 12.49% 29.52% 26.62%
UTI Gold Exchange Traded Fund - Regular Plan - Growth 12.48% 29.94% -10.21%
UTI Money Market Fund - Regular Plan - Annual IDCW Payout 6.28% 7.19% 5.86%
UTI Money Market Fund - Regular Plan - Annual IDCW Reinvestment 6.28% 0.00% 6.17%
UTI Money Market Fund - Regular Plan - Half Yearly IDCW Payout 6.28% 7.20% 5.36%

Returns are historical and do not guarantee future performance.

View All UTI MUTUAL FUND Funds

Scheme Objective

The investment mandate and purpose of this scheme

The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities.However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
2.38%
Expense Ratio (Direct)
1.45%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
Nifty Financial Services TRI

Exit Load

Charges that may apply when you redeem units

1.00% if redeemed before 30 days from the date of allotment. Nil if redeemed on or after 30 days from the date of allotment
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