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UTI Dividend Yield Fund - Regular Plan

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Fund info
NAV (as on 2025-07-18)
177.59 -0.43%
AUM (Fund Size)
55
Expense Ratio
1.99%
Exit load
Less than 1 year - 1.00%, Greater than or equal to 1 year - Nil
Risk
N/A
AMC
UTI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,000.56
0.06 %
Two Week 2025-07-03 ₹1,000.00 ₹995.88
-0.41 %
One Month 2025-06-18 ₹1,000.00 ₹1,019.06
1.91 %
Three Months 2025-04-21 ₹3,000.00 ₹3,104.67
3.49 %
Six Months 2025-01-20 ₹6,000.00 ₹6,344.53
5.74 %
One Year 2024-07-18 ₹12,000.00 ₹12,339.14
2.83 %
Three Year 2022-07-19 ₹36,000.00 ₹48,841.92
35.67 %
Five Year 2020-07-20 ₹60,000.00 ₹97,242.57
62.07 %
Ten Year 2015-07-21 ₹120,000.00 ₹289,543.24
141.29 %
Since Inception 2005-05-03 ₹247,000.00 ₹1,285,132.54
420.30 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 72%
Debt 0%
Others 2%

Sectors Holding in UTI Dividend Yield Fund - Regular Plan

Banks
20%
IT - Software
10%
Automobiles
5%
Power
5%
Pharmaceuticals & Biotechnology
5%
Diversified FMCG
3%
Aerospace & Defense
2%
Consumable Fuels
2%
Insurance
2%
Consumer Durables
2%
Petroleum Products
1%
Capital Markets
2%
Oil
1%
Transport Services
1%
Diversified Metals
1%
Personal Products
3%
Finance
1%
Gas
1%
Industrial Products
1%
Ferrous Metals
1%
Telecom - Services
1%
Healthcare Services
1%
Auto Components
1%
Retailing
0%
Agricultural Food & Other Products
0%
Other
2%

Companies Holding in UTI Dividend Yield Fund - Regular Plan

HDFC BANK LIMITED
9.07%
ICICI BANK LTD
5.49%
TECH MAHINDRA LTD.
3.48%
KOTAK MAHINDRA BANK LTD.
3.37%
INFOSYS LTD.
3.28%
MAHINDRA & MAHINDRA LTD.
2.91%
STATE BANK OF INDIA
2.81%
POWER GRID CORPORATION OF INDI
2.50%
CIPLA LTD.
2.47%
TATA CONSULTANCY SERVICES LTD.
2.42%
ITC LTD.
2.38%
BHARAT ELECTRONICS LTD.
2.24%
NTPC LTD.
2.17%
COAL INDIA LTD.
2.16%
ICICI LOMBARD GENERAL INSURANC
1.91%
TORRENT PHARMACEUTICALS LTD.
1.86%
BAJAJ AUTO LTD.
1.84%
CROMPTON GREAVES CONSUMER ELEC
1.82%
BHARAT PETROLEUM CORPN LTD.
1.78%
EICHER MOTORS LTD
1.77%
COMPUTER AGE MANAGEMENT SERV
1.74%
INDUSIND BANK
1.71%
OIL & NATURAL GAS CORPORATION
1.68%
GREAT EASTERN SHIPPING CO. LTD
1.64%
ICICI PRUDENTIAL LIFE INSURA L
1.63%
HCL TECHNOLOGIES LTD.
1.60%
MARUTI SUZUKI INDIA LTD.
1.56%
VEDANTA LTD
1.49%
HINDUSTAN UNILEVER LTD
1.49%
DABUR INDIA LTD.
1.49%
MAHINDRA & MAHINDRA FINANCIAL
1.46%
MAHANAGAR GAS LTD.
1.46%
SKF INDIA LTD.
1.43%
TATA STEEL LTD.
1.43%
BHARTI AIRTEL LTD.
1.42%
MPHASIS LTD
1.32%
AJANTA PHARMA LTD.
1.31%
METROPOLIS HEALTHCARE LTD
1.21%
PFIZER LIMITED
1.15%
EMAMI LTD.
1.13%
ADITYA BIRLA SUN LIFE AMC LTD
1.12%
CESC LTD.
1.09%
SAMVARDHANA MOTHERSON INTL LTD
1.02%
KAJARIA CERAMICS LTD.
1.00%
PROCTER & GAMBLE HYGIENE & HEL
1.00%
AKZO NOBEL INDIA LTD.
0.87%
GAIL ( INDIA )LTD.
0.82%
OIL INDIA LTD.
0.81%
VEDANT FASHIONS LTD
0.69%
SANOFI CONSUMER HEALTHCARE INDIA LTD
0.54%
MARICO LTD
0.45%
ASTER DM HEALTHCARE LTD
0.41%
7.04% GSEC MAT- 03/06/2029
0.53%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.02%
NET CURRENT ASSETS
2.56%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.99
Expense Ratio Direct
1.37
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Amit Premchandani
Experience

Exit load

Less than 1 year - 1.00%, Greater than or equal to 1 year - Nil

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