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UTI MUTUAL FUND

UTI Dividend Yield Fund - Regular Plan

Equity Equity Dividend Yield
Fund House : UTI MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
174.89 1.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.98%
Expense Ratio (Direct)
1.39%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,008.07
0.81 %
Two Week 2025-06-05 ₹1,000.00 ₹1,011.32
1.13 %
One Month 2025-05-21 ₹1,000.00 ₹1,012.80
1.28 %
Three Months 2025-03-24 ₹3,000.00 ₹3,096.79
3.23 %
Six Months 2024-12-23 ₹6,000.00 ₹6,249.75
4.16 %
One Year 2024-06-20 ₹12,000.00 ₹12,200.77
1.67 %
Three Year 2022-06-21 ₹36,000.00 ₹48,921.04
35.89 %
Five Year 2020-06-22 ₹60,000.00 ₹97,784.59
62.97 %
Ten Year 2015-06-23 ₹120,000.00 ₹288,140.72
140.12 %
Since Inception 2005-05-03 ₹246,000.00 ₹1,264,581.21
414.06 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC BANK LIMITED Banks Equity 9.07
ICICI BANK LTD Banks Equity 5.49
TECH MAHINDRA LTD. IT - Software Equity 3.48
KOTAK MAHINDRA BANK LTD. Banks Equity 3.37
INFOSYS LTD. IT - Software Equity 3.28
MAHINDRA & MAHINDRA LTD. Automobiles Equity 2.91
STATE BANK OF INDIA Banks Equity 2.81
POWER GRID CORPORATION OF INDI Power Equity 2.50
CIPLA LTD. Pharmaceuticals & Biotechnology Equity 2.47
TATA CONSULTANCY SERVICES LTD. IT - Software Equity 2.42
ITC LTD. Diversified FMCG Equity 2.38
BHARAT ELECTRONICS LTD. Aerospace & Defense Equity 2.24
NTPC LTD. Power Equity 2.17
COAL INDIA LTD. Consumable Fuels Equity 2.16
ICICI LOMBARD GENERAL INSURANC Insurance Equity 1.91
TORRENT PHARMACEUTICALS LTD. Pharmaceuticals & Biotechnology Equity 1.86
BAJAJ AUTO LTD. Automobiles Equity 1.84
CROMPTON GREAVES CONSUMER ELEC Consumer Durables Equity 1.82
BHARAT PETROLEUM CORPN LTD. Petroleum Products Equity 1.78
EICHER MOTORS LTD Automobiles Equity 1.77
COMPUTER AGE MANAGEMENT SERV Capital Markets Equity 1.74
INDUSIND BANK Banks Equity 1.71
OIL & NATURAL GAS CORPORATION Oil Equity 1.68
GREAT EASTERN SHIPPING CO. LTD Transport Services Equity 1.64
ICICI PRUDENTIAL LIFE INSURA L Insurance Equity 1.63
HCL TECHNOLOGIES LTD. IT - Software Equity 1.60
MARUTI SUZUKI INDIA LTD. Automobiles Equity 1.56
VEDANTA LTD Diversified Metals Equity 1.49
HINDUSTAN UNILEVER LTD Diversified FMCG Equity 1.49
DABUR INDIA LTD. Personal Products Equity 1.49
MAHINDRA & MAHINDRA FINANCIAL Finance Equity 1.46
MAHANAGAR GAS LTD. Gas Equity 1.46
SKF INDIA LTD. Industrial Products Equity 1.43
TATA STEEL LTD. Ferrous Metals Equity 1.43
BHARTI AIRTEL LTD. Telecom - Services Equity 1.42
MPHASIS LTD IT - Software Equity 1.32
AJANTA PHARMA LTD. Pharmaceuticals & Biotechnology Equity 1.31
METROPOLIS HEALTHCARE LTD Healthcare Services Equity 1.21
PFIZER LIMITED Pharmaceuticals & Biotechnology Equity 1.15
EMAMI LTD. Personal Products Equity 1.13
ADITYA BIRLA SUN LIFE AMC LTD Capital Markets Equity 1.12
CESC LTD. Power Equity 1.09
SAMVARDHANA MOTHERSON INTL LTD Auto Components Equity 1.02
KAJARIA CERAMICS LTD. Consumer Durables Equity 1.00
PROCTER & GAMBLE HYGIENE & HEL Personal Products Equity 1.00
AKZO NOBEL INDIA LTD. Consumer Durables Equity 0.87
GAIL ( INDIA )LTD. Gas Equity 0.82
OIL INDIA LTD. Oil Equity 0.81
VEDANT FASHIONS LTD Retailing Equity 0.69
SANOFI CONSUMER HEALTHCARE INDIA LTD Pharmaceuticals & Biotechnology Equity 0.54
MARICO LTD Agricultural Food & other Products Equity 0.45
ASTER DM HEALTHCARE LTD Healthcare Services Equity 0.41
7.04% GSEC MAT- 03/06/2029 - Debt 0.53
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.02
NET CURRENT ASSETS - - 2.56
Risk Ratios
Standard Deviation
13.66
Beta
0.88
Sharpe Ratio
1.01
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Amit Premchandani (),
  • Expense ration regular : 1.98
  • Expense ration direct : 1.39
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : equity
Exit load
1% if held for less than 1 year

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