Home Mf Research Uti Equity Savings Fund Regular Plan

UTI Equity Savings Fund - Regular Plan

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
Fund info
NAV (as on 2025-07-18)
18.26 -0.07%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
N/A
Risk
N/A
AMC
UTI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹998.98
-0.10 %
Two Week 2025-07-03 ₹1,000.00 ₹996.72
-0.33 %
One Month 2025-06-18 ₹1,000.00 ₹1,003.73
0.37 %
Three Months 2025-04-21 ₹3,000.00 ₹3,019.93
0.66 %
Six Months 2025-01-20 ₹6,000.00 ₹6,145.32
2.42 %
One Year 2024-07-18 ₹12,000.00 ₹12,420.37
3.50 %
Three Year 2022-07-19 ₹36,000.00 ₹42,089.89
16.92 %
Five Year 2020-07-20 ₹60,000.00 ₹78,300.84
30.50 %
Since Inception 2018-08-30 ₹84,000.00 ₹121,217.58
44.31 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 45%
Debt 23%
Others 7%

Sectors Holding in UTI Equity Savings Fund - Regular Plan

Banks
16%
Cement & Cement Products
4%
Automobiles
6%
IT - Software
4%
Telecom - Services
3%
Petroleum Products
2%
Power
1%
Transport Services
1%
Ferrous Metals
1%
Oil
1%
Insurance
2%
Finance
1%
Minerals & Mining
1%
Pharmaceuticals & Biotechnology
1%
Diversified FMCG
1%
Non - Ferrous Metals
0%
Diversified Metals
0%
Construction
0%
Consumable Fuels
0%
Realty
0%
Personal Products
0%
Other
30%

Companies Holding in UTI Equity Savings Fund - Regular Plan

HDFC BANK LIMITED
5.94%
KOTAK MAHINDRA BANK LTD.
4.63%
GRASIM INDUSTRIES LTD.
4.28%
MAHINDRA & MAHINDRA LTD.
3.90%
AXIS BANK LTD.
3.55%
INFOSYS LTD.
3.49%
ICICI BANK LTD
2.94%
MARUTI SUZUKI INDIA LTD.
2.61%
BHARTI AIRTEL LTD.
2.13%
RELIANCE INDUSTRIES LTD.
2.06%
POWER GRID CORPORATION OF INDI
1.79%
INTERGLOBE AVIATION LTD
1.64%
JSW STEEL LTD.
1.51%
OIL & NATURAL GAS CORPORATION
1.49%
INDUSIND BANK
1.45%
HCL TECHNOLOGIES LTD.
1.43%
SBI LIFE INSURANCE COMPANY LTD
1.41%
BAJAJ FINANCE LTD.
1.39%
STATE BANK OF INDIA
1.36%
INDUS TOWERS LIMITED
1.35%
HDFC LIFE INSURANCE COMPANY LI
1.33%
HERO MOTOCORP LTD.
1.24%
NMDC LTD.
1.18%
CIPLA LTD.
1.17%
ITC LTD.
1.05%
HINDALCO INDUSTRIES LTD.
0.91%
VEDANTA LTD
0.91%
LARSEN & TOUBRO LTD.
0.89%
BAJAJ FINSERV LTD.
0.87%
EICHER MOTORS LTD
0.87%
HINDUSTAN UNILEVER LTD
0.74%
WIPRO LIMITED
0.73%
NTPC LTD.
0.70%
BAJAJ AUTO LTD.
0.68%
COAL INDIA LTD.
0.66%
DR REDDYS LABORATORIES LTD.
0.66%
AUROBINDO PHARMA LTD.
0.59%
BHARAT PETROLEUM CORPN LTD.
0.57%
SHRIRAM FINANCE LTD
0.48%
DLF LTD.
0.30%
TATA CONSULTANCY SERVICES LTD.
0.26%
TATA COMMUNICATIONS LTD.
0.21%
TATA MOTORS LTD.
0.09%
DABUR INDIA LTD.
0.08%
EQ (RTS-PP)BHARTI AIRTEL LTD
0.08%
07.32% GSEC MAT -13/11/2030
10.18%
7.04% GSEC MAT- 03/06/2029
7.16%
7.23% GSEC MAT- 15/04/2039
3.97%
7.06% GS MAT - 10/04/2028
3.05%
AXIS BANK LTD. STD - MARGIN
0.74%
NET CURRENT ASSETS
7.32%

Risk Ratios

Std. Deviation 4.99
Beta 0.89
Sharpe Ratio 0.90
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?