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Home Mf Research Uti Floater Fund Regular Plan
UTI MUTUAL FUND

UTI Floater Fund - Regular Plan

Debt Debt Floating Rate
Fund House : UTI MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-18)
1,498.31 0.04%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.84%
Expense Ratio (Direct)
0.34%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹1,000.56
0.06 %
Two Week 2025-06-03 ₹1,000.00 ₹1,001.58
0.16 %
One Month 2025-05-19 ₹1,000.00 ₹1,005.29
0.53 %
Three Months 2025-03-20 ₹3,000.00 ₹3,044.72
1.49 %
Six Months 2024-12-20 ₹6,000.00 ₹6,159.31
2.66 %
One Year 2024-06-18 ₹12,000.00 ₹12,550.98
4.59 %
Three Year 2022-06-20 ₹36,000.00 ₹40,346.24
12.07 %
Five Year 2020-06-19 ₹60,000.00 ₹70,679.20
17.80 %
Since Inception 2018-10-30 ₹81,000.00 ₹99,892.73
23.32 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
POWER FINANCE CORPORATION LTD. - Debt 9.13
INDIAN RAILWAY FINANCE CORPORATION LIMITED - Debt 3.61
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - Debt 1.82
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 3.64
LIC HOUSING FINANCE LTD. - Debt 2.91
NATIONAL HOUSING BANK - Debt 1.82
REC LTD - Debt 1.81
BAJAJ FINANCE LTD. - Debt 3.61
KOTAK MAHINDRA PRIME LTD. - Debt 3.59
NIIF INFRASTRUCTURE FINANCE LTD - Debt 3.58
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 - Debt 1.40
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 - Debt 0.94
08.12% PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2 - Debt 0.66
KOTAK MAH BANK - 28/01/2026 - Debt 8.54
EXIM BANK - 20/03/2026 - Debt 6.77
364 D TBILL MAT - 26/03/2026 - Debt 3.40
364 D TBILL MAT - 18/07/25 - Debt 2.12
07.37% GSEC MAT -23/10/2028 - Debt 1.87
7.04% GSEC MAT- 03/06/2029 - Debt 1.85
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.04
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS - Debt 0.34
NET CURRENT ASSETS - - 3.21
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Sudhir Agarwal (Unknown),
  • Expense ration regular : 0.84
  • Expense ration direct : 0.34
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
Nil

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