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Home Mf Research Uti Low Duration Fund Regular Plan
UTI MUTUAL FUND

UTI Low Duration Fund - Regular Plan

Debt Debt Low Duration
Fund House : UTI MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-18)
2,219.66 0.04%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.44%
Expense Ratio (Direct)
0.35%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹1,000.86
0.09 %
Two Week 2025-06-03 ₹1,000.00 ₹1,003.25
0.33 %
One Month 2025-05-19 ₹1,000.00 ₹1,006.62
0.66 %
Three Months 2025-03-20 ₹3,000.00 ₹3,045.93
1.53 %
Six Months 2024-12-20 ₹6,000.00 ₹6,160.21
2.67 %
One Year 2024-06-18 ₹12,000.00 ₹12,562.65
4.69 %
Three Year 2022-06-20 ₹36,000.00 ₹40,403.90
12.23 %
Five Year 2020-06-19 ₹60,000.00 ₹71,188.85
18.65 %
Ten Year 2015-06-22 ₹120,000.00 ₹152,849.83
27.37 %
Since Inception 1999-07-12 ₹316,000.00 ₹20,534,016.10
6,398.11 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
POWER FINANCE CORPORATION LTD. - Debt 4.54
BAJAJ HOUSING FINANCE LTD - Debt 3.85
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - Debt 0.77
REC LTD - Debt 0.76
NIRMA LTD. - Debt 2.31
360 ONE PRIME LTD - Debt 1.69
ADITYA BIRLA RENEWABLES LTD - Debt 1.55
EXPORT IMPORT BANK OF INDIA - Debt 1.47
BHARTI TELECOM LTD. - Debt 0.77
LIC HOUSING FINANCE LTD. - Debt 0.77
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 0.78
SIKKA PORTS AND TERMINALS LIMITED - Debt 0.93
SHRIRAM FINANCE LTD - Debt 0.62
MUTHOOT FINANCE LTD - Debt 0.77
INDIAN RAILWAY FINANCE CORPORATION LIMITED - Debt 0.78
NATIONAL HOUSING BANK - Debt 0.78
MANKIND PHARMA LTD - Debt 1.04
TATA PROJECTS LTD - Debt 0.77
HDB FINANCIAL SERVICES LTD. - Debt 0.77
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 - Debt 1.51
182 D TBILL MAT - 14/08/25 - Debt 9.02
IDFC FIRST BANK - 20/11/25 - Debt 2.95
HDFC BANK - 18/12/2025 - Debt 2.93
EMBASSY OFFICE PARKS REIT - Debt 1.45
HINDUJA LEYLAND FINANCE LTD. - Debt 1.52
182 DAYS T BILL - 29/08/2025 - Debt 1.50
182D TBILL MAT - 18/09/2025 - Debt 1.49
EQUITAS SMALL FIN BANK - 12/09/25 - Debt 1.49
STANDARD CHARTERED CAPITAL LTD. - Debt 0.74
CANARA BANK - 04/12/2025 - Debt 1.47
CD- AXIS BANK 08/01/2026 - Debt 1.46
KOTAK MAH BANK - 28/01/2026 - Debt 1.46
UNION BANK - 29/01/2026 - Debt 1.46
HDFC BANK - 04/02/2026 - Debt 1.45
IGH HOLDINGS PRIVATE LIMITED - Debt 1.45
KOTAK MAHINDRA BANK - 27/02/2026 - Debt 1.45
AU SMALL FIN BANK - 27/02/26 - Debt 1.44
182 D TBILL MAT - 23/05/2025 - Debt 0.76
BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED - Debt 0.76
MAHINDRA RURAL HOUSING FINANCE LTD - Debt 0.74
NUVAMA WEALTH FINANCE LTD - Debt 0.71
GS - C STRIP MAT- 16/06/2027 - Debt 0.13
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.07
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS - Debt 0.28
NET CURRENT ASSETS - - 3.04
POWER FINANCE CORPORATION LTD. - Debt 4.54
BAJAJ HOUSING FINANCE LTD - Debt 3.85
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - Debt 0.77
REC LTD - Debt 0.76
NIRMA LTD. - Debt 2.31
360 ONE PRIME LTD - Debt 1.69
ADITYA BIRLA RENEWABLES LTD - Debt 1.55
EXPORT IMPORT BANK OF INDIA - Debt 1.47
BHARTI TELECOM LTD. - Debt 0.77
LIC HOUSING FINANCE LTD. - Debt 0.77
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 0.78
SIKKA PORTS AND TERMINALS LIMITED - Debt 0.93
SHRIRAM FINANCE LTD - Debt 0.62
MUTHOOT FINANCE LTD - Debt 0.77
INDIAN RAILWAY FINANCE CORPORATION LIMITED - Debt 0.78
NATIONAL HOUSING BANK - Debt 0.78
MANKIND PHARMA LTD - Debt 1.04
TATA PROJECTS LTD - Debt 0.77
HDB FINANCIAL SERVICES LTD. - Debt 0.77
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 - Debt 1.51
182 D TBILL MAT - 14/08/25 - Debt 9.02
IDFC FIRST BANK - 20/11/25 - Debt 2.95
HDFC BANK - 18/12/2025 - Debt 2.93
EMBASSY OFFICE PARKS REIT - Debt 1.45
HINDUJA LEYLAND FINANCE LTD. - Debt 1.52
182 DAYS T BILL - 29/08/2025 - Debt 1.50
182D TBILL MAT - 18/09/2025 - Debt 1.49
EQUITAS SMALL FIN BANK - 12/09/25 - Debt 1.49
STANDARD CHARTERED CAPITAL LTD. - Debt 0.74
CANARA BANK - 04/12/2025 - Debt 1.47
CD- AXIS BANK 08/01/2026 - Debt 1.46
KOTAK MAH BANK - 28/01/2026 - Debt 1.46
UNION BANK - 29/01/2026 - Debt 1.46
HDFC BANK - 04/02/2026 - Debt 1.45
IGH HOLDINGS PRIVATE LIMITED - Debt 1.45
KOTAK MAHINDRA BANK - 27/02/2026 - Debt 1.45
AU SMALL FIN BANK - 27/02/26 - Debt 1.44
182 D TBILL MAT - 23/05/2025 - Debt 0.76
BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED - Debt 0.76
MAHINDRA RURAL HOUSING FINANCE LTD - Debt 0.74
NUVAMA WEALTH FINANCE LTD - Debt 0.71
GS - C STRIP MAT- 16/06/2027 - Debt 0.13
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.07
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS - Debt 0.28
NET CURRENT ASSETS - - 3.04
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Anurag Mittal (C.A., Msc in Accounting & Finance, London School of Economics, UK),
  • Expense ration regular : 0.44
  • Expense ration direct : 0.35
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt
Exit load
Nil

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