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UTI Low Duration Fund - Regular Plan

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Fund info
NAV (as on 2025-07-18)
2,232.46 0.03%
AUM (Fund Size)
N/A
Expense Ratio
0.45%
Exit load
Nil
Risk
N/A
AMC
UTI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.41
0.14 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.51
0.25 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.77
0.58 %
Three Months 2025-04-21 ₹3,000.00 ₹3,036.49
1.22 %
Six Months 2025-01-20 ₹6,000.00 ₹6,149.81
2.50 %
One Year 2024-07-18 ₹12,000.00 ₹12,553.86
4.62 %
Three Year 2022-07-19 ₹36,000.00 ₹40,422.27
12.28 %
Five Year 2020-07-20 ₹60,000.00 ₹71,274.51
18.79 %
Ten Year 2015-07-21 ₹120,000.00 ₹153,334.09
27.78 %
Since Inception 1999-07-12 ₹317,000.00 ₹20,653,484.71
6,415.29 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 80%
Others 6%

Sectors Holding in UTI Low Duration Fund - Regular Plan

Other
86%
-
0%

Companies Holding in UTI Low Duration Fund - Regular Plan

POWER FINANCE CORPORATION LTD.
4.54%
BAJAJ HOUSING FINANCE LTD
3.85%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
0.77%
REC LTD
0.76%
NIRMA LTD.
2.31%
360 ONE PRIME LTD
1.69%
ADITYA BIRLA RENEWABLES LTD
1.55%
EXPORT IMPORT BANK OF INDIA
1.47%
BHARTI TELECOM LTD.
0.77%
LIC HOUSING FINANCE LTD.
0.77%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.78%
SIKKA PORTS AND TERMINALS LIMITED
0.93%
SHRIRAM FINANCE LTD
0.62%
MUTHOOT FINANCE LTD
0.77%
INDIAN RAILWAY FINANCE CORPORATION LIMITED
0.78%
NATIONAL HOUSING BANK
0.78%
MANKIND PHARMA LTD
1.04%
TATA PROJECTS LTD
0.77%
HDB FINANCIAL SERVICES LTD.
0.77%
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1
1.51%
182 D TBILL MAT - 14/08/25
9.02%
IDFC FIRST BANK - 20/11/25
2.95%
HDFC BANK - 18/12/2025
2.93%
EMBASSY OFFICE PARKS REIT
1.45%
HINDUJA LEYLAND FINANCE LTD.
1.52%
182 DAYS T BILL - 29/08/2025
1.50%
182D TBILL MAT - 18/09/2025
1.49%
EQUITAS SMALL FIN BANK - 12/09/25
1.49%
STANDARD CHARTERED CAPITAL LTD.
0.74%
CANARA BANK - 04/12/2025
1.47%
CD- AXIS BANK 08/01/2026
1.46%
KOTAK MAH BANK - 28/01/2026
1.46%
UNION BANK - 29/01/2026
1.46%
HDFC BANK - 04/02/2026
1.45%
IGH HOLDINGS PRIVATE LIMITED
1.45%
KOTAK MAHINDRA BANK - 27/02/2026
1.45%
AU SMALL FIN BANK - 27/02/26
1.44%
182 D TBILL MAT - 23/05/2025
0.76%
BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED
0.76%
MAHINDRA RURAL HOUSING FINANCE LTD
0.74%
NUVAMA WEALTH FINANCE LTD
0.71%
GS - C STRIP MAT- 16/06/2027
0.13%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.07%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.28%
NET CURRENT ASSETS
3.04%
POWER FINANCE CORPORATION LTD.
4.54%
BAJAJ HOUSING FINANCE LTD
3.85%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
0.77%
REC LTD
0.76%
NIRMA LTD.
2.31%
360 ONE PRIME LTD
1.69%
ADITYA BIRLA RENEWABLES LTD
1.55%
EXPORT IMPORT BANK OF INDIA
1.47%
BHARTI TELECOM LTD.
0.77%
LIC HOUSING FINANCE LTD.
0.77%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.78%
SIKKA PORTS AND TERMINALS LIMITED
0.93%
SHRIRAM FINANCE LTD
0.62%
MUTHOOT FINANCE LTD
0.77%
INDIAN RAILWAY FINANCE CORPORATION LIMITED
0.78%
NATIONAL HOUSING BANK
0.78%
MANKIND PHARMA LTD
1.04%
TATA PROJECTS LTD
0.77%
HDB FINANCIAL SERVICES LTD.
0.77%
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1
1.51%
182 D TBILL MAT - 14/08/25
9.02%
IDFC FIRST BANK - 20/11/25
2.95%
HDFC BANK - 18/12/2025
2.93%
EMBASSY OFFICE PARKS REIT
1.45%
HINDUJA LEYLAND FINANCE LTD.
1.52%
182 DAYS T BILL - 29/08/2025
1.50%
182D TBILL MAT - 18/09/2025
1.49%
EQUITAS SMALL FIN BANK - 12/09/25
1.49%
STANDARD CHARTERED CAPITAL LTD.
0.74%
CANARA BANK - 04/12/2025
1.47%
CD- AXIS BANK 08/01/2026
1.46%
KOTAK MAH BANK - 28/01/2026
1.46%
UNION BANK - 29/01/2026
1.46%
HDFC BANK - 04/02/2026
1.45%
IGH HOLDINGS PRIVATE LIMITED
1.45%
KOTAK MAHINDRA BANK - 27/02/2026
1.45%
AU SMALL FIN BANK - 27/02/26
1.44%
182 D TBILL MAT - 23/05/2025
0.76%
BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED
0.76%
MAHINDRA RURAL HOUSING FINANCE LTD
0.74%
NUVAMA WEALTH FINANCE LTD
0.71%
GS - C STRIP MAT- 16/06/2027
0.13%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.07%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.28%
NET CURRENT ASSETS
3.04%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.45
Expense Ratio Direct
0.35
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Anurag Mittal
C.A., Msc in Accounting & Finance, London School of Economics, UK Experience

Exit load

Nil

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