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Home Mf Research Uti Money Market Fund Regular Plan
UTI MUTUAL FUND

UTI Money Market Fund - Regular Plan

Debt Debt Money Market
Fund House : UTI MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-17)
3,845.29 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.27%
Expense Ratio (Direct)
0.19%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-10 ₹1,000.00 ₹1,000.54
0.05 %
Two Week 2025-06-02 ₹1,000.00 ₹1,003.39
0.34 %
One Month 2025-05-19 ₹1,000.00 ₹1,006.65
0.66 %
Three Months 2025-03-19 ₹3,000.00 ₹3,043.75
1.46 %
Six Months 2024-12-19 ₹6,000.00 ₹6,153.95
2.57 %
One Year 2024-06-18 ₹12,000.00 ₹12,546.67
4.56 %
Three Year 2022-06-20 ₹36,000.00 ₹40,404.56
12.23 %
Five Year 2020-06-18 ₹60,000.00 ₹70,975.97
18.29 %
Ten Year 2015-06-20 ₹120,000.00 ₹165,649.82
38.04 %
Since Inception 1995-07-16 ₹365,000.00 ₹46,929,110.57
12,757.29 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
NABARD - 20/01/2026 - Debt 3.48
364 D TBILL MAT - 05/03/2026 - Debt 2.68
INDIAN BANK - 04/02/2026 - Debt 2.67
364 D TBILL MAT - 19/03/26 - Debt 2.67
S I D B I -05/12/2025 - Debt 2.43
HDFC BANK - 18/12/2025 - Debt 2.42
N A B A R D -17/02/26 - Debt 2.40
CANARA BANK - 12/12/2025 - Debt 2.16
N A B A R D - 27/02/26 - Debt 2.13
HDFC BANK - 12/03/2026 - Debt 2.12
AXIS BANK - 04/03/26 - Debt 1.86
SIDBI - 11/03/2026 - Debt 1.86
6.89% RJ SDL MAT- 11/09/2025 - Debt 1.72
S ID B I - 13/01/2026 - Debt 1.61
UNION BANK - 16/01/2026 - Debt 1.61
IDFC FIRST BANK - 27/01/2026 - Debt 1.60
BANK OF INDIA - 06/02/2026 - Debt 1.60
INDIAN BANK - 12/03/2026 - Debt 1.59
CD- AXIS BANK 08/01/2026 - Debt 1.34
364 D TBILL MAT - 12/03/2026 - Debt 1.34
NABARD - 05/02/2026 - Debt 1.34
KOTAK MAHINDRA BANK - 18/02/2026 - Debt 1.33
CANARA BANK - 05/03/2026 - Debt 1.33
CD- UNION BANK OF INDIA 18/12/2025 - Debt 1.21
TOYOTA FINANCIAL SERVICES INDIA LTD - Debt 1.20
8.23% MH SDL MAT - 09/09/2025 - Debt 1.13
IDFC FIRST BANK - 12/11/25 - Debt 1.08
KOTAK MAH BANK - 28/11/2025 - Debt 1.08
TATA PROJECTS LTD - Debt 0.54
364 D TBILL MAT - 12/02/2026 - Debt 1.07
364 DAYS T -BILL MD 27/02/2026 - Debt 1.07
KOTAK MAH BANK - 28/01/2026 - Debt 1.07
TATA CAPITAL LTD. - Debt 1.07
UNION BANK - 29/01/2026 - Debt 1.07
INFINA FINANCE PRIVATE LIMITED - Debt 0.40
ICICI SECURITIES LTD. - Debt 0.80
CD- AXIS BANK 04/02/2026 - Debt 1.07
INDUS IND BANK - 20/01/2026 - Debt 1.07
S ID B I - 06/02/2026 - Debt 1.07
UNION BANK OF INDIA - 20/02/26 - Debt 1.07
INDUSIND BANK - 04/02/26 - Debt 1.07
HERO FINCORP LTD. - Debt 0.53
S I D B I - 27/02/26 - Debt 1.06
BIRLA GROUP HOLDINGS PRIVATE LIMITED - Debt 0.79
AU SMALL FIN BANK - 19/08/25 - Debt 0.83
CREDILA FINANCIAL SERVICES LTD - Debt 0.82
BHARTI TELECOM LTD. - Debt 0.68
HDFC BANK - 10/10/25 - Debt 0.82
AXIS BANK - 13/11/25 - Debt 0.81
TATA TELESERVICES LTD. - Debt 0.81
HDFC BANK - 04/12/2025 - Debt 0.81
CANARA BANK - 18/12/2025 - Debt 0.81
INDIAN BANK - 08012026 - Debt 0.81
PUNJAB & SIND BANK - 03/02/26 - Debt 0.80
AU SMALL FIN BANK - 27/01/26 - Debt 0.80
IGH HOLDINGS PRIVATE LIMITED - Debt 0.26
HDFC BANK - 25/02/2026 - Debt 0.80
KOTAK MAHINDRA BANK - 27/02/2026 - Debt 0.80
AU SMALL FIN BANK - 27/02/26 - Debt 0.80
AU SMALL FIN BANK - 25/03/2026 - Debt 0.79
EQUITAS SMALL FIN BANK - 17/03/26 - Debt 0.79
KOAK MAH BANK - 04/12/25 - Debt 0.68
8.28% KA SDL MAT - 06/03/2026 - Debt 0.57
06.99% GSEC MAT - 17/04/2026 - Debt 0.57
MAHINDRA RURAL HOUSING FINANCE LTD - Debt 0.53
HERO HOUSING FINANCE LTD - Debt 0.54
PIRAMAL FINANCE LIMITED - Debt 0.54
KOTAK MAH BANK - 11/12/2025 - Debt 0.54
CANARA BANK - 19/12/2025 - Debt 0.54
PUNJAB & SIND BANK - 23/01/2026 - Debt 0.54
POONAWALLA FINCORP LTD. - Debt 0.53
EXIM BANK - 04/03/2026 - Debt 0.53
S I D B I - 06/03/2026 - Debt 0.53
GIC HOUSING FINANCE LTD. - Debt 0.53
HDB FINANCIAL SERVICES LTD. - Debt 0.53
CANARA BANK - 02/09/2025 - Debt 0.41
EQUITAS SMALL FIN BANK - 12/09/25 - Debt 0.41
AXIS BANK - 10/10/25 - Debt 0.41
HDFC BANK - 04/02/2026 - Debt 0.40
360 ONE PRIME LTD - Debt 0.39
GODREJ FINANCE LIMITED - Debt 0.40
8.24% AP SDL -MAT=09/09/2025 - Debt 0.37
364 DAYS T - BILL- 02/05/2025 - Debt 0.28
HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD. - Debt 0.28
STANDARD CHARTERED CAPITAL LTD. - Debt 0.14
360 ONE WAM LIMITED - Debt 0.26
TATA TELESERVICES MAHARASHTRA LTD - Debt 0.25
KOTAK MAHINDRA BANK - 15/01/2026 - Debt 0.16
8.25% MP SDL -09/09/2025 - Debt 0.14
RELIANCE RETAIL VENTURES LIMITED - Debt 0.14
INDIAN BANK - 04/12/2025 - Debt 0.14
364 D TBILL MAT - 07/08/25 - Debt 0.06
364D TBILL MAT - 04/09/2025 - Debt 0.06
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.02
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS - Debt 0.25
NABARD - 20/01/2026 - Debt 3.48
364 D TBILL MAT - 05/03/2026 - Debt 2.68
INDIAN BANK - 04/02/2026 - Debt 2.67
364 D TBILL MAT - 19/03/26 - Debt 2.67
S I D B I -05/12/2025 - Debt 2.43
HDFC BANK - 18/12/2025 - Debt 2.42
N A B A R D -17/02/26 - Debt 2.40
CANARA BANK - 12/12/2025 - Debt 2.16
N A B A R D - 27/02/26 - Debt 2.13
HDFC BANK - 12/03/2026 - Debt 2.12
AXIS BANK - 04/03/26 - Debt 1.86
SIDBI - 11/03/2026 - Debt 1.86
6.89% RJ SDL MAT- 11/09/2025 - Debt 1.72
S ID B I - 13/01/2026 - Debt 1.61
UNION BANK - 16/01/2026 - Debt 1.61
IDFC FIRST BANK - 27/01/2026 - Debt 1.60
BANK OF INDIA - 06/02/2026 - Debt 1.60
INDIAN BANK - 12/03/2026 - Debt 1.59
CD- AXIS BANK 08/01/2026 - Debt 1.34
364 D TBILL MAT - 12/03/2026 - Debt 1.34
NABARD - 05/02/2026 - Debt 1.34
KOTAK MAHINDRA BANK - 18/02/2026 - Debt 1.33
CANARA BANK - 05/03/2026 - Debt 1.33
CD- UNION BANK OF INDIA 18/12/2025 - Debt 1.21
TOYOTA FINANCIAL SERVICES INDIA LTD - Debt 1.20
8.23% MH SDL MAT - 09/09/2025 - Debt 1.13
IDFC FIRST BANK - 12/11/25 - Debt 1.08
KOTAK MAH BANK - 28/11/2025 - Debt 1.08
TATA PROJECTS LTD - Debt 0.54
364 D TBILL MAT - 12/02/2026 - Debt 1.07
364 DAYS T -BILL MD 27/02/2026 - Debt 1.07
KOTAK MAH BANK - 28/01/2026 - Debt 1.07
TATA CAPITAL LTD. - Debt 1.07
UNION BANK - 29/01/2026 - Debt 1.07
INFINA FINANCE PRIVATE LIMITED - Debt 0.40
ICICI SECURITIES LTD. - Debt 0.80
CD- AXIS BANK 04/02/2026 - Debt 1.07
INDUS IND BANK - 20/01/2026 - Debt 1.07
S ID B I - 06/02/2026 - Debt 1.07
UNION BANK OF INDIA - 20/02/26 - Debt 1.07
INDUSIND BANK - 04/02/26 - Debt 1.07
HERO FINCORP LTD. - Debt 0.53
S I D B I - 27/02/26 - Debt 1.06
BIRLA GROUP HOLDINGS PRIVATE LIMITED - Debt 0.79
AU SMALL FIN BANK - 19/08/25 - Debt 0.83
CREDILA FINANCIAL SERVICES LTD - Debt 0.82
BHARTI TELECOM LTD. - Debt 0.68
HDFC BANK - 10/10/25 - Debt 0.82
AXIS BANK - 13/11/25 - Debt 0.81
TATA TELESERVICES LTD. - Debt 0.81
HDFC BANK - 04/12/2025 - Debt 0.81
CANARA BANK - 18/12/2025 - Debt 0.81
INDIAN BANK - 08012026 - Debt 0.81
PUNJAB & SIND BANK - 03/02/26 - Debt 0.80
AU SMALL FIN BANK - 27/01/26 - Debt 0.80
IGH HOLDINGS PRIVATE LIMITED - Debt 0.26
HDFC BANK - 25/02/2026 - Debt 0.80
KOTAK MAHINDRA BANK - 27/02/2026 - Debt 0.80
AU SMALL FIN BANK - 27/02/26 - Debt 0.80
AU SMALL FIN BANK - 25/03/2026 - Debt 0.79
EQUITAS SMALL FIN BANK - 17/03/26 - Debt 0.79
KOAK MAH BANK - 04/12/25 - Debt 0.68
8.28% KA SDL MAT - 06/03/2026 - Debt 0.57
06.99% GSEC MAT - 17/04/2026 - Debt 0.57
MAHINDRA RURAL HOUSING FINANCE LTD - Debt 0.53
HERO HOUSING FINANCE LTD - Debt 0.54
PIRAMAL FINANCE LIMITED - Debt 0.54
KOTAK MAH BANK - 11/12/2025 - Debt 0.54
CANARA BANK - 19/12/2025 - Debt 0.54
PUNJAB & SIND BANK - 23/01/2026 - Debt 0.54
POONAWALLA FINCORP LTD. - Debt 0.53
EXIM BANK - 04/03/2026 - Debt 0.53
S I D B I - 06/03/2026 - Debt 0.53
GIC HOUSING FINANCE LTD. - Debt 0.53
HDB FINANCIAL SERVICES LTD. - Debt 0.53
CANARA BANK - 02/09/2025 - Debt 0.41
EQUITAS SMALL FIN BANK - 12/09/25 - Debt 0.41
AXIS BANK - 10/10/25 - Debt 0.41
HDFC BANK - 04/02/2026 - Debt 0.40
360 ONE PRIME LTD - Debt 0.39
GODREJ FINANCE LIMITED - Debt 0.40
8.24% AP SDL -MAT=09/09/2025 - Debt 0.37
364 DAYS T - BILL- 02/05/2025 - Debt 0.28
HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD. - Debt 0.28
STANDARD CHARTERED CAPITAL LTD. - Debt 0.14
360 ONE WAM LIMITED - Debt 0.26
TATA TELESERVICES MAHARASHTRA LTD - Debt 0.25
KOTAK MAHINDRA BANK - 15/01/2026 - Debt 0.16
8.25% MP SDL -09/09/2025 - Debt 0.14
RELIANCE RETAIL VENTURES LIMITED - Debt 0.14
INDIAN BANK - 04/12/2025 - Debt 0.14
364 D TBILL MAT - 07/08/25 - Debt 0.06
364D TBILL MAT - 04/09/2025 - Debt 0.06
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.02
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS - Debt 0.25
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
211 days
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Amit Sharma (B.Com, CA, FRM), Mr. Anurag Mittal (C.A., MSc in Accounting & Finance, London School of Economics, UK),
  • Expense ration regular : 0.27
  • Expense ration direct : 0.19
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
Nil

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