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UTI Money Market Fund - Regular Plan

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Fund info
NAV (as on 2025-07-18)
3,869.12 0.02%
AUM (Fund Size)
N/A
Expense Ratio
0.27%
Exit load
Nil
Risk
N/A
AMC
UTI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.27
0.13 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.37
0.24 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.94
0.59 %
Three Months 2025-04-21 ₹3,000.00 ₹3,036.33
1.21 %
Six Months 2025-01-20 ₹6,000.00 ₹6,146.26
2.44 %
One Year 2024-07-18 ₹12,000.00 ₹12,544.86
4.54 %
Three Year 2022-07-19 ₹36,000.00 ₹40,435.35
12.32 %
Five Year 2020-07-20 ₹60,000.00 ₹71,084.09
18.47 %
Ten Year 2015-07-21 ₹120,000.00 ₹165,809.42
38.17 %
Since Inception 1995-07-16 ₹366,000.00 ₹47,220,994.80
12,801.91 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 100%
Others 0%

Sectors Holding in UTI Money Market Fund - Regular Plan

Other
100%
-
0%

Companies Holding in UTI Money Market Fund - Regular Plan

NABARD - 20/01/2026
3.48%
364 D TBILL MAT - 05/03/2026
2.68%
INDIAN BANK - 04/02/2026
2.67%
364 D TBILL MAT - 19/03/26
2.67%
S I D B I -05/12/2025
2.43%
HDFC BANK - 18/12/2025
2.42%
N A B A R D -17/02/26
2.40%
CANARA BANK - 12/12/2025
2.16%
N A B A R D - 27/02/26
2.13%
HDFC BANK - 12/03/2026
2.12%
AXIS BANK - 04/03/26
1.86%
SIDBI - 11/03/2026
1.86%
6.89% RJ SDL MAT- 11/09/2025
1.72%
S ID B I - 13/01/2026
1.61%
UNION BANK - 16/01/2026
1.61%
IDFC FIRST BANK - 27/01/2026
1.60%
BANK OF INDIA - 06/02/2026
1.60%
INDIAN BANK - 12/03/2026
1.59%
CD- AXIS BANK 08/01/2026
1.34%
364 D TBILL MAT - 12/03/2026
1.34%
NABARD - 05/02/2026
1.34%
KOTAK MAHINDRA BANK - 18/02/2026
1.33%
CANARA BANK - 05/03/2026
1.33%
CD- UNION BANK OF INDIA 18/12/2025
1.21%
TOYOTA FINANCIAL SERVICES INDIA LTD
1.20%
8.23% MH SDL MAT - 09/09/2025
1.13%
IDFC FIRST BANK - 12/11/25
1.08%
KOTAK MAH BANK - 28/11/2025
1.08%
TATA PROJECTS LTD
0.54%
364 D TBILL MAT - 12/02/2026
1.07%
364 DAYS T -BILL MD 27/02/2026
1.07%
KOTAK MAH BANK - 28/01/2026
1.07%
TATA CAPITAL LTD.
1.07%
UNION BANK - 29/01/2026
1.07%
INFINA FINANCE PRIVATE LIMITED
0.40%
ICICI SECURITIES LTD.
0.80%
CD- AXIS BANK 04/02/2026
1.07%
INDUS IND BANK - 20/01/2026
1.07%
S ID B I - 06/02/2026
1.07%
UNION BANK OF INDIA - 20/02/26
1.07%
INDUSIND BANK - 04/02/26
1.07%
HERO FINCORP LTD.
0.53%
S I D B I - 27/02/26
1.06%
BIRLA GROUP HOLDINGS PRIVATE LIMITED
0.79%
AU SMALL FIN BANK - 19/08/25
0.83%
CREDILA FINANCIAL SERVICES LTD
0.82%
BHARTI TELECOM LTD.
0.68%
HDFC BANK - 10/10/25
0.82%
AXIS BANK - 13/11/25
0.81%
TATA TELESERVICES LTD.
0.81%
HDFC BANK - 04/12/2025
0.81%
CANARA BANK - 18/12/2025
0.81%
INDIAN BANK - 08012026
0.81%
PUNJAB & SIND BANK - 03/02/26
0.80%
AU SMALL FIN BANK - 27/01/26
0.80%
IGH HOLDINGS PRIVATE LIMITED
0.26%
HDFC BANK - 25/02/2026
0.80%
KOTAK MAHINDRA BANK - 27/02/2026
0.80%
AU SMALL FIN BANK - 27/02/26
0.80%
AU SMALL FIN BANK - 25/03/2026
0.79%
EQUITAS SMALL FIN BANK - 17/03/26
0.79%
KOAK MAH BANK - 04/12/25
0.68%
8.28% KA SDL MAT - 06/03/2026
0.57%
06.99% GSEC MAT - 17/04/2026
0.57%
MAHINDRA RURAL HOUSING FINANCE LTD
0.53%
HERO HOUSING FINANCE LTD
0.54%
PIRAMAL FINANCE LIMITED
0.54%
KOTAK MAH BANK - 11/12/2025
0.54%
CANARA BANK - 19/12/2025
0.54%
PUNJAB & SIND BANK - 23/01/2026
0.54%
POONAWALLA FINCORP LTD.
0.53%
EXIM BANK - 04/03/2026
0.53%
S I D B I - 06/03/2026
0.53%
GIC HOUSING FINANCE LTD.
0.53%
HDB FINANCIAL SERVICES LTD.
0.53%
CANARA BANK - 02/09/2025
0.41%
EQUITAS SMALL FIN BANK - 12/09/25
0.41%
AXIS BANK - 10/10/25
0.41%
HDFC BANK - 04/02/2026
0.40%
360 ONE PRIME LTD
0.39%
GODREJ FINANCE LIMITED
0.40%
8.24% AP SDL -MAT=09/09/2025
0.37%
364 DAYS T - BILL- 02/05/2025
0.28%
HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.
0.28%
STANDARD CHARTERED CAPITAL LTD.
0.14%
360 ONE WAM LIMITED
0.26%
TATA TELESERVICES MAHARASHTRA LTD
0.25%
KOTAK MAHINDRA BANK - 15/01/2026
0.16%
8.25% MP SDL -09/09/2025
0.14%
RELIANCE RETAIL VENTURES LIMITED
0.14%
INDIAN BANK - 04/12/2025
0.14%
364 D TBILL MAT - 07/08/25
0.06%
364D TBILL MAT - 04/09/2025
0.06%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.02%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.25%
NABARD - 20/01/2026
3.48%
364 D TBILL MAT - 05/03/2026
2.68%
INDIAN BANK - 04/02/2026
2.67%
364 D TBILL MAT - 19/03/26
2.67%
S I D B I -05/12/2025
2.43%
HDFC BANK - 18/12/2025
2.42%
N A B A R D -17/02/26
2.40%
CANARA BANK - 12/12/2025
2.16%
N A B A R D - 27/02/26
2.13%
HDFC BANK - 12/03/2026
2.12%
AXIS BANK - 04/03/26
1.86%
SIDBI - 11/03/2026
1.86%
6.89% RJ SDL MAT- 11/09/2025
1.72%
S ID B I - 13/01/2026
1.61%
UNION BANK - 16/01/2026
1.61%
IDFC FIRST BANK - 27/01/2026
1.60%
BANK OF INDIA - 06/02/2026
1.60%
INDIAN BANK - 12/03/2026
1.59%
CD- AXIS BANK 08/01/2026
1.34%
364 D TBILL MAT - 12/03/2026
1.34%
NABARD - 05/02/2026
1.34%
KOTAK MAHINDRA BANK - 18/02/2026
1.33%
CANARA BANK - 05/03/2026
1.33%
CD- UNION BANK OF INDIA 18/12/2025
1.21%
TOYOTA FINANCIAL SERVICES INDIA LTD
1.20%
8.23% MH SDL MAT - 09/09/2025
1.13%
IDFC FIRST BANK - 12/11/25
1.08%
KOTAK MAH BANK - 28/11/2025
1.08%
TATA PROJECTS LTD
0.54%
364 D TBILL MAT - 12/02/2026
1.07%
364 DAYS T -BILL MD 27/02/2026
1.07%
KOTAK MAH BANK - 28/01/2026
1.07%
TATA CAPITAL LTD.
1.07%
UNION BANK - 29/01/2026
1.07%
INFINA FINANCE PRIVATE LIMITED
0.40%
ICICI SECURITIES LTD.
0.80%
CD- AXIS BANK 04/02/2026
1.07%
INDUS IND BANK - 20/01/2026
1.07%
S ID B I - 06/02/2026
1.07%
UNION BANK OF INDIA - 20/02/26
1.07%
INDUSIND BANK - 04/02/26
1.07%
HERO FINCORP LTD.
0.53%
S I D B I - 27/02/26
1.06%
BIRLA GROUP HOLDINGS PRIVATE LIMITED
0.79%
AU SMALL FIN BANK - 19/08/25
0.83%
CREDILA FINANCIAL SERVICES LTD
0.82%
BHARTI TELECOM LTD.
0.68%
HDFC BANK - 10/10/25
0.82%
AXIS BANK - 13/11/25
0.81%
TATA TELESERVICES LTD.
0.81%
HDFC BANK - 04/12/2025
0.81%
CANARA BANK - 18/12/2025
0.81%
INDIAN BANK - 08012026
0.81%
PUNJAB & SIND BANK - 03/02/26
0.80%
AU SMALL FIN BANK - 27/01/26
0.80%
IGH HOLDINGS PRIVATE LIMITED
0.26%
HDFC BANK - 25/02/2026
0.80%
KOTAK MAHINDRA BANK - 27/02/2026
0.80%
AU SMALL FIN BANK - 27/02/26
0.80%
AU SMALL FIN BANK - 25/03/2026
0.79%
EQUITAS SMALL FIN BANK - 17/03/26
0.79%
KOAK MAH BANK - 04/12/25
0.68%
8.28% KA SDL MAT - 06/03/2026
0.57%
06.99% GSEC MAT - 17/04/2026
0.57%
MAHINDRA RURAL HOUSING FINANCE LTD
0.53%
HERO HOUSING FINANCE LTD
0.54%
PIRAMAL FINANCE LIMITED
0.54%
KOTAK MAH BANK - 11/12/2025
0.54%
CANARA BANK - 19/12/2025
0.54%
PUNJAB & SIND BANK - 23/01/2026
0.54%
POONAWALLA FINCORP LTD.
0.53%
EXIM BANK - 04/03/2026
0.53%
S I D B I - 06/03/2026
0.53%
GIC HOUSING FINANCE LTD.
0.53%
HDB FINANCIAL SERVICES LTD.
0.53%
CANARA BANK - 02/09/2025
0.41%
EQUITAS SMALL FIN BANK - 12/09/25
0.41%
AXIS BANK - 10/10/25
0.41%
HDFC BANK - 04/02/2026
0.40%
360 ONE PRIME LTD
0.39%
GODREJ FINANCE LIMITED
0.40%
8.24% AP SDL -MAT=09/09/2025
0.37%
364 DAYS T - BILL- 02/05/2025
0.28%
HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.
0.28%
STANDARD CHARTERED CAPITAL LTD.
0.14%
360 ONE WAM LIMITED
0.26%
TATA TELESERVICES MAHARASHTRA LTD
0.25%
KOTAK MAHINDRA BANK - 15/01/2026
0.16%
8.25% MP SDL -09/09/2025
0.14%
RELIANCE RETAIL VENTURES LIMITED
0.14%
INDIAN BANK - 04/12/2025
0.14%
364 D TBILL MAT - 07/08/25
0.06%
364D TBILL MAT - 04/09/2025
0.06%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.02%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.25%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 211 days

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.27
Expense Ratio Direct
0.19
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Amit Sharma
B.Com, CA, FRM Experience
Mr. Anurag Mittal
C.A., MSc in Accounting & Finance, London School of Economics, UK Experience

Exit load

Nil

FAQs

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