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UTI Overnight Fund - Regular Plan

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  • 3Y
  • 5Y
  • 10Y
  • SI
Fund info
NAV (as on 2025-07-20)
1,811.61 0.01%
AUM (Fund Size)
8
Expense Ratio
0.11%
Exit load
Nil
Risk
N/A
AMC
UTI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-13 ₹1,000.00 ₹1,001.00
0.10 %
Two Week 2025-07-05 ₹1,000.00 ₹1,002.14
0.21 %
One Month 2025-06-20 ₹1,000.00 ₹1,004.29
0.43 %
Three Months 2025-04-21 ₹3,000.00 ₹3,026.52
0.88 %
Six Months 2025-01-21 ₹6,000.00 ₹6,097.94
1.63 %
One Year 2024-07-20 ₹12,000.00 ₹12,397.79
3.31 %
Three Year 2022-07-21 ₹36,000.00 ₹39,739.38
10.39 %
Five Year 2020-07-21 ₹60,000.00 ₹69,102.71
15.17 %
Ten Year 2015-07-23 ₹120,000.00 ₹4,645,445.44
3,771.20 %
Since Inception 2003-12-13 ₹264,000.00 ₹27,759,169.60
10,414.84 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 5%
Others 92%

Sectors Holding in UTI Overnight Fund - Regular Plan

Other
97%

Companies Holding in UTI Overnight Fund - Regular Plan

7.72% GOVT SEC -25/05/25
1.34%
364 DAYS T - BILL- 02/05/2025
1.34%
91 D TBILL MAT - 15/05/2025
1.34%
364 D TBILL MAT - 08/05/2025
1.20%
364 D TBILL MAT - 29/05/25
1.07%
364 D TBILL MAT - 15/05/2025
0.67%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.34%
NET CURRENT ASSETS
92.70%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.11
Expense Ratio Direct
0.06
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Amit Sharma
Experience

Exit load

Nil

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