Home Mf Research Uti Ultra Short Duration Fund Regular Plan
UTI MUTUAL FUND

UTI Ultra Short Duration Fund - Regular Plan

Debt Debt Short Duration
Fund House : UTI MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
4,235.38 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.96%
Expense Ratio (Direct)
0.43%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.15
0.11 %
Two Week 2025-06-05 ₹1,000.00 ₹1,002.81
0.28 %
One Month 2025-05-21 ₹1,000.00 ₹1,005.77
0.58 %
Three Months 2025-03-24 ₹3,000.00 ₹3,036.02
1.20 %
Six Months 2024-12-23 ₹6,000.00 ₹6,130.94
2.18 %
One Year 2024-06-20 ₹12,000.00 ₹12,488.42
4.07 %
Three Year 2022-06-21 ₹36,000.00 ₹40,163.21
11.56 %
Five Year 2020-06-22 ₹60,000.00 ₹71,012.08
18.35 %
Ten Year 2015-06-23 ₹120,000.00 ₹164,562.18
37.14 %
Since Inception 2003-08-27 ₹266,000.00 ₹599,441.99
125.35 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC BANK - 19/09/2025 - Debt 1.18
TATA TELESERVICES MAHARASHTRA LTD - Debt 1.18
BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED - Debt 0.60
AXIS BANK - 09/10/25 - Debt 1.18
AXIS BANK - 13/11/25 - Debt 1.17
AU SMALL FIN BANK - 21/11/25 - Debt 1.16
CANARA BANK - 04/12/2025 - Debt 1.16
HDFC BANK - 04/12/2025 - Debt 1.16
CANARA BANK - 18/12/2025 - Debt 1.16
CD- AXIS BANK 04/02/2026 - Debt 1.15
AXIS BANK - 04/03/26 - Debt 1.15
NABARD - 10/03/2026 - Debt 1.14
KOTAK MAHINDRA BANK - 19/03/26 - Debt 1.14
EQUITAS SMALL FIN BANK - 17/03/26 - Debt 1.14
NUVAMA WEALTH FINANCE LTD - Debt 1.12
AXIS BANK - 15/07/2025 - Debt 0.60
CD- CANARA BANK 03/09/2025 - Debt 0.59
IDFC FIRST BANK - 27/01/2026 - Debt 0.58
360 ONE WAM LIMITED - Debt 0.57
EMBASSY OFFICE PARKS REIT - Debt 0.57
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.02
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS - Debt 0.20
NET CURRENT ASSETS - - 6.55
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 1.21
BAJAJ HOUSING FINANCE LTD - Debt 2.44
SHRIRAM FINANCE LTD - Debt 0.24
LIC HOUSING FINANCE LTD. - Debt 1.81
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - Debt 1.21
EXPORT IMPORT BANK OF INDIA - Debt 1.21
AVANSE FINANCIAL SERVICES LIMITED - Debt 1.21
CANFIN HOMES LTD. - Debt 1.21
BHARTI TELECOM LTD. - Debt 1.17
GODREJ INDUSTRIES LTD. - Debt 0.53
NIRMA LTD. - Debt 0.61
MUTHOOT FINANCE LTD - Debt 0.61
MOTILAL OSWAL FINVEST LTD - Debt 0.61
INDIGRID INFRASTRUCTURE TRUST - Debt 0.61
TITAN COMPANY LTD. - Debt 0.61
POWER FINANCE CORPORATION LTD. - Debt 0.24
NIIF INFRASTRUCTURE FINANCE LTD - Debt 0.60
ADITYA BIRLA REAL ESTATE LTD - Debt 0.58
TATA PROJECTS LTD - Debt 0.48
360 ONE PRIME LTD - Debt 0.33
ADITYA BIRLA RENEWABLES LTD - Debt 0.37
VEDANTA LTD - Debt 0.36
TATA MOTORS LTD. - Debt 0.07
182D TBILL MAT - 18/09/2025 - Debt 3.55
182 D TBILL MAT - 14/08/25 - Debt 2.38
AXIS BANK - 09/09/25 - Debt 2.36
ONGC PETRO-ADDITIONS LTD. - Debt 2.34
IDFC FIRST BANK - 19/11/25 - Debt 2.33
CANARA BANK - 19/12/2025 - Debt 2.32
INDIAN BANK - 06/03/2026 - Debt 2.29
EQUITAS SMALL FIN BANK - 12/09/25 - Debt 1.77
ANGEL ONE LTD - Debt 1.72
CANARA BANK - 12/12/2025 - Debt 1.74
BANK OF INDIA - 26/12/2025 - Debt 1.74
HDFC BANK - 04/02/2026 - Debt 1.73
INDIAN BANK - 25/03/26 - Debt 1.71
PHOENIX ARC PRIVATE LIMITED - Debt 1.21
CD- AXIS BANK 06/06/2025 - Debt 1.20
91 D TBILL MAT- 19/06/25 - Debt 1.20
HDFC BANK - 24/06/2025 - Debt 1.20
182 DAYS T BILL - 29/08/2025 - Debt 1.19
FEDERAL BANK - 09/0925 - Debt 1.18
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 1.21
BAJAJ HOUSING FINANCE LTD - Debt 2.44
SHRIRAM FINANCE LTD - Debt 0.24
LIC HOUSING FINANCE LTD. - Debt 1.81
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - Debt 1.21
EXPORT IMPORT BANK OF INDIA - Debt 1.21
AVANSE FINANCIAL SERVICES LIMITED - Debt 1.21
CANFIN HOMES LTD. - Debt 1.21
BHARTI TELECOM LTD. - Debt 1.17
GODREJ INDUSTRIES LTD. - Debt 0.53
NIRMA LTD. - Debt 0.61
MUTHOOT FINANCE LTD - Debt 0.61
MOTILAL OSWAL FINVEST LTD - Debt 0.61
INDIGRID INFRASTRUCTURE TRUST - Debt 0.61
TITAN COMPANY LTD. - Debt 0.61
POWER FINANCE CORPORATION LTD. - Debt 0.24
NIIF INFRASTRUCTURE FINANCE LTD - Debt 0.60
ADITYA BIRLA REAL ESTATE LTD - Debt 0.58
TATA PROJECTS LTD - Debt 0.48
360 ONE PRIME LTD - Debt 0.33
ADITYA BIRLA RENEWABLES LTD - Debt 0.37
VEDANTA LTD - Debt 0.36
TATA MOTORS LTD. - Debt 0.07
182D TBILL MAT - 18/09/2025 - Debt 3.55
182 D TBILL MAT - 14/08/25 - Debt 2.38
AXIS BANK - 09/09/25 - Debt 2.36
ONGC PETRO-ADDITIONS LTD. - Debt 2.34
IDFC FIRST BANK - 19/11/25 - Debt 2.33
CANARA BANK - 19/12/2025 - Debt 2.32
INDIAN BANK - 06/03/2026 - Debt 2.29
EQUITAS SMALL FIN BANK - 12/09/25 - Debt 1.77
ANGEL ONE LTD - Debt 1.72
CANARA BANK - 12/12/2025 - Debt 1.74
BANK OF INDIA - 26/12/2025 - Debt 1.74
HDFC BANK - 04/02/2026 - Debt 1.73
INDIAN BANK - 25/03/26 - Debt 1.71
PHOENIX ARC PRIVATE LIMITED - Debt 1.21
CD- AXIS BANK 06/06/2025 - Debt 1.20
91 D TBILL MAT- 19/06/25 - Debt 1.20
HDFC BANK - 24/06/2025 - Debt 1.20
182 DAYS T BILL - 29/08/2025 - Debt 1.19
FEDERAL BANK - 09/0925 - Debt 1.18
HDFC BANK - 19/09/2025 - Debt 1.18
TATA TELESERVICES MAHARASHTRA LTD - Debt 1.18
BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED - Debt 0.60
AXIS BANK - 09/10/25 - Debt 1.18
AXIS BANK - 13/11/25 - Debt 1.17
AU SMALL FIN BANK - 21/11/25 - Debt 1.16
CANARA BANK - 04/12/2025 - Debt 1.16
HDFC BANK - 04/12/2025 - Debt 1.16
CANARA BANK - 18/12/2025 - Debt 1.16
CD- AXIS BANK 04/02/2026 - Debt 1.15
AXIS BANK - 04/03/26 - Debt 1.15
NABARD - 10/03/2026 - Debt 1.14
KOTAK MAHINDRA BANK - 19/03/26 - Debt 1.14
EQUITAS SMALL FIN BANK - 17/03/26 - Debt 1.14
NUVAMA WEALTH FINANCE LTD - Debt 1.12
AXIS BANK - 15/07/2025 - Debt 0.60
CD- CANARA BANK 03/09/2025 - Debt 0.59
IDFC FIRST BANK - 27/01/2026 - Debt 0.58
360 ONE WAM LIMITED - Debt 0.57
EMBASSY OFFICE PARKS REIT - Debt 0.57
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.02
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS - Debt 0.20
NET CURRENT ASSETS - - 6.55
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
184
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Ritesh Nambiar (Unknown),
  • Expense ration regular : 0.96
  • Expense ration direct : 0.43
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt
Exit load
Nil

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?