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Home Mf Research Whiteoak Capital Banking Financial Services Fund Regular Plan Growth
WhiteOak Capital Mutual Fund

Whiteoak Capital Banking & Financial Services Fund - Regular Plan - Growth

Equity Equity Sectoral Thematic
Fund House : WhiteOak Capital Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
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-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-03)
12.20 -0.62%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.37%
Expense Ratio (Direct)
0.64%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,000.82
0.08 %
Two Week 2025-05-19 ₹1,000.00 ₹1,003.62
0.36 %
1 Month 2025-05-05 ₹1,000.00 ₹1,020.84
2.08 %
Three Months 2025-03-05 ₹3,000.00 ₹3,248.98
8.30 %
Six Months 2024-12-05 ₹6,000.00 ₹6,508.50
8.48 %
One Year 2024-06-03 ₹12,000.00 ₹13,055.89
8.80 %
Since Inception 2024-01-16 ₹17,000.00 ₹19,330.36
13.71 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banks Equity 21.58
ICICI Bank Limited Banks Equity 13.50
ICICI Securities Limited Capital Markets Equity 9.41
Kotak Mahindra Bank Limited Banks Equity 7.09
State Bank of India Banks Equity 6.33
Cholamandalam Financial Holdings Limited Finance Equity 4.12
Bajaj Finserv Limited Finance Equity 3.84
Axis Bank Limited Banks Equity 3.04
CSB Bank Limited Banks Equity 2.64
Shriram Finance Limited Finance Equity 2.52
REC Limited Finance Equity 2.35
Power Finance Corporation Limited Finance Equity 2.21
HDFC Life Insurance Company Limited Insurance Equity 1.91
Medi Assist Healthcare Services Limited Insurance Equity 1.56
Indian Bank Banks Equity 1.55
ICICI Prudential Life Insurance Company Limited Insurance Equity 1.44
Computer Age Management Services Limited Capital Markets Equity 1.26
PNB Housing Finance Limited Finance Equity 1.23
City Union Bank Limited Banks Equity 1.14
Five Star Business Finance Limited Finance Equity 1.12
Aadhar Housing Finance Limited Finance Equity 1.08
Nippon Life India Asset Management Limited Capital Markets Equity 0.98
Max Financial Services Limited Insurance Equity 0.93
CMS Info System Limited Commercial Services & Supplies Equity 0.79
The Karnataka Bank Limited Banks Equity 0.78
L&T Finance Limited Finance Equity 0.74
Muthoot Finance Limited Finance Equity 0.72
Nucleus Software Exports Limited IT - Software Equity 0.71
Intellect Design Arena Limited IT - Software Equity 0.69
CARE Ratings Limited Capital Markets Equity 0.39
Capital Small Finance Bank Limited Banks Equity 0.34
Bank Nifty Index Index Equity 0.67
Treasury Bill - Debt 0.64
182 Days Sovereign - Debt 0.64
TREPS - Debt 2.21
Net Receivables / (Payables) - - 0.55
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
-
Sharpe Ratio
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Lock In Period
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Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Trupti Agrawal (Over 15 Years), Ramesh Mantri (Over 20 Years), Piyush Baranwal (Over 14 Years), Dheeresh Pathak (Over 16 Years),
  • Expense ration regular : 2.37
  • Expense ration direct : 0.64
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : equity
Exit load
1.00% (if units are redeemed/switched-out within 1 month from the date of allotment)

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