Home Mf Research Whiteoak Capital Banking Financial Services Fund Regular Plan Growth

Whiteoak Capital Banking & Financial Services Fund - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
Fund info
NAV (as on 2025-07-18)
12.51 -0.76%
AUM (Fund Size)
N/A
Expense Ratio
2.37%
Exit load
1.00% (if units are redeemed/switched-out within 1 month from the date of allotment)
Risk
N/A
AMC
WhiteOak Capital Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹996.65
-0.33 %
Two Week 2025-07-03 ₹1,000.00 ₹996.26
-0.37 %
One Month 2025-06-18 ₹1,000.00 ₹1,012.88
1.29 %
Three Months 2025-04-21 ₹3,000.00 ₹3,073.99
2.47 %
Six Months 2025-01-20 ₹6,000.00 ₹6,500.88
8.35 %
One Year 2024-07-18 ₹12,000.00 ₹13,282.78
10.69 %
Since Inception 2024-01-16 ₹19,000.00 ₹21,808.83
14.78 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others 0%

Sectors Holding in Whiteoak Capital Banking & Financial Services Fund - Regular Plan - Growth

Banks
54%
Capital Markets
10%
Finance
16%
Insurance
3%
Commercial Services & Supplies
0%
IT - Software
0%
Index
0%
Other
2%

Companies Holding in Whiteoak Capital Banking & Financial Services Fund - Regular Plan - Growth

HDFC Bank Limited
21.58%
ICICI Bank Limited
13.50%
ICICI Securities Limited
9.41%
Kotak Mahindra Bank Limited
7.09%
State Bank Of India
6.33%
Cholamandalam Financial Holdings Limited
4.12%
Bajaj Finserv Limited
3.84%
Axis Bank Limited
3.04%
CSB Bank Limited
2.64%
Shriram Finance Limited
2.52%
REC Limited
2.35%
Power Finance Corporation Limited
2.21%
HDFC Life Insurance Company Limited
1.91%
Medi Assist Healthcare Services Limited
1.56%
Indian Bank
1.55%
ICICI Prudential Life Insurance Company Limited
1.44%
Computer Age Management Services Limited
1.26%
PNB Housing Finance Limited
1.23%
City Union Bank Limited
1.14%
Five Star Business Finance Limited
1.12%
Aadhar Housing Finance Limited
1.08%
Nippon Life India Asset Management Limited
0.98%
Max Financial Services Limited
0.93%
CMS Info System Limited
0.79%
The Karnataka Bank Limited
0.78%
L&T Finance Limited
0.74%
Muthoot Finance Limited
0.72%
Nucleus Software Exports Limited
0.71%
Intellect Design Arena Limited
0.69%
CARE Ratings Limited
0.39%
Capital Small Finance Bank Limited
0.34%
Bank Nifty Index
0.67%
Treasury Bill
0.64%
182 Days Sovereign
0.64%
TREPS
2.21%
Net Receivables / (Payables)
0.55%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.37
Expense Ratio Direct
0.64
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Trupti Agrawal
Over 15 Years Experience
Ramesh Mantri
Over 20 Years Experience
Piyush Baranwal
Over 14 Years Experience
Dheeresh Pathak
Over 16 Years Experience

Exit load

1.00% (if units are redeemed/switched-out within 1 month from the date of allotment)

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?