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Aditya Birla Sun Life Income Fund - Discipline Advantage Plan

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Fund info
NAV (as on 2024-09-20)
30.02 0.01%
AUM (Fund Size)
N/A
Expense Ratio
1.09%
Exit load
Nil
Risk
N/A
AMC
Aditya Birla Sun Life Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2024-09-13 ₹1,000.00 ₹1,002.90
0.29 %
Two Week 2024-09-05 ₹1,000.00 ₹1,007.19
0.72 %
One Month 2024-08-21 ₹1,000.00 ₹1,009.57
0.96 %
Three Months 2024-06-24 ₹3,000.00 ₹3,053.90
1.80 %
Six Months 2024-03-26 ₹6,000.00 ₹6,185.31
3.09 %
One Year 2023-09-21 ₹12,000.00 ₹12,646.27
5.39 %
Three Year 2021-09-21 ₹36,000.00 ₹40,200.05
11.67 %
Five Year 2019-09-23 ₹60,000.00 ₹70,847.33
18.08 %
Ten Year 2014-09-23 ₹120,000.00 ₹172,111.85
43.43 %
Since Inception 2009-03-06 ₹190,000.00 ₹346,367.88
82.30 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 162%
Others 4%

Sectors Holding in Aditya Birla Sun Life Income Fund - Discipline Advantage Plan

Other
166%

Companies Holding in Aditya Birla Sun Life Income Fund - Discipline Advantage Plan

6.94% Power Grid Corporation Of India Limited (15/04/2035)
4.37%
7.48% National Bank For Agriculture And Rural Development (15/09/2028)
3.32%
7.56% REC Limited (31/08/2027)
3.30%
6.90% Housing & Urban Development Corporation Limited (06/05/2030)
3.27%
6.90% Housing & Urban Development Corporation Limited (23/04/2032)
3.27%
7.17% Tata Capital Housing Finance Limited (21/05/2030)
3.24%
7.20% Larsen & Toubro Limited (22/01/2035)
2.42%
7.54% Small Industries Development Bank Of India (12/01/2026)
2.30%
7.44% Power Finance Corporation Limited (15/01/2030)
2.22%
7.82% Bajaj Finance Limited (31/01/2034)
2.22%
7.70% National Bank For Agriculture And Rural Development (30/09/2027)
2.21%
7.712% Tata Capital Housing Finance Limited (14/01/2028)
2.19%
7.75% Small Industries Development Bank Of India (27/10/2025)
2.17%
7.47% Small Industries Development Bank Of India (25/11/2025)
2.16%
7.93% Bajaj Finance Limited (02/05/2034)
2.01%
7.32% REC Limited (28/02/2035)
1.34%
7.59% Small Industries Development Bank Of India (10/02/2026)
1.16%
7.28% REC Limited (20/02/2040)
1.12%
7.99% LIC Housing Finance Limited (12/07/2029)
1.12%
7.43% National Bank For Financing Infrastructure And Dev (16/06/2033)
1.11%
7.39% Small Industries Development Bank Of India (21/03/2030)
1.11%
7.17% Indian Railway Finance Corporation Limited (27/04/2035)
1.11%
7.41% Bank Of Baroda (28/11/2039)
1.11%
8.10% Tata Capital Housing Finance Limited (19/02/2027)
1.10%
8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027)
1.10%
7.80% Tata Capital Housing Finance Limited (05/08/2027)
1.10%
8.07% SMFG India Home Finance Company Limited (10/09/2027)
1.09%
7.21% Embassy Office Parks REIT (17/03/2028)
1.08%
7.19% ICICI Home Finance Company Limited (22/08/2028)
1.08%
6.35% HDB Financial Services Limited (11/09/2026)
1.07%
8.43% LIC Housing Finance Limited (10/07/2026)
0.44%
8.47% LIC Housing Finance Limited (10/06/2026)
0.44%
6.94% National Highways Authority Of India (30/12/2036)
0.44%
7.96% HDB Financial Services Limited (17/11/2025)
0.43%
5.83% State Bank Of India (26/10/2030)
0.43%
7.55% REC Limited (10/05/2030)
0.22%
7.65% Power Finance Corporation Limited (22/11/2027)
0.22%
8.46% HDFC Bank Limited (24/06/2026)
0.22%
7.40% National Bank For Agriculture And Rural Development (30/01/2026)
0.11%
Government Of India (22/04/2064)
20.95%
Government Of India (12/06/2063)
5.85%
Government Of India (05/08/2054)
2.23%
Government Of India (24/07/2037)
1.71%
Government Of India (19/06/2053)
1.41%
State Government Securities (27/03/2034)
0.82%
State Government Securities (27/03/2033)
0.06%
State Government Securities (07/02/2034)
0.68%
Government Of India (18/11/2039)
0.65%
Government Of India (15/04/2039)
0.23%
Government Of India (19/01/2039)
0.13%
Government Of India (25/11/2074)
0.13%
State Government Securities (27/03/2035)
0.12%
State Government Securities (13/10/2026)
0.09%
State Government Securities (24/02/2026)
0.04%
Government Of India (10/04/2028)
0.06%
State Government Securities (15/04/2030)
0.05%
State Government Securities (13/01/2026)
0.04%
State Government Securities (09/02/2027)
0.04%
State Government Securities (29/03/2034)
0.04%
Government Of India (15/11/2026)
0.04%
Government Of India (17/01/2032)
0.03%
State Government Securities (07/10/2027)
0.02%
State Government Securities (15/03/2027)
0.01%
National Bank For Agriculture And Rural Development (27/02/2026)
0.41%
0% GOI - 17DEC27 STRIPS
0.01%
SBI - Corporate Debt Market Development Fund - A2 Units
0.26%
Clearing Corporation Of India Limited
0.40%
Net Receivables / (Payables)
2.24%
6.94% Power Grid Corporation Of India Limited (15/04/2035)
4.37%
7.48% National Bank For Agriculture And Rural Development (15/09/2028)
3.32%
7.56% REC Limited (31/08/2027)
3.30%
6.90% Housing & Urban Development Corporation Limited (06/05/2030)
3.27%
6.90% Housing & Urban Development Corporation Limited (23/04/2032)
3.27%
7.17% Tata Capital Housing Finance Limited (21/05/2030)
3.24%
7.20% Larsen & Toubro Limited (22/01/2035)
2.42%
7.54% Small Industries Development Bank Of India (12/01/2026)
2.30%
7.44% Power Finance Corporation Limited (15/01/2030)
2.22%
7.82% Bajaj Finance Limited (31/01/2034)
2.22%
7.70% National Bank For Agriculture And Rural Development (30/09/2027)
2.21%
7.712% Tata Capital Housing Finance Limited (14/01/2028)
2.19%
7.75% Small Industries Development Bank Of India (27/10/2025)
2.17%
7.47% Small Industries Development Bank Of India (25/11/2025)
2.16%
7.93% Bajaj Finance Limited (02/05/2034)
2.01%
7.32% REC Limited (28/02/2035)
1.34%
7.59% Small Industries Development Bank Of India (10/02/2026)
1.16%
7.28% REC Limited (20/02/2040)
1.12%
7.99% LIC Housing Finance Limited (12/07/2029)
1.12%
7.43% National Bank For Financing Infrastructure And Dev (16/06/2033)
1.11%
7.39% Small Industries Development Bank Of India (21/03/2030)
1.11%
7.17% Indian Railway Finance Corporation Limited (27/04/2035)
1.11%
7.41% Bank Of Baroda (28/11/2039)
1.11%
8.10% Tata Capital Housing Finance Limited (19/02/2027)
1.10%
8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027)
1.10%
7.80% Tata Capital Housing Finance Limited (05/08/2027)
1.10%
8.07% SMFG India Home Finance Company Limited (10/09/2027)
1.09%
7.21% Embassy Office Parks REIT (17/03/2028)
1.08%
7.19% ICICI Home Finance Company Limited (22/08/2028)
1.08%
6.35% HDB Financial Services Limited (11/09/2026)
1.07%
8.43% LIC Housing Finance Limited (10/07/2026)
0.44%
8.47% LIC Housing Finance Limited (10/06/2026)
0.44%
6.94% National Highways Authority Of India (30/12/2036)
0.44%
7.96% HDB Financial Services Limited (17/11/2025)
0.43%
5.83% State Bank Of India (26/10/2030)
0.43%
7.55% REC Limited (10/05/2030)
0.22%
7.65% Power Finance Corporation Limited (22/11/2027)
0.22%
8.46% HDFC Bank Limited (24/06/2026)
0.22%
7.40% National Bank For Agriculture And Rural Development (30/01/2026)
0.11%
Government Of India (22/04/2064)
20.95%
Government Of India (12/06/2063)
5.85%
Government Of India (05/08/2054)
2.23%
Government Of India (24/07/2037)
1.71%
Government Of India (19/06/2053)
1.41%
State Government Securities (27/03/2034)
0.82%
State Government Securities (27/03/2033)
0.06%
State Government Securities (07/02/2034)
0.68%
Government Of India (18/11/2039)
0.65%
Government Of India (15/04/2039)
0.23%
Government Of India (19/01/2039)
0.13%
Government Of India (25/11/2074)
0.13%
State Government Securities (27/03/2035)
0.12%
State Government Securities (13/10/2026)
0.09%
State Government Securities (24/02/2026)
0.04%
Government Of India (10/04/2028)
0.06%
State Government Securities (15/04/2030)
0.05%
State Government Securities (13/01/2026)
0.04%
State Government Securities (09/02/2027)
0.04%
State Government Securities (29/03/2034)
0.04%
Government Of India (15/11/2026)
0.04%
Government Of India (17/01/2032)
0.03%
State Government Securities (07/10/2027)
0.02%
State Government Securities (15/03/2027)
0.01%
National Bank For Agriculture And Rural Development (27/02/2026)
0.41%
0% GOI - 17DEC27 STRIPS
0.01%
SBI - Corporate Debt Market Development Fund - A2 Units
0.26%
Clearing Corporation Of India Limited
0.40%
Net Receivables / (Payables)
2.24%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 11.33

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.09
Expense Ratio Direct
0.69
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Bhupesh Bameta
Experience
Mr. Bhupesh Bameta
Experience

Exit load

Nil

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